Kotak Mahindra Bank International Presence

Kotak Mahindra Bank is one of India’s leading private sector banks with a growing international presence. The bank also offers banking services to individuals, businesses and Non -Resident Indians (NRIs) through its overseas branches, international offices and group entities. Remittance services, deposits and wealth management products are available to customers. The bank also caters to customers looking for non-resident Indian investment plans that would help them achieve their long term financial goals.

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Key Global Regions & International Presence 

Kotak Mahindra Bank operates through its overseas branches, international offices and overseas group entities to support NRIs and international customers with banking, remittance, and trade-related services.

Country Location Address Contact Email
United Arab Emirates DIFC Branch, Dubai Office No. 701/703, Level 7, Tower 2 (Al Fattan Currency House), DIFC, Dubai.  +971 4 3544455  Available through official contact channels
United Kingdom Kotak Mahindra (UK) Ltd  8th Floor, Portsoken House, 155–157 Minories, London EC3N 1LS  +44 20 7977 6900  Available through official contact channels
United States of America Kotak Mahindra Inc.  369 Lexington Avenue, 28th Floor, New York NY 10017  +1 212 600 8850  Available through official contact channels
Singapore Kotak Mahindra (UK) Ltd Singapore Branch  16 Raffles Quay, #35-02/03 Hong Leong Building, Singapore 048581  +65 6290 5590  Available through official contact channels

Note: Branch addresses, contact numbers, and email details may change from time to time. Customers should verify the latest information through the official Kotak Mahindra Bank website before visiting any overseas office or branch.

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NRI Account Meaning and the Opening Process

NRI account meaning refers to a specialised bank account designed for Non-Resident Indians to manage their income and savings in India while living abroad. Customers can contact the international offices or the authorised branches to get help in opening an NRI account with Kotak Mahindra Bank.

Below mentioned steps can be followed by the customers for NRI account opening process:

  • Visit a Branch: Visit an authorised Kotak Mahindra Bank branch in India or contact an overseas office for guidance.
  • Fill Application Form: Fill the form with the required information.
  • Submit Documents: Provide passport, visa, address proof, and other supporting documents.
  • Document Verification: Complete the attestation process if required.
  • Fund the Account: Transfer the initial deposit.
  • Account Activation: Upon verification, the account is activated.

After the activation process, customers can avail banking services and information on opportunities for NRI investment plans in India as per their financial goals. Internet banking and mobile banking facilities are available to help customers manage their accounts conveniently from anywhere in the world.

Conclusion

Kotak Mahindra Bank’s branches and international offices in foreign countries serve the banking needs of customers in different countries with a host of services. Whether customers need remittance facilities or NRI banking solutions, the bank has a wide range of financial products. Those interested in an investment plan may check with the bank and its authorised channels for suitable products. Customers looking for the best investment plans in India can also get guidance as per their risk appetite and financial goals.

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FAQs

  • 1. Why do NRIs choose Kotak Mahindra Bank for overseas banking?

    Advantages like the presence of Kotak Mahindra Bank across the globe, the special consideration and services offered to the NRI, and also the digital banking which is available at Kotak Mahindra Bank, make it a favourite among the NRIs.
  • 2. How do I get in touch with the Kotak Mahindra Bank if I am in a foreign country?

    The bank provides customers with assistance with banking questions through its international branches and offices, customer care services and official website.
  • 3. Does Kotak Mahindra Bank have foreign currency accounts for NRIs?

    Yes, customers shall be eligible to open FCNR (B) deposit accounts subject to their fulfilling the eligibility criteria, terms and conditions of the bank and any regulatory requirements that may be applicable.
  • 4. Is it possible to use mobile banking with Kotak Mahindra Bank when I am outside India?

    Yes, customers are able to use the features of account management, fund transfer and other banking options from overseas using Kotak Mahindra Bank's internet banking and mobile banking platforms.

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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

*Past 10 Year annualised returns as on 01-07-2026
*All savings plans are provided by the insurer as per the IRDAI approved insurance plan. Tax benefit is subject to changes in tax laws. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
**Returns are based on past 10 years' fund performance data (Fund Data Source: Value Research).
^Returns as on 10th Jan'25. 18% returns for Tata AIA Life Top 200 for the last 10 years.The past performance is not necessarily indicative of future performance. Source: Morningstar

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