Bajaj Allianz Life SmallCap Quality Index Fund

Introducing the Bajaj Allianz Life SmallCap Quality Index Fund, a newly launched NFO by Bajaj Allianz Life Insurance. It focuses on small-cap companies that are selected based on quality factors. Tracking the Nifty SmallCap 250 Quality 50 Index, the fund aims for capital appreciation through equity investments.

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What is the Bajaj Allianz Life SmallCap Quality Index Fund?

The Bajaj Allianz Life Small Cap Quality Index Fund is a newly launched New Fund Offering (NFO) offered by Bajaj Allianz Life Insurance it starts on 1st March and ends on 15th March 2024. It is an index fund that focuses on investing in small-cap companies that are selected based on a quality factor. The fund tracks the Nifty SmallCap 250 Quality 50 Index. 

Here are some key features of the Bajaj Allianz Life Small Cap Quality Index:

  • Investment objective: To provide capital appreciation through investment in equities forming part of the Nifty SmallCap 250 Quality 50 Index

  • Asset allocation: The Nifty SmallCap 250 Quality 50 fund invests primarily in equity and equity-related instruments of small-cap companies. 

  • Minimum investment: The minimum investment amount is ₹1,000/month.

Bringing the Best of Both Worlds Together

bajaj life small cap quality index fundbajaj life small cap quality index fund

Highlights of Bajaj Allianz Life SmallCap Quality Index Fund

Aspect Details
Investment Objective To provide capital appreciation through investment in equities forming part of the Nifty SmallCap 250 Quality 50 Index.
Benchmark Index Nifty SmallCap 250 Quality 50 Index
Risk Profile High-Risk
NFO Date 1st March 2024 – 15th March 2024
Current NAV ₹10
Minimum Investment ₹1,000/month

Reasons Why You Should Invest in Bajaj Allianz Life New Fund March 2024

Investing wisely requires careful consideration of various factors, and the Bajaj Allianz Life SmallCap Quality Index stands out as one of the best investment options for several reasons:

  • SmallCap Quality Index Fund being offered by Bajaj Allianz Life boasts a remarkable 5-year return of 30.2%, making it one of the best performing small cap index funds in the market.

  • The Bajaj Allianz Life New Smallcap Fund invests in the top 50 small cap stocks, ensuring a diversified portfolio that taps into the potential growth of small cap companies.

  • With Bajaj Allianz Life Goal Assure plan, investors can benefit from this fund there are NO charges involved under this plan.

  • An exclusive NFO (New Fund Offering) for Policybazaar buyers is scheduled from 1st to 15th March, offering a NAV of ₹10.

  • Investors can also take advantage of the Waiver of Premium feature available in under the ULIP plan starting at just ₹1,000, providing additional financial security and flexibility.

reasons to invest in bajabjreasons to invest in bajabj

Nifty Small Cap 250 Quality 50 Index Performance

Index Name  3-Years Returns 5-Years Returns 10-Years Returns 15-Years Returns
Nifty Small Cap 250 Quality 50  36% 30.2% 26.8% 24.9%
Nifty Small Cap 250 34% 24.6% 20% 19%
Nifty Midcap 100 32% 23.5% 20% 19.5%
NIFTY 50 17% 14.9% 13.6% -

What is the SmallCap Quality Index Fund?

The Nifty Small Cap 250 Quality 50 Index is a stock market index in India that tracks the performance of the top 50 small-cap stocks based on their quality scores. These quality scores are a measure of a company's financial strength and profitability, calculated using factors like:

  • Return on Equity (RoE)

  • Debt-to-equity ratio

  • Earnings-Per-Share (EPS) variability over the past 5 years

It is reconstituted semi-annually, in June and December, to ensure the quality of the companies it tracks.

Key things to know about the Nifty Small Cap 250 Quality 50 Index:

  • It is a strategy index, meaning it follows a specific investment strategy of focusing on high-quality small-cap stocks.

  • It is market-capitalization weighted, meaning the weightage of each stock in the index is based on its market capitalization.

  • It has historically outperformed the broader Nifty Smallcap 250 index, which tracks the performance of the entire small-cap universe in India.

4 Reasons Why Investing in Small Cap Will Give You High Returns

  • Future Leaders: Small companies with strong fundamentals can evolve into future industry leaders.

  • High Growth Opportunity: Small caps present significant growth opportunities as they are in the early stages of their business life cycle.

  • Diversification Across Sectors: Investing in small caps allows diversification across various industries and sectors, spreading risk effectively.

  • Unique & Scalable Business Models: Small companies often possess unique and scalable business models, providing opportunities in new and emerging sectors.

index fundindex fund

Difference Between Index Funds vs Actively Managed Funds

Parameter Index Fund Actively Managed Funds
Performance Mimic Benchmark May or may not beat the benchmark
Risk Profile No Added Risk Might have risks depending on the performance
Stock picking Copy the benchmark May have more concentrated positions
Underperforming the market No Yes
Bias investing No Yes

Bajaj Allianz Life Products Available Under the Nifty Small Cap 250 Quality 50 Index

Investment Plans Child Plans with Waiver Of Premium(WOP) Retirement Plans 
Capital Guarantee Solution
(Min Premium: 1,800)
Capital Guarantee Solution
(Min Premium: 1,800)
Capital Guarantee Solution
(Min Premium: 3,800)
Goal Assure
(Min Premium: 3,000)
Smart Wealth Goal -WOP
(Min Premium: 4,000)
Long Life Goal
(Min Premium: 2,500)

Why Should You Choose Bajaj Allianz Life?

When it comes to securing your financial future, Bajaj Allianz Life stands out as a top choice. Here's why:

  1. Impressive Returns:

    Bajaj Allianz Life's products have a track record of delivering high returns. Just take a look at these figures:

    Plan Name Inception Date Returns Since Inception
    Small Cap Fund 23 May ‘23 58.20%
    Sustainable Equity Fund 16 Feb ‘23 32.30%
    Flexi Cap Fund 20 May ‘22 26.20%
  2. Diverse Investment Options:

    Bajaj Allianz Life offers a range of products catering to different investment preferences and risk appetites. Whether you're looking for long-term growth, sustainability, or flexibility, there's a fund to suit your needs.

Investment Methodology of Nifty Small Cap 250 Quality 50 Index

Picks the best 50 small cap stocks basis fundamental analysis

  • Top 50 Stocks identified by an algorithm , rule based investing

  • NSE declares the index constituents & Bajaj Life just replicates the index.

  • Index is rebalanced every 6 months in June & December

  1. Top Constituents of Nifty Small Cap 250 Quality 50 Index

    Stock Name Weight (%)
    Castrol India Ltd. 4.24
    Indian Energy Exchange Ltd. 3.76
    Sonata Software Ltd. 3.67
    KEI Industries Ltd. 3.33
    Central Depository Services (India) Ltd. 3.19
    Gujarat State Petronet Ltd. 2.87
    Triveni Engineering & Industries Ltd. 2.72
    Sanofi India Ltd. 2.62
    Gillette India Ltd. 2.58
    Mahanagar Gas Ltd. 2.55

    As of 29th February, 2024 [Source: nseindia.com]

  2. Sectors Included on Nifty Smallcap 250 Quality 50 Index

    Sector Weightage (%)
    Financial Services 14.45
    Capital Goods 13.94
    Information Technology 12.91
    Fast Moving Consumer Goods 10.16
    Oil, Gas & Consumable Fuels 9.66
    Chemicals 8.02
    Services 6.21
    Healthcare 5.86
    Construction 4.3
    Consumer Services 4.1
    Automobile and Auto Components 3.65
    Metals & Mining 2.29
    Consumer Durables 1.54
    Media, Entertainment & Publication 1.22
    Forest Materials 1.22
    Textiles 0.46

    As of 29th February, 2024 [Source: nseindia.com]

Small Cap companies across that are part of the Quality 50 index

industry brandsindustry brands

FAQ's

  • Under which plan can we avail the benefits of Bajaj Allianz New SmallCap Fund?

    Bajaj Allianz Life SmallCap Quality Index Fund is offered in the following plans:
    • Bajaj Goal Assure

    • Bajaj Smart Wealth Goal (Waiver of Premium) 

    • Bajaj Life Long Goal 

  • What are the tax implications under the Bajaj Allianz New Fund 2024?

    Investors can leverage tax benefits under Section 80C of the Income Tax Act, 1961, allowing a deduction of up to ₹1.5 lakhs from their taxable income for investments made in the fund.
  • How is the Nifty Smallcap 250 Quality 50 Index different from a regular Small-Cap Index Fund for mutual funds?

    Regular Small-Cap Index Funds simply track the performance of the broader small-cap market, including companies with varying financial profiles. In contrast, SmallCap Quality Index Funds focus specifically on companies with strong financial metrics, aiming to potentially offer lower risk and more consistent returns compared to the broader small-cap market.
  • How does SmallCap Quality Index Fund compare to other indices?

    Here's a table comparing SmallCap Quality Index Fund with other relevant indices:
    Index Description Focus
    SmallCap Quality Index Fund Tracks high-quality small-cap companies Profitability, financial strength, stability
    Nifty Small Cap 250 Index Tracks the performance of the 250 largest small-cap companies in India Market capitalization
    Nifty 50 Index Tracks the performance of the 50 largest companies in India Market capitalization, liquidity
  • What are the other plans under the SmallCap Quality Index Fund?

    • PNB offers various plans under this index. The plans are:

    • PNB MetLife Mera Wealth Plan

    • PNB MetLife Capital Guarantee Solution – Savings Plan

    • PNB MetLife Capital Guarantee Solution – Waiver of Premium (WoP)

    • PNB MetLife Capital Guarantee Solution – Whole Life Plan

    • Goal Ensure Multiplier Savings Plan

    • Goal Ensure Multiplier – Waiver of Premium (WoP)

    • Goal Ensure Multiplier – Whole Life Plan

*Past 5 Year annualised returns as on 01-04-2024
*All savings plans are provided by the insurer as per the IRDAI approved insurance plan. Tax benefit is subject to changes in tax laws. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
#The lumpsum benefit is calculated if policyholder invested ₹10000 monthly for 10 years in the fund with a policy term of 20 years. This Point To Point past performance data of last 10 years has been used to illustrate a scenario for the customers benefit. It is assumed that the past 10 years returns would have also been delivered in last 20 years. This is not guaranteed and not in anyway indicative of what the customer may actually get 20 years from now. The investment is subject to market risk and the risk is borne by the policyholder.

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Fund Reviews & Ratings
4.6 / 5 (Based on 14 Reviews)
(Showing Newest 10 reviews)
Anjali
Kolkata, April 17, 2024
Exploring Bajaj Allianz
Exploring Bajaj Allianz Life SmallCap Quality Index Fund for potential investment. Intrigued by its offerings and benefits.
Manish
Surat, April 15, 2024
Bajaj Allianz Reliable Investment
Bajaj Allianz Life SmallCap Quality Index Fund proves to be a reliable investment option. Trustworthy for long term growth.
Shruti
Nagpur, April 11, 2024
NFO Review Bajaj Allianz
Bajaj Allianz Life SmallCap Quality Index Fund NFO presents an interesting investment opportunity. Worth exploring for potential gains.
Vikas
Ahmedabad, April 05, 2024
Considering Bajaj Allianz
Considering Bajaj Allianz Life SmallCap Quality Index Fund for investment diversification. Appears to be a promising option.
Ritu
Pune, April 01, 2024
Bajaj Allianz Promising Start
Bajaj Allianz Life SmallCap Quality Index Fund offers a promising start for investments. Excited to see its growth trajectory.
Ankit
Mumbai, March 29, 2024
Exploring Bajaj Allianz
Exploring Bajaj Allianz Life SmallCap Quality Index Fund for investment opportunities. Intrigued by its offerings.
Neha
Kanpur, March 25, 2024
Bajaj Allianz Solid Option
Bajaj Allianz Life SmallCap Quality Index Fund presents a solid investment option. Trustworthy and reliable for long term gains.
Akash
Meerut, March 20, 2024
NFO with Potential
Bajaj Allianz Life SmallCap Quality Index Fund NFO shows potential for growth. Excited to invest and see how it performs.
Pooja
Allahabad, March 17, 2024
Bajaj Allianz Worth Considering
Considering Bajaj Allianz Life SmallCap Quality Index Fund for investment. Worth exploring its benefits and potential gains.
Deepak
Varanasi, March 15, 2024
Bajaj Allianz Trustworthy Option
Trust Bajaj Allianz Life SmallCap Quality Index Fund for reliable investment options. Confidence in its potential returns.
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