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ULIP Fund Returns
ULIP or Unit Linked Insurance plan provides a combined benefit of investment and life cover. According to the investors financial goal, time horizon and risk tolerance, he/she can choose from a wide range of fund options available under ULIPs of various insurance companies. ULIP funds are basically the invested portion of premiums after the deduction of all the charges and premium for life coverage.
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- 58.9 Million Registered Consumer
- 51 Partners Insurance Partners
- 26.4 Million Policies Sold
Best Ulip Plans
- Plan starting from ₹1,000/month
- Save upto ₹46,800 in Tax under section 80 C
- Zero LTCG Tax(Unlike 12.5% in Mutual Funds)
- In built life cover
We are rated~
58.9 Million
Registered Consumer
51
Insurance Partners
26.4 Million
Policies Sold
In-built life cover
Top performing plans with High Returns*
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- ULIP Fund Returns
Top ULIP Funds
Fund Name
AUM
NAV
Returns (in %)
3 Year
5 Year
10 Year
Whole Life Mid Cap Equity Fund
Tata AIA
AUM:13,041 Cr
13,041 Cr
NAV
155.97
-0.88%
Returns
24.07%
Top 200 Fund
Tata AIA
AUM:2,044 Cr
2,044 Cr
NAV
178
-1.55%
Returns
24.74%
High Growth Fund
Max Life
AUM:7,665 Cr
7,665 Cr
NAV
119.16
-0.77%
Returns
29.03%
Multiplier
Birla Sun Life
AUM:4,680 Cr
4,680 Cr
NAV
100.49
-0.58%
Returns
24.01%
Virtue II
PNB Metlife
AUM:3,473 Cr
3,473 Cr
NAV
79.02
-0.57%
Returns
22.28%
Fund Name
AUM
NAV
Returns (in %)
3 Year
5 Year
10 Year
Whole Life Stable Growth Fund
Max Life
AUM:256 Cr
256 Cr
NAV
60.88
-0.26%
Returns
13.13%
Balanced Fund
Max Life
AUM:367 Cr
367 Cr
NAV
48.16
-0.13%
Returns
13.48%
Growth Plus Fund
Max Life
AUM:591 Cr
591 Cr
NAV
37.08
-0.13%
Returns
13.79%
Save N Grow Money Fund
Max Life
AUM:70 Cr
70 Cr
NAV
58.68
-0.12%
Returns
10.4%
Creator
Max Life
AUM:541 Cr
541 Cr
NAV
100.45
-0.23%
Returns
10.51%
Fund Name
AUM
NAV
Returns (in %)
3 Year
5 Year
10 Year
Pure Fund
Max Life
AUM:575 Cr
575 Cr
NAV
54.02
-0.37%
Returns
16.86%
Builder
Max Life
AUM:243 Cr
243 Cr
NAV
89.11
-0.06%
Returns
7.43%
Whole Life Income Fund
Max Life
AUM:773 Cr
773 Cr
NAV
37.75
0.00%
Returns
5.89%
Conservative Fund
Max Life
AUM:235 Cr
235 Cr
NAV
54.81
-0.03%
Returns
7.17%
Protector
Max Life
AUM:304 Cr
304 Cr
NAV
63.69
-0.02%
Returns
6.28%
The fund options are particularly chosen by policyholder under all unit-linked plans. Keeping an eye on the market scenario, we have listed below the top ULIP funds that you can invest in 2020.
As a lucrative option of investment ULIP plan offers a wide range of fund options to invest in. Investors can choose to invest in these funds as per their risk appetite and financial objectives. However, it is important to keep in mind that ULIP fund returns entirely depend on the market performance of the fund. Let’s take a look at the top performing ULIP funds and its return.
These ULIP funds have given the highest returns in their categories.
| ULIP Funds | Returns | |
| 3 years | 5 years | |
| Aegon Life Assure Plus Debt Fund | 7.00% | 7.70% |
| Bajaj Allianz Life Equity Mid-Cap Pension Fund | 16.13% | 26.19% |
| Bajaj Allianz Life Group Stable Gain Fund | 8.27% | 11.61% |
| Bharti AXA Guarantee Builder Steady Money Fund | 7.20% | 8.10% |
| Birla Sun Life Individual Multiplier Fund | 20.78% | 26.55% |
| Canara HSBC Unit Linked Endowment Debt Fund | 7.50% | 8.10% |
| Edelweiss Tokio Life Managed Equity Fund | 8.53% | 12.54% |
| Exide Flexi life Plus Debt Fund | 7.90% | 8.60% |
| Exide One Life Debt Fund | 7.90% | 8.60% |
| HDFC Unit Linked Endowment Plus Secured Managed Fund | 7.40% | 8.10% |
| Kotak Superannuation Group Bond Fund | 8.30% | 8.70% |
| LIC Life Market Plus Secure Fund | 10.22% | 12.40% |
| TATA AIA Life Future Select Equity Fund | 15.46% | 22.44% |
| TATA AIA Life Super Select Equity Fund | 15.29% | 22.58% |
| TATA AIA Whole Life Mid-Cap Equity Fund | 16.13% | 26.85% |
People Also Read: ICICI Prudential Nifty Midcap 150
Wrapping It Up!
Investment requires strategy and the way you strategize your investment determines the rate of return you are likely to get in future. So, while planning for market-linked investment, it is necessary to time the market properly. A ULIP is a great investment instrument as it provides life cover and offers income tax benefits as well. ULIPs offer various fund options ranging from equities to bond. Depending on your risk profile, and also based on your market research, you need to plan out an investment strategy.
Trending in ulip plan
The funds mentioned above have shown steady and high return rate in the past few years. So, if you want to create huge wealth for future and willing to take risks for that, you must consider the above-mentioned funds as best investment option.
*All savings are provided by the insurer as per the IRDAI approved insurance
plan.
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
+Returns Since Inception of LIC Growth Fund
~Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
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