The Tata AIA Sector Leaders Index Pension Fund is a unique, market-linked pension solution designed to help individuals build a robust retirement corpus by investing in the leading companies across 22 rapidly growing sectors of the Indian economy. This fund takes a rule-based, index-driven approach, focusing on diversification and long-term capital growth, while minimizing the impact of stock-specific or sector-specific risks. Tata AIA Sector Leaders Index Pension Fund pre NFO starts from 1st September till 7th September.
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Plans starting from₹1000/month
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Investment Plans
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
What is Tata AIA Sector Leaders Index Pension Fund?
The Tata AIA Sector Leaders Index Pension Fund is an innovative index-based pension product that invests in leaders from 22 high-growth sectors critical to India’s development story. Unlike conventional pension funds that may rely on selective stock-picking, this fund adopts a transparent, rule-based approach, tracking the BSE Sector Leaders Index. This ensures the fund consistently allocates higher weights to sectors contributing most to GDP growth, such as financials, telecom, FMCG, and consumer durables.
Highlights of Tata AIA Sector Leaders Index Pension Fund
Particulars
Details
Benchmark Index
Sector Leaders Index Fund
Benchmark Index Returns
5-Year Returns: 26.2% p.a.
Risk Profile
High
Pre NFO Launch
1st Sept – 7th Sept
NFO Launch Date
8th Sept to 15th Sept
Current NAV
₹10
Reasons Why You Should Invest in Tata AIA Sector Leaders Index Pension Fund
High Growth Potential: The fund focuses on sector leaders, which are companies with robust financials, dominant market positions, and greater reinvestment capacity—traits that often translate to superior returns regardless of market cycles.
Proven Historical Returns: The underlying Sector Leaders Index has delivered an impressive 26.2% CAGR over the past 5 years, and a 17.4x investment multiple over 20 years, far outpacing many broad market indices.
Rule-Based, Unbiased Investing: Automated, rules-driven allocation eliminates human biases and ensures disciplined exposure to the right segments at the right times.
Sectoral Diversification: The portfolio covers leaders from diverse themes, including IT, financial services, FMCG, auto, power, chemicals, and more, aligning investments with all pillars of India’s growth.
Portfolio Stability and Resilience: Leading firms tend to demonstrate more consistent performance during both upswings and downturns, enhancing overall portfolio stability.
Semi-annual Portfolio Rebalancing: Active rebalancing ensures the fund captures evolving growth stories while limiting excessive exposure to any one sector.
Unique Pension Category Offering: This fund is an industry first in the pension space combining sector-based index investing with the long-term compounding benefits of a retirement-focused product.
What is Sector Leaders Index Fund?
The Sector Leaders Index Fund is a rule-based, diversified index fund that invests in the top three companies by market capitalization within each of 22 key sectors driving India’s economic growth. This transparent methodology ensures that investors gain exposure to the strongest market leaders across industries like financial services, IT, FMCG, telecom, consumer durables, and more. By tracking the BSE Sector Leaders Index, the fund delivers unbiased, passive, and broad-based equity exposure that reduces individual stock or sector concentration risk. Ideal for long-term growth, the fund leverages the stability and historical outperformance of sectoral leaders to help investors build wealth and protect their retirement savings, providing a hassle-free way to participate in India’s robust growth story.
Sector Leaders Index Fund vs Other Indices
Index Name
5-year Return
Sector Leaders Index Fund (Highest Returns)
26.2%
BSE 500
24.0%
BSE Sensex
20.5%
BSE 100
22.4%
BSE 200
23.2%
Companies of Sector Leaders Index Fund
How to Buy Tata AIA Sector Leaders Index Pension Fund From Policybazaar?
To buy the Tata AIA Sector Leaders Index Pension Fund Policybazaar, follow these steps:
Step 1: Fill in your name and contact number in the form on this page to get started.
Note: Your details are kept confidential and will only be used to customize your benefits.
Step 2: You can also visit the plans just by clicking View Plans below
Step 3: Once logged in, you'll be prompted to fill in your city, age, and annual income in the provided form. This information will be used to check the personalised benefits of the plans.
Step 4: After providing your personal information, you'll be presented with Tata AIA Investment Plans on a blue and red card. Select the Tata AIA Sector Leaders Index Pension Fund option that best suits your needs from the following options:
Step 5: In the Tata AIA Sector Leaders Index Pension Fund, click the "Get Details" tab for more information.
You can also get FREE expert consultation; just click on the talk to an expert button.
Step 6: Review plan details carefully. Once satisfied, click on the "Proceed" button and follow the prompts on the screen to move forward with the purchase.
Step 7: You will be prompted to enter essential details and specify the amount you want to invest. Select the preferred mode of payment for your investment.
Step 8: Provide your required KYC (Know Your Customer) details. This step is essential for regulatory compliance.
Step 9: Complete the payment process. Upon successful payment, you will receive confirmation of your purchase.
What are the Benefits of Investing in Tata AIA Sector Leaders Index Pension Fund From Policybazaar?
Investing via Policybazaar provides various advantages, including:
Ease of Access: Invest digitally in the Tata AIA Sector Leaders Index Pension Fund without the hassle of visiting banks or agents.
Plan Comparison: Evaluate various investment options, including the latest funds, to make well-informed choices and secure competitive deals.
Professional Support: Benefit from expert advice to choose the NFO plan that aligns with your financial goals and requirements.
Tax Savings: Enjoy tax benefits under Section 80C and Section 10(10D) of the Income Tax Act by investing through Policybazaar.
FAQs
How does the Sector Leaders Index Pension Fund choose its investments?
The fund follows the BSE Sector Leaders Index, which chooses the top three companies by market capitalization from each of the 22 sectors within the BSE 500 universe. This approach ensures exposure to the strongest and most stable companies in diverse sectors contributing to India’s economy.
What makes this fund unique in the pension category?
It is the first pension fund in India focused specifically on sector leadership and broad sectoral diversification. With semi-annual portfolio rebalancing and a transparent, rule-based methodology, it eliminates fund manager bias and seeks to provide both high growth and stability for long-term investors.
Why should someone consider investing in this fund?
The fund offers potential for strong long-term returns historically, the Sector Leaders Index has delivered a 5-year CAGR of 26.2% and a 17.4x growth over 20 years. Its diversified allocation across 22 growing sectors helps spread risk and capitalize on multiple growth engines within the Indian economy.
How often is the index rebalanced, and why does this matter?
The underlying index is reconstituted semi-annually. Regular rebalancing ensures that the portfolio remains reflective of current market leaders and sector dynamics, automatically adapting to changes in leadership or sectoral performance.
˜Top plans are based on annualized premium, for bookings made through https://www.policybazaar.com in FY 25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in *Past 10 Year annualised returns as on 01-09-2025 *All savings plans are provided by the insurer as per the IRDAI approved insurance plan.
Tax benefit is subject to changes in tax laws. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs. **Returns are based on past 10 years' fund performance data (Fund Data Source: Value Research).
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
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