Reliance ULIP Plan Calculator

Why Use the Reliance Life ULIP Calculator?

The ULIP calculator offers multiple user-friendly features to its users. Here are some of the reasons why it can add value to your investment journey:

• Goal-Based Investment: Whether you’re saving for your retirement, your child’s future, a new home, or for amassing wealth, the Reliance ULIP Plan calculator helps you align your investments accordingly.

• Potential Return Analysis: By inputting your specific investment amount, tenor, and expected rate of return in the Reliance ULIP Plan calculator, you can analyze the returns you will get at the time of policy maturity.

• Investment Tenure Analysis: Evaluate how extending or shortening your investment plan can impact your final maturity value.

• Time Savings: The calculator, due to its efficiency, gives instant results and saves you time so that you can focus on wealth creation.

• User-Friendly: The Reliance ULIP Plan calculator is an easy-to-use tool that enhances its reach to a wider audience.

How to Use the Reliance ULIP Calculator

The Reliance ULIP Plan calculator is a handy tool that can help you estimate ULIP investment returns by following these easy steps: 

Step 1: Open the ULIP calculator on this page or the relevant platform.
Step 2: Select how often you’d like to pay your premium—monthly, quarterly, yearly, or one-time.
Step 3: Enter the following information:

• Premium amount

• Duration of premium payments

• Overall policy term

• Expected annual return rate

Step 4: Review the estimated total investment and projected maturity value.
Step 5: Adjust the values to explore different possibilities and choose the combination that suits your long-term financial plan.

List of ULIP Funds ^~

Returns 3 Years 5 Years 10 Years

Fund Name

AUM

NAV

Returns (in %)

3 Year

5 Year

10 Year

High Growth Fund

Max Life

AUM:9,928 Cr

9,928 Cr

NAV

116.7

-0.60%

Returns

32.68%

Highest Returns

Returns

27.23%

Returns

18.4%

Get Details

Top 200 Fund

Tata AIA

AUM:2,323 Cr

2,323 Cr

NAV

178.67

-1.91%

Returns

27.62%

Returns

30.78%

Highest Returns

Returns

17.46%

Get Details

Accelerator Mid-Cap Fund II

Bajaj Allianz

AUM:5,652 Cr

5,652 Cr

NAV

83.19

-0.40%

Returns

23.49%

Returns

23.59%

Highest Returns

Returns

14.73%

Get Details

Opportunities Fund

HDFC Standard

AUM:37,289 Cr

37,289 Cr

NAV

78.13

-0.49%

Returns

24.37%

Returns

25%

Highest Returns

Returns

14.71%

Get Details

Equity II Fund

Canara HSBC Oriental Bank

AUM:3,556 Cr

3,556 Cr

NAV

42.15

-0.33%

Returns

17.44%

Returns

19.29%

Highest Returns

Returns

10.2%

Get Details

Accelerator Fund

AEGON Life

AUM:236 Cr

236 Cr

NAV

49.78

-0.39%

Returns

21.62%

Returns

23%

Highest Returns

Returns

13.35%

Get Details

Grow Money Plus Fund

Bharti AXA

AUM:440 Cr

440 Cr

NAV

68.73

-0.48%

Returns

18.33%

Returns

20.42%

Highest Returns

Returns

13.81%

Get Details

Multiplier

Birla Sun Life

AUM:4,557 Cr

4,557 Cr

NAV

94.84

-0.72%

Returns

24.41%

Returns

25.88%

Highest Returns

Returns

15.51%

Get Details

Equity Top 250 Fund

Edelwiess Tokio

AUM:539 Cr

539 Cr

NAV

58.41

-0.35%

Returns

18.79%

Returns

19.7%

Highest Returns

Returns

11.51%

Get Details

Future Apex Fund

Future Generali India

AUM:101 Cr

101 Cr

NAV

57.71

-0.59%

Returns

21.77%

Returns

23.82%

Highest Returns

Returns

13.34%

Get Details

Opportunities Fund

ICICI Prudential

AUM:3,368 Cr

3,368 Cr

NAV

59.78

-0.48%

Returns

21.16%

Returns

22.7%

Highest Returns

Returns

12.36%

Get Details

Frontline Equity Fund

Kotak Mahindra OM

AUM:4,348 Cr

4,348 Cr

NAV

69.41

-0.54%

Returns

22.22%

Returns

23.77%

Highest Returns

Returns

14.08%

Get Details

Flexi Growth Fund

LIC

AUM:717 Cr

717 Cr

NAV

11.82

-0.09%

Returns

-

Returns

-

Returns

-

Get Details

Virtue II

PNB Metlife

AUM:3,248 Cr

3,248 Cr

NAV

70.77

-0.67%

Returns

20.99%

Returns

24.25%

Highest Returns

Returns

15.09%

Get Details

Pension Dynamic Equity Fund

Pramerica Life Insurance Limited

AUM:6 Cr

6 Cr

NAV

73.66

-0.52%

Returns

17.01%

Returns

18.95%

Highest Returns

Returns

10.83%

Get Details

Equity Fund

SBI

AUM:78,278 Cr

78,278 Cr

NAV

206.47

-1.88%

Returns

18.92%

Returns

19.71%

Highest Returns

Returns

11.79%

Get Details

Blue-Chip Equity Fund

Star Union Dai-ichi

AUM:1,335 Cr

1,335 Cr

NAV

35.21

-0.21%

Returns

15.06%

Returns

16.68%

Highest Returns

Returns

10.16%

Get Details

see more plans

Disclaimer :
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

Sample Illustration

Example Scenario:
Policyholder: Mr. Sagar Das
Annual Premium: ₹2,00,000
Premium Payment Term: 10 years
Policy Term: 20 years
Expected Annual Return: 10%

Calculator Output:

• Total Premium Paid: ₹20,00,000

• Estimated Maturity Amount: ₹90.9 lakhs

Scenario Adjustment:

If Sagar increases his annual premium to ₹2,20,000, his projected maturity amount increases significantly to ₹1 Cr—showing the impact of higher investments over the same policy term.

Advantages of the Reliance ULIP Plan Calculator

The Reliance ULIP Plan calculator provides various advantages, some of which are:

• Flexible Simulation: In the Reliance ULIP Plan calculator, you can change your inputs as needed and see their impact on your maturity value.

• Premium Calculation: By knowing your investment's potential maturity value, you can analyze how much contribution today will help you reach your financial objectives.

• Parametric: In the Reliance ULIP Plan calculator, you can enter the investment specifics as per your current and future financial needs.

• 24X7 Availability: The Reliance ULIP Plan Calculator is available online all the time so that you can practice financial planning as per your comfort and convenience.

• Clear Planning: This user-friendly Reliance ULIP Plan calculator supports financial goal-setting by offering a future-focused estimate.

Why Consider Reliance ULIP Plans?

Reliance ULIP Plans blend the components of life insurance with wealth-building opportunities through market-linked funds. These plans offer multiple benefits to their users, including the flexibility to switch funds, partial withdrawals, portfolio diversity, tailored premium payment terms, fund performance transparency, tax benefits under current laws, making them suitable for a wide range of users, helping them in reaching their financial goals. Whether you're starting early or planning for retirement, Reliance ULIP Plans are proven to be capable of helping you achieve your long-term financial aspirations.

Conclusion

The Reliance ULIP Plan calculator has been designed just to make your life easier and help you achieve all your financial goals just in time. It's a planning companion that helps you make smarter, goal-oriented investment decisions. With a clear understanding of how your premium and duration affect your future returns, you can confidently select the right ULIP plan to make your investment journey as smooth as clockwork.