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Sahara Life ULIP Plan Calculator
The Sahara Life ULIP Plan Calculator is a reliable online financial tool designed to help you effectively plan your finances and understand the potential growth of your investments. By inputting factors such as your investment amount, the chosen policy term, and an expected rate of return, this calculator offers a clear projection of your ULIP (Unit Linked Insurance Plan) investment's future value.
ULIP Plans
- Take the first step to ₹1 Crore
- Plans delivering up to 18% CAGR
- 100% online, Zero paperwork
- Expert help at no extra cost
- 4.8++ Rated
- 13.2 Crore Registered Consumer
- 53 Partners Insurance Partners
- 6.29 Crore Policies Sold
We are rated++
13.2 Crore
Registered Consumer
53
Insurance Partners
6.29 Crore
Policies Sold
Top performing plans˜ with High Returns**
Get High Returns up to 18%^
- Home
- Life Insurance
- Ulip Plans
- Sahara Life ULIP Plan Calculator
Investment Return Calculator (Power of Compounding)
- One Time
- Monthly
- Yearly
₹
Top Funds with High Returns (Past 7 Years)
17.31%
Midcap Fund
14.33%
Opportunities Fund
20%
High Growth Pension Fund
25.41%
US Technology Advantage Fund
22%
Multi Cap Fund
13.92%
Accelerator Mid-Cap Fund II
15.96%
Multiplier
12.94%
Classic Opportunities Fund
15.05%
Virtue II
10.2%
Growth Plus Fund
9.7%
Blue-Chip Equity Fund
12.33%
Life Pure Equity Fund 2
14.73%
Growth Opportunities Plus Fund
11.05%
Equity Top 250 Fund
13.14%
Future Apex Fund
10.58%
Large Cap Equity Fund
13.16%
Accelerator Fund
11.34%
Enhancer Fund-II
11.02%
Pension Bond Fund
14.52%
Midcap Fund
View Plans
Why Use the Sahara Life ULIP Plan Calculator?
The Sahara Life ULIP calculator offers numerous user-friendly features, including:
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Outcomes-Based Investment: Whether you're saving for significant life events like your child's education, retirement, or purchasing a new home, the Sahara Life ULIP Plan calculator assists you in aligning your investments with these specific goals.
-
Future Performance Review: By entering your investment amount, policy duration, and anticipated annual return rate into the calculator, you can analyze the estimated returns you'll receive at the time of your policy's maturity. This leads you to analyse the potential gains on your investments.
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Reduced Manual Calculation: It's a technology-advanced tool that reduces calculations on your part and saves time which you can utilize in planning to expand your wealth.
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User-Oriented The Sahara Life ULIP Plan calculator is an easy-to-use tool that automatically enhances its reach to a wider audience.
-
Suitable Access: The tool is available online 24/7, providing you with the convenience to practice financial planning whenever it is possible for you.
List of ULIP Funds ~
Fund Name
AUM
NAV
Returns (in %)
3 Year
5 Year
10 Year
Midcap Fund
SBI Life
AUM:57,040 Cr
57,040 Cr
NAV
50.43
-50.43%
Returns
19.16%
Highest Returns
Opportunities Fund
HDFC Life
AUM:35,377 Cr
35,377 Cr
NAV
79.15
0.52%
Returns
15.53%
Highest Returns
High Growth Pension Fund
Axis Max Life
AUM:4 Cr
4 Cr
NAV
10.38
0.01%
Returns
22.85%
Highest Returns
US Technology Advantage Fund
ICICI Prudential Life
AUM:0 Cr
0 Cr
NAV
0.00%
Returns
-
Multi Cap Fund
Tata AIA Life
AUM:10,579 Cr
10,579 Cr
NAV
66.28
-66.28%
Returns
16.42%
see more plans
Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
How to Use Sahara Life ULIP Plan Calculator
The Sahara Life ULIP Plan calculator makes estimating your ULIP investment returns simple. Just follow these easy steps:
Step 1: Access the ULIP calculator on this page or the relevant Sahara Life platform.
Step 2: Choose your preferred premium payment frequency – monthly, quarterly, yearly, or a one-time payment.
Step 3: Input the required information:
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Your desired premium amount.
-
The duration over which you plan to pay premiums.
-
The overall policy term you envision.
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An expected annual return rate
Step 4: Review the estimated total investment and the projected maturity value generated by the calculator.
Step 5: Feel free to adjust any of the input values to explore different possibilities. This flexibility helps you choose the combination that best suits your long-term financial plan and objectives.
Sample Illustration
Let's consider an example scenario to see how the Sahara Life ULIP Plan Calculator works:
Example Scenario:
Policyholder: Ms. Sanjana Sharma
Annual Premium: ₹1,50,000
Premium Payment Term: 10 years
Policy Term: 20 years
Expected Annual Return: 10%
Calculator Output:
Total Premium Paid: ₹15 lakhs
Estimated Maturity Amount: Approximately ₹68.2 lakhs
Scenario Adjustment:
If Ms. Sanjana decides to increase her annual premium to ₹1,80,000, her projected maturity amount could increase significantly to around ₹81.8 lakhs. This clearly demonstrates the impact of higher investments over the same policy term on your final corpus.
Latest ULIP NAVs
| Fund Name | NAV  |
AUM |
5 Yr Returns |
10 Yr Returns | |
|---|---|---|---|---|---|
| SBI Life Balanced Fund | ₹72.73 | ₹20171 Cr | 7.4% | 9.43% | |
| SBI Life Bond Fund | ₹51.76 | ₹16641 Cr | 5.76% | 6.73% | |
| SBI Life Equity Fund | ₹193.58 | ₹77698 Cr | 9% | 11.21% | |
| SBI Life Equity Optimiser Fund | ₹53.96 | ₹2513 Cr | 9.78% | 11.07% | |
| SBI Life Growth Fund | ₹93.36 | ₹2808 Cr | 8.4% | 10.75% | |
| SBI Life Money Market Fund | ₹37.25 | ₹487 Cr | 5.91% | 5.95% | |
| SBI Life Top 300 Fund | ₹55.33 | ₹1918 Cr | 8.74% | 11.59% | |
| SBI Life Pure Fund | ₹27.52 | ₹1179 Cr | 8.85% | 10.58% | |
| SBI Life Bond Optimiser Fund | ₹22.8 | ₹3231 Cr | 7.28% | - | |
| SBI Life Bluechip Fund | ₹9.8 | ₹3250 Cr | - | - | |
| SBI Life Balanced Pension | ₹73.17 | ₹805 Cr | 8.12% | 10.3% | |
| SBI Life Bond Pension | ₹46 | ₹544 Cr | 5.61% | 7.01% | |
| SBI Life Equity Pension | ₹73.96 | ₹11974 Cr | 10.12% | 12.18% | |
| SBI Life Growth Pension | ₹73.16 | ₹631 Cr | 9.01% | 11.23% | |
| SBI Life Money Market Pension | ₹34.44 | ₹149 Cr | 5.86% | 5.93% | |
| SBI Life Equity Optimiser Pension | ₹57.22 | ₹975 Cr | 9.64% | 11.75% | |
| SBI Life Top 300 Pension | ₹54.69 | ₹712 Cr | 9.1% | 11.86% | |
| SBI Life Midcap Fund | ₹50.43 | ₹57040 Cr | 16.91% | 17.31% | |
| SBI Life Corporate Bond Fund | ₹16.74 | ₹1041 Cr | 5.57% | - | |
| SBI Life Equity Elite II | ₹52.51 | ₹11737 Cr | 8.78% | 10.31% | |
| SBI Life Index | ₹47.48 | ₹90 Cr | 9.07% | 10.67% | |
| SBI Life Index Pension | ₹49.58 | ₹25 Cr | 9.19% | 10.72% | |
| SBI Life Discontinued Policy Fund | ₹25.97 | ₹10629 Cr | 5.7% | 5.93% | |
| SBI Life Equity Elite | ₹88.58 | ₹12 Cr | 11.12% | 13.05% | |
| SBI Life P-E Managed | ₹39.72 | ₹200 Cr | 8.52% | 9.16% | |
| SBI Life Guaranteed Pension GPF070211 | ₹27.12 | ₹2 Cr | 5.18% | 6.2% | |
| SBI Life Return Guarantee Fund 070311 | ₹21.04 | ₹159 Cr | 7.57% | - | |
| SBI Life Return Guarantee Fund RGF150611 | ₹20.96 | ₹85 Cr | 6.95% | - | |
| SBI Life Bond Pension II | ₹23.99 | ₹28936 Cr | 5.41% | 6.12% | |
| SBI Life Equity Pension II | ₹42.22 | ₹11368 Cr | 8.56% | 10.97% | |
| SBI Life Money Market Pension II | ₹21.14 | ₹1509 Cr | 5.66% | 5.66% | |
| SBI Life Discontinue Pension Fund | ₹21.92 | ₹6455 Cr | 5.71% | - | |
| SBI Life Group Growth Plus Fund | ₹58.54 | ₹3 Cr | 7.88% | 9.73% | |
| SBI Life Group Debt Plus Fund | ₹41.44 | ₹114 Cr | 6.39% | 7.69% | |
| SBI Life Group Balance Plus Fund | ₹49.58 | ₹11 Cr | 7.12% | 8.36% | |
| SBI Life Group Balance Plus Fund II | ₹27.55 | ₹1208 Cr | 7.16% | 8.41% | |
| SBI Life Group Debt Plus Fund II | ₹26.91 | ₹337 Cr | 6.49% | 7.59% | |
| SBI Life Group Growth Plus Fund II | ₹27.57 | ₹295 Cr | 8.25% | 9.81% | |
| SBI Life Group Short Term Plus Fund II | ₹22.16 | ₹19 Cr | 6.19% | 7.03% | |
| SBI Life GPF_100710_10 Fund | ₹19.92 | ₹23 Cr | 6.66% | 7.14% | |
| SBI Life Group Money Market Plus Fund | ₹14.1 | ₹2 Cr | 3.27% | - | |
| SBI Life Group Balanced Pension Fund | ₹10.35 | ₹128 Cr | - | - |
See more plans
Advantages of the Sahara Life ULIP Plan Calculator
The Sahara Life ULIP Plan calculator offers numerous benefits, enhancing your financial planning capabilities:
-
Premium & Goal Alignment: By providing a clear projection of your investment's potential maturity value, the calculator helps you analyze precisely how much current contribution is needed to help you achieve your financial objectives.
-
Parametric Customization: You can enter investment specifics exactly as per your current financial scenario and future needs, making the projections highly relevant and personalized.
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Risk Evaluation: The calculator gives you the opportunity to adjust your risk tolerance and see how various market returns or investment strategies might affect your outcomes, thereby increasing your risk awareness.
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Real-time Projections: It provides instant results, empowering you with the freedom to make informed decisions swiftly, supporting financial goal-setting with future-focused estimates.
Why Consider Sahara Life ULIP Plans?
Sahara Life ULIP Plans uniquely blend the essential components of life insurance protection with wealth-building opportunities. These plans accelerate growth through diversified, market-linked funds. They offer many benefits, including the flexibility to choose and switch between funds according to your evolving investment outlook, allowing for comprehensive portfolio diversity. Additionally, they provide tax benefits as per current laws and benefit from fund management by experienced insurance professionals. If you are planning for retirement, Sahara Life ULIP Plans can expedite the flow of achieving your long-term financial aspirations.
To Sum Up
The Sahara Life ULIP Plan calculator is designed to simplify your financial life and assist you in reaching your financial goals precisely when you envision them, as selecting the best SIP plan requires aligning investments with goals. With a clear understanding of how your premium contributions and investment duration influence your future returns, you can confidently select the right Sahara Life ULIP plan. The Sahara Life ULIP Plan calculator is your crucial first step towards a more secured financial future.
FAQs
-
Is the Sahara Life ULIP Plan calculator free to use?
Yes, the Sahara Life ULIP calculator is completely free to use. -
What is the primary purpose of a Sahara Life ULIP Calculator?
A Sahara Life ULIP calculator is an online financial tool that helps you project the potential returns on your ULIP investments based on your premium, policy term, and expected rate of return. -
Can I use the Sahara Life ULIP Plan calculator to compare different investment scenarios?
Absolutely. You can experiment with various inputs and scenarios to compare how different premium amounts, durations, and return assumptions affect your potential maturity amount. -
Is the Sahara Life ULIP Plan calculator result guaranteed?
No, the calculator provides an estimated maturity value based on assumed returns. Since ULIPs are market-linked products, actual Sahara Life ULIP plan returns may vary depending on prevailing market conditions and the performance of your chosen funds.
ULIP Plan Calculators
Insurers Offering ULIPs
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or
insurance product offered by an insurer.
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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance
plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.