Sahara Life ULIP Plan Calculator

Why Use the Sahara Life ULIP Plan Calculator?

The Sahara Life ULIP calculator offers numerous user-friendly features, including:

• Outcomes-Based Investment: Whether you're saving for significant life events like your child's education, retirement, or purchasing a new home, the Sahara Life ULIP Plan calculator assists you in aligning your investments with these specific goals.

• Future Performance Review: By entering your investment amount, policy duration, and anticipated annual return rate into the calculator, you can analyze the estimated returns you'll receive at the time of your policy's maturity. This leads you to analyse the potential gains on your investments.

• Reduced Manual Calculation: It's a technology-advanced tool that reduces calculations on your part and saves time which you can utilize in planning to expand your wealth. 

• User-Oriented The Sahara Life ULIP Plan calculator is an easy-to-use tool that automatically enhances its reach to a wider audience. 

• Suitable Access: The tool is available online 24/7, providing you with the convenience to practice financial planning whenever it is possible for you.

List of ULIP Funds ^~

Returns 3 Years 5 Years 10 Years

Fund Name

AUM

NAV

Returns (in %)

3 Year

5 Year

10 Year

Midcap Fund

SBI Life

AUM:67,697 Cr

67,697 Cr

NAV

51.53

-0.60%

Returns

15.97%

Returns

14.56%

Returns

16.3%

Highest Returns

Get Details

Opportunities Fund

HDFC Life

AUM:35,621 Cr

35,621 Cr

NAV

80.64

-1.08%

Returns

12.3%

Returns

11.41%

Returns

13.29%

Highest Returns

Get Details

High Growth Fund

Axis Max Life

AUM:16,228 Cr

16,228 Cr

NAV

126.6

-1.87%

Returns

19%

Returns

20.2%

Highest Returns

Returns

19.8%

Get Details

Opportunities Fund

ICICI Prudential Life

AUM:3,711 Cr

3,711 Cr

NAV

60.52

-0.47%

Returns

12.09%

Highest Returns

Returns

10.9%

Returns

11.99%

Get Details

Multi Cap Fund

Tata AIA Life

AUM:12,199 Cr

12,199 Cr

NAV

68.76

-0.71%

Returns

14.11%

Returns

14.43%

Returns

19.58%

Highest Returns

Get Details

Accelerator Mid-Cap Fund II

Bajaj Life

AUM:5,930 Cr

5,930 Cr

NAV

85.49

-1.10%

Returns

12.2%

Returns

11.36%

Returns

13.16%

Highest Returns

Get Details

Multiplier

Birla Sun Life

AUM:6,307 Cr

6,307 Cr

NAV

108.73

-1.29%

Returns

16.07%

Highest Returns

Returns

15.77%

Returns

14.98%

Get Details

Frontline Equity Fund

Kotak Mahindra OM Life

AUM:5,250 Cr

5,250 Cr

NAV

71.01

-0.66%

Returns

12.9%

Returns

11.69%

Returns

13.14%

Highest Returns

Get Details

Virtue II

PNB MetLife

AUM:3,304 Cr

3,304 Cr

NAV

70.26

-0.65%

Returns

10.78%

Returns

10.45%

Returns

14.66%

Highest Returns

Get Details

Equity II Fund

Canara HSBC Life

AUM:3,094 Cr

3,094 Cr

NAV

39.79

-0.16%

Returns

5.69%

Returns

6.21%

Returns

8.87%

Highest Returns

Get Details

Blue-Chip Equity Fund

Star Union Dai-ichi Life

AUM:1,453 Cr

1,453 Cr

NAV

33.19

-0.12%

Returns

6.21%

Returns

6.55%

Returns

9.09%

Highest Returns

Get Details

Growth Opportunities Plus Fund

Bharti AXA

AUM:1,106 Cr

1,106 Cr

NAV

75.32

-0.61%

Returns

10.48%

Returns

9.87%

Returns

13.62%

Highest Returns

Get Details

Equity Top 250 Fund

Edelwiess Life

AUM:522 Cr

522 Cr

NAV

58.27

-0.43%

Returns

8.07%

Returns

7.48%

Returns

10.64%

Highest Returns

Get Details

Future Apex Fund

Future Generali

AUM:147 Cr

147 Cr

NAV

56.44

-0.19%

Returns

7.66%

Returns

9.32%

Returns

12.25%

Highest Returns

Get Details

Debt Fund

Pramerica Life

AUM:23 Cr

23 Cr

NAV

33.27

-0.02%

Returns

6.96%

Highest Returns

Returns

5.76%

Returns

6.02%

Get Details

Accelerator Fund

Bandhan Life

AUM:207 Cr

207 Cr

NAV

47.72

-0.24%

Returns

11.15%

Returns

11.36%

Returns

12.55%

Highest Returns

Get Details

Balanced Fund

LIC India

AUM:2,769 Cr

2,769 Cr

NAV

18.06

-0.02%

Returns

5.7%

Highest Returns

Returns

5.07%

Returns

-

Get Details

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Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

How to Use Sahara Life ULIP Plan Calculator

The Sahara Life ULIP Plan calculator makes estimating your ULIP investment returns simple. Just follow these easy steps:

Step 1: Access the ULIP calculator on this page or the relevant Sahara Life platform. 

Step 2: Choose your preferred premium payment frequency – monthly, quarterly, yearly, or a one-time payment.

Step 3: Input the required information:

• Your desired premium amount.

• The duration over which you plan to pay premiums.

• The overall policy term you envision.

• An expected annual return rate

Step 4: Review the estimated total investment and the projected maturity value generated by the calculator.

Step 5: Feel free to adjust any of the input values to explore different possibilities. This flexibility helps you choose the combination that best suits your long-term financial plan and objectives.

Sample Illustration

Let's consider an example scenario to see how the Sahara Life ULIP Plan Calculator works:

Example Scenario:

Policyholder: Ms. Sanjana Sharma

Annual Premium: ₹1,50,000

Premium Payment Term: 10 years

Policy Term: 20 years

Expected Annual Return: 10%

Calculator Output:

Total Premium Paid: ₹15 lakhs

Estimated Maturity Amount: Approximately ₹68.2 lakhs

Scenario Adjustment:

If Ms. Sanjana decides to increase her annual premium to ₹1,80,000, her projected maturity amount could increase significantly to around ₹81.8 lakhs. This clearly demonstrates the impact of higher investments over the same policy term on your final corpus.

Latest ULIP NAVs

• SBI Life ULIP Funds
• HDFC Life ULIP Funds
• Axis Max Life ULIP Funds
• ICICI Prudential Life ULIP Funds
• Tata AIA Life ULIP Funds
• Bajaj Life ULIP Funds
• Aditya Birla Sun Life ULIP Funds
• Kotak Life ULIP Funds
• PNB MetLife ULIP Funds
• Canara HSBC Life ULIP Funds
• Pramerica Life ULIP Funds
• Bandhan Life ULIP Funds
• Aviva Life ULIP Funds
• Bharti AXA Life ULIP Funds
• Edelweiss Tokio Life ULIP Funds
• Future Generali India Life ULIP Funds
• Exide Life ULIP Funds
• Reliance Nippon Life ULIP Funds
• IndiaFirst Life ULIP Funds
• Ageas Federal Life ULIP Funds
• Star Union Dai-ichi Life ULIP Funds

Fund Name	NAV	AUM	5 Yr Returns	10 Yr Returns
SBI Life Balanced Fund	₹72.09	₹19726 Cr	5.81%	8.67%	View More
SBI Life Bond Fund	₹51.53	₹15328 Cr	5.24%	6.21%	View More
SBI Life Equity Fund	₹192.07	₹81746 Cr	7.6%	10.53%	View More
SBI Life Equity Optimiser Fund	₹53.94	₹2606 Cr	7.41%	10.27%	View More
SBI Life Growth Fund	₹92.76	₹2837 Cr	6.49%	9.93%	View More
SBI Life Money Market Fund	₹37.74	₹482 Cr	6.03%	5.89%	View More
SBI Life Top 300 Fund	₹54.93	₹1972 Cr	6.48%	10.78%	View More
SBI Life Pure Fund	₹28.09	₹1251 Cr	6.89%	9.93%	View More
SBI Life Bond Optimiser Fund	₹22.66	₹3214 Cr	6.29%	-	View More
SBI Life Bluechip Fund	₹9.74	₹3671 Cr	-	-	View More
SBI Life Midcap Fund	₹51.53	₹67697 Cr	14.56%	16.3%	View More
SBI Life Corporate Bond Fund	₹16.75	₹1009 Cr	5.17%	-	View More
SBI Life Balanced Pension	₹72.66	₹867 Cr	6.32%	9.56%	View More
SBI Life Equity Optimiser Pension	₹58.4	₹1105 Cr	7.82%	11.18%	View More
SBI Life Equity Elite II	₹50.7	₹11844 Cr	6.68%	9.93%	View More
SBI Life Index	₹45.13	₹87 Cr	6.33%	10.2%	View More
SBI Life Index Pension	₹47.14	₹24 Cr	6.4%	10.26%	View More
SBI Life Top 300 Pension	₹54.42	₹772 Cr	6.86%	11.09%	View More
SBI Life Discontinued Policy Fund	₹26.01	₹10931 Cr	5.61%	5.85%	View More
SBI Life Bond Pension	₹45.84	₹552 Cr	5.16%	6.46%	View More
SBI Life Equity Elite	₹85.25	₹12 Cr	8.64%	12.66%	View More
SBI Life Equity Pension	₹74.05	₹13758 Cr	7.72%	11.26%	View More
SBI Life Growth Pension	₹73.58	₹692 Cr	7.35%	10.56%	View More
SBI Life Money Market Pension	₹34.89	₹160 Cr	5.99%	5.87%	View More
SBI Life P-E Managed	₹38.42	₹195 Cr	7.23%	8.87%	View More
SBI Life Guaranteed Pension GPF070211	₹27.01	₹1 Cr	5%	5.86%	View More
SBI Life Bond Pension II	₹23.88	₹28119 Cr	4.97%	5.81%	View More
SBI Life Equity Pension II	₹40.35	₹11378 Cr	6.41%	10.49%	View More
SBI Life Money Market Pension II	₹21.29	₹1488 Cr	5.75%	5.62%	View More
SBI Life Discontinue Pension Fund	₹21.97	₹6203 Cr	5.63%	-	View More
SBI Life Group Growth Plus Fund	₹57.16	₹3 Cr	6.45%	-	View More
SBI Life Group Debt Plus Fund	₹41.02	₹115 Cr	5.79%	-	View More
SBI Life Group Balance Plus Fund	₹48.59	₹11 Cr	6.08%	-	View More
SBI Life Group Balance Plus Fund II	₹27.55	₹1273 Cr	6.78%	-	View More
SBI Life Group Debt Plus Fund II	₹26.7	₹363 Cr	5.87%	-	View More
SBI Life Group Growth Plus Fund II	₹26.94	₹291 Cr	6.85%	-	View More
SBI Life Group Short Term Plus Fund II	₹22.03	₹24 Cr	5.98%	-	View More
SBI Life Group Money Market Plus Fund	₹14.17	₹2 Cr	3.32%	-	View More
SBI Life Group Balanced Pension Fund	₹10.26	₹194 Cr	-	-	View More

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Advantages of the Sahara Life ULIP Plan Calculator

The Sahara Life ULIP Plan calculator offers numerous benefits, enhancing your financial planning capabilities:

• Premium & Goal Alignment: By providing a clear projection of your investment's potential maturity value, the calculator helps you analyze precisely how much current contribution is needed to help you achieve your financial objectives.

• Parametric Customization: You can enter investment specifics exactly as per your current financial scenario and future needs, making the projections highly relevant and personalized.

• Risk Evaluation: The calculator gives you the opportunity to adjust your risk tolerance and see how various market returns or investment strategies might affect your outcomes, thereby increasing your risk awareness.

• Real-time Projections: It provides instant results, empowering you with the freedom to make informed decisions swiftly, supporting financial goal-setting with future-focused estimates.

Why Consider Sahara Life ULIP Plans?

Sahara Life ULIP Plans uniquely blend the essential components of life insurance protection with wealth-building opportunities. These plans accelerate growth through diversified, market-linked funds. They offer many benefits, including the flexibility to choose and switch between funds according to your evolving investment outlook, allowing for comprehensive portfolio diversity. Additionally, they provide tax benefits as per current laws and benefit from fund management by experienced insurance professionals. If you are planning for retirement, Sahara Life ULIP Plans can expedite the flow of achieving your long-term financial aspirations.

To Sum Up

The Sahara Life ULIP Plan calculator is designed to simplify your financial life and assist you in reaching your financial goals precisely when you envision them, as selecting the best SIP plan requires aligning investments with goals. With a clear understanding of how your premium contributions and investment duration influence your future returns, you can confidently select the right Sahara Life ULIP plan. The Sahara Life ULIP Plan calculator is your crucial first step towards a more secured financial future.