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You cannot imagine a modern household without a refrigerator. With advanced technology, refrigerators are also getting smart and equipped with advanced features. The more advanced a refrigerator, the costlier it would be. Hence, it becomes necessary to protect it with a refrigerator insurance plan.
Since you put so much thought into purchasing the best home appliance, you would also use it with care. But there are times when an unforeseen incident takes place and destroys your things and if you are not covered under an insurance plan, the financial burden comes directly on you.
Refrigerator insurance is a legal agreement stating that whenever an unforeseen incident such as theft, fire accident, burglary or natural calamity occurs, the insurance company will provide financial aid for the loss or damage suffered by you (policyholder). However, if you are not covered with a refrigerator insurance plan, then you can purchase the add-on of refrigerator insurance online by paying an extra amount with your premium.
Here are some of the benefits of purchasing the refrigerator insurance plan:
The refrigerator insurance provides cover for the following:
The insurer will not provide cover for the following:
Follow the steps mentioned below to raise a claim under refrigerator insurance.
When you purchase a refrigerator insurance add-on with your home insurance, it comes with validity. So you are required to renew it before the expiry date to get continuous coverage. Here are the steps that you can follow to renew your insurance plan:
Make sure that you renew your insurance plan before the expiration date to get continuous coverage.
Purchasing refrigerator insurance from policybazaar can make your task easier than ever. You can purchase this insurance plan on your mobile phone. You just have to download the mobile app and put in your details and then search for the right insurance plan by comparing different insurance plans provided by different insurers. You can also calculate the premium amount using the online premium calculator tool.
Ans: Yes, you can purchase the insurance plan online. You just have to visit the official website of the insurer and do your research on the product, learn about the coverage in detail and then make the right purchase.
Ans: No, the insurer will not provide coverage for such damages.
Ans: Ye, you can renew the insurance plan online. Visit the official website of the insurer, enter your personal details and plan’s name as well as policy number then it will show you the plan you are insured with and then you can follow the process mentioned above under the heading of “How to renew you refrigerator insurance”.