United India Householder Insurance Policy

United India Insurance Company offers householder policy to all homeowners and tenants in India.Under this policy, the policyholder can choose benefits of a minimum of 4 sections to avail discount in premium amount. The Personal Accident (PA) cover is also available for the policyholder's spouse and children.

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United India Householder Insurance Policy

4.4 (120 reviews)
Get insurance for Home loan or Personal security in just 5 minutes.


United India Householder Insurance Policy

4.4 (120 reviews)
Get insurance for Home loan or Personal security in just 5 minutes.
What’s covered?
Violent disturbance
Fire
Natural disasters
Policybazaar advantages
365 days support system
Easy claim process
Instant online policy issuance

**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*The premium of ₹ 9/month is for a pucca building with sum insured of ₹ 5 lakh at selected locations, for property age less than 40 years and policy term of 1 year. Additional premium is payable for the optional covers including contents opted.

Protect your house from calamities

cover starting just @ ₹9/month*

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**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*The premium of ₹ 9/month is for a pucca building with sum insured of ₹ 5 lakh at selected locations, for property age less than 40 years and policy term of 1 year. Additional premium is payable for the optional covers including contents opted.

United India Householder Insurance Policy – Key Benefits

Categories Key Benefits
Building Covered All residential properties
*Key Specifications Coverage is provided under 10 sections, out of which a minimum of 4 sections are to be chosen.
*Coverage Personal Accident cover is available for the insured's spouse and kids (ages 12-70).
Third-party liability cover.

*Disclaimer- Kindly refer to the policy wordings available on the official website of United India Insurance Company to understand the exact coverage and its benefits.

Inclusions of United India Householder Insurance Policy

Any insured property or insured home contents loss or damaged due to the below contingencies will be compensated under the United India Householder insurance policy-

  • Loss or damage due to fire, lightning, or acts of gods, strikes, and riots.
  • Loss or impact damage due to gas explosion in the domestic appliances and overflow of water tanks.
  • Any damage or loss due to burglary, housebreaking, and theft.
  • Loss or accidental damage to jewelry, valuables, and plate glass.
  • Loss to the baggage while on travel.
  • Any loss due to electrical or mechanical breakdown.
  • Loss or damage caused due to fire and allied perils during housebreaking and theft.
  • Any liabilities to third parties.
  • Any accidental injury in the insured premise causing death/disability to the policyholder or their insured family members.

*Disclaimer- To understand the inclusions in detail, kindly refer to the policy wordings available on the official website of United India Insurance Company.

Exclusions of United India Householder Insurance Policy

The United India Householder insurance policy does not compensate for the following loss or damage caused to the insured building and their home contents-

  • War or war-related perils
  • Wear & tear
  • Any consequential loss
  • Nuclear & radioactive reaction
  • The willful act or negligence of the insured causing damage
  • Violation of policy terms & conditions
  • Loss due to the influence of drugs or intoxicated substances

*Disclaimer- To understand the exclusions in detail, kindly refer to the policy wordings available on the official website of United India Insurance Company.

Personal Accident Coverage under United India Householder Insurance Policy

The insured can get coverage if the injury is direct/solely caused within 12 months of the insured perils. Below is the table showing the coverage amount for the different cases-

Particulars Coverage
Death or loss of two limbs/eyes or total permanent disability Full sum insured
Loss of a hand/foot/eye 50% sum insured
Permanent disability A specified percentage of the sum insured
Temporary total disability Specific weekly benefits (Rs. 3,000/- max) up to 100 weeks

United India Householder Insurance Claim Process

In case of any unfortunate instance causes damage or loss, you can raise a claim under your United India Householder insurance policy by following the below process-

  • Inform the insurance company at the earliest on-call and in writing of the occurrence of the claim, along with the policy number.
  • Download the claim form, fill it out correctly, and carefully mention an estimated loss.
  • The insurance company will send a surveyor to assist you in minimizing the loss, assess the damages, and make your settlement process quick & hassle-free.
  • Give necessary information to the local fire station, police authorities, and other authorities as per the extent of the loss. Get copies of their reports and hand over them to the surveyor.
  • If there is theft or burglary, mandatorily file an FIR.
  • Submit supporting documents to the surveyor, and the insurer will accept your request.
  • Contact your customer assistance team for early disposal of the claim.

If you have purchased your United India Householder policy from Policybazaar.com, you can get assistance by calling 1800-258-5970 for a hassle-free claim settlement process.

FAQs about United India Householder Insurance Policy

Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
(Based on 120 Reviews)
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Reviews & Ratings

4.4 / 5 (Based on 120 Reviews)
(Showing Newest 10 reviews)
Virendra
Bokaro, July 26, 2022
Coverage for natural calamity
I was looking for an insurance policy that provides me coverage for natural calamity. Since my house is located near a river and it floods my area in the rainy season. So i went on the Policybazaar website and particularly look for this coverage found the exact plan that provides this coverage.
Sunil
Bilaspur, July 26, 2022
Premium Calculation
I was looking for a home insurance policy online. I stumblled upon the Policybazaar website and it is one of the best online platforms to purchase home insurance policy. I learned about the insurance plan i wanted to purchase and after choosing the plan and add ons i could calculate the premium using their online premium calculator. Thanks Policybazaar.
Manish
Bikaner, July 26, 2022
Natural Calamity cover
I have recently purchased a flat and wanted to cover it with a home insurance policy. I was aware of the Policybazaar website so i thought i should give it a try. I went on their website and as i wanted to cover my flat with a natural calamity cover specifically i searched for it and without wasting a minute it showed me the natural calamity coverage.
Mohit
Amritsar, July 26, 2022
Enough coverage
I was looking for a home insurance plan online. I was fed up as i have to visit different websites to look for a single suitable insurance plan. However, i stumbbled upon Policybazaar website where i was able to find the right insurance plan that could provide me enough coverage.
Sahil
Bareilly, July 26, 2022
Nice customer service
I wanted to purchase a home insurance policy and a friend of mine suggested to purchase it from Policybazaar. I bought the policy and after that i had a confusion regarding exclusions so i called up Policybazaar customer care and they cleared out the confusion and i loved their customer service.
Jitendra
Ajmer, July 26, 2022
Qiuck claim
I purchased a home insurance policy recently. However, due to a natural calamity, my house was damaged as the pressure of the water because of flood broke the enterance door of my house. But the insurance plan that i bought got me covered and i as able to get the quickest claim possible.
Prashant
Delhi, July 26, 2022
Natural calamities covered
I bought a home insurance policy recently. As i live near a river and in the rainy season, my area gets flooded so in order to protect my house and its contents, i purchased the insurance to get coverage for such natual calamities and i am tension free now.
Sharad
Kolkata, July 26, 2022
Wide coverage
The home insurance plan that i purchased from policybazaar's website is a great plan that provides me coverage for not only the structure but also cover several expensive content of the home such as paintings, mobile phones, laptops, television, etc.
Ravi
Ahmedabad, July 26, 2022
Suitable insurance plan
I purchased the group health insurance policy from Policybazaar website. First of all, i did not have to wander much online while lookig for a home insurance plan that fits my requirement and i found the suitbale home insurance plan by comparing different plans on the website.
Yashashvi
Amritsar, June 09, 2022
Natural calamities covered
I bought a home insurance policy recently. As i live near a river and in the rainy season, my area gets flooded so in order to protect my house and its contents, i purchased the insurance to get coverage for such natual calamities and i am tension-free now.
  • Disclaimers+

    #Savings of 28% are based on the comparison between the highest and lowest premiums for a pucca building with sum insured of ₹ 1 crore at Delhi, for property age less than 5 years and policy term of 11 years.

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