Overview of TATA AIG Instachoice Home Insurance

An easy and instant plan requiring no documentation procedures. It allows choosing and designing our own home insurance cover hassle free.

TATA AIG Instachoice Home Insurance

4.4 (120 reviews)
Get insurance for Home loan or Personal security in just 5 minutes.


TATA AIG Instachoice Home Insurance

4.4 (120 reviews)
Get insurance for Home loan or Personal security in just 5 minutes.
What’s covered?
Violent disturbance
Fire
Natural disasters
Policybazaar advantages
365 days support system
Easy claim process
Instant online policy issuance

**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*The premium of ₹ 9/month is for a pucca building with sum insured of ₹ 5 lakh at selected locations, for property age less than 40 years and policy term of 1 year. Additional premium is payable for the optional covers including contents opted.

Protect your house from calamities

cover starting just @ ₹9/month*

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**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*The premium of ₹ 9/month is for a pucca building with sum insured of ₹ 5 lakh at selected locations, for property age less than 40 years and policy term of 1 year. Additional premium is payable for the optional covers including contents opted.

Overview of TATA AIG Instachoice Home Insurance

An easy and instant plan requiring no documentation procedures. It allows choosing and designing our own home insurance cover hassle free.

Eligibility:

  • Person residing in a self-owned or rented house.

Policy Benefits:

  • Fire and Special Perils: Covers home structure and belongings against fire/ earthquakes/floods/ lightning/thunderstorms/storms etc. and also man-made threats like terrorism, riots and strikes.
  • Rent for alternative accommodation: Additional rent amount in case of severe damage to house is borne up to a maximum limit of 30000 INR for 3 months.
  • Burglary &Theft: Covers Loss or damage in the event of Burglary/Theft (audio/visual appliances) or Attempted Burglary / Theft on a 1st loss basis.
  • Public Liability: Expenses or loss of guests/outsider at the Insured’s home is covered.
  • Baggage Loss: Covers Accidental loss/damage/theft of personal baggage outside municipal limits of city.
  • Breakdown of Domestic Appliances: Expenses against Mechanical/Electrical breakdown of domestic appliances at home are also covered.
  • Personal Accident: Covers Insured person due to accidental bodily injury anywhere in world.
  • Purchase Protection: Covers new items up to 30 days from the date of purchase.

Policy Details:

  • Easy and Instant
  • No Documentation
  • Flexible – Cover can be chosen according to Individuals’ need
  • Burglary cover for jewellery
  • Covers domestic appliances which are more than 8 years old and thus, preferred by home owners and non-owners both.

Exclusions:

  • Loss or damage caused by war, invasion, act of foreign enemy, pollution etc.
  • Expenses due to Architects/Surveyors and Consulting fees of engineer.
  • Loss by theft during or after occurrence of any insured peril
  • Expenses arising due to riots, strikes and terrorist activity..
  • If the loss or damage occurs while the house is unoccupied, kutcha construction.
  • Loss of money, securities, stamps, documents, jewellery, watches, precious metals, precious stones, gold or silver ornaments, travel tickets, cheques and bank drafts are not covered.
  • Death; disablement or bodily Injury self-inflicted or caused by misuse of any drugs/alcohol by the insured, his family or domestic staff.
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
(Based on 120 Reviews)
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Reviews & Ratings

4.4 / 5 (Based on 120 Reviews)
(Showing Newest 10 reviews)
Virendra
Bokaro, July 26, 2022
Coverage for natural calamity
I was looking for an insurance policy that provides me coverage for natural calamity. Since my house is located near a river and it floods my area in the rainy season. So i went on the Policybazaar website and particularly look for this coverage found the exact plan that provides this coverage.
Sunil
Bilaspur, July 26, 2022
Premium Calculation
I was looking for a home insurance policy online. I stumblled upon the Policybazaar website and it is one of the best online platforms to purchase home insurance policy. I learned about the insurance plan i wanted to purchase and after choosing the plan and add ons i could calculate the premium using their online premium calculator. Thanks Policybazaar.
Manish
Bikaner, July 26, 2022
Natural Calamity cover
I have recently purchased a flat and wanted to cover it with a home insurance policy. I was aware of the Policybazaar website so i thought i should give it a try. I went on their website and as i wanted to cover my flat with a natural calamity cover specifically i searched for it and without wasting a minute it showed me the natural calamity coverage.
Mohit
Amritsar, July 26, 2022
Enough coverage
I was looking for a home insurance plan online. I was fed up as i have to visit different websites to look for a single suitable insurance plan. However, i stumbbled upon Policybazaar website where i was able to find the right insurance plan that could provide me enough coverage.
Sahil
Bareilly, July 26, 2022
Nice customer service
I wanted to purchase a home insurance policy and a friend of mine suggested to purchase it from Policybazaar. I bought the policy and after that i had a confusion regarding exclusions so i called up Policybazaar customer care and they cleared out the confusion and i loved their customer service.
Jitendra
Ajmer, July 26, 2022
Qiuck claim
I purchased a home insurance policy recently. However, due to a natural calamity, my house was damaged as the pressure of the water because of flood broke the enterance door of my house. But the insurance plan that i bought got me covered and i as able to get the quickest claim possible.
Prashant
Delhi, July 26, 2022
Natural calamities covered
I bought a home insurance policy recently. As i live near a river and in the rainy season, my area gets flooded so in order to protect my house and its contents, i purchased the insurance to get coverage for such natual calamities and i am tension free now.
Sharad
Kolkata, July 26, 2022
Wide coverage
The home insurance plan that i purchased from policybazaar's website is a great plan that provides me coverage for not only the structure but also cover several expensive content of the home such as paintings, mobile phones, laptops, television, etc.
Ravi
Ahmedabad, July 26, 2022
Suitable insurance plan
I purchased the group health insurance policy from Policybazaar website. First of all, i did not have to wander much online while lookig for a home insurance plan that fits my requirement and i found the suitbale home insurance plan by comparing different plans on the website.
Yashashvi
Amritsar, June 09, 2022
Natural calamities covered
I bought a home insurance policy recently. As i live near a river and in the rainy season, my area gets flooded so in order to protect my house and its contents, i purchased the insurance to get coverage for such natual calamities and i am tension-free now.
  • Disclaimers+

    #Savings of 28% are based on the comparison between the highest and lowest premiums for a pucca building with sum insured of >₹ 1 crore at Delhi, for property age less than 5 years and policy term of 11 years.

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