Tata AIG Workers Compensation Insurance

Tata AIG Workers Compensation Insurance helps employers meet their legal obligations by covering workplace injuries, illnesses, and accidents involving employees. This policy provides compensation in line with applicable labour laws, ensuring financial support for medical expenses, disability benefits, and death compensation. By reducing the financial burden of workplace incidents, it enables businesses to protect both their workforce and their financial stability.

Mobile number

We don't spam

The inclusions under the Tata AIG WC policy are as follows:

Injuries suffered by employees due to workplace accidents.
Health conditions or diseases worsened by job-related activities.
Compensation for temporary disability or loss of life.
Coverage for both partial and total permanent disabilities.
Legal costs covered with prior approval from the insurer.

TATA AIG Workers Compensation Insurance Exclusions

The exclusions under the Workers Compensation Insurance are:

Injuries resulting from war, conflicts, rebellions, nuclear hazards, or radiation exposure.
Accidents occurring outside the designated workplace unless the employee is on official duty.
Work-related illnesses contracted by employees.
Medical treatment costs for employee injuries.
Fines, penalties, or interest imposed on the employer under legal provisions.
Injuries to workers hired through contractors or sub-contractors unless specifically included in the policy.
Injuries to individuals not covered under the policy or employed outside the insured business.
Amounts the employer could have recovered from another party if not for a prior agreement.
Liabilities arising solely from contractual agreements.
Disabilities or fatalities caused by self-inflicted harm or intentional worsening of an injury.
Accidents caused by the influence of drugs or alcohol.

How to Buy Employee Compensation Insurance from Tata AIG?

Here is the step-by-step process to buy Employee Compensation Insurance from Tata AIG:

Choose Your Industry: Select the relevant industry category and provide details about your workforce.
Enter Required Details: Fill in additional information, including your contact details, company name, and location.
Complete the Purchase: Click on ‘Proceed to Buy’ and follow the on-screen instructions to finalise your policy.

Tata AIG Workers Compensation Insurance Claim Process

To file a Workers Compensation Insurance claim with Tata AIG, follow these steps:

Report the Incident: Inform Tata AIG in writing about the accident and the employee's injury or unfortunate demise.
Claim Assessment: An appointed investigator will review the claim to confirm its validity.
Collect Required Documents: Gather all relevant records and evidence of the incident and injury.
Submit the Claim Form: Complete the claim form and submit it along with the necessary documents. Include details such as the policy number, insured company name, affected employee's name, accident date, type of claim, and a brief incident summary.

Documents Required for Buying Employee Compensation Policy

Make sure you have the following documents ready when purchasing a Workers Compensation Insurance policy:

Proposal Form: A duly completed and signed proposal form specifying the nature of work.

Business Identification Documents

Certificate of incorporation
PAN (Permanent Account Number)
DIN (Director Identification Number)
Business commencement certificate
Income Tax Return (ITR) documents (if applicable)
Employee Details: Comprehensive records of workers, including their roles and job descriptions.
Salary Records: Documentation reflecting employee wages.
Other Required Documents: Any additional paperwork requested by the insurer.

Download Policy Wordings of TATA AIG

Workmen Compensation Companies

Bajaj Allianz

Digit Workers Compensation Insurance

ICICI

Royal Sundaram

Disclaimer: Above mentioned insurers are arranged in alphabetical order. Policybazaar.com does not endorse, rate, or recommend any particular insurer or insurance product offered by an insurer.

Commercial Insurance Products

Group Health Insurance

Marine Insurance

Cargo Insurance

Workmen Compensation Insurance

Professional Indemnity

Fire Insurance

Shop Insurance

Comprehensive Liability Insurance

Construction All Risk

Erection All Risk

Cyber Insurance

Directors & Officers Insurance

Contractor's Plant & Machinery

Office Package Policy

Group Personal Accident Insurance

Group Life Term Insurance

Drone Insurance

We don't spam

Check your premium now

By clicking on " Check Your Premium Now " you agree to our Privacy Policy and Terms Of Use

Workmen Compensation Insurance Articles

Popular Articles
Recent Articles

Safety Measures in the Factories Act 1948

Ensuring workplace safety in industrial environments is fundamental to labour welfare. The safety measures in the...Read more

08 Apr 2025 by Policybazaar 2971 Views

Lay-off Compensation to Workmen: What Is It?

Have you come across the term 'Lay Off'? Picture this: You wake up early, all set for another day at the office...Read more

20 Jul 2021 by Policybazaar 16014 Views

How is Workers Compensation Injury Settlement Calculated?

Under the Workmen’s Compensation Act, compensation is offered to the workers and their dependents in case of...Read more

01 Apr 2020 by Policybazaar 30173 Views

What is Permanent Partial Disability (PPD)?

Permanent Partial Disability (PPD) occurs when a person is injured or has a medical condition that causes a...Read more

01 Oct 2024 by Policybazaar 2945 Views

Monthly Wages Under Employees' Compensation Act, 1923

It is a known fact that a company's success depends on its employees. Each employee expects a secure job and gets...Read more

23 Aug 2022 by Policybazaar 9496 Views

Workmen Compensation Act, 1923

The Workmen Compensation Act, 1923, also known as the Employees' Compensation Act mandates employers to fairly...Read more

19 Nov 2020 by Policybazaar 52862 Views

Differentiation between Workers Compensation & Employee State...

Employers in India must ensure financial protection for their workforce in case of workplace injuries or health...Read more

05 May 2021 by Policybazaar 16695 Views

A Step-by-Step Guide to Filing a Workmen Compensation Claim

Workplace injuries can occur without warning, and as a contractor, it is your responsibility toensure that injured...Read more

12 Apr 2023 by Policybazaar 6850 Views

What are Occupational Diseases?

Occupational diseases are defined as illnesses or conditions caused by long-term exposure to hazards in the...Read more

01 Oct 2024 by Policybazaar 2426 Views

Provisions Relating to Hazardous Processes in Factories Act 1948

Industrialisation has been a major contributor to economic growth in India, but it also comes with possible risks...Read more

11 Jul 2025 by Policybazaar 391 Views

Workers’ Compensation for Occupational Disease

Employee and worker safety is an integral part of the smooth functioning of the business. Worker’s safety is a...Read more

16 Nov 2022 by Policybazaar 9628 Views

Provisions Relating to Welfare in Factories Act 1948

Workers' welfare is the cornerstone of a safe and sustainable industrial culture. Infactories, where the workers...Read more

15 Jul 2025 by Policybazaar 363 Views

How is Premium Estimation under Worker’s Compensation Insurance...

Worker's compensation insurance is very important. It provides coverage to the workers if they get physically hurt...Read more

28 Apr 2023 by Policybazaar 4601 Views

Employers Liability Insurance vs. Workers Compensation

If you are a business owner you have to ensure that your company is adequately protected. This means opting for...Read more

24 Aug 2022 by Policybazaar 6330 Views

ICICI

ICICI Lombard's Workmen Compensation Insurance provides financial security to employers by covering their legal...Read more

06 Feb 2025 by Policybazaar 1172 Views

Provisions Relating to Welfare in Factories Act 1948

Workers' welfare is the cornerstone of a safe and sustainable...Read more

15 Jul 2025 by Policybazaar 363 Views

Provisions Relating to Hazardous Processes in Factories Act 1948

Industrialisation has been a major contributor to economic...Read more

11 Jul 2025 by Policybazaar 391 Views

10 Daily Workplace Safety Tips in Manufacturing

Workplace safety is crucial in the manufacturing sector, as it...Read more

10 Apr 2025 by Policybazaar 873 Views

Safety Measures in the Factories Act 1948

Ensuring workplace safety in industrial environments is...Read more

08 Apr 2025 by Policybazaar 2971 Views

10 Construction Site Safety Rules

Safety practices at construction sites are critical to...Read more

02 Apr 2025 by Policybazaar 848 Views

ICICI

ICICI Lombard's Workmen Compensation Insurance provides...Read more

06 Feb 2025 by Policybazaar 1172 Views

What is Permanent Partial Disability (PPD)?

Permanent Partial Disability (PPD) occurs when a person is...Read more

01 Oct 2024 by Policybazaar 2945 Views

What are Occupational Diseases?

Occupational diseases are defined as illnesses or conditions...Read more

01 Oct 2024 by Policybazaar 2426 Views

How can an Employer Reduce Workers' Compensation Claim?

Workers' compensation claims can be a significant financial...Read more

09 Apr 2024 by Policybazaar 1375 Views

Is Workers' Compensation the Same as Liability Insurance?

Many employers mistakenly believe that Workers' Compensation and...Read more

08 Apr 2024 by Policybazaar 2446 Views

What are the Benefits of Industrial Safety to Employees?

Industrial workplaces come with inherent risks. Addressing these...Read more

08 Apr 2024 by Policybazaar 1552 Views

What Should You Do If a Worker is Injured on the Job?

A workplace injury can be a stressful and disruptive event for...Read more

08 Apr 2024 by Policybazaar 2763 Views

Importance of Educating Employees on Workmen Compensation Insurance

Workmen Compensation Insurance is a specialized policy designed...Read more

15 Dec 2023 by Policybazaar 984 Views

Policybazaar for Business - Workmen Compensation Insurance - Customer Reviews

View all 92 reviews

View all

4.2

out of 5

Based on 92 reviews

8 users

68 users

16 users

0 users

4.3 June 28, 2023

Abha

Positive Experience

Thank you, PolicyBazaar, for providing such a positive experience and ensuring that well-being of my employees and business!

Lucknow

4 June 18, 2023

Shreaya

Provides Financial Security

I purchased Workmen Compensation Insurance from PolicyBazaar for my business owner looking to secure their employees' welfare and protect their business interests.Thankyou. Worth buying.

Hyderabad

3.8 June 08, 2023

Raman

Nice Purchase

I purchased Workmen compensation plan which turn out to be the good decision. Thanks PB.

Pune

4.3 May 26, 2023

Mayur

Multiple Benefits

I recommend purchasing Workmen Compensation Insurance from Policybazaar. Their user-friendly platform, diverse policy options, exceptional customer support and efficient claims processing make them stand out from the competition.Thanks. It was a good decision.

Delhi

4 May 21, 2023

Shivam

Great Plan

I recently bought Workmen Compensation Plan at policybazaar website which provides comprehensive coverage giving me peace of mind knowing that my employees are well protected in case of any unfortunate event.Thanks.

Pune

3.8 May 16, 2023

Vishal

Helpful Representatives

The team at PolicyBazaar were responsive, courteous, and extremely knowledgeable. I had a few questions regarding the coverage terms and the representatives were patient in addressing all my queries. Thanks.

Coimbatore

4 May 11, 2023

Aditya

Good Platformm

When it came to selcting the right Workmen Compensation Insurance, Policybazaar offered an impressive range of options from reputable insurers. I appreciated the comprehensive details avalable for each policy which helped me to take the better decisions. Thankyou.

Chennai

3.8 May 06, 2023

Dhiraj

Well Informed

I recently purchased Workmen Insurance plan from PolicyBazaar. The process was straightforward and I felt well-informed throughout, thanks to the clear and concise information provided.

Delhi

4.3 May 01, 2023

Abhiraj

Good Decision

I am absolutely delighted with the Workmen Compensation Insurance policy I purchased through Policybazaar. From start to finish, the entire experience has been nothing short of exceptional. I can confidently say that this is one of the best decisions I have made for my business.

Mumbai

3.8 April 30, 2023

Anam

Instant Protection Against Accidental Misshappening

I bought Workmen Compensation Plan from the Policy bazaar website online for our workers in my industry to get protetion aganst any Accidental miss happening caused to them. It offers amazing deals which provide them with medical coverage and help me to get instant protection against any loss. Thanks, PolicyBazaar.

Madurai

92 Review Item

Write a Review

Disclaimers⁺
*All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. Premium varies on the basis of Occupancy, Business Activity & Coverage Type
By clicking on "View Plans" you agree to our Privacy Policy and Terms Of Use and also provide us a formal mandate to represent you to the insurer and communicate to you the grant of a cover.
The details of insurance coverage, inclusions and exclusions are subject to change as per solutions offered by insurance providers. The content has been curated based on the general practices in the industry. Policybazaar is not responsible for the factual correctness of these details.

Tata AIG Workers Compensation Insurance

The inclusions under the Tata AIG WC policy are as follows:

TATA AIG Workers Compensation Insurance Exclusions

How to Buy Employee Compensation Insurance from Tata AIG?

Tata AIG Workers Compensation Insurance Claim Process

Documents Required for Buying Employee Compensation Policy

Business Identification Documents

Disclaimers+

When do you want a call back?

What will be the suitable time?

Tell us the number you want us to call on

Call scheduled successfully!

Disclaimers⁺