How to Check LIC Nivesh Plus Policy Status?

Before we discuss the status-checking process, let’s quickly review what the LIC Nivesh Plus policy offers.

What is the LIC Nivesh Plus Plan?

The LIC Nivesh Plus Plan 749 (previously 849) policy is a non-participating, unit-linked, single-premium life insurance plan. It provides life insurance coverage and investment options in equity and debt funds. Policyholders can choose their fund preference and enjoy the dual benefit of insurance protection and savings. The plan can be purchased offline and online. 

The Nivesh Plus LIC policy key features include:

• Single premium payment

• Choice of fund options (bond fund, secured fund, balanced fund, growth fund)

• Flexibility to switch between funds

• Partial withdrawals after 5 years

• Life cover throughout the policy term

• Added protection with LIC’s Linked Accident Benefit Rider

How to Check LIC Nivesh Plus Policy Status?

Keeping track of your LIC Nivesh Plus (Plan no. 749) policy is essential for monitoring your investment performance, policy status, and fund value. LIC of India has made it simple and convenient for policyholders to check their policy details through various digital and offline methods, no need to visit a branch or rely solely on agents. Whether you're a registered user on LIC’s portal or a first-time user, there are multiple ways to check the status of your LIC Nivesh Plus plan.

Below are the step-by-step methods to check your LIC Nivesh Plus policy status:

1. Via LIC’s Official Website (For Registered Users)

   If you're already registered on the LIC Customer Portal, you can easily track your Nivesh Plus policy details online. Here’s how:

   • Visit the official LIC website

   • Click on the Customer Services tab and select Policy Status

   • Log in using your LIC username and password

   • Once logged in, go to the dashboard and select your LIC Nivesh Plus policy

   • You’ll be able to view policy status, fund value, next premium due date, and other related details

   Note: If your Nivesh Plus policy isn’t listed, use the 'Enroll Policy' option under e-Services Tools to add it.

2. If You’re a New User (Not Registered on LIC Portal)

   If you haven’t yet registered, follow these steps to sign up and access your LIC Nivesh Plus Plan 749 policy online:

   • Go to the LIC website and click on ‘Customer Portal’ under the Login dropdown

   • Click ‘Don’t have an account? Sign-up’

   • Fill in the required details: Policy number, date of birth, premium amount (excluding tax), mobile number, and email ID

   • Complete the OTP verification process sent to your registered mobile/email

   • Set a password and log in to start tracking your policy

   Once registered, you can view your LIC Nivesh Plus fund value, premium payment status, and other updates through the portal.

3. Through the LIC Digital App

   LIC also provides a seamless mobile app experience for checking policy details on the go. Here’s how to use it:

   • Download the LIC Digital App from the Google Play Store or Apple App Store

   • Log in or register using your policy details

   • Tap on your Nivesh Plus plan from the dashboard

   • View policy status, fund performance, and other relevant information

4. Check LIC Nivesh Plus Policy Status via SMS (No Registration Required)

   For a quick policy status update without logging in, you can use LIC’s SMS service:
   
   

   Types of Enquiry	Description	SMS Code
   To Know About Installment Premium	All the policies in life are dependent on advance annual premium payments. But installment premiums can be half-yearly, quarterly, or monthly.	Type ASKLIC<Policy Number>PREMIUM and send it to 56767877
   To Know About the Bonus Amount	The sum accumulated out of the bonus as of today.	Type ASKLIC<Policy Number> BONUS and send to 56767877
   To Check the Amount of Loan Available	The sum that you can avail from your policy in the form of a loan	Type ASKLIC<Policy Number>LOAN and send to 56767877
   To Check the Status of Nomination Details	You can know about the details of the nominations	Type ASKLIC<Policy Number>NOM and send it to 56767877

5. LIC Nivesh Plus Policy Status Check via Customer Care (IVRS)

   You can also call LIC’s 24x7 IVRS (Interactive Voice Response System) to check the policy status:

   • Dial 1251 (from MTNL/BSNL numbers)

   • For other operators, call the LIC IVRS number of your city followed by 1251

   Use this method to inquire about premium due dates, fund value, and overall status of your Nivesh Plus policy.

6. LIC Nivesh Plus Policy Status Check via Policybazaar

   If you have purchased the LIC Nivesh Plus plan from Policybazaar, you can check the policy status and details from the website by following these steps:

   Step 1: Go to LIC on Policybazaar.

   Step 2: Fill the form with your name and mobile number. Click on “View Plans”.

   Step 3: Select LIC Nivesh Plus and proceed. 

   You will see plan details such as premium amount, investment amount, numbers of years invested, added benefits, fund performance etc. You can also use the official mobile app of Policybazaar to perform these functions. Download the app from Google Play Store or App Store to get the app. 

What are the Benefits of Checking LIC Nivesh Plus Policy Status? 

Keeping track of your LIC Nivesh Plus policy status helps you stay updated about your market-linked insurance plan and avoid missing important policy-related information. Here are some key benefits of checking your policy status regularly:

• Track Fund Value and Policy Performance

  LIC Nivesh Plus (Plan 749) is a ULIP-based plan where returns depend on market performance. Checking the policy status helps you monitor your fund value, units allocated, and overall investment growth.

• Stay Updated on Premium Payments

  You can verify premium payment status, check due dates, and avoid missing payments that may impact policy continuity.

• Access Important Policy Details

  The policy status gives you quick access to details like policy term, premium amount, nominee information, and selected fund option in one place.

• Review Transaction History

  You can track premium payments, fund switches, partial withdrawals, and other policy-related transactions for better financial management.

• Easier Claim and Maturity Process

  Keeping track of your policy details helps make claim settlement and maturity processing smoother and more convenient.

Information Required to Check Your LIC Nivesh Plus Policy Status

To use any of these methods, keep the following details handy:

• Policy Number

• Date of Birth (DD/MM/YYYY)

• Installment Premium Amount (excluding taxes)

• Registered Mobile Number

• Email ID (for registration and updates)

LIC Nivesh Plus Download – How to Get Your Policy Document?

If you're looking for the LIC Nivesh Plus download option (meaning, downloading your policy bond or document), here’s how to do it:

• Login to the LIC customer portal

• Navigate to “e-Services”

• Choose “Policy Document Download”

• Select your LIC Nivesh Plus plan

• Download the PDF of your policy bond for reference or future use

Make sure your email and mobile number are updated in your LIC profile for smooth access.

Final Thoughts

The LIC Nivesh Plus is an excellent choice for those looking to invest a lump sum while ensuring life coverage. Whether you're actively investing or just keeping track of your existing policy, checking your LIC Nivesh Plus policy status is quick and easy through the online portal, mobile app, or even SMS. Don't forget to download your policy document using the LIC Nivesh Plus download option to keep a digital copy handy.

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