LIC New Jeevan Dhara-II Calculator

What is the LIC New Jeevan Dhara-II Plan Calculator?

The LIC New Jeevan Dhara-II plan calculator is an online tool that estimates the pension, or annuity, you could receive from LIC's New Jeevan Dhara-II (Plan 892), a deferred annuity plan. You enter details such as your age, premium and deferment period, and the calculator shows an estimated annuity so you can compare options before you buy.

LIC announced New Jeevan Dhara-II on 13 October 2026, and the plan is available for purchase from 19 October 2026. Annuity rates under the plan are guaranteed at the start of the policy, so use a calculator for an estimate and confirm your final figures with LIC's official benefit illustration and sales brochure.

Note: LIC New Jeevan Dhara-II plan 892 is the latest version of LIC Jeevan Dhara-II 872. Also known as Plan 892 LIC calculator.

What are the Key Features of LIC New Jeevan Dhara-II Plan Calculator?

The key features of LIC New Jeevan Dhara-II calculator are given below:

• Using the LIC calculator for New Jeevan Dhara-II LIC policy, the new policyholders can calculate the estimated premium amount to be invested regularly during the policy term. The approximate figures of premium helps the investors to assess their financial budget and plan their future expenses accordingly.

• With the help of thisLIC New Jeevan Dhara-II calculator, the existing policyholder can view how the guaranteed benefits progress within the policy period. These estimated results assist the LIC users to analyse that they are adequately insured without being underinsured or overinsured.

• It allows the users to customize their policy details like premium amount, premium paying term, policy term, annuity options and various other options to help find the plan variation that best suits your requirements to keep your retirement stress free.

• The LIC users can also calculate and compare survival benefits under different situations by modifying the policy details until they find the annuity that suits their post retirement needs.

How does the LIC New Jeevan Dhara-II Plan Calculator Work?

The LIC New Jeevan Dhara-II calculator is available for use on LIC’s official website free of cost. It requires basic personal details and modified policy parameters from the users to generate the premium and annuity results of the LIC New Jeevan Dhara-II policy.
Details required by the LIC New Jeevan Dhara-II calculator are:

• Age at entry

• Gender of life assured

• Annuity type

• Annuity option

• Deferment period

• Premium paying term

• Premium payable

How to Use LIC New Jeevan Dhara-II Plan 892 Calculator?

Let us find out how to use the LIC New Jeevan Dhara-II calculator:
Step 1: Visit LIC’s official website and look for LIC New Jeevan Dhara-II calculator

Step 2: Enter basic personal details like gender and date of birth.
Step 3: Select your plan under the pension plan tabs and enter the required policy inputs like annuity type, annuity option, deferment period, premium amount, etc.

Step 4: The New Jeevan Dhara-II calculator autofills a few details and generates the estimated annuity and benefit details as assessing your inputs.

What are the Benefits of LIC New Jeevan Dhara-II Calculator ?

There are several benefits of LIC New Jeevan Dhara-II calculator and some are given below:

• Eases financial planning
  It helps the new policyholders to analyse whether the chosen premium is enough to suffice their future goals or not. It helps them determine the right amount to invest as per their financial budget.

• Personalized results
  The LIC New Jeevan Dhara-II calculator helps the people customize the plan as per their choice for free on LIC’s official website. It becomes easier for the users to analyse the customized plans as per their needs.

• Estimate savings goals
  The survival benefits after policy term help the users estimate their retirement corpus. The estimates from the LIC 892 calculator also promote clarity and transparency in financial decision making.

• User friendly and quick
  The calculator by LIC is super easy to use and does not require any advanced tech knowledge. The results are generated instantly after the user finishes filling in correct information.

Sample Benefit Illustration Using LIC New Jeevan Dhara-II Calculator

For better understanding of how the LIC New Jeevan Dhara-II calculator works, let’s assume:

Age at entry: 45 years

Gender: Male
Annuity type: Regular Premium

Annuity option: Life annuity for Single Life
Deferment period: 15 years

Premium payment term: 15 years

Annualized premium: Rs.50,000

Annual Annuity amount generated by calculator: Rs.1,04,142

How to Buy LIC New Jeevan Dhara-II Plan?

Step 1: Visit LIC’s official website and click on “Buy Online” on the top right corner.

Step 2: Find “New Jeevan Dhara-II” in the products tab. Click on “Know More” and you will be redirected to an external website.

Step 3: A list of required documents appears on your screen. Keep the mentioned documents handy.

Step 4: Enter your personal details like residential status, annual income, DOB, etc. Remember to tick off the check box and proceed.

Step 5: Now, enter your policy details like premium that you wish to pay, policy term, premium payment mode, annuity option, and more. Click on “Proceed” once you’re done.

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