LIC Login: LIC Customer Login Process at Online Portal

Benefits of LIC Online Services

With the LIC of India login portal avail the major benefits such as the policy status, policy number, illustration of the benefits, LIC premium related questions, nominee status, and so forth.  The LIC login portal ensures that the customer need not visit the branch physically much often. It is time to bid goodbye to the conventional way, the LIC online login process will save both money and time.

By becoming a registered member, after signing into the LIC login portal, you can avail various online services such as:

• Check your claim status
• Online payment of premium
• Online renewal
• Adding nominee online
• Register a claim online
• Policy status
• Availing insurance quotation
• Complaint registration
• Checking loan status
• Policy conditions and other features

Who is Eligible to Register for LIC Online Services?

• All existing customers can register under the LIC login portal by visiting the official website online.
• There is no additional cost of using this LIC online login portal
• You can’t register your spouse along with you. Rather, you have to register him/her separately
• To register at the LIC login portal, you must have the insurance policies in your name or the children.
• Once the minor children turn 18 years, a unique user ID will be created in case they want to register for the LIC e-services.
• A married couple can’t register in the same account and will have to register both of their policies individually.

Before you begin using the LIC services, it becomes more important to understand the LIC login process and accordingly activate it. 

Well, wondering how? Simply skim through this article to know the step-by-step process to log in to LIC of India.

LIC Login : LIC New User Registration

Step 1: Log on to the LIC’s official website (www[dot]licindia[dot]in) and click on the ‘Customer Portal’ tab under ‘Online Services.

Step 2: On the LIC’s e Services’ page, click on the ‘New User’ button.

Step 3: Now you will need to submit your policy details, such as Policy Number, Premium Amount, Date of Birth, etc. to complete the registration process. Once done, click on the proceed button.

Step 4: Now, create a new ‘Username’ and ‘Password’ to complete the LIC online registration process

Step 5: Now, log in with a new username and password. Click on the ‘Submit’ button.

Step 6: Enroll your policy and retrieve your policy details from the tab ‘Enroll Policies’ on the left-hand side of the screen. Now, click on the option of ‘View Enrolled Policies’. Verify the ‘Captcha’ to see the status of your enrolled policies.

LIC Channels and Modes of Premium Collection

To pay the premiums of the LIC policy, the insurance holder can directly login the website of the company. However, there are other alternatives as well. The policyholders can pay the premium through the offline method by visiting the official branch office of the LIC.

Besides this, the policyholder can also use the electronic modes for the premium payment of the policy. The policyholder will need to provide the ECS mandate for the respective bank, post which the LIC will create a standing instruction. According to the premium due date of the policy, the amount will be deducted directly from the bank account of the insurance holder. For your better understanding here we have shown the premium payment modes of LIC channels in a tabular form.

LIC Login to Make Online Premium Payment with Registration

Step 1: Log on to the LIC’s official website (www[dot]licindia[dot]in) and click on the ‘Customer Portal’ tab under ‘Online Services’. 

Step 2: On the LIC’s e Services’ page, click on the ‘Registered User’ button.

Step 3: Select Customer as your Role, and enter your user ‘ID/Email/Mobile, Password’, and ‘Date of Birth’ to Sign in.

 Step 4: On the Customer Portal, click on the ‘Self /Policies’ option to view details.

Note: If your premium is due, then you should see the ‘Pay Premium’ option. Otherwise, you should see the premium due date.

Step 5: Click the Pay Premium option to proceed and provide the required information. Choose the payment option. Make your selection from Credit Card, Debit Card or Net Banking.

That’s it! Now, simply make the premium payment using the LIC login portal.

Now you know the process of LIC online login and the step-by-step procedure of making the premium payments. Let’s check out how to make payments without registration.

LIC Login to Make Online Premium Payment Without Registration 

Step 1: Log in to the LIC’s official website (www[dot]licindia[dot]in) and click on the ‘Pay Premium Online’ option.

Step 2: You will be routed to a page where you will find two options – ‘Pay Direct’ and ‘Through Customer Portal’. Here, click on the ‘Pay Direct’ button.

Step 3: You will be routed to LIC online premium payments page. Once on this page, fill in all vital details including Policy Number, Premium Payment Amount, Date of Birth, Email Id and Mobile number. Verify the ‘Captcha’ and click on the ‘Submit’ button.

Step 4: Now, you will need to create a new ‘Username’ and ‘Password’ of your choice to complete the registration process.

LIC Online Login Process 

There are so many things to remember in this busy life that one can easily forget the username or the password for one’s LIC account. But does that mean one will need to face a lot of hassles to use the LIC login portal? The answer is a resounding NO! The process of retrieving the username and password for your LIC account is fairly simple and hassle-free.

Online LIC Login Process if You Have Forgotten User ID

Step 1: Log on to the LIC’s official website (www[dot]licindia[dot]in) and click on the ‘Customer Portal’ tab under ‘Online Services’.

Step 2: On the LIC’s e Services’ page, click on the ‘Registered User’ button.

Step 3: On the login form, click on the ‘Forgot user ID/Password?” link.

Step 4: With the ‘User ID’ option selected, enter your ‘Policy Number’, ‘Premium’ and ‘Date of Birth’

Step 5: Fill out the correct Captcha and then click on the ‘Submit’, button to proceed.

LIC of India Login Process if You Have Forgotten Password

Step 1: Log on to the LIC’s official website (www[dot]licindia[dot]in) and click on the ‘Customer Portal’ tab under ‘Online Services’.

Step 2: On the LIC’s e Services’ page, click on the ‘Registered User’ button.

Step 3: On the login form, click on the ‘Forgot user ID/Password?” link.

Step 4: With the ‘Password’ option selected, enter your ‘User ID’ and ‘Date of Birth’

Step 5: Fill out the correct Captcha and then click on the ‘Submit’, button to proceed.

LIC Login or Online Registration Process for Spouse and Children

The online registration process in LIC for spouse and children is very easy and simple. You just need to follow few simple steps to successfully register your spouse and children in LIC.

Step 1: Visit the official website of LIC and log in to your account using the ‘user ID and Password’.

Step 2: Select the section of either ‘Child Policies’ or ‘Spouse Policies’ as per your choice, the one you want to add to.

Step 3: Add the important details like policy number, date of birth, etc.

Step 4: Once you add all the details click on the submit button, this will successfully register your child and spouse along with you in the same account.

Step 5: Go to the ‘Profile Management Menu’ and check and confirm the registered detail of your spouse/children.

Wrapping it Up

We are now sure that you know how to use the LIC login portal. With the smooth registration, you can simply log in and LIC policy status online, and make premium payments through credit or debit cards. Moreover, now you also have a better understanding of retrieving your username and password if you forget any of them. So, it’s time to start putting this easy learning to practice. Use LIC online login portal and make your life easy.

LIC of India- FAQs