Pramerica Life Balanced Equilibrium Fund
Returns (as on 16 Mar 2026)
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About Pramerica Life Balanced Equilibrium Fund
Pramerica Life Balanced Equilibrium Fund is a Balanced Fund launched on 27-08-2008, designed to offer long-term capital growth by investing in a mix of high-quality assets. The fund currently manages an AUM of over ₹1 Cr, with a Net Asset Value (NAV) of ₹11.57 (as of 16 Mar 2026).
Over time, Pramerica Life Balanced Equilibrium Fund has shown stable growth with 4.06% return in the last 1 year, For longer horizons, it has delivered Return Since Inception (RSI) of 5.69%, highlighting its consistent performance track record.
Highlights of Pramerica Life Balanced Equilibrium Fund
- It is benchmarked against the Crisil Composite Bond(30),Nifty 50(70), which delivered 0% in the same period.
- The fund maintains a strong allocation with Equity holding: 73.8%, ideal for long-term growth.
- Major sector exposure includes Others holding: 39.1%, Financial holding: 17.9%, Energy holding: 4.3%, offering Conservative diversification.
- Since its launch on 27-08-2008, Pramerica Life Balanced Equilibrium Fund has achieved a Return Since Inception (RSI) of 5.69%.
- Managed by Pramerica Life, Pramerica Life Balanced Equilibrium Fund is designed for investors seeking Conservative returns with moderate risk exposure.
More Funds from Pramerica Life
| Fund name | AUM |
1Y |
|
| DHFL Pramerica Large Cap Equity | ₹161 Cr | 4.54% | Get Details |
| Pramerica Life Nifty Mid Cap 50 Correlation Fund |
₹71 Cr | 13.43% | Get Details |
| DHFL Pramerica Growth | ₹50 Cr | 3.16% | Get Details |
| DHFL Pramerica Multi Cap Opportunities Fund | ₹31 Cr | 1.08% | Get Details |
| DHFL Pramerica Balance | ₹30 Cr | 3.53% | Get Details |
| Pramerica Life Debt Fund |
₹24 Cr | 5.71% | Get Details |
| Pramerica Life Pension Dynamic Equity Fund |
₹6 Cr | 5.15% | Get Details |
| Pramerica Life Flexi Cap Opportunities Fund |
₹5 Cr | 3.91% | Get Details |
| Pramerica Life Nifty Midcap 50 Correlation Pension Fund |
₹3 Cr | 12.74% | Get Details |
| Pramerica Life Growth Momentum Fund |
₹2 Cr | 3.07% | Get Details |
Top 10 Balanced Fund
| Fund name |
Returns
|
||||||||
| Future Generali Future Midcap Fund | 20.26% | 16.67% | Get Details | ||||||
| IDBI Federal Midcap | 19.76% | 16.32% | 14.64% | Get Details | |||||
| Aegon Life Group Equity Fund | 15.7% | 14.85% | Get Details | ||||||
| Tata AIA Life Whole Life Aggressive Growth Fund | 18.66% | 13.93% | 15.38% | Get Details | |||||
| Bandhan Life Pension Enhanced Equity | 14.87% | 13.88% | 13.73% | Get Details | |||||
| Reliance Life Pure Equity Fund 2 | 15.67% | 13.53% | 12.67% | Get Details | |||||
| PNB MetLife Balanced Opportunities Fund | 15.57% | 13.51% | Get Details | ||||||
| Future Generali Future Apex Fund | 13.07% | 11.54% | 13.38% | Get Details | |||||
| Future Generali Future Opportunity Fund | 12.8% | 11.23% | 12.55% | Get Details | |||||
| PNB MetLife India Multiplier | 13.6% | 11.2% | 12.26% | Get Details | |||||
Peer Comparison
- Overview
- Returns
| Fund name | AUM |
1Y |
|
| SBI Life Equity Fund | ₹81,025 Cr | 2.07% | Get Details |
| SBI Life Midcap Fund | ₹55,035 Cr | 11.28% | Get Details |
| ICICI Prudential Life Maximiser Fund V | ₹47,982 Cr | 6.83% | Get Details |
| HDFC Life Opportunities Fund | ₹35,377 Cr | 9.75% | Get Details |
| SBI Life Bond Pension II | ₹29,088 Cr | 4.72% | Get Details |
| SBI Life Balanced Fund | ₹21,160 Cr | 4.36% | Get Details |
| ICICI Prudential Life Multi Cap Growth Fund | ₹17,468 Cr | 7.02% | Get Details |
| SBI Life Bond Fund | ₹16,781 Cr | 5.39% | Get Details |
| HDFC Life Discovery Fund | ₹13,470 Cr | 13.44% | Get Details |
| Kotak Mahindra OM Life Classic Opportunities Fund | ₹13,460 Cr | 7.28% | Get Details |
| Fund name |
Returns
|
||||||||
| SBI Life Equity Fund | 11.79% | 9.45% | 11.71% | Get Details | |||||
| SBI Life Midcap Fund | 20.99% | 16.69% | Get Details | ||||||
| ICICI Prudential Life Maximiser Fund V | 12.46% | 10.91% | 11.41% | Get Details | |||||
| HDFC Life Opportunities Fund | 17.42% | 12.91% | 14.57% | Get Details | |||||
| SBI Life Bond Pension II | 0.18% | 6.71% | 5.51% | 6.48% | Get Details | ||||
| SBI Life Balanced Fund | 9.09% | 7.58% | 9.8% | Get Details | |||||
| ICICI Prudential Life Multi Cap Growth Fund | 14.93% | 11.04% | 11.14% | Get Details | |||||
| SBI Life Bond Fund | 0.1% | 6.97% | 5.74% | 6.85% | Get Details | ||||
| HDFC Life Discovery Fund | 21.39% | 18.1% | Get Details | ||||||
| Kotak Mahindra OM Life Classic Opportunities Fund | 14.66% | 11.31% | 13.34% | Get Details | |||||
Top ULIP Funds
| Fund name |
Returns
|
||||||||
| Aviva Pension PSU Fund | 0.79% | 30.02% | 26.22% | 17.56% | Get Details | ||||
| Aviva PSU | 0.77% | 29.28% | 25.72% | 17.23% | Get Details | ||||
| PNB MetLife Mid Cap Fund | 24.5% | 21.65% | Get Details | ||||||
| Reliance Pension Energy Fund 2 | 2.83% | 23.44% | 21.57% | 18.26% | Get Details | ||||
| Reliance Life Energy Fund 2 | 2.93% | 23.09% | 21.5% | 18.2% | Get Details | ||||
| Reliance Life Energy Fund 1 | 2.84% | 23.4% | 21.47% | 18.1% | Get Details | ||||
| Tata AIA Life Multi Cap Fund | 18.13% | 21% | 22% | Get Details | |||||
| Axis Max Life High Growth Fund | 24.25% | 18.39% | 18.34% | Get Details | |||||
| Canara HSBC Life Emerging Leaders Equity Fund | 22.6% | 18.27% | Get Details | ||||||
| HDFC Life Discovery Fund | 21.39% | 18.1% | Get Details | ||||||
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*The Returns in ULIP plans are subject to market risk and are not guaranteed. The investment risk in the policy is borne by the policyholder. The actual returns can vary depending on the performance of the chosen fund, charges towards mortality, allocation, policy admin, cost of riders, etc. The 4% and 8% illustration is neither the minimum or maximum limit that you may get as a policyholder.
*The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
*The maturity amount of Rs 50 Lakhs. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 4% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product.
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
^Returns as on 10th Jan'25. 18% returns for Tata AIA Life Top 200 for the last 10 years.The past performance is not necessarily indicative of future performance. Source: Morningstar
++Source -: Google Review Rating available on: http://bit.ly/3J20bXZ
All Data Source: Value Research
TERMS AND CONDITIONS APPLY.For more details on risk factors, terms, and conditions, please read the sales brochure and benefit illustration carefully before concluding a sale.
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