Documents Required to Purchase a New Two-wheeler in India

Buying a two-wheeler can be a significant step in one's life as nothing can beat the excitement of owning the first bike or any other two-wheeler. If you are planning to buy a new two-wheeler, make sure that you are not missing any documents, including a bike insurance policy. Find out all the important documents required for purchasing a new two-wheeler below.

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List of Documents Required for Purchasing a New Two-wheeler

There is a list of a few specific and mandatory documents required to buy a new bike. Also, you need to register your bike at RTO (Regional Transportation Office) and getting bike insurance online or offline. Your automobile dealer also asks for these documents to maintain their database and for various other purposes.

What are the Documents Needed to Buy a Bike by Automobile Dealership?

Once you have decided to buy a bike according to your preferences and budget, you will approach the nearest automobile dealership to buy the desired model. While purchasing a bike, you will submit the list of documents to them-

  1. Identity Proof

    The first and foremost thing is to confirm your identity by submitting the ID proof. You will be asked to submit the documents like your Driving License, Aadhaar card, PAN Card, etc.

  2. Address Proof

    If you are planning to buy a new two-wheeler, you will need to confirm your residential address. You can submit a utility bill, passport, rental agreement, etc. All these will act as your residential address proof.

  3. Nationality Proof

    To prove your nationality, your bike dealer may ask you to submit the proof. You can submit the documents like Voter ID, Aadhaar card, Passport, etc.

What Documents Are Required to Buy a Bike on EMI or on Loan?

You have an option to purchase your bike on loan. However, you must be eligible for a two-wheeler loan, based on your age limit, income, etc. While buying your bike on a loan, you will need to submit the following documents-

For a Salaried Employee & Self-Employed

To avail bike loan, you must have the following documents-

  1. Income Proof

    The bike loan is given based on the salary or income you make. Therefore, the bank will ask for your proof of income. Payslip or salary slip, recent Income Tax Return (ITR) for the last 3 years, and Form 16 are mandatory documents. However, some banks may ask for a Salary Certificate (including deductions) and the name & designation of the authorised signatory.

  2. Bank Statements

    You are required to submit a bank statement for the last 1 year to clarify your income and deductions (if any).

  3. ID and Address Proof

    To confirm your identity, it is mandatory to submit ID proof documents like DL, PAN Card, Aadhaar Card, etc.

    To prove your residential address, you must submit a rental agreement, utility bill, Passport, etc.

  4. Passport Size Photographs

    To process your bike loan application, the bank will ask for a set of your passport-size photographs.

Process of Bike Registration

Once you have bought your riding companion, it has to be registered with your nearest RTO within 7 days from the date of purchase. Since your auto dealership will assist you in the entire registration process, you must be aware of the documents required to register your bike.

Documents Required for Bike Registration

Document Type Document Name
Application Form Form No. 20
Sales Certificate Form No. 21
Certificate of Roadworthiness (RWC) Form No. 22
Emission Control PUC Certificate (Pollution Under Control Certificate)
Vehicle Clearance Certificate Customs Clearance Certificate
Proof of Sale Invoice by Manufacturer and Dealer
Identity Proof DL, Passport, Aadhaar Card, Voter ID, PAN card, etc.
Address Proof DL, PAN, Passport, Utility Bills, Rental Agreement, etc.
Bike Insurance Policy Copy of Bike Insurance Cover Note
Temporary RC Copy of Temporary Registration Certificate
Affidavit Non-Judicial Stamp Paper
On Loan or Finance Form No. 34 (Signed by financier/bank and the two-wheeler owner)

Can You Buy a Bike Without a License in India?

No, it is not mandatory to obtain a Driving License (DL) to buy a bike or any other two-wheeler in India. However, to ride your bike on the road, it is a must to hold a valid DL and bike insurance policy in India.

Final Thoughts

It is always advised to invest your hard-earned money in the right vehicle. If you are planning to buy a bike or any other two-wheeler, always go for a test ride. Moreover, ensure that your bike is insured with the right bike insurance policy so that the bike is protected against unforeseen financial liabilities.

Written By: PolicyBazaar - Updated: 09 August 2022
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Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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