Bike Insurance is a financial protection plan that covers your two-wheeler against losses arising from accidents, theft, fire, natural calamities, or third-party liabilities. It is mandatory by law in India and can be purchased as Third-Party, Own Damage, or Comprehensive coverage.
Features
Available in Third-Party, Own Damage, and Comprehensive types
Option to include add-ons like Zero Depreciation, Roadside Assistance, and more
Covers personal accident as per IRDAI regulations
Instant policy issuance and paperless documentation
Multiple insurers and plans to choose from
Benefits
Legal compliance with mandatory insurance requirement
Financial security against accident-related damages
Protects from losses due to theft or natural disasters
Add-ons offer enhanced protection and convenience
Easy online comparison and renewal process
Buy Bike Insurance to avoid fines & save on repairs
Starting from ₹1.3/day*
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Buy Third-Party insurance to avoid challan
Starting from ₹1.3/day*
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Bike Product Description Insurance Reviews & Ratings
4.5 / 5
(Based on 1461 Reviews)
(Showing Newest 10 reviews)
Vinod
Bareli, September 08, 2025
★★★★★
Timely Support
During heavy rains, my bike broke down in a flooded street. Thanks to the RSA cover I bought via Policybazaar, help reached within 40 minutes.
Vinod
Bareli, September 08, 2025
★★★★★
Timely Support
During heavy rains, my bike broke down in a flooded street. Thanks to the RSA cover I bought via Policybazaar, help reached within 40 minutes.
Roopak
Merath, September 05, 2025
★★★★★
Smooth Process
I called Policybazaar to make a renewal, and it was so smooth. Super convenient for people always on the go.
Roopak
Merath, September 05, 2025
★★★★★
Smooth Process
I called Policybazaar to make a renewal, and it was so smooth. Super convenient for people always on the go.
Tarun
Haridwar, September 02, 2025
★★★★★
Very affordable
The zero-dep add-on they recommended truly paid off. I didn’t have to bear any out-of-pocket repair costs after a minor accident. Highly recommend it!
Tarun
Haridwar, September 02, 2025
★★★★★
Very affordable
The zero-dep add-on they recommended truly paid off. I didn’t have to bear any out-of-pocket repair costs after a minor accident. Highly recommend it!
Bhuvan
Jaisalmer, August 30, 2025
★★★★★
Guided Well
After my policy expired, I was worried about inspection and delays, but Policybazaar guided me step by step and helped me get my bike insured without any hassle.
Bhuvan
Jaisalmer, August 30, 2025
★★★★★
Guided Well
After my policy expired, I was worried about inspection and delays, but Policybazaar guided me step by step and helped me get my bike insured without any hassle.
Arvind
Amritsar, August 27, 2025
★★★★★
Fully Satisfied
My bike was stolen recently, and the support I got during the claim process was beyond expectations. Policybazaar made a stressful time much easier.
Arvind
Amritsar, August 27, 2025
★★★★★
Fully Satisfied
My bike was stolen recently, and the support I got during the claim process was beyond expectations. Policybazaar made a stressful time much easier.
^The buying/renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.
*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.
*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)
#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.
*₹457/- per annum (₹1.3/day) is the price for third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable annually. The list of insurers mentioned is arranged according to alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For the complete list of insurers in India, refer to the Insurance Regulatory and Development Authority of India website: www.irdai.gov.in