Kotak Banking & Financial Services Fund Regular - Growth

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : -0.48%
Fund NAV

Fund Overview of Kotak Banking & Financial Services Fund Regular - Growth

  • ₹1,236.5 Cr
    AUM
  • ₹16.18
    NAV
  • 2.13%
    Expense Ratio
  • Equity
    Fund Category
As on Wed Nov 19, 2025

Returns of Kotak Banking & Financial Services Fund Regular - Growth

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months -0.48% NA 2.31%
6 Months 12.94% NA 15.50%
1 Year 8.78% 8.78% 10.43%
2 Years 33.90% 15.72% 18.38%
As on Wed Nov 19, 2025

Asset Allocation

equities

97.90%

other assets or cash equivalents

2.10%
Large Cap: 70.93%
Mid Cap: 9.57%
Small Cap: 19.50%
Other: 0.00%
Top Holdings
Hdfc Bank Ltd
19.59%
Hdfc Bank Ltd
18.30%
Hdfc Bank Ltd
18.30%
Icici Bank Ltd
18.83%
Hdfc Bank Ltd
18.42%
 
Top Sectors
Financial
489.18%
Unspecified
8.20%
N/A
2.62%
Detailed Portfolio Analysis
As on Wed Nov 19, 2025
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About Fund

About Kotak Banking & Financial Services Fund Regular - Growth

Kotak Banking & Financial Services Fund Regular - Growth is one Equity mutual fund offered by Kotak Mahindra Mutual Fund. Launched on 27 Feb 2023, the fund aims Long term capital growth Investment in portfolio of predominantly equity & equity related securities of companies engaged in Banking & Financial Services. It manages assets worth ₹1,236.5 crore as on Thu Jul 31, 2025. The expense ratio stands at 2.13%.
The portfolio allocation consists of 97.90% in equities, 2.10% in other assets or cash equivalents. Managed by Shibani Sircar Kurian, it has delivered a return of 8.78% in the last year, a total return since inception of 18.50%.

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  • Abhishek Bisen

    Fund Manager

  • Mr. Bisen is a BA and MBA in Finance.

    Manager Education

  • Shibani Sircar Kurian

    Fund Manager

  • Ms. Kurian has done PGDM (Specialization in Finance), BSc (Hons)-Economics

    Manager Education

Fund Details

Fund Names Kotak Banking & Financial Services Fund Regular - Growth
Inception Date 27 Feb 2023
Lock In No Lock-in
SIP Minimum Investment amount ₹ 100
SWP Minimum Investment amount ₹ 1000
STP Minimum Investment amount ₹ 500
 
Risk Principal at very high risk
Category Average Annual Returns 10.43
More Details

Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
ICICI Prudential Banking And Financial Services Direct Plan-growth trend ₹9,930 1.33% 3.80% 17.25% 16.92% 19.25%
Aditya Birla Sun Life Banking & Financial Services Fund Direct-growth trend ₹3,497 2.74% 6.45% 18.84% 17.47% 18.70%
Aditya Birla Sun Life Banking & Financial Services Fund Regular-growth trend ₹3,497 2.65% 6.22% 17.75% 16.38% 17.56%
Aditya Birla Sun Life Nifty Bank Etf-growth trend ₹2,658 2.59% 5.98% 17.69% 12.48% 16.06%
Taurus Banking & Financial Services Fund Direct-growth trend ₹12 0.27% 3.41% 13.54% 13.80% 15.93%
Taurus Banking & Financial Services Fund Regular-growth trend ₹12 0.20% 3.20% 12.63% 12.93% 15.03%
View More
increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from Kotak Mahindra Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Kotak Nifty Bank Etf-idcw increase ₹5,352 2.59% 5.98% 7.44% 17.69% 12.42%
Kotak Nifty Psu Bank Exchange Traded Fund increase ₹1,596 12.23% 20.26% 27.14% 32.16% 30.77%
Kotak Banking & Financial Services Fund Direct - Growth increase ₹1,236 2.08% 5.60% 7.11% 16.76% -
Kotak Banking & Financial Services Fund Regular - Idcw increase ₹1,236 1.95% 5.22% 6.32% 15.04% -
Kotak Banking & Financial Services Fund Direct - Idcw increase ₹1,236 2.08% 5.60% 7.11% 16.76% -
Kotak Nifty Financial Services Ex-bank Index Fund Regular - Growth increase ₹70 2.57% 6.20% 10.25% 26.89% -
Kotak Nifty Financial Services Ex-bank Index Fund Direct - Growth increase ₹70 2.62% 6.34% 10.55% 27.55% -
Kotak Nifty Financial Services Ex-bank Index Fund Regular - Idcw increase ₹70 2.57% 6.20% 10.25% 26.89% -
Kotak Nifty Financial Services Ex-bank Index Fund Direct - Idcw increase ₹70 2.62% 6.34% 10.55% 27.55% -
View More
increase growth is based on 1-month returns of the funds

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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
ICICI Prudential Banking And Financial Services Direct Plan-growth trend ₹9,930 ₹157.43 16.92% 19.25% 15.83%
Aditya Birla Sun Life Banking & Financial Services Fund Regular-growth trend ₹3,497 ₹64.36 16.38% 17.56% 14.94%
Aditya Birla Sun Life Banking & Financial Services Fund Direct-growth trend ₹3,497 ₹72.41 17.47% 18.70% 16.08%
Aditya Birla Sun Life Nifty Bank Etf-growth trend ₹2,658 ₹60.50 12.48% 16.06% -
Taurus Banking & Financial Services Fund Direct-growth trend ₹12 ₹62.46 13.80% 15.93% 14.40%
Taurus Banking & Financial Services Fund Regular-growth trend ₹12 ₹55.73 12.93% 15.03% 13.39%
View More
Top funds are based on Fund AUM

Detailed Portfolio

Stocks Sector % of Holding Value
Hdfc Bank LtdFinancial19.59%₹242.25 Cr
Hdfc Bank LtdFinancial18.30%₹242.16 Cr
Hdfc Bank LtdFinancial18.30%₹242.16 Cr
Icici Bank LtdFinancial18.83%₹232.80 Cr
Hdfc Bank LtdFinancial18.42%₹228.31 Cr
Hdfc Bank LtdFinancial18.42%₹228.31 Cr
Icici Bank LtdFinancial16.18%₹214.10 Cr
Icici Bank LtdFinancial16.18%₹214.10 Cr
Icici Bank LtdFinancial17.09%₹211.83 Cr
Icici Bank LtdFinancial17.09%₹211.83 Cr
State Bank Of IndiaFinancial7.63%₹100.92 Cr
State Bank Of IndiaFinancial7.63%₹100.92 Cr
State Bank Of IndiaFinancial7.58%₹93.97 Cr
State Bank Of IndiaFinancial7.58%₹93.97 Cr
Bajaj Finance LtdFinancial6.33%₹83.68 Cr
Bajaj Finance LtdFinancial6.33%₹83.68 Cr
Bajaj Finance LtdFinancial6.47%₹80.16 Cr
Bajaj Finance LtdFinancial6.47%₹80.16 Cr
State Bank Of IndiaFinancial6.46%₹79.82 Cr
Bajaj Finance LtdFinancial5.68%₹70.19 Cr
Axis Bank LtdFinancial4.79%₹63.42 Cr
Axis Bank LtdFinancial4.79%₹63.42 Cr
Kotak Mahindra Bank LtdFinancial5.06%₹62.60 Cr
Axis Bank LtdFinancial4.70%₹58.21 Cr
Axis Bank LtdFinancial4.70%₹58.21 Cr
Axis Bank LtdFinancial4.45%₹54.96 Cr
Kotak Mahindra Bank LtdFinancial4.07%₹53.90 Cr
Kotak Mahindra Bank LtdFinancial4.07%₹53.90 Cr
Kotak Mahindra Bank LtdFinancial4.12%₹51.09 Cr
Kotak Mahindra Bank LtdFinancial4.12%₹51.09 Cr
Shriram Transport Finance Company LtdFinancial3.46%₹45.81 Cr
Shriram Transport Finance Company LtdFinancial3.46%₹45.81 Cr
Shriram Transport Finance Company LtdFinancial3.12%₹38.59 Cr
Shriram Transport Finance Company LtdFinancial3.04%₹37.69 Cr
Shriram Transport Finance Company LtdFinancial3.04%₹37.69 Cr
Poonawalla Fincorp LtdFinancial2.99%₹37.05 Cr
Poonawalla Fincorp LtdFinancial2.99%₹37.05 Cr
Indian BankFinancial2.57%₹33.98 Cr
Indian BankFinancial2.57%₹33.98 Cr
Poonawalla Fincorp LtdFinancial2.52%₹33.36 Cr
Poonawalla Fincorp LtdFinancial2.52%₹33.36 Cr
Power Finance Corporation LtdFinancial2.57%₹31.78 Cr
Poonawalla Fincorp LtdFinancial2.54%₹31.44 Cr
RepoUnspecified2.27%₹30.09 Cr
RepoUnspecified2.27%₹30.09 Cr
Indian BankFinancial2.40%₹29.71 Cr
Indian BankFinancial2.40%₹29.71 Cr
Karur Vysya Bank LtdFinancial2.11%₹27.96 Cr
Karur Vysya Bank LtdFinancial2.11%₹27.96 Cr
Bank Of BarodaFinancial2.04%₹27.00 Cr
Bank Of BarodaFinancial2.04%₹27.00 Cr
Ujjivan Small Finance Bank LtdFinancial2.01%₹26.65 Cr
Ujjivan Small Finance Bank LtdFinancial2.01%₹26.65 Cr
Karur Vysya Bank LtdFinancial2.07%₹25.57 Cr
Nippon Life India Asset Management LtdFinancial1.92%₹25.37 Cr
Nippon Life India Asset Management LtdFinancial1.92%₹25.37 Cr
Power Finance Corporation LtdFinancial2.04%₹25.32 Cr
Power Finance Corporation LtdFinancial2.04%₹25.32 Cr
Nippon Life India Asset Management LtdFinancial2.03%₹25.18 Cr
Nippon Life India Asset Management LtdFinancial2.03%₹25.18 Cr
Power Finance Corporation LtdFinancial1.88%₹24.89 Cr
Power Finance Corporation LtdFinancial1.88%₹24.89 Cr
Indian BankFinancial1.99%₹24.60 Cr
Karur Vysya Bank LtdFinancial1.98%₹24.55 Cr
Karur Vysya Bank LtdFinancial1.98%₹24.55 Cr
Hdfc Life Insurance Co LtdFinancial1.98%₹24.51 Cr
Hdfc Life Insurance Co LtdFinancial1.98%₹24.51 Cr
Hdfc Life Insurance Co LtdFinancial1.98%₹24.48 Cr
Aptus Value Housing Finance India LtdFinancial1.97%₹24.43 Cr
Aptus Value Housing Finance India LtdFinancial1.97%₹24.43 Cr
Computer Age Management Services LtdFinancial1.84%₹24.33 Cr
Computer Age Management Services LtdFinancial1.84%₹24.33 Cr
Hdb Financial Services Limited EqFinancial1.96%₹24.28 Cr
Aptus Value Housing Finance India LtdFinancial1.83%₹24.27 Cr
Aptus Value Housing Finance India LtdFinancial1.83%₹24.27 Cr
Hdfc Life Insurance Co LtdFinancial1.79%₹23.71 Cr
Hdfc Life Insurance Co LtdFinancial1.79%₹23.71 Cr
Nippon Life India Asset Management LtdFinancial1.91%₹23.56 Cr
Computer Age Management Services LtdFinancial1.87%₹23.20 Cr
Computer Age Management Services LtdFinancial1.87%₹23.20 Cr
Bank Of BarodaFinancial1.82%₹22.49 Cr
Bank Of BarodaFinancial1.82%₹22.49 Cr
Max Financial Services LtdFinancial1.78%₹22.06 Cr
Max Financial Services LtdFinancial1.78%₹22.06 Cr
Nuvama Wealth Management LtdFinancial1.76%₹21.81 Cr
Max Financial Services LtdFinancial1.64%₹21.65 Cr
Max Financial Services LtdFinancial1.64%₹21.65 Cr
Ujjivan Small Finance Bank LtdFinancial1.73%₹21.41 Cr
Ujjivan Small Finance Bank LtdFinancial1.73%₹21.41 Cr
Nuvama Wealth Management LtdFinancial1.62%₹21.37 Cr
Nuvama Wealth Management LtdFinancial1.62%₹21.37 Cr
Max Financial Services LtdFinancial1.70%₹21.02 Cr
Indusind Bank LtdFinancial1.70%₹21.01 Cr
Indusind Bank LtdFinancial1.58%₹20.90 Cr
Indusind Bank LtdFinancial1.58%₹20.90 Cr
Bank Of BarodaFinancial1.67%₹20.69 Cr
Rbl Bank LtdFinancial1.56%₹20.66 Cr
Rbl Bank LtdFinancial1.56%₹20.66 Cr
Ujjivan Small Finance Bank LtdFinancial1.65%₹20.45 Cr
Cholamandalam Investment & Finance Company LtdFinancial1.54%₹20.36 Cr
Cholamandalam Investment & Finance Company LtdFinancial1.54%₹20.36 Cr
Hdb Financial Services Limited EqFinancial1.57%₹19.51 Cr
Hdb Financial Services Limited EqFinancial1.57%₹19.51 Cr
Indusind Bank LtdFinancial1.56%₹19.35 Cr
Indusind Bank LtdFinancial1.56%₹19.35 Cr
Cholamandalam Investment & Finance Company LtdFinancial1.56%₹19.33 Cr
Cholamandalam Investment & Finance Company LtdFinancial1.56%₹19.33 Cr
Nuvama Wealth Management LtdFinancial1.53%₹19.00 Cr
Nuvama Wealth Management LtdFinancial1.53%₹19.00 Cr
Sbi Life Insurance Company LtdFinancial1.43%₹18.97 Cr
Sbi Life Insurance Company LtdFinancial1.43%₹18.97 Cr
RepoUnspecified1.52%₹18.80 Cr
RepoUnspecified1.52%₹18.80 Cr
Rbl Bank LtdFinancial1.42%₹17.55 Cr
Rbl Bank LtdFinancial1.42%₹17.55 Cr
Canara Robeco Asset Management Company Ltd.1.31%₹17.39 Cr
Canara Robeco Asset Management Company Ltd.1.31%₹17.39 Cr
Sbi Life Insurance Company LtdFinancial1.40%₹17.37 Cr
Sbi Life Insurance Company LtdFinancial1.40%₹17.37 Cr
Rbl Bank LtdFinancial1.37%₹16.89 Cr
Icici Lombard General Insurance Company LtdFinancial1.27%₹16.75 Cr
Icici Lombard General Insurance Company LtdFinancial1.27%₹16.75 Cr
Icici Lombard General Insurance Company LtdFinancial1.31%₹16.19 Cr
The South Indian Bank LtdFinancial1.21%₹16.03 Cr
The South Indian Bank LtdFinancial1.21%₹16.03 Cr
Icici Lombard General Insurance Company LtdFinancial1.28%₹15.87 Cr
Icici Lombard General Insurance Company LtdFinancial1.28%₹15.87 Cr
Cholamandalam Investment & Finance Company LtdFinancial1.26%₹15.58 Cr
Pnb Housing Finance LtdFinancial1.26%₹15.54 Cr
Aditya Birla Sun Life Amc LtdFinancial1.25%₹15.44 Cr
RepoUnspecified1.25%₹15.40 Cr
Aptus Value Housing Finance India LtdFinancial1.22%₹15.07 Cr
Prudent Corporate Advisory Services LtdFinancial1.21%₹14.99 Cr
Prudent Corporate Advisory Services LtdFinancial1.21%₹14.99 Cr
Prudent Corporate Advisory Services LtdFinancial1.12%₹14.86 Cr
Prudent Corporate Advisory Services LtdFinancial1.12%₹14.86 Cr
India Shelter Finance Corporation Ltd.Financial1.18%₹14.56 Cr
Prudent Corporate Advisory Services LtdFinancial1.14%₹14.07 Cr
India Shelter Finance Corporation Ltd.Financial1.06%₹14.04 Cr
India Shelter Finance Corporation Ltd.Financial1.06%₹14.04 Cr
India Shelter Finance Corporation Ltd.Financial1.12%₹13.86 Cr
India Shelter Finance Corporation Ltd.Financial1.12%₹13.86 Cr
The South Indian Bank LtdFinancial1.05%₹13.01 Cr
The South Indian Bank LtdFinancial1.02%₹12.67 Cr
The South Indian Bank LtdFinancial1.02%₹12.67 Cr
Home First Finance Company India LtdFinancial0.98%₹12.12 Cr
Home First Finance Company India LtdFinancial0.98%₹12.12 Cr
Home First Finance Company India LtdFinancial0.90%₹11.91 Cr
Home First Finance Company India LtdFinancial0.90%₹11.91 Cr
Sbi Cards & Payments Services LtdFinancial0.89%₹11.06 Cr
Hdb Financial Services Limited EqFinancial0.38%₹5.05 Cr
Hdb Financial Services Limited EqFinancial0.38%₹5.05 Cr
Net Current AssetsUnspecified0.13%₹1.76 Cr
Aditya Birla Sun Life Amc LtdFinancial0.03%₹0.35 Cr
Aditya Birla Sun Life Amc LtdFinancial0.03%₹0.35 Cr
The Federal Bank LtdFinancial0.01%₹0.11 Cr
The Federal Bank LtdFinancial0.01%₹0.11 Cr
Net PayablesUnspecified-0.17%₹-2.75 Cr
Net PayablesUnspecified-0.17%₹-2.75 Cr
Net PayablesUnspecified-0.21%₹-2.75 Cr
Net PayablesUnspecified-0.21%₹-2.75 Cr
View More

Top Equity Funds

increase growth is based on 5Y returns of the funds

Frequently Asked Questions

Kotak Banking & Financial Services Fund Regular - Growth

What is the current AUM of Kotak Banking & Financial Services Fund Regular - Growth?

As of Thu Jul 31, 2025, Kotak Banking & Financial Services Fund Regular - Growth manages assets worth ₹1,236.5 crore

How has Kotak Banking & Financial Services Fund Regular - Growth performed recently?

  • 3 Months: -0.48%
  • 6 Months: 12.94%

What is the long-term performance of Kotak Banking & Financial Services Fund Regular - Growth?

  • Since Inception: 18.50%

What is the portfolio composition of Kotak Banking & Financial Services Fund Regular - Growth?

Equity: 97.90%, Others: 2.10%.

Who manages Kotak Banking & Financial Services Fund Regular - Growth?

Kotak Banking & Financial Services Fund Regular - Growth is managed by Shibani Sircar Kurian from Kotak Mahindra Mutual Fund.

What is the market-cap allocation of Kotak Banking & Financial Services Fund Regular - Growth?

Large Cap: 70.93%, Mid Cap: 9.57%, Small Cap: 19.50%.

Which are the top companies Kotak Banking & Financial Services Fund Regular - Growth has invested in?

  • HDFC Bank Ltd – 19.59% of the fund's portfolio
  • HDFC Bank Ltd – 18.30% of the fund's portfolio
  • HDFC Bank Ltd – 18.30% of the fund's portfolio
  • ICICI Bank Ltd – 18.83% of the fund's portfolio
  • HDFC Bank Ltd – 18.42% of the fund's portfolio

Which are the major sectors Kotak Banking & Financial Services Fund Regular - Growth focuses on?

  • Financial – 489.18% of the fund's portfolio
  • Unspecified – 8.20% of the fund's portfolio
  • – 2.62% of the fund's portfolio
View more FAQ's

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Past performance may not be indicative of future results.

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Policybazaar is a registered Insurance Broker | Registration No. 742, Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2024, License category- Direct Broker (Life & General) |CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 |Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.©️ Copyright 2008-2025 policybazaar.com. All Rights Reserved

^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.

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