Union Low Duration Fund Direct - Idcw

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : 0.00%
NAV: ₹10.22 as on Wed Nov 19, 2025
Fund NAV

Fund Overview of Union Low Duration Fund Direct - Idcw

  • ₹767.4 Cr
    AUM
  • ₹10.22
    NAV
  • 0.25%
    Expense Ratio
  • Debt
    Fund Category
As on Wed Nov 19, 2025

Asset Allocation

debt instruments

85.13%

other assets or cash equivalents

14.87%
Top Holdings
Repo
12.85%
Repo
12.85%
Repo
7.57%
Jamnagar Utilities & Power Private Limited Sr Ppd7 7.90 Loa 10ag28 Fvrs1lac
6.70%
Jamnagar Utilities & Power Private Limited Sr Ppd7 7.90 Loa 10ag28 Fvrs1lac
6.44%
 
Top Sectors
Financial
309.80%
Unspecified
51.22%
Industrials
28.18%
Energy & Utilities
10.00%
Consumer Discretionary
6.54%
Detailed Portfolio Analysis
As on Wed Nov 19, 2025
Invest Now

About Fund

About Union Low Duration Fund Direct - Idcw

Union Low Duration Fund Direct - Idcw is one Debt mutual fund offered by Union Mutual Fund. Launched on 16 Jul 2025, the fund aims Income generation over shorter duration. A debt fund that aims to generate income by investing in debt and money market instruments, such that the Macaulay duration of the portfolio is between 6 months to 12 months. It manages assets worth ₹767.4 crore as on Thu Jul 31, 2025. The expense ratio stands at 0.25%.
The portfolio allocation consists of 85.13% in debt instruments, 14.87% in other assets or cash equivalents. Managed by Devesh Thacker, it has delivered a return of 0.00% in the last year, a total return since inception of 1.47%.

Read more
  • Anindya Sarkar

    Fund Manager

  • Mr. Sarkar is a BE Civil, MBA (Finance), MBA (Risk & Insurance), FRM

    Manager Education

  • Devesh Thacker

    Fund Manager

  • Mr. Thacker is a B.Com (H) and Post graduate from University of Pune.

    Manager Education

Fund Details

Fund Names Union Low Duration Fund Direct - Idcw
Inception Date 16 Jul 2025
Lock In No Lock-in
SIP Minimum Investment amount ₹ 100
SWP Minimum Investment amount ₹ 500
STP Minimum Investment amount ₹ 100
 
Risk Principal at low to moderate risk
Category Average Annual Returns 8.25
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
UTI Low Duration Fund Direct-flexi Idcw trend ₹3,211 0.59% 1.70% 7.84% 7.60% 7.21%
UTI Low Duration Fund Regular Plan-bonus trend ₹3,211 0.57% 1.67% 7.74% 7.50% 7.10%
UTI Low Duration Fund Regular Plan-flexi Idcw trend ₹3,211 0.57% 1.67% 7.74% 7.50% 7.10%
ICICI Prudential Savings Fund Direct Plan -growth trend ₹26,748 0.69% 1.74% 7.94% 7.87% 6.48%
ICICI Prudential Savings Fund-growth trend ₹26,748 0.68% 1.71% 7.82% 7.76% 6.37%
Invesco India Low Duration Fund Direct-discretionary Idcw trend ₹2,003 0.57% 1.61% 7.72% 7.53% 6.05%
Invesco India Low Duration Fund-discretionary Idcw trend ₹2,003 0.55% 1.54% 7.42% 7.26% 5.75%
Aditya Birla Sun Life Low Duration Fund Regular-growth trend ₹14,426 0.60% 1.57% 7.22% 7.00% 5.69%
View More
increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from Union Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Union Low Duration Fund Regular - Growth increase ₹767 0.49% 1.42% - - -
Union Low Duration Fund Direct - Growth increase ₹767 0.56% 1.62% - - -
Union Low Duration Fund Regular - Idcw increase ₹767 0.49% 1.42% - - -
increase growth is based on 1-month returns of the funds

Mutual Fund Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 29
  • 31
  • 32
  • 33
  • 34
  • 36
  • 37
  • 38
  • 39
  • 40
Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 30
Total Investment
Wealth Gained
Total Wealth
Start Investing
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 29
  • 31
  • 32
  • 33
  • 34
  • 36
  • 37
  • 38
  • 39
  • 40
Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 30
Total Investment
Wealth Gained
Monthly Investment
Invest Now
You can also get Tax Free Maturity/ Returns? You can also get Tax Free Maturity/ Returns?

Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
ICICI Prudential Savings Fund Direct Plan -growth trend ₹26,748 ₹566.90 7.87% 6.48% 7.36%
ICICI Prudential Savings Fund-growth trend ₹26,748 ₹559.02 7.76% 6.37% 7.24%
Aditya Birla Sun Life Low Duration Fund Regular-growth trend ₹14,426 ₹673.20 7.00% 5.69% 6.66%
UTI Low Duration Fund Regular Plan-bonus trend ₹3,211 ₹3,045.56 7.50% 7.10% 6.16%
UTI Low Duration Fund Direct-flexi Idcw trend ₹3,211 ₹1,571.92 7.60% 7.21% 6.29%
UTI Low Duration Fund Regular Plan-flexi Idcw trend ₹3,211 ₹1,385.95 7.50% 7.10% 6.16%
Invesco India Low Duration Fund Direct-discretionary Idcw trend ₹2,003 ₹4,047.41 7.53% 6.05% 7.04%
Invesco India Low Duration Fund-discretionary Idcw trend ₹2,003 ₹3,971.38 7.26% 5.75% 6.70%
View More
Top funds are based on Fund AUM

Detailed Portfolio

Stocks Sector % of Holding Value
RepoUnspecified12.85%₹102.21 Cr
RepoUnspecified12.85%₹102.21 Cr
RepoUnspecified7.57%₹58.11 Cr
Jamnagar Utilities & Power Private Limited Sr Ppd7 7.90 Loa 10ag28 Fvrs1lacIndustrials6.70%₹51.39 Cr
Jamnagar Utilities & Power Private Limited Sr Ppd7 7.90 Loa 10ag28 Fvrs1lacIndustrials6.44%₹51.24 Cr
Jamnagar Utilities & Power Private Limited Sr Ppd7 7.90 Loa 10ag28 Fvrs1lacIndustrials6.44%₹51.24 Cr
Jamnagar Utilities & Power Private Limited Sr Ppd7 7.90 Loa 10ag28 Fvrs1lacIndustrials7.60%₹51.01 Cr
Jamnagar Utilities & Power Private Limited Sr Ppd7 7.90 Loa 10ag28 Fvrs1lacIndustrials-—
Tata Capital Financial Services Limited Sr D Strpp I 8.0980 Ncd 22jn27 Fvrs1lacFinancial6.61%₹50.74 Cr
Pnb Housing Finance Ltd Sr Lviii Op A 8.60 Loa 28ju26 Fvrs 1lacFinancial6.61%₹50.71 Cr
Pnb Housing Finance Ltd Sr Lviii Op A 8.60 Loa 28ju26 Fvrs 1lacFinancial7.53%₹50.54 Cr
Pnb Housing Finance Ltd Sr Lviii Op A 8.60 Loa 28ju26 Fvrs 1lacFinancial-—
National Bank For Agriculture And Rural Development Sr 24b 7.49 Loa 15ot26 Fvrs1lacFinancial6.58%₹50.51 Cr
Power Finance Corporation Ltd. Bs228a 7.55 Bd 15jl26 Fvrs1lacFinancial6.58%₹50.48 Cr
Pnb Housing Finance Ltd Sr Lviii Op A 8.60 Loa 28ju26 Fvrs 1lacFinancial6.34%₹50.47 Cr
Pnb Housing Finance Ltd Sr Lviii Op A 8.60 Loa 28ju26 Fvrs 1lacFinancial6.34%₹50.47 Cr
Small Industries Development Bank Of India Sr I 7.43 Bd 31au26 Fvrs1lacFinancial6.57%₹50.45 Cr
National Bank For Agriculture And Rural Development Sr 24b 7.49 Loa 15ot26 Fvrs1lacFinancial7.51%₹50.38 Cr
National Bank For Agriculture And Rural Development Sr 24b 7.49 Loa 15ot26 Fvrs1lacFinancial-—
Hdb Financial Services Limited Sr 190 8.0736 Loa 17ap26 Fvrs1lacFinancial6.56%₹50.38 Cr
National Bank For Agriculture And Rural Development Sr 24b 7.49 Loa 15ot26 Fvrs1lacFinancial6.33%₹50.37 Cr
National Bank For Agriculture And Rural Development Sr 24b 7.49 Loa 15ot26 Fvrs1lacFinancial6.33%₹50.37 Cr
Power Finance Corporation Ltd. Bs228a 7.55 Bd 15jl26 Fvrs1lacFinancial7.50%₹50.35 Cr
Power Finance Corporation Ltd. Bs228a 7.55 Bd 15jl26 Fvrs1lacFinancial-—
Small Industries Development Bank Of India Sr I 7.43 Bd 31au26 Fvrs1lacFinancial7.50%₹50.34 Cr
Small Industries Development Bank Of India Sr I 7.43 Bd 31au26 Fvrs1lacFinancial-—
Power Finance Corporation Ltd. Bs228a 7.55 Bd 15jl26 Fvrs1lacFinancial6.33%₹50.33 Cr
Power Finance Corporation Ltd. Bs228a 7.55 Bd 15jl26 Fvrs1lacFinancial6.33%₹50.33 Cr
Small Industries Development Bank Of India Sr I 7.43 Bd 31au26 Fvrs1lacFinancial6.32%₹50.29 Cr
Small Industries Development Bank Of India Sr I 7.43 Bd 31au26 Fvrs1lacFinancial6.32%₹50.29 Cr
Hdb Financial Services Limited Sr 190 8.0736 Loa 17ap26 Fvrs1lacFinancial7.49%₹50.25 Cr
Hdb Financial Services Limited Sr 190 8.0736 Loa 17ap26 Fvrs1lacFinancial-—
National Housing Bank 7.22 Bd 23jl26 Fvrs1lacFinancial7.48%₹50.22 Cr
National Housing Bank 7.22 Bd 23jl26 Fvrs1lacFinancial-—
National Housing Bank 7.22 Bd 23jl26 Fvrs1lacFinancial6.31%₹50.22 Cr
National Housing Bank 7.22 Bd 23jl26 Fvrs1lacFinancial6.31%₹50.22 Cr
Hdb Financial Services Limited Sr 190 8.0736 Loa 17ap26 Fvrs1lacFinancial6.31%₹50.17 Cr
Hdb Financial Services Limited Sr 190 8.0736 Loa 17ap26 Fvrs1lacFinancial6.31%₹50.17 Cr
Titan Company Limited Sr 2 7.75 Ncd 03nv25 Fvrs1lacConsumer Discretionary6.54%₹50.17 Cr
Canara Bank Cd 19dec25Financial6.37%₹48.89 Cr
Idfc First Bank Limited Cd 22may26Financial6.07%₹48.28 Cr
Idfc First Bank Limited Cd 22may26Financial6.07%₹48.28 Cr
Axis Bank Limited Cd 04mar26Financial6.29%₹48.27 Cr
Idfc First Bank Limited Cd 22may26Financial7.16%₹48.04 Cr
Idfc First Bank Limited Cd 22may26Financial6.20%₹47.56 Cr
RepoUnspecified6.46%₹43.39 Cr
Cholamandalam Investment And Finance Company Limited Sr 646 8.50 Ncd 25jl27 Fvrs1lacFinancial3.33%₹25.53 Cr
Cholamandalam Investment And Finance Company Limited Sr 641 8.58 Ncd 13my27 Fvrs1lacFinancial3.32%₹25.51 Cr
Cholamandalam Investment And Finance Company Limited Sr 646 8.50 Ncd 25jl27 Fvrs1lacFinancial3.20%₹25.47 Cr
Cholamandalam Investment And Finance Company Limited Sr 646 8.50 Ncd 25jl27 Fvrs1lacFinancial3.20%₹25.47 Cr
Cholamandalam Investment And Finance Company Limited Sr 646 8.50 Ncd 25jl27 Fvrs1lacFinancial3.79%₹25.45 Cr
Cholamandalam Investment And Finance Company Limited Sr 641 8.58 Ncd 13my27 Fvrs1lacFinancial3.20%₹25.44 Cr
Cholamandalam Investment And Finance Company Limited Sr 641 8.58 Ncd 13my27 Fvrs1lacFinancial3.20%₹25.44 Cr
Cholamandalam Investment And Finance Company Limited Sr 641 8.58 Ncd 13my27 Fvrs1lacFinancial3.79%₹25.42 Cr
Cholamandalam Investment And Finance Company Limited Sr 641 8.58 Ncd 13my27 Fvrs1lacFinancial-—
Tata Capital Financial Services Limited Sr D Strpp I 8.0980 Ncd 22jn27 Fvrs1lacFinancial3.77%₹25.32 Cr
Tata Capital Financial Services Limited Sr D Strpp I 8.0980 Ncd 22jn27 Fvrs1lacFinancial-—
Tata Capital Financial Services Limited Sr D Strpp I 8.0980 Ncd 22jn27 Fvrs1lacFinancial3.18%₹25.30 Cr
Tata Capital Financial Services Limited Sr D Strpp I 8.0980 Ncd 22jn27 Fvrs1lacFinancial3.18%₹25.30 Cr
Rec Limited Sr 223a 7.44 Bd 30ap26 Fvrs1lacFinancial3.28%₹25.17 Cr
Indian Railway Finance Corporation Limited Sr 171 7.23 Bd 15ot26 Fvrs1lacFinancial3.16%₹25.16 Cr
Indian Railway Finance Corporation Limited Sr 171 7.23 Bd 15ot26 Fvrs1lacFinancial3.16%₹25.16 Cr
Rajasthan State Sdl 8.30 13/01/2026Unspecified3.16%₹25.13 Cr
Rajasthan State Sdl 8.30 13/01/2026Unspecified3.16%₹25.13 Cr
Rec Limited Sr 223a 7.44 Bd 30ap26 Fvrs1lacFinancial3.74%₹25.12 Cr
Rec Limited Sr 223a 7.44 Bd 30ap26 Fvrs1lacFinancial-—
Rec Limited Sr 223a 7.44 Bd 30ap26 Fvrs1lacFinancial3.16%₹25.10 Cr
Rec Limited Sr 223a 7.44 Bd 30ap26 Fvrs1lacFinancial3.16%₹25.10 Cr
Lic Housing Finance Ltd Tr 456 6.90 Ncd 17sp27 Fvrs1lacFinancial3.26%₹25.05 Cr
Lic Housing Finance Ltd Tr 456 6.90 Ncd 17sp27 Fvrs1lacFinancial3.73%₹25.02 Cr
Lic Housing Finance Ltd Tr 456 6.90 Ncd 17sp27 Fvrs1lacFinancial-—
Sikka Ports & Terminals Limited Srppd12 6.75ncd 22ap26 Fvrs10lacloaupto21ap21Energy & Utilities3.14%₹24.99 Cr
Sikka Ports & Terminals Limited Srppd12 6.75ncd 22ap26 Fvrs10lacloaupto21ap21Energy & Utilities3.14%₹24.99 Cr
Sikka Ports & Terminals Limited Srppd12 6.75ncd 22ap26 Fvrs10lacloaupto21ap21Energy & Utilities3.72%₹24.99 Cr
Government Of India 36317 091 Days Tbill 13nv25 Fv Rs 100Financial3.14%₹24.96 Cr
Government Of India 36317 091 Days Tbill 13nv25 Fv Rs 100Financial3.14%₹24.96 Cr
Rec Limited Sr 203b 5.85 Bd 20dc25 Fvrs10lacFinancial3.25%₹24.95 Cr
Rec Limited Sr 248a 6.52 Bd 31jn28 Fvrs1lacFinancial3.13%₹24.93 Cr
Rec Limited Sr 248a 6.52 Bd 31jn28 Fvrs1lacFinancial3.13%₹24.93 Cr
Rec Limited Sr 248a 6.52 Bd 31jn28 Fvrs1lacFinancial3.71%₹24.90 Cr
Rec Limited Sr 248a 6.52 Bd 31jn28 Fvrs1lacFinancial-—
Government Of India 36317 091 Days Tbill 13nv25 Fv Rs 100Financial3.70%₹24.84 Cr
Axis Bank Limited Cd 04mar26Financial3.08%₹24.50 Cr
Axis Bank Limited Cd 04mar26Financial3.08%₹24.50 Cr
Axis Bank Limited Cd 04mar26Financial3.63%₹24.37 Cr
Net ReceivablesUnspecified2.42%₹18.50 Cr
Net ReceivablesUnspecified2.02%₹16.05 Cr
Net ReceivablesUnspecified2.02%₹16.05 Cr
Bharti Telecom Limited Sr Xxv 7.35 Ncd 15ot27 Fvrs1lacTechnology1.89%₹15.02 Cr
Bharti Telecom Limited Sr Xxv 7.35 Ncd 15ot27 Fvrs1lacTechnology1.89%₹15.02 Cr
Bajaj Housing Finance Limited 7.02 Ncd 26my28 Fvrs1lacFinancial1.96%₹15.02 Cr
Government Of India 35916 182 Days Tbill 23ot25 Fv Rs 100Financial1.48%₹9.97 Cr
Government Of India 35943 Goi 05my35 6.33 Fv Rs 100Entities1.24%₹9.86 Cr
Government Of India 35943 Goi 05my35 6.33 Fv Rs 100Entities1.24%₹9.86 Cr
Net PayablesUnspecified-1.29%₹-8.70 Cr
View More

Top Debt Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
UTI Low Duration Fund Direct-flexi Idcw increase ₹1,571.92 7.60% 7.21% -
UTI Low Duration Fund Regular Plan-bonus increase ₹3,045.56 7.50% 7.10% -
UTI Low Duration Fund Regular Plan-flexi Idcw increase ₹1,385.95 7.50% 7.10% -
ICICI Prudential Savings Fund Direct Plan -growth increase ₹566.90 7.87% 6.48% -
ICICI Prudential Savings Fund-growth increase ₹559.02 7.76% 6.37% -
Invesco India Low Duration Fund Direct-discretionary Idcw increase ₹4,047.41 7.53% 6.05% -
Invesco India Low Duration Fund-discretionary Idcw increase ₹3,971.38 7.26% 5.75% -
Aditya Birla Sun Life Low Duration Fund Regular-growth increase ₹673.20 7.00% 5.69% -
View More
increase growth is based on 5Y returns of the funds

Frequently Asked Questions

Union Low Duration Fund Direct - Idcw

What is the current AUM of Union Low Duration Fund Direct - Idcw?

As of Thu Jul 31, 2025, Union Low Duration Fund Direct - Idcw manages assets worth ₹767.4 crore

What is the long-term performance of Union Low Duration Fund Direct - Idcw?

  • Since Inception: 1.47%

What is the portfolio composition of Union Low Duration Fund Direct - Idcw?

Debt: 85.13%, Others: 14.87%.

Who manages Union Low Duration Fund Direct - Idcw?

Union Low Duration Fund Direct - Idcw is managed by Devesh Thacker from Union Mutual Fund.

Which are the top companies Union Low Duration Fund Direct - Idcw has invested in?

  • Repo – 12.85% of the fund's portfolio
  • Repo – 12.85% of the fund's portfolio
  • Repo – 7.57% of the fund's portfolio
  • JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD7 7.90 LOA 10AG28 FVRS1LAC – 6.70% of the fund's portfolio
  • JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD7 7.90 LOA 10AG28 FVRS1LAC – 6.44% of the fund's portfolio

Which are the major sectors Union Low Duration Fund Direct - Idcw focuses on?

  • Financial – 309.80% of the fund's portfolio
  • Unspecified – 51.22% of the fund's portfolio
  • Industrials – 28.18% of the fund's portfolio
  • Energy & Utilities – 10.00% of the fund's portfolio
  • Consumer Discretionary – 6.54% of the fund's portfolio
View more FAQ's

Policybazaar does not endorse rates/returns or recommend any particular insurer, fund house, AMC (Asset Management Company), insurance and mutual fund product.

Please consult your financial advisor for an informed decision.

Past performance may not be indicative of future results.

The information presented on this page is not owned or generated by Policybazaar. The data has been collected from publicly available sources and online research. We do not claim any ownership or guarantee the accuracy, completeness, or timeliness of this information. It is shared solely for the informational purpose of the viewer and should not be considered as financial advice.

Policybazaar is not acting as a financial advisor, broker, or agent for any mutual fund mentioned here.

Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.

Policybazaar shall not be held responsible or liable for any losses, damages, or decisions made based on the information provided on this page.

For a complete list of mutual funds registered in India, please refer to the Securities and Exchange Board of India (SEBI) website at www.sebi.gov.in. We do not sell, endorse, or recommend any mutual fund or investment product. For a complete list of mutual funds registered in India, please refer to the Securities and Exchange Board of India (SEBI) website at www.sebi.gov.in. We do not sell, endorse, or recommend any mutual fund or investment product.

For more details on risk factors, terms, and conditions, please read the sales brochure and benefit illustration carefully before concluding a sale.

Policybazaar is a registered Insurance Broker | Registration No. 742, Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2024, License category- Direct Broker (Life & General) |CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 |Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.©️ Copyright 2008-2025 policybazaar.com. All Rights Reserved

^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.

Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL
Claude
top

Become a Crorepati

Invest ₹10K/Month & Get ₹1 Crore# Returns

Mobile +91
*T&C Applied.