Is Child Vaccination Covered by Insurance?

Child vaccination forms the most crucial aspect of preventing diseases and ensuring a healthy future. WHO has stated that proper immunization can potentially avert over 3 million deaths every year. As such, child vaccination should be an essential part of your health insurance policy. Today, most health insurance policies for children come with in-built coverage against important vaccination regimes.

Read more
Investing in your child's future:A wise decision & a loving choice
  • Insurer pays premium in case of loss of life of parent

  • Create wealth for child’s aspirations

  • Tax Free maturity amount+

  • 12+ plans available

We are rated~
6.7 Crore
Registered Consumers
Insurance Partners
3.4 Crore
Policies Sold
  • Insurer pays premium in case of loss of life of parent

  • Create wealth for child’s aspirations

  • Tax Free maturity amount+

  • 12+ plans available

Nothing Is More Important Than Securing Your Child's Future

Invest ₹10k/month your child will get ₹1 Cr Tax Free*

We don’t spam
Please wait. We Are Processing..
Your personal information is secure with us
Plans available only for people of Indian origin By clicking on "View Plans" you agree to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs #Discount offered by insurance company
Get Updates on WhatsApp
We are rated~
6.7 Crore
Registered Consumers
Insurance Partners
3.4 Crore
Policies Sold

Health Insurance Coverage for Child Vaccination

Vaccines have singularly brought down mortality rates among children. Every year, it saves millions of kids from losing their lives due to diseases and infections. It has been observed that proper vaccination can prevent nearly 29% of child deaths (below the age of 5) from occurring in India. However, the Indian mindset is plagued with the belief that anything healthcare relate is expensive. This thought keeps a lot of parents, especially in rural areas, from vaccinating their children. 

The most straightforward solution here is to invest in health insurance. If you are wondering if child vaccination is covered by your insurance policy, the answer is ‘Yes’. Health insurance plans that cover child vaccinations are offered by nearly every leading insurer in India. These plans have proven to be extremely helpful in bringing down the mortality rate in the country. Therefore, you must choose a health insurance policy that covers child vaccination. 

List of Mandatory Child Vaccines

Timeline Name of Vaccine Dosage / Regime
At Birth BCG Vaccine for Tuberculosis Once
Oral Polio Vaccine Multiple Doses
Hepatitis B (Hep B) 3 Doses
At 6 Weeks DTP Vaccine Once
Haemophilus Influenza B Virus (HIB) 3 Doses
Rotavirus 3 Doses
Typhoid Conjugate Vaccine Once
After 9 Months MMR Vaccine for Measles 2 Doses
After 12 Months Hepatitis A 2 Doses

Note that most insurers cover the cost of the first doses of the mandatory vaccines from the date of birth till the age of 1 year. 

How to Get Insurance Coverage for Child Vaccination?

Most insurers offer health insurance packages that come with in-built maternity benefits. Under these benefits, the mother and the child are entitled to postnatal care which comprises coverage against mandatory vaccination for the child. For vaccines that require multiple shots, subsequent shots after the first one may or may not be covered. The features and benefits of maternity coverage vary across insurance providers and one should check with them before claiming benefits. 

Further, the vaccine coverage with maternity benefits is only offered for the initial 6 months to 1 year from the date of birth. Beyond this period, you shall have to add your child as a separate member of your family floater health insurance policy to avail benefits against them. Moreover, the cost of vaccination is subject to a certain limit of the sum insured. Beyond this, the insured has to pay pay-of-pocket to cover child vaccination charges. 

People also read: Best Child Plan

Alternatively, you can invest in the additional newborn care add-on feature with your health insurance policy if the terms and conditions permit. Such add-on features are not expensive and cover the vaccination needs of a child right from the time they are born.

Invest More Get More
Invest ₹10K/Month YOU GET ₹1 Crores* For Your Child View Plans
Invest ₹8K/Month YOU GET ₹80 Lakhs* For Your Child View Plans
Invest ₹5K/Month YOU GET ₹50 Lakhs* For Your Child View Plans
Standard T&C Apply *

Examples of Health Insurance Plans with Child Vaccination Cover

Insurance Provider Name of the Policy
Star Health Comprehensive Plan
Aditya Birla Activ Assure
Royal Sundaram Insurance Company
  1. Family Plus Insurance Plan
  2. Lifeline Health Insurance Plan
Religare Health Insurance Care Advantage Health Insurance Plan 
Tata AIG MediCare
IFFCO Tokio Family Health Protector Policy
Niva Bupa Insurance Company
  1. Health Companion Plan
  2. Heartbeat Plan
Manipal Cigna Pro-Health Insurance Plan

* Disclaimer: Policybazaar does not endorse, rate, or recommend any particular insurer or insurance product offered by an insurer. 

Investment Investment
Secure Secure
Child Banner
Secure your child’s future with or without you
Start Investing
& Get
₹1 Crore*
*Standard T & C Apply

Summing Up!

Remember that vaccination is critical if you want a healthy future for your child. If not, you may have to incur even greater costs in the unfortunate event that they are diagnosed with a major disease in the future. Child vaccination is covered by most health insurance policies. However, the specificities of each plan may differ across the insurers. Therefore, always check with them to make an informed decision.

*All savings are provided by the insurer as per the IRDAI approved insurance plan.
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
#The lumpsum benefit is calculated if policyholder invested ₹10000 monthly for 10 years in the fund with a policy term of 20 years. This Point To Point past performance data of last 10 years has been used to illustrate a scenario for the customers benefit. It is assumed that the past 10 years returns would have also been delivered in last 20 years. This is not guaranteed and not in anyway indicative of what the customer may actually get 20 years from now. The investment is subject to market risk and the risk is borne by the policyholder.
+Returns Since Inception of LIC Growth Fund
~Source - Google Review Rating available on:-
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

child plan investment


child plan secure


Secure your Child’s
Career Goal
Start Investing ₹10,000/Month
& Get ₹1 Crore*
*Standard T & C Apply
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Child Plan3

Child plans articles

Recent Articles
Popular Articles
Child Education Planner

05 Feb 2024

Ensure your child's dreams come true with a Child Education
Read more
Indian Bank Education Loan

16 Jan 2024

Indian Bank stands tall as a reliable partner in your academic
Read more
Education Loan for Abroad Studies

16 Jan 2024

Pursuing international education is a dream for many aspiring
Read more
Education Loan Without Collateral

16 Jan 2024

An Education Loan Without Collateral is a financial solution
Read more
Canara Bank Education Loan

15 Jan 2024

Canara Bank Education Loan is a comprehensive financial solution
Read more
Top 12 Government Schemes for Girl Child
Top 12 Government Schemes for Girl Child Government schemes for the girl child are a vital aspect of social welfare
Read more
Prime Minister Schemes For Boy Child
The Prime Minister Schemes for Boy Child stand as an important initiative aimed at nurturing the boy child and
Read more
Best Child Investment Plans to Invest in 2024
Planning for the child’s secured future is not an easy task. Most of the people try to create a strong financial
Read more
Bhagya Lakshmi Yojana
Bhagya Lakshmi Yojana is a welfare scheme launched by the Government of Karnataka in 2006 to improve the sex
Read more

Download the Policybazaar app
to manage all your insurance needs.