Can Unqualified Staff be covered in Professional Indemnity Insurance?

Professional indemnity insurance offers coverage for the act of negligence by a medical practitioner while performing treatment or surgery. Medical practitioners are susceptible to the risk of negligence. Therefore, they must purchase a medical indemnity insurance policy (Doctors professional liability insurance policy). However, it is essential to know whether medical indemnity covers unqualified staff or not.

Read more

Get Updates on WhatsApp

Unqualified Staff

Before comprehending if the medical indemnity covers unqualified staff, it is important to understand the definition of such staff.

An unqualified staff is an employee working in a hospital or clinic with no medical degree. Such staff does not possess any qualification for performing medical-related tasks. In short, they do not hold formal or professional qualifications. Such staff is known as ward boys, compounders, nurses, etc.

Additionally, the unqualified staff performs some crucial tasks assigned by a doctor. They are overall responsible for the exemplary health of a patient after surgery or treatment.

Medical Indemnity Cover for Unqualified Staff

The unqualified staff discharges several crucial tasks along with the doctor. They perform every task under the direction of doctors. Therefore, they might be held liable for a negligence act along with the medical practitioner. Hence, they are also covered under a medical indemnity insurance policy.

The unqualified medical staff may stay financially protected under liability insurance. While buying medical indemnity insurance, the doctor or hospital is required to provide the details of the qualified and unqualified staff in order to indemnity under the insurance policy.

Explore Types of Professional Indemnity Insurance

Conclusion

An individual may avail of medical indemnity cover for unqualified staff. The medical staff discharges some crucial tasks. In addition, the unqualified staff also includes medical interns pursuing a medical degree in a university or college. Hence, a hospital must purchase a medical indemnity policy for unqualified staff.

Download Policy Wordings of ICICI-L

Spend Less Save More

Rate Chart for all Medical Specializations

Professional Indemnity Insurance Companies
Disclaimer: Above mentioned insurers are arranged in alphabetical order. Policybazaar.com does not endorse, rate, or recommend any particular insurer or insurance product offered by an insurer.
Professional Indemnity Insurance Articles
Doctor salaries in India have seen a steady increase due to the growing demand for healthcare services, driven by...Read more
31 Oct 2023 by Policybazaar 55158 Views
Cardiology is one of the most challenging and rewarding medical specialities in India. As the prevalence of heart...Read more
23 Oct 2024 by Policybazaar 21988 Views
The dental profession in India has evolved over the years, gaining recognition as a crucial part of healthcare...Read more
20 Nov 2024 by Policybazaar 15360 Views
The MBBS degree is pivotal in the medical landscape of India. It equips aspiring doctors with essential knowledge...Read more
28 Jan 2025 by Policybazaar 21166 Views
A Doctor of Medicine (MD) is a three-year postgraduate degree obtained after earning an MBBS. To gain entry into...Read more
31 Jan 2025 by Policybazaar 10818 Views
Paediatricians specialise in children's healthcare, including regular check-ups, diagnosis, and treatments of...Read more
10 Jan 2025 by Policybazaar 4201 Views
Gynaecology caters to women’s reproductive and overall health, a field that consistently faces high demand due...Read more
21 Nov 2024 by Policybazaar 6321 Views
A doctor performs several risk-associated tasks. He needs to cure different kinds of diseases affecting patients...Read more
27 Apr 2023 by Policybazaar 7759 Views
Medico-legal issues encompass the intersection of medicine and law, highlighting the legal implications and...Read more
24 Oct 2024 by Policybazaar 1864 Views
Clinical establishments, such as hospitals, clinics, and diagnostic centers, are vital to healthcare delivery....Read more
08 Oct 2024 by Policybazaar 2547 Views
Neurology, a branch of medicine specialising in the diagnosis and treatment of disorders affecting the nervous...Read more
25 Nov 2024 by Policybazaar 7040 Views
Are you considering a career in homoeopathy? The Bachelor of Homeopathic Medicine and Surgery (BHMS) is a 5.5-year...Read more
21 Feb 2025 by Policybazaar 4784 Views
The field of ophthalmology in India is witnessing a period of rapid growth, fueled by an alarming rise in eye...Read more
28 Nov 2024 by Policybazaar 3966 Views
To become a doctor, you have to devote years to studying and training. However, sometimes despite the best...Read more
10 Mar 2023 by Policybazaar 3889 Views
A gastroenterologist is a doctor who specialises in treating disorders related to the digestive system, including...Read more
16 Dec 2024 by Policybazaar 2774 Views
This Doctors’ Specialisation Glossary gives you a compact...Read more
18 Aug 2025 by Policybazaar 31 Views
Registration for GST is the legal process wherein a company gets...Read more
11 Jul 2025 by Policybazaar 380 Views
GST (Goods & Services Tax) is a complete, multi-stage...Read more
11 Jul 2025 by Policybazaar 153 Views
EGST reconciliation is the process of matching a business's tax...Read more
30 Apr 2025 by Policybazaar 844 Views
The word ‘audit' often evokes fear and tension, but in...Read more
08 Apr 2025 by Policybazaar 621 Views
India's tax season often feels like a race against time, with...Read more
08 Apr 2025 by Policybazaar 473 Views
Marketing plays a massive role in helping doctors reach and...Read more
07 Apr 2025 by Policybazaar 636 Views
Artificial intelligence in medicine has been a game-changer for...Read more
04 Apr 2025 by Policybazaar 604 Views
Running a company entails a set of legal responsibilities, and...Read more
26 Mar 2025 by Policybazaar 1155 Views
A financial statement audit is a detailed examination of a...Read more
26 Mar 2025 by Policybazaar 543 Views
Are you considering a career in homoeopathy? The Bachelor of...Read more
21 Feb 2025 by Policybazaar 4784 Views
A Doctor of Medicine (MD) is a three-year postgraduate degree...Read more
31 Jan 2025 by Policybazaar 10818 Views
The MBBS degree is pivotal in the medical landscape of India. It...Read more
28 Jan 2025 by Policybazaar 21166 Views
Medical malpractice happens when healthcare professionals fail...Read more
20 Jan 2025 by Policybazaar 910 Views
Policybazaar for Business - Professional Indemnity Insurance - Customer Reviews
View all
4/5
Based on 21 reviews
4
out of 5
Based on 21 reviews
0 users
15 users
6 users
0 users
0 users
4.5 April 24, 2023
Harshit
Helpful Purchase
Profesiona Indemnity Insurance has been a game-changer for my consultancy business. It has given me the confidence to take on new projects and expand my services, knowing that I have robust coverage in place.PolicyBazaar has been fantastic in answering my questions and tailoring the policy to my specific needs.Thanks PolicyBazaar.
Pune
3.5 April 12, 2023
Bhavesh
Amazing Deals
I recently purchased Professional Indeminty Insurance from PolicyBazaar and the claims process is smooth, and has always been prompt in resolving any issues or concerns I've had. I appreciate the reliability and professionalism they exhibit.
Howrah
3.8 March 31, 2023
Bhuvan
Online Purchasing
Profesional Indemnity Insurance has been a lifesaver for my business. It offers comprehensive protection against any claims that may arise from errors or negligence on my part. The claims process was straightforward, and they handled everything efficiently. I highly value the peace of mind this insurance provides and would recommend it to any professional.
Madurai
4.3 March 13, 2023
Atif
Impressive Features
I had an excellent experience while buying Personal Indemnity Insurance. It was quick and easy to get a quote online and the premiums were quite affordable. The policy covers all the essential aspects, and the customer service team was responsive and supportive. I feel much more confident in my work knowing that I have this coverage
Agra
3.8 March 01, 2023
Tejas
Helped To Secure Confidential Data Of Company
As a Owner I had a high risk of loss of confidential data. Then my colleague suggested me go for PI Insurance at PolicyBazaar. So I visited their website and contacted the team. They answered all my queries, and when I got satisfied with the plan, I made a purchase. Thanks, PolicyBazaar.
Nashik
4.3 February 17, 2023
Ankita
Covers Legal Expenses
There was a party that made a claim against us for professional negligence by one of our employees. Thanks to PolicyBazaar which helped me protect our financial position and helped us during the claim process that covered our Legal expenses and Settlement cost. Highly Recommend this.
Allahabad
4.3 February 05, 2023
Monika
Covers The Risks
I bought Professional Indemnity Insurance from PolicyBazaar, as I was looking for insurance that could mitigate my risk associated with several professional services. Thanks to PolicyBazaar. It was worth buying. Highly Recommend it.
Jamshedpur
4.3 January 24, 2023
Riya
Helps Me To Focus On My Work
I was always concerned about my organization in order to safeguard against potential liabilities and unforeseen circumstances that could arise from professional negligence. So I bought PI Insurance at Policybazaar and found it good as it helped me to focus on my work without worrying about financial repercussions. So thanks to PolicyBazaar.
Vadodara
3.8 January 08, 2023
Shreya
Amazing Deals
I bought Professional Indemnity Insurance from the PolicyBazaar website and found it suitable for my business. I run a small company. I got terrific Deals at PolicyBazaar. It was an excellent Purchase. Thankyou PolicyBazaar.
Ludhiana
4.3 December 14, 2022
Doctor Vishal
Covers Professional Negligence
As a Doctor, I was searching for Professional Indemnity Insurance that could provide me coverage against claims for Negligence in my services. Then I visit PolicyBazaar Website. There I came across several benefits. So I made the purchase there. Thanks, PolicyBazaar.
Kochi