ESIC Number: How to Check Your ESIC Number Online in 2026
An employee can find out their ESIC IP number via the ESIC portal, the UMANG mobile application, their e-Pehchan card or their employer’s HR department. For businesses, ESIC check implies an additional step towards employee compliance. Notwithstanding, ESIC coverage does not cover all employer liabilities; therefore, it is vital to evaluate if a Workmen Compensation (WC) Insurance Policy applies to employees or not.
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ESIC Number: How to Check Your ESIC Number Online in 2026
Key Takeaways
The ESIC IP number is a 10-digit identification number assigned to an insured employee, while the employer receives a separate 17-digit code.
Employees can look up their IP number using the available ESIC portal services, UMANG app, e-Pehchan card or payroll records.
ESIC provides medical care and other statutory social-security benefits to eligible insured employees.
Workmen Compensation Insurance generally covers an employer's liability for specified work-related injuries, occupational diseases or death, subject to policy terms and applicable law.
Businesses should review their employee categories, statutory obligations and potential liabilities before deciding whether additional WC Insurance is appropriate.
What Is an ESIC Number?
An ESIC number is an identification code used within the Employees' State Insurance (ESI) scheme. The term is often used for two different identifiers: the employer's registration code and the employee's Insured Person (IP) number.
ESIC Employer Code: 17 Digits
The employer code is an identifier of a registered establishment under ESI. It is used for all the applicable administrative and regulatory processes, including employee registration and payments. One should be able to find their employer code in the ESIC registration documents, the employer portal or records, or related to contributions.
ESIC IP Number: 10 Digits
The ESIC IP number serves as a unique identifier of an insured employee, and it is used for all related ESIC matters and communication. As the code is for an individual, it is typically retained when changing jobs, and the new employer should be informed of the existing number to register the employee under their establishment code.
How to Check Your ESIC Number Online
Both employers and employees may need an ESIC number to manage employee insurance records, verify registration details and access relevant services. However, the process differs depending on whether you need to retrieve an employee’s IP number or verify the organisation’s employer code.
1. From an Employee’s Perspective
Employees can use the following methods to retrieve their 10-digit ESIC Insured Person (IP) number.
Search for ESIC under the available government services.
Select the relevant employee service and follow the on-screen instructions.
Complete any required identity verification to access the available details.
Through the e-Pehchan Card or Salary Records
Employees can check their ESIC IP number on their e-Pehchan card, if available. They can also review their salary slips or payroll records, where the number may be recorded. If these options are unavailable, the HR or payroll department can help retrieve it from the organisation’s records.
2. From an Employer’s Perspective
Employers generally need their ESIC employer code to manage establishment registration, contribution payments and other compliance-related activities.
Navigate to the employer login or establishment services section.
Log in using the organisation’s registered credentials.
Check the establishment registration details to locate the employer code.
Verify the code against the organisation’s registration certificate or other official records.
Through Registration and Payroll Records
Employers can also check the establishment’s ESIC registration certificate, contribution challans and relevant compliance records. If the employer code cannot be located, the authorised representative can contact the relevant ESIC office for assistance.
Through HR or Payroll Records
HR and payroll teams can verify an employee’s IP number against the organisation’s existing ESIC records. This is useful when onboarding employees, updating records or resolving discrepancies in contribution details.
Important:An employer code identifies the registered establishment, while an employee IP number identifies an insured person. These numbers serve different purposes and should not be used interchangeably.
Once you have your ESIC IP number, you can download your e-Pehchan card through the available ESIC digital services, including the ESIC Health Connect app, the IP Portal and UMANG. Follow the steps below to access your digital card.
Select the e-Pehchan card download service under the available employee services.
Enter the requested details, including your ESIC IP number, and complete any required OTP verification.
Download the e-Pehchan card and save the digital copy for future reference.
Download Your ESIC Card Through the ESIC Health Connect App
Open the official ESIC Health Connect app and select the Insured Person option.
Enter your ESIC IP number and request an OTP.
Enter the OTP to sign in.
Open IP Details and navigate to the E-Pehchan Card section.
Select the relevant employer code if prompted.
Tap Download E-Pehchan Card and save the card.
What Are the Benefits Linked to Your ESIC Number?
Your ESIC Insurance (IP) Number connects you to the benefits available under the Employees’ State Insurance (ESI) Scheme. Depending on your eligibility and applicable scheme rules, these benefits include medical care, financial support during sickness, maternity benefits and assistance in cases of disability or death due to employment-related circumstances.
Medical Benefits
Medical consultations and tests: Access to eligible consultations, diagnostic tests and medical services through the ESIC healthcare network.
Hospitalisation and treatment: Medical care, including inpatient treatment and surgeries, as per applicable ESIC provisions.
Specialist care: Access to specialist treatment and referral services where available through the ESIC system.
Dependent coverage: Eligible family members can also receive medical benefits, subject to the applicable rules.
Cash Benefits
Eligible insured persons and their dependants may receive financial assistance in specific circumstances. The benefits and payment amounts depend on contribution requirements, qualifying conditions and the applicable ESIC provisions.
Benefit Type
What It Covers
Sickness Benefit
Cash compensation during eligible periods of certified sickness.
Extended Sickness Benefit
Extended financial support for specified long-term diseases, subject to eligibility.
Maternity Benefit
Financial support for eligible insured women during maternity-related periods.
Disablement Benefit
Compensation for qualifying temporary or permanent disablement arising from employment injury.
Dependants’ Benefit
Financial support for eligible dependants in qualifying cases of death due to employment injury.
Funeral Expenses
Financial assistance towards funeral expenses, subject to the applicable rules and limits.
Sickness Benefit
Eligible insured employees may receive cash benefits when they are unable to work due to certified sickness. The duration and rate of payment depend on the applicable ESIC rules and contribution conditions.
Extended Sickness Benefit
This benefit provides extended financial support to eligible insured persons suffering from specified long-term diseases. Approval and payment are subject to prescribed medical and contribution requirements.
Maternity Benefit
Eligible insured women may receive maternity benefits for qualifying periods related to pregnancy, childbirth and other circumstances covered under the ESI Act. The duration and amount depend on the applicable statutory provisions and eligibility conditions.
Disablement Benefit
Insured employees who suffer temporary or permanent disablement due to an employment injury may qualify for financial compensation. The benefit depends on the nature and extent of disablement and the applicable ESIC assessment.
Dependants’ Benefit
If an insured employee dies due to an employment injury, eligible dependants may receive financial support under the ESI Scheme. The beneficiaries and payment conditions are determined by the applicable rules.
Funeral Expenses
Eligible funeral expenses may be reimbursed or paid as prescribed under ESIC provisions when an insured person dies. The payable amount and eligibility conditions are subject to the rules in force.
Important:Having an ESIC IP number does not automatically guarantee every benefit. Entitlement depends on registration, contribution history, medical certification where required, and the applicable eligibility rules.
Why Your ESIC Number Matters for Business
Compliance officers treat the ESIC number as an important part of statutory compliance, much like GST registration or PAN. It helps businesses manage employee registrations, contribution payments and ESI records. Here’s why it matters operationally:
Statutory Filing: The ESIC Employer Code is required to manage monthly ESI contribution filings and payments through the ESIC portal.
Onboarding of Employees: Employers use their ESIC Employer Code to register eligible employees on the ESIC portal. Each employee receives an ESIC IP Number if they are not already registered.
Audit and Inspection Readiness: The Employer Code helps identify the establishment’s ESI registration and access relevant compliance records. Employers should keep registration details, contribution records and payment challans ready for verification.
Return Filing and Compliance Records: Employers must maintain accurate ESI records and submit the returns or statements applicable to their establishment under current ESIC requirements.
ESIC vs Workmen Compensation Insurance: What Is the Difference?
ESIC and WC Insurance serve different purposes. ESIC covers various social-security benefits for insured employees as permitted by the ESI Act. WC Insurance is a commercial liability policy that covers specified employer liabilities for work-related injuries, diseases and death as per the policy's terms
Medical care and prescribed cash benefits for eligible insured persons
Protection against covered employer compensation liabilities arising from work-related injury, disease or death
Funding
Employer and employee contributions, as prescribed
Premium generally paid by the employer
Eligibility
Depends on applicable ESI coverage rules and employee eligibility
Depends on applicable law, the employer's liability and policy terms
Medical benefits
Includes eligible medical care under the scheme
May cover liabilities and expenses specified in the policy; it is not a substitute for comprehensive health insurance
Claims and benefits
Benefits administered under the ESI scheme
Policy claims are handled according to the insurance contract and applicable compensation law
Businesses should not treat these policies as substitutes for one another. ESIC covers a wide range of social-security benefits, while WCI covers specified employer liabilities for employment-related injuries. Always consult your insurance advisor to understand your obligations as an employer.
Does Your Business Need WC Insurance If Employees Are Covered Under ESIC?
Only for employees to whom ESIC does not apply. Employees covered under ESIC are usually entitled to benefits that would typically be available through a WC insurance policy; however, there may be special circumstances requiring a workmen compensation policy.
Section 53 of the Employees' State Insurance Act, 1948 states that an insured person or their dependant is prohibited from claiming compensation or damages under any other law for an employment injury that falls under Section 53. This means that businesses should consult legal experts to determine their liabilities in case of an employment injury that falls under Section 53, rather than assuming that ESIC covers all WC liabilities.
A WC insurance policy should cover employees not entitled to ESIC benefits. It should also cover any additional WC liabilities that may arise even for employees who are eligible for ESIC.
How to Retrieve a Lost ESIC IP Number
If you have lost or forgotten your ESIC IP number, consider the following options:
For Employees
Check your e-Pehchan card, salary slip or employee documents.
Try the ESIC portal or UMANG lookup options.
Ask your HR or payroll team to find the existing number.
If these options do not work, visit the nearest ESIC office and seek assistance.
For Employers
Check the ESIC employer portal and relevant documents (e.g., employer code).
Examine associated contribution records and payroll information.
Contact ESIC representatives if the code or employee registration details cannot be retrieved.
Do not create a new employee record solely because an existing IP number is unavailable. First, confirm whether the employee already possesses a number to prevent duplication or incorrect entries.
Final Thoughts
Checking your ESIC number online enables employees to access the relevant scheme services while helping employers maintain accurate records. However, it is also important for businesses to understand the limitations of ESIC and evaluate whether other employee categories or specific employment-related liabilities need additional coverage.
If a business employs individuals that may not be eligible for ESIC or has unique employment-related liabilities, it should carefully examine its obligations and responsibilities before selecting Workmen Compensation Insurance. The objective is to ensure compliance while fulfilling relevant insurance obligations for workers that may not be covered by ESIC.
Frequently Asked Questions
How can I check my ESIC number online?
Visit the official ESIC website or use the UMANG app and look for the available insured-person number lookup service. You can also check your e-Pehchan card or ask your HR team.
Is the ESIC IP number the same as the employer code?
No. The ESIC employer code is a 17-digit identifier for the establishment, while the IP number is a 10-digit identifier assigned to an insured employee.
Does my ESIC IP number change when I change jobs?
The IP number generally remains associated with the employee when they change jobs. The new employer should link the existing number to the employee's records where applicable.
Is WC Insurance mandatory if employees are covered under ESIC?
Not automatically for every ESIC-insured employee. Employers should assess their other employee categories, potential liabilities and applicable legal or contractual requirements before deciding on WC Insurance.
Can an employee claim both ESIC and WC compensation for the same workplace injury?
Section 53 of the ESI Act restricts certain parallel compensation or damages claims for an employment injury covered by the provision.
Does WC Insurance cover employees who are not eligible for ESIC?
A WC policy may cover specified employer liabilities for eligible employees outside ESIC coverage, subject to the policy wording, applicable law and the employees declared or covered under the policy.
Does ESIC provide the same benefits as WC Insurance?
No. ESIC provides medical care and other statutory social-security benefits, while WC Insurance covers specified employer compensation liabilities arising from work-related injuries, diseases or death.
Where can employers get help with WC Insurance?
Employers can consult an insurance adviser to review their workforce, risk exposure, policy terms and relevant legal obligations before selecting suitable WC Insurance.
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01 Oct 2024 by Policybazaar6289 Views
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