Pramerica Life Insurance Flexi Edge Pension Fund is an NFO launching on 1st May 2025. This actively managed, true flexi-cap fund invests across large, mid, and small caps to deliver consistent returns across market cycles. Available at an NFO price of ₹10 NAV, its retirement planning reimagined for today’s investors.
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Plans starting from₹1000/month
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Investment Plans
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
What is Pramerica Life Insurance Flexi Edge Pension Fund?
The Pramerica Life Insurance Flexi Edge Pension Fund is a new investment fund launched by Pramerica Life Insurance. It is specifically described as a True Flexi-Cap Fund. This means the fund has the flexibility to invest across all market capitalization segments, i.e. Large Cap, Mid Cap, and Small Cap. The strategy is designed to be a "Fund for all market seasons", aiming to drive returns through higher investment in mid and small caps funds while ensuring stability with higher investment in large caps.
Highlights of Pramerica Life Insurance Flexi Edge Pension Fund
Particulars
Details
Benchmark
NIFTY 200
Risk Profile
High
NFO Launch Date
1st May 2025
NFO Duration
1st May – 15th May 2025
Current NAV
₹10
Minimum Investment
₹2,000 per month
Reasons Why You Should Invest in Pramerica Life Insurance Flexi Edge Pension Fund
Here are the reasons why you should consider investing in the Flexi Edge Pension Fund:
It is a true flexi-cap fund and can be described as a fund for all market seasons.
Investing in a flexible allocation approach, like a Flexi-Cap fund, can potentially lead to higher returns because more investment is done in market caps that give maximum returns.
The fund is actively managed by an expert. This professional management follows a research-backed process and is more adaptive to market cycles with real-time allocation.
The new flexi edge pension fund is expected to give better returns, aiming to drive returns through higher investment in mid & small caps while ensuring stability with higher investment in large caps.
Few Consumption Portfolio Stocks*
*The stocks mentioned above are for illustrative purposes only and are subject to change.
Introducing NextGen Pension Plans
Pramerica is introducing NextGen Pension Plan, which is described as an industry first.
Key characteristics are that it is a no cost pension plan. This means it has zero premium allocation charge and zero policy admin charge.
It also offers up to 5% extra allocation to fund in a year.
The Flexi Edge Pension Fund will be offered within the NextGen Pension Plan framework.
Why Pramerica Life?
Pramerica Life Insurance is highlighted as part of a global business that includes Pharma, Financial Services, and Real Estate.
Pramerica has an AUM of 1.5 trillion dollars. It is stated to be the largest life insurer in the US and has an AUM greater than the Indian Life Insurance industry.
Pramerica is available in 50+ countries.
In India, Pramerica Life has a strong network with 137 Branches across India. Their Claim Paid Ratio is 99.18%.
How to Buy Pramerica Life Insurance Flexi Edge Pension Fund from Policybazaar?
To buy the Pramerica Life Insurance Flexi Edge Pension Fund from Policybazaar, follow these steps:
Step 1: Fill in your name and contact number in the form on this page to get started.
Note: Your details are kept confidential and will only be used to customize your benefits.
Step 2: You can also visit the plans just by clicking view plans below
Step 3: Once logged in, you'll be prompted to fill in your city, age, and annual income in the provided form. This information will be used to check the personalised benefits of the plans.
Step 4: After providing your personal information, you'll be presented with Pramerica Life Investment Plans on a blue and red card. Select the Pramerica Life Insurance Flexi Edge Pension Fund option that best suits your needs.
Step 5: In the Pramerica Life Insurance Flexi Edge Pension Fund, click the "Get Details" tab for more information.
You can also get FREE expert consultation; just click on the talk to an expert button.
Step 6: Review plan details carefully. Once satisfied, click on the "Proceed" button and follow the prompts on the screen to move forward with the purchase.
Step 7: You will be prompted to enter essential details and specify the amount you want to invest. Select the preferred payment method for your investment.
Step 8: Provide your required KYC (Know Your Customer) details. This step is essential for regulatory compliance.
Step 9: Complete the payment process. Upon successful payment, you will receive confirmation of your purchase.
What are the Benefits of Purchasing the Pramerica Life Insurance Flexi Edge Pension Fund from Policybazaar?
Investing through Policybazaar offers a range of valuable benefits:
Convenience: Invest online in the Pramerica Life Insurance Flexi Edge Pension Fund via Policybazaar to avoid physical bank or agent visits.
Comparison: Compare multiple investment plans, including new funds, to make informed decisions and find the best market deals.
Expert Guidance: Access financial experts who help select the right NFO plan based on your needs and goals.
Tax Benefits: Maximize tax advantages under Section 80C and Section 10(10D) of the Income Tax Act through investments with Policybazaar.
FAQs
What is the name of the new fund being launched by Pramerica Life Insurance?
The new fund being launched is the Flexi Edge Pension Fund.
What type of fund is the Flexi Edge Pension Fund?
It is described as a True Flexi-Cap Fund. It is also positioned as a Fund for all market seasons.
What is the investment strategy of the Flexi Edge Pension Fund?
As a true flexi cap fund, its strategy is to invest flexibly across market capitalization segments. It aims to drive returns through higher investment in mid & small caps and drive stability with higher investment in large caps. This flexible approach is intended to help achieve higher returns because more investment is done in market caps that give maximum returns, which ensures higher returns in all market seasons. The rationale is that market winners change, and diversification is the key. It also notes that self-switching between equities (large-cap, mid-cap and small-cap) in a timely manner is extremely difficult, highlighting the importance of active management in a flexible fund.
How is the Flexi Edge Pension Fund managed?
The fund is actively managed by an expert. This involves a professionally managed and research backed process and being more adaptive to market cycles with real time allocation.
What is the benchmark index for Flexi Edge Pension Fund?
The benchmark index for Flexi Edge Pension Fund is the Nifty 200 Index.
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in *Past 10 Year annualised returns as on 01-05-2025 *All savings plans are provided by the insurer as per the IRDAI approved insurance plan.
Tax benefit is subject to changes in tax laws. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs. **Returns are based on past 10 years' fund performance data (Fund Data Source: Value Research).
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
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