A Tata AIA ULIP Plan Calculator is a premium and returns calculation tool that helps easily and quickly compare the best Tata AIA ULIP plans. An investor can easily calculate the returns and premium amounts of a specific plan with minimal, easy input of customized data on premium amounts and premium payment tenure, etc.Read more
Guaranteed Tax SavingsUnder sec 80C & 10(10D)
₹1 CroreInvest ₹10k Per Month*
Zero LTCG TaxUnlike 10% in Mutual Funds
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
Top performing plans with High Returns*
Invest ₹10K/month & Get ₹1 Crore returns*
Following the below-mentioned steps will help you to calculate the Tata AIA ULIP Plan Calculator:
Step 1: Visit the official Tata AIA Life Insurance website.
Step 2: In the section “Types of Life Insurance for You,” > Click on “ULIP Plans” > Select the option “Know More.”
Step 3: Select the respective Tata AIA ULIP Plan from the Section “Popular Tata AIA Life Insurance Unit Linked Insurance Plans (ULIPs).
Step 4: Click on the “Calculate Premium” tab for the respective Tata AIA ULIP plan.
Step 5: Insert Your Full Name, Email Address, Resident Status, and Mobile Number.
Also, tick-mark the “terms and conditions” check box > Click on “Continue.”
Step 6: Enter your Date of Birth, Gender, and Person for whom you are Purchasing this Plan > Click on “Get Quotes.”
Step 7: Now select the Annual investments, premium payment frequency, Premium Payment Tenure, Policy Term, Investment Portfolio Preference, and Life Cover Amount.
Step 8: You can check your investment returns and fund allocation at the returns rate of 4% or 8% p.a., depending on your requirement.
Below mentioned are the best Tata AIA ULIP Plans offered by Tata AIA Life Insurance:
|ULIP Plan Type||Entry Age||Minimum Maturity Age||Life Cover||Policy Term||Minimum Basic Sum Assured||Premium Payment Frequency||Premium Payment Term|
|Tata AIA Life Insurance Fortune Pro||30 days to 59 years||18 years to 75 years of age||75 years of age||15 years to 40 years||10* of Annualized Premium OR 1.25 times of Single Premium||Single, Annual, Half-yearly, Quarterly, or Monthly||Single pay, or 5/7/10 years limited pay, or 15/20 years limited pay|
|Tata AIA Life Insurance Wealth Pro||30 days to 60 years||18 years to 75 years||75 years of age||15-40 years||1.25 times of Single pay OR 10 times of Annualised Premium||Single, Annual, Semi-Annual, Quarterly, Monthly||Single pay, or 5/7/10 years limited pay, or 15/20 years limited pay|
|Param Rakshak Plus Solution||18 years to 60 years||100 years for Base Cover||100 years of age||50-40 years||Rs. 10 lakhs with riders to Rs. 50 lakhs with base cover||Annually, Half Yearly, Quarterly, and Monthly||5/10/12 years or Regular pay|
|Tata AIA Life Insurance Smart Sampoorna Raksha Plus||18 years to 55 years||85 years of age||85 years of age||30 years or 40 years of age, depending on the Maturity Age||Same as base cover to 9 lakhs||Annual, Half-yearly, Quarterly, and Monthly||5/10/12 years or Regular pay|
Let us take an example of a Tata AIA ULIP Plan with the following customized investment information selected by the individual investor.
Mr. X selected the Tata AIA Life Insurance Fortune Pro ULIP Plan to pay Annual premium payments for 15 years with a policy term of 24 years and invested equally in debt and low-risk equity funds. In this scenario, Tata AIA ULIP Plan will give the following Quotes A & B, calculated at the rate of 8% p.a. for the same plan.
|TOPIC||Quote A||Quote B|
|Annually Invest||Rs. 2 lakhs||Rs. 5 Lakhs|
|Premium Payment Frequency||Annually||Annually|
|Premium Payment Term||15 years||15 years|
|Policy Term||24 years||24 years|
|Investment Fund Type (choose as per your preference)||Both equally invested in Low-risk returns + Safety||Both equally invested in Low-risk returns + Safety|
|Life Coverage||Rs. 60 lakhs||Rs. 1.5 crores|
|Returns on Maturity||Rs. 86,85,207||Rs. 2,17,13,016|
|Returns Calculated at||@8% p.a.||@8% p.a.|
|Actual returns rate in the last 5 years for the selected firstname.lastname@example.org% email@example.com% p.a.|
An investor needs to insert the following details at various stages of using the Tata AIA ULIP Plan Calculator for more personalized ULIP plan calculation:
Date of Birth
Buying Plan for Whom: Self, Spouse, Child (Minor), or Child (Major)
Returns Amount you are Expecting on Plan Maturity
Amount of Premium You are willing to Pay
Premium Payment frequency, i.e., monthly, quarterly, bi-annually, or annually
Investment Tenure period you want to stay invested in the plan
Select ULIP Fund type for investment
The Tata AIA ULIP Plan Calculator is the best tool to target your future investment goals and generate attractive investment returns.
Have a look below at the benefits one may avail with the use of a Tata AIA ULIP Calculator:
The Tata AIA ULIP Calculator efficiently and conveniently calculates and compares different best ULIP plans, like Tata AIA Fortune Pro and Tata AIA Wealth Pro, offered by Tata AIA Life Insurance.
It is a fast and easy-to-use computation tool available online to check the detailed Tata AIA ULIP plans quickly.
No extra fees are charged for using the Tata AIA ULIP Plan Calculator. It is free to use online for all and from any place.
One can put the Tata AIA ULIP Plan Calculator to good use by analyzing if your investment decisions are in line with your investment goals. This allows you to supervise your investment choices based on expected returns much before actual investing.
Tata AIA ULIP Plan Calculator is an essential ULIP Plan computation tool that helps you clearly understand your financial needs and better plan your investments.
Tata AIA ULIP Plan Calculator is a free and easy-to-use online computation tool. One can freely access and use this Tata AIA ULIP Plan Calculator from anywhere 24*7 in a day.
The Tata AIA ULIP Calculator gives you transparent and detailed information on premiums and investment returns. This offers an opportunity for well-informed decision-making for an investor.
If the investor clearly understands his requirements based on his investment horizon, family goals, and so on, the Tata AIA ULIP Plan Calculator helps them to make targeted investment decisions.
Using the Tata AIA ULIP Plan Calculator is the fastest and most efficient way to understand the best Tata AIA ULIP Plans available at the hands of an investor.
Tata AIA ULIP Calculator helps you in comparison of different Tata AIA ULIP plans. This helps make the final choice for an investment plan simpler and quick.
Let us have a look at the reasons of why one should buy a Tata AIA ULIP Plan, as follows:
Tata AIA ULIP Plan offers the benefit of tax exemption of up to Rs. 1.5 lakhs on investment premiums. This tax benefit is provided under Section 80C of the Income Tax Act, 1961.
The core feature of a Tata AIA ULIP Plan is the availability of both life coverage and maturity benefits. This helps protect the financial needs of your family in the event of the unforeseen demise of the policyholder. In addition, as a survival benefit, the policyholder also receives the investment fund value.
Depending on the specific needs of the investor, he can modify the premium payment frequency or switch between the investment funds portfolio. This allows them to continue growing their funds as per the changing market conditions.
The policyholder is also offered the feature of fund liquidity to withdraw from your fund while your ULIP policy continues partially. One can avail of this benefit after the lock-in period of 5 years is over.
This Tata AIA ULIP Plan offers you to prepare a financial corpus beforehand for the important life milestones of your dependents.
Tata AIA ULIP Plan Calculator helps you get a clear picture of your investments before you invest in a Tata AIA ULIP Plan. This offers an investor an opportunity to organize their investments smartly and intelligently. For well-informed decision-making, nothing can second the usage of the Tata AIA ULIP Calculator.
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