SUD NIFTY Alpha 50 Index Pension Fund is a New Fund Offering (NFO) launching on 2nd June 2025. It is a market-linked retirement plan that invests in the top 50 high-alpha stocks across large, mid, and small-cap segments, aiming to deliver superior long-term returns for retirement planning.
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Plans starting from₹1000/month
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Investment Plans
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
The SUD NIFTY Alpha 50 Index Pension Fund is a pension-oriented investment fund that tracks the NIFTY Alpha 50 Index. This index comprises the top 50 stocks listed on the NSE with the highest alpha values, meaning they have outperformed the market relative to a benchmark. The fund primarily invests in these high-alpha stocks, aiming to generate superior long-term returns for retirement planning. As it mirrors the NIFTY Alpha 50 Index, the fund carries a higher risk and return profile compared to broader market indices, making it suitable for investors seeking higher growth potential in their pension corpus
Highlights of SUD NIFTY Alpha 50 Index Pension Fund
Particulars
Details
Benchmark Index
NIFTY Alpha 50 Index
Benchmark Index Returns
10-Year Returns: 21% p.a.
Risk Profile
High
NFO Launch Date
2 June 2025
NFO Duration
2nd June to 15th June 2025
Current NAV
₹10
Reasons Why You Should Consider SUD NIFTY Alpha 50 Index Pension Fund
Below are the reasons why you should consider investing in SUD NIFTY Alpha 50 Index Pension Fund:
Proven Performance
10-Year Return: 21.0% – One of the best-performing indices.
Invests in the top 50 stocks with the highest alpha across large, mid, and small caps.
Zero-Cost Pension Plan
Available with the Pension Plus Plan.
No premium allocation and no policy admin charges, making it a cost-effective retirement solution.
Tax Efficiency
60% of the corpus is tax-free at withdrawal.
No cap on the premium amount.
No medical tests required to invest.
Ideal for Long-Term Wealth Creation
Perfect for retirement planning with a long-term investment horizon.
Leverages the power of compounding to maximise retirement corpus.
Pension-Optimised
Structured specifically for retirement planning, ensuring a disciplined investment approach with long-term benefits.
What is NIFTY Alpha 50 Index?
The NIFTY Alpha 50 Index is a stock market index that tracks the performance of 50 stocks listed on the NSE with the highest alpha values over the past year. Alpha measures a stock’s excess return relative to a benchmark, so the index focuses on stocks that have significantly outperformed the market.
Stocks are selected from the top 300 NSE-listed companies based on their Jensen’s Alpha scores, ensuring they are liquid and have sufficient market capitalization. The index assigns higher weights to stocks with higher alpha, making it more concentrated in recent outperformers. It is rebalanced quarterly to maintain its focus on high-alpha stocks.
The NIFTY Alpha 50 Index is used for benchmarking, launching index funds or ETFs, and offers investors exposure to high-growth, high-volatility stocks, but with a higher risk profile compared to broader indices like the NIFTY 50.
NIFTY Alpha 50 Index vs Other Indices
Index Name
5-Year Return
10-Year Return
NIFTY Alpha 50
29.7%
21.0%
NIFTY 50
24.3%
12.9%
NIFTY 100
24.4%
13.1%
NIFTY 200
25.9%
13.5%
NIFTY 500
26.9%
13.9%
Sector Representation of NIFTY Alpha 50 Index
Sector
Weight (%)
Financial Services
21.60
Consumer Durables
19.16
Capital Goods
19.06
Healthcare
9.25
Consumer Services
6.44
Services
5.15
Telecommunication
3.88
Oil, Gas & Consumable Fuels
3.04
Metals & Mining
2.90
Power
2.88
Chemicals
2.32
Automobile and Auto Components
1.84
Construction
1.79
Realty
0.62
Information Technology
0.08
How to Buy SUD NIFTY Alpha 50 Index Pension Fund From Policybazaar?
To buy the SUD NIFTY Alpha 50 Index Pension Fund from Policybazaar, follow these steps:
Step 1: Fill in your name and contact number in the form on this page to get started.
Note: Your details are kept confidential and will only be used to customize your benefits.
Step 2: You can also visit the plans just by clicking View Plans below
Step 3: Once logged in, you'll be prompted to fill in your city, age, and annual income in the provided form. This information will be used to check the personalised benefits of the plans.
Step 4: After providing your personal information, you'll be presented with SUD Investment Plans on a blue and red card. Select the SUD NIFTY Alpha 50 Index Pension Fund option that best suits your needs from the following options:
Step 5: In the SUD NIFTY Alpha 50 Index Pension Fund, click the "Get Details" tab for more information.
You can also get FREE expert consultation; just click on the talk to an expert button.
Step 6: Review plan details carefully. Once satisfied, click on the "Proceed" button and follow the prompts on the screen to move forward with the purchase.
Step 7: You will be prompted to enter essential details and specify the amount you want to invest. Select the preferred mode of payment for your investment.
Step 8: Provide your required KYC (Know Your Customer) details. This step is essential for regulatory compliance.
Step 9: Complete the payment process. Upon successful payment, you will receive confirmation of your purchase.
What are the Benefits of Purchasing SUD NIFTY Alpha 50 Index Pension Fund?
Investing via Policybazaar provides various advantages, including:
Ease of Access: Invest digitally in the SUD NIFTY Alpha 50 Index Pension Fund without the hassle of visiting banks or agents.
Plan Comparison: Evaluate various investment options, including the latest funds, to make well-informed choices and secure competitive deals.
Professional Support: Benefit from expert advice to choose the NFO plan that aligns with your financial goals and requirements.
Tax Savings: Enjoy tax benefits under Section 80C and Section 10(10D) of the Income Tax Act by investing through Policybazaar.
FAQs
What are the tax benefits under the SUD NIFTY Alpha 50 Index Pension Fund?
You can avail of the following tax benefits of investing in the SUD NIFTY Alpha 50 Index Pension Fund:
Section 80C: You can claim tax benefits under Section 80C of the Income Tax Act, 1961. It allows a deduction of up to ₹1.5 lakhs from taxable income for the invested amount in TATA AIA.
Section 10(10D): You can utilize Section 10(10D) benefits for your investments in SUD New Fund Offering (NFO). This benefit is applicable if the annual premium paid is below ₹ 2.5 lakh.
What is the NIFTY Alpha 50 Index performance history?
Index Returns (%)
QTD
YTD
1 year
5 years
Since Inception
Price Returns
3.62
-15.32
-5.59
32.39
19.85
Total Returns
3.66
-15.09
-4.94
33.30
20.94
# QTD, YTD and 1-year returns are absolute returns. Returns for greater than one year are CAGR returns
What is Alpha, and why is it important in stock selection?
Alpha is the excess return a stock generates compared to the overall market. It reflects a stock's ability to outperform the benchmark. For example, if the market returns 10% and a stock returns 15%, its alpha is +5%, indicating better performance than the market. Conversely, a stock with a 9% return would have an alpha of -1%, showing underperformance. The Nifty Alpha 50 Index selects stocks with the highest positive alpha, aiming to deliver superior returns with lower volatility.
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in *Past 10 Year annualised returns as on 01-06-2025 *All savings plans are provided by the insurer as per the IRDAI approved insurance plan.
Tax benefit is subject to changes in tax laws. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs. **Returns are based on past 10 years' fund performance data (Fund Data Source: Value Research).
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
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