Shriram Life ULIP Calculator

Why Use Shriram Life ULIP Calculator?

Here’s why Shriram Life ULIP Calculator can be a valuable part of your financial planning journey:

1. Estimate Future Returns:

   Get a clear idea of how your ULIP plan investment might grow over the years depending on your chosen premium, tenure, and assumed market performance.

2. Compare Plan Scenarios:

   Try different inputs to compare various plan options within Shriram Life’s ULIP offerings.

3. Budget-Friendly Planning:

   Adjust your premium amount and frequency to find a plan that fits comfortably within your current financial capacity.

4. Tenure Impact Analysis:

   See how extending or shortening your investment plan can influence your final maturity value.

5. Goal-Based Investment:

   Whether you're planning for your child’s education, wealth creation, or retirement, this calculator helps you map your ULIP to your specific goals.

6. Informed Decision-Making:

   The tool offers detailed projections that support well-informed, confident investment decisions.

7. Flexible Inputs:

   Play around with different combinations of premium, term, and returns to find your ideal investment setup.

How to Use the Shriram Life ULIP Calculator?

Using the ULIP Calculator is simple and can be done through Shriram Life’s website or financial marketplaces like Policybazaar. Follow these steps:

Step 1:

Open the Shriram Life ULIP Calculator page.

Step 2:

Select your premium payment frequency (monthly, quarterly, annually, or one-time).

Step 3:

Enter key inputs:

• Premium amount

• Premium payment term

• Policy term

• Expected annual rate of return

Step 4:

View the calculated results, including total premiums paid and estimated maturity amount.

Step 5:

Modify values to compare different investment scenarios and find the most suitable plan.

Illustration

Scenario:

Policyholder: Mr. Arvind Mehta
Annual Premium: ₹1,00,000
Premium Payment Term: 10 years
Policy Term: 20 years
Expected Annual Return: 9%

Calculator Output:

• Total Premium Paid: ₹10,00,000

• Estimated Maturity Value: ₹39.2 lakhs

Adjustment Example:

If Arvind increases his annual premium to ₹1,50,000, the projected maturity value jumps to ₹58.8 lakhs, showing how consistent and higher investments can significantly enhance wealth accumulation.

List of ULIP Funds ^~

Returns 3 Years 5 Years 10 Years

Fund Name

AUM

NAV

Returns (in %)

3 Year

5 Year

10 Year

Midcap Fund

SBI Life

AUM:67,697 Cr

67,697 Cr

NAV

49.05

0.19%

Returns

14.22%

Returns

11.9%

Returns

15.38%

Highest Returns

Get Details

Opportunities Fund

HDFC Life

AUM:32,429 Cr

32,429 Cr

NAV

76.65

0.15%

Returns

10.53%

Returns

8.88%

Returns

12.26%

Highest Returns

Get Details

High Growth Fund

Axis Max Life

AUM:15,356 Cr

15,356 Cr

NAV

119.44

0.65%

Returns

20.3%

Highest Returns

Returns

18.21%

Returns

18.4%

Get Details

Opportunities Fund

ICICI Life

AUM:3,711 Cr

3,711 Cr

NAV

58.68

-0.35%

Returns

12.09%

Highest Returns

Returns

10.9%

Returns

11.99%

Get Details

Multi Cap Fund

Tata AIA Life

AUM:12,199 Cr

12,199 Cr

NAV

66.38

-0.64%

Returns

12.38%

Returns

12.65%

Returns

19.17%

Highest Returns

Get Details

Accelerator Mid-Cap Fund II

Bajaj Life

AUM:5,930 Cr

5,930 Cr

NAV

80.82

0.06%

Returns

9.59%

Returns

8.97%

Returns

11.83%

Highest Returns

Get Details

Multiplier

Birla Sun Life

AUM:5,986 Cr

5,986 Cr

NAV

104.3

-0.10%

Returns

16.07%

Highest Returns

Returns

15.77%

Returns

14.98%

Get Details

Frontline Equity Fund

Kotak Mahindra OM Life

AUM:4,992 Cr

4,992 Cr

NAV

69.01

-0.53%

Returns

12.9%

Returns

11.69%

Returns

13.14%

Highest Returns

Get Details

Virtue II

PNB MetLife

AUM:3,114 Cr

3,114 Cr

NAV

67.22

-0.17%

Returns

10.78%

Returns

10.45%

Returns

14.66%

Highest Returns

Get Details

Global Innovation Fund

Canara HSBC Life

AUM:0 Cr

0 Cr

NAV

0.00%

Returns

32.45%

Highest Returns

Returns

19.4%

Returns

23.9%

Get Details

Blue-Chip Equity Fund

Star Union Dai-ichi Life

AUM:1,453 Cr

1,453 Cr

NAV

32.73

-0.36%

Returns

6.21%

Returns

6.55%

Returns

9.09%

Highest Returns

Get Details

Growth Opportunities Plus Fund

Bharti AXA

AUM:1,106 Cr

1,106 Cr

NAV

73.25

-0.60%

Returns

9.87%

Returns

8.14%

Returns

13.17%

Highest Returns

Get Details

Equity Top 250 Fund

Edelwiess Life

AUM:506 Cr

506 Cr

NAV

57.81

0.05%

Returns

8.3%

Returns

6.52%

Returns

10.5%

Highest Returns

Get Details

Future Apex Fund

Future Generali

AUM:140 Cr

140 Cr

NAV

55.04

-0.64%

Returns

7.43%

Returns

7.95%

Returns

12.18%

Highest Returns

Get Details

Debt Fund

Pramerica Life

AUM:22 Cr

22 Cr

NAV

33.06

0.02%

Returns

6.89%

Highest Returns

Returns

5.5%

Returns

5.82%

Get Details

Accelerator Fund

Bandhan Life

AUM:195 Cr

195 Cr

NAV

46.76

-0.47%

Returns

11.15%

Returns

11.36%

Returns

12.55%

Highest Returns

Get Details

Balanced Fund

LIC India

AUM:2,640 Cr

2,640 Cr

NAV

17.77

-0.09%

Returns

5.6%

Highest Returns

Returns

4.35%

Returns

-

Get Details

see more plans

Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

Benefits of Using Shriram Life ULIP Calculator

1. Real-Time Estimates:

   Get quick and realistic projections based on custom inputs.

2. Customisable Planning:

   Adjust inputs as per your changing needs and financial goals.

3. Risk Awareness:

   See how varying market returns may affect your outcomes.

4. Smart Comparison:

   Compare different plans or scenarios before committing.

5. Easy Interface:

   Designed for all users—whether you're new to ULIPs or a seasoned investor.

Why Invest in Shriram Life ULIP Plans?

Shriram Life ULIP plans combine life insurance with wealth-building through market-linked funds. These plans offer flexibility in choosing fund options, switching between them, and customising premium payments. Investors benefit from tax advantages (as per prevailing laws) and the security of insurance coverage alongside market-based growth potential. Whether you're starting early or planning for retirement, Shriram Life ULIPs offer a tailored path toward achieving your long-term financial aspirations.

Conclusion

The Shriram Life ULIP Calculator is a powerful tool that brings clarity and control to your investment decisions. By projecting future returns and allowing custom comparisons, it helps you plan confidently and strategically. Start exploring your options today and take a step closer to securing your financial future.