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Shriram Life ULIP Calculator
The Shriram Life ULIP Calculator is an online tool designed to help you estimate the potential returns on your ULIP investment plans. By entering basic details such as your premium amount, policy term, and expected rate of return, you can get a personalized projection of your maturity value. This tool simplifies investment planning and allows you to explore different scenarios, so you can align your ULIP with your financial goals and risk profile.
ULIP Plans
- Plan starting from ₹1,000/month
- Save upto ₹46,800 in Tax under section 80C^
- Zero LTCG Tax¶
- In built life cover
- 4.8++ Rated
- 13.2 Crore Registered Consumer
- 53 Partners Insurance Partners
- 6.29 Crore Policies Sold
We are rated++
13.2 Crore
Registered Consumer
53
Insurance Partners
6.29 Crore
Policies Sold
Top performing plans˜ with High Returns**
Get High Returns up to 18%^
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- Shriram Life ULIP Calculator
Investment Return Calculator (Power of Compounding)
- One Time
- Monthly
- Yearly
₹
Top Funds with High Returns (Past 7 Years)
11.55%
Top 300 Fund
13.64%
Opportunities Fund
17.59%
High Growth Fund
11.84%
Opportunities Fund
22%
Multi Cap Fund
13.22%
Accelerator Mid-Cap Fund II
14.74%
Multiplier
13.3%
Frontline Equity Fund
14.23%
Virtue II
9.73%
Equity II Fund
9.68%
Blue-Chip Equity Fund
14.1%
Growth Opportunities Plus Fund
10.69%
Equity Top 250 Fund
12.39%
Future Apex Fund
10.56%
Pension Dynamic Equity Fund
12.93%
Accelerator Fund
View Plans
Why Use Shriram Life ULIP Calculator?
Here’s why Shriram Life ULIP Calculator can be a valuable part of your financial planning journey:
-
Estimate Future Returns:
Get a clear idea of how your ULIP plan investment might grow over the years depending on your chosen premium, tenure, and assumed market performance.
-
Compare Plan Scenarios:
Try different inputs to compare various plan options within Shriram Life’s ULIP offerings.
-
Budget-Friendly Planning:
Adjust your premium amount and frequency to find a plan that fits comfortably within your current financial capacity.
-
Tenure Impact Analysis:
See how extending or shortening your investment plan can influence your final maturity value.
-
Goal-Based Investment:
Whether you're planning for your child’s education, wealth creation, or retirement, this calculator helps you map your ULIP to your specific goals.
-
Informed Decision-Making:
The tool offers detailed projections that support well-informed, confident investment decisions.
-
Flexible Inputs:
Play around with different combinations of premium, term, and returns to find your ideal investment setup.
How to Use the Shriram Life ULIP Calculator?
Using the ULIP Calculator is simple and can be done through Shriram Life’s website or financial marketplaces like Policybazaar. Follow these steps:
Step 1:
Open the Shriram Life ULIP Calculator page.
Step 2:
Select your premium payment frequency (monthly, quarterly, annually, or one-time).
Step 3:
Enter key inputs:
-
Premium amount
-
Premium payment term
-
Policy term
-
Expected annual rate of return
Step 4:
View the calculated results, including total premiums paid and estimated maturity amount.
Step 5:
Modify values to compare different investment scenarios and find the most suitable plan.
Illustration
Scenario:
Policyholder: Mr. Arvind Mehta
Annual Premium: ₹1,00,000
Premium Payment Term: 10 years
Policy Term: 20 years
Expected Annual Return: 9%
Calculator Output:
-
Total Premium Paid: ₹10,00,000
-
Estimated Maturity Value: ₹39.2 lakhs
Adjustment Example:
If Arvind increases his annual premium to ₹1,50,000, the projected maturity value jumps to ₹58.8 lakhs, showing how consistent and higher investments can significantly enhance wealth accumulation.
List of ULIP Funds ~
Fund Name
AUM
NAV
Returns (in %)
3 Year
5 Year
10 Year
Top 300 Fund
SBI Life
AUM:1,981 Cr
1,981 Cr
NAV
52.33
0.00%
Returns
8.95%
Opportunities Fund
HDFC Life
AUM:35,377 Cr
35,377 Cr
NAV
69.11
0.01%
Returns
15.82%
Highest Returns
High Growth Fund
Axis Max Life
AUM:12,572 Cr
12,572 Cr
NAV
104.21
0.00%
Returns
22.26%
Highest Returns
Opportunities Fund
ICICI Prudential Life
AUM:3,551 Cr
3,551 Cr
NAV
53.84
0.00%
Returns
12.74%
Highest Returns
Multi Cap Fund
Tata AIA Life
AUM:9,938 Cr
9,938 Cr
NAV
57.52
1.35%
Returns
15.66%
see more plans
Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Benefits of Using Shriram Life ULIP Calculator
-
Real-Time Estimates:
Get quick and realistic projections based on custom inputs.
-
Customisable Planning:
Adjust inputs as per your changing needs and financial goals.
-
Risk Awareness:
See how varying market returns may affect your outcomes.
-
Smart Comparison:
Compare different plans or scenarios before committing.
-
Easy Interface:
Designed for all users—whether you're new to ULIPs or a seasoned investor.
Latest ULIP NAVs
| Fund Name | NAV  |
AUM |
5 Yr Returns |
10 Yr Returns | |
|---|---|---|---|---|---|
| SBI Life Balanced Fund | ₹68.74 | ₹21160 Cr | 7.07% | 9.27% | |
| SBI Life Bond Fund | ₹50.02 | ₹16781 Cr | 5.29% | 6.62% | |
| SBI Life Equity Fund | ₹177.96 | ₹81025 Cr | 8.69% | 10.8% | |
| SBI Life Equity Optimiser Fund | ₹50 | ₹2622 Cr | 9.32% | 10.75% | |
| SBI Life Growth Fund | ₹87 | ₹2913 Cr | 8.2% | 10.52% | |
| SBI Life Money Market Fund | ₹36.72 | ₹444 Cr | 5.77% | 5.99% | |
| SBI Life Top 300 Fund | ₹52.33 | ₹1981 Cr | 8.88% | 11.55% | |
| SBI Life Pure Fund | ₹24.46 | ₹1150 Cr | 8.13% | - | |
| SBI Life Bond Optimiser Fund | ₹21.8 | ₹3238 Cr | 6.86% | - | |
| SBI Life Balanced Pension | ₹69.18 | ₹805 Cr | 7.68% | 10.15% | |
| SBI Life Bond Pension | ₹44.56 | ₹530 Cr | 5.21% | 6.91% | |
| SBI Life Equity Pension | ₹67.44 | ₹11842 Cr | 9.78% | 11.7% | |
| SBI Life Growth Pension | ₹68.3 | ₹632 Cr | 8.88% | 11.07% | |
| SBI Life Money Market Pension | ₹33.94 | ₹142 Cr | 5.72% | 5.98% | |
| SBI Life Equity Optimiser Pension | ₹53.43 | ₹976 Cr | 9.24% | 11.56% | |
| SBI Life Top 300 Pension | ₹51 | ₹710 Cr | 8.99% | 11.66% | |
| SBI Life Midcap Fund | ₹43.96 | ₹55035 Cr | 16.28% | - | |
| SBI Life Corporate Bond Fund | ₹16.32 | ₹1025 Cr | 5.35% | - | |
| SBI Life Equity Elite II | ₹47.16 | ₹12182 Cr | 8.33% | 10.52% | |
| SBI Life Index | ₹43.11 | ₹102 Cr | 9.14% | 11.06% | |
| SBI Life Index Pension | ₹45 | ₹27 Cr | 9.25% | 11.09% | |
| SBI Life Discontinued Policy Fund | ₹25.34 | ₹10703 Cr | 5.6% | 5.99% | |
| SBI Life Equity Elite | ₹80.4 | ₹13 Cr | 11.28% | 13.38% | |
| SBI Life P-E Managed | ₹35.98 | ₹215 Cr | 8.06% | 9.36% | |
| SBI Life Guaranteed Pension GPF070211 | ₹26.32 | ₹2 Cr | 4.99% | 6.5% | |
| SBI Life Bond Pension II | ₹23.21 | ₹29088 Cr | 5.08% | 6.26% | |
| SBI Life Equity Pension II | ₹37.62 | ₹12141 Cr | 8.76% | 11.28% | |
| SBI Life Money Market Pension II | ₹20.73 | ₹1532 Cr | 5.49% | 5.72% | |
| SBI Life Discontinue Pension Fund | ₹21.4 | ₹6775 Cr | 5.61% | - | |
| SBI Life Group Growth Plus Fund | ₹53.9 | ₹3 Cr | 7.3% | - | |
| SBI Life Group Debt Plus Fund | ₹39.5 | ₹113 Cr | 6.01% | - | |
| SBI Life Group Balance Plus Fund | ₹46.5 | ₹11 Cr | 6.63% | - | |
| SBI Life Group Balance Plus Fund II | ₹25.61 | ₹869 Cr | 6.74% | - | |
| SBI Life Group Debt Plus Fund II | ₹25.56 | ₹281 Cr | 5.99% | - | |
| SBI Life Group Growth Plus Fund II | ₹25.39 | ₹237 Cr | 7.7% | - | |
| SBI Life Group Short Term Plus Fund II | ₹21.25 | ₹19 Cr | 5.69% | - | |
| SBI Life Group Money Market Plus Fund | ₹12.49 | ₹2 Cr | 1% | - |
See more plans
Why Invest in Shriram Life ULIP Plans?
Shriram Life ULIP plans combine life insurance with wealth-building through market-linked funds. These plans offer flexibility in choosing fund options, switching between them, and customising premium payments. Investors benefit from tax advantages (as per prevailing laws) and the security of insurance coverage alongside market-based growth potential. Whether you're starting early or planning for retirement, Shriram Life ULIPs offer a tailored path toward achieving your long-term financial aspirations.
Conclusion
The Shriram Life ULIP Calculator is a powerful tool that brings clarity and control to your investment decisions. By projecting future returns and allowing custom comparisons, it helps you plan confidently and strategically. Start exploring your options today and take a step closer to securing your financial future.
FAQs
-
How accurate are the results from the Shriram Life ULIP calculator?
The Shriram Life ULIP calculator provides a projected estimate based on assumed returns. While it uses realistic financial assumptions, the actual maturity value may vary depending on market performance and fund management charges. -
Can I use the Shriram Life ULIP calculator to compare different ULIP plans?
Yes, you can experiment with different inputs and scenarios to compare how various premium amounts, durations, and return assumptions affect your potential maturity amount. -
Can I change my inputs after seeing the result?
Yes, the Shriram Life ULIP calculator is designed to be flexible. You can change premium amounts, durations, and expected returns multiple times to see how they impact your investment value.
Insurers Offering ULIPs
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or
insurance product offered by an insurer.
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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance
plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.