Shriram Life ULIP Calculator

Why Use Shriram Life ULIP Calculator?

Here’s why Shriram Life ULIP Calculator can be a valuable part of your financial planning journey:

1. Estimate Future Returns:

   Get a clear idea of how your ULIP plan investment might grow over the years depending on your chosen premium, tenure, and assumed market performance.

2. Compare Plan Scenarios:

   Try different inputs to compare various plan options within Shriram Life’s ULIP offerings.

3. Budget-Friendly Planning:

   Adjust your premium amount and frequency to find a plan that fits comfortably within your current financial capacity.

4. Tenure Impact Analysis:

   See how extending or shortening your investment plan can influence your final maturity value.

5. Goal-Based Investment:

   Whether you're planning for your child’s education, wealth creation, or retirement, this calculator helps you map your ULIP to your specific goals.

6. Informed Decision-Making:

   The tool offers detailed projections that support well-informed, confident investment decisions.

7. Flexible Inputs:

   Play around with different combinations of premium, term, and returns to find your ideal investment setup.

How to Use the Shriram Life ULIP Calculator?

Using the ULIP Calculator is simple and can be done through Shriram Life’s website or financial marketplaces like Policybazaar. Follow these steps:

Step 1:

Open the Shriram Life ULIP Calculator page.

Step 2:

Select your premium payment frequency (monthly, quarterly, annually, or one-time).

Step 3:

Enter key inputs:

• Premium amount

• Premium payment term

• Policy term

• Expected annual rate of return

Step 4:

View the calculated results, including total premiums paid and estimated maturity amount.

Step 5:

Modify values to compare different investment scenarios and find the most suitable plan.

Illustration

Scenario:

Policyholder: Mr. Arvind Mehta
Annual Premium: ₹1,00,000
Premium Payment Term: 10 years
Policy Term: 20 years
Expected Annual Return: 9%

Calculator Output:

• Total Premium Paid: ₹10,00,000

• Estimated Maturity Value: ₹39.2 lakhs

Adjustment Example:

If Arvind increases his annual premium to ₹1,50,000, the projected maturity value jumps to ₹58.8 lakhs, showing how consistent and higher investments can significantly enhance wealth accumulation.

List of ULIP Funds ^~

Returns 3 Years 5 Years 10 Years

Fund Name

AUM

NAV

Returns (in %)

3 Year

5 Year

10 Year

Midcap Fund

SBI Life

AUM:59,296 Cr

59,296 Cr

NAV

51.76

-0.26%

Returns

19.2%

Highest Returns

Returns

16.69%

Returns

17.17%

Get Details

Opportunities Fund

HDFC Life

AUM:35,005 Cr

35,005 Cr

NAV

81.39

-0.41%

Returns

15.69%

Highest Returns

Returns

13.05%

Returns

14.22%

Get Details

High Growth Pension Fund

Axis Max Life

AUM:32 Cr

32 Cr

NAV

10.58

-0.06%

Returns

22.85%

Highest Returns

Returns

22%

Returns

20%

Get Details

US Technology Advantage Fund

ICICI Prudential Life

AUM:0 Cr

0 Cr

NAV

0.00%

Returns

-

Returns

23.46%

Returns

25.41%

Highest Returns

Get Details

Multi Cap Fund

Tata AIA Life

AUM:10,835 Cr

10,835 Cr

NAV

67.87

-0.33%

Returns

16.19%

Returns

21%

Returns

22%

Highest Returns

Get Details

Accelerator Mid-Cap Fund II

Bajaj Life

AUM:5,660 Cr

5,660 Cr

NAV

85.31

-0.61%

Returns

14.83%

Highest Returns

Returns

12.51%

Returns

14.01%

Get Details

Multiplier

Birla Sun Life

AUM:5,877 Cr

5,877 Cr

NAV

108.23

-0.38%

Returns

17.75%

Highest Returns

Returns

15.81%

Returns

15.77%

Get Details

Frontline Equity Fund

Kotak Mahindra OM Life

AUM:4,846 Cr

4,846 Cr

NAV

71.3

-0.29%

Returns

13.33%

Returns

12.62%

Returns

13.57%

Highest Returns

Get Details

Virtue II

PNB MetLife

AUM:3,211 Cr

3,211 Cr

NAV

70.24

-0.12%

Returns

12.27%

Returns

11.34%

Returns

14.91%

Highest Returns

Get Details

Growth Plus Fund

Canara HSBC Life

AUM:430 Cr

430 Cr

NAV

36.94

-0.07%

Returns

8.88%

Returns

9.01%

Returns

9.97%

Highest Returns

Get Details

Blue-Chip Equity Fund

Star Union Dai-ichi Life

AUM:1,402 Cr

1,402 Cr

NAV

34.06

-0.08%

Returns

6.37%

Returns

7.72%

Returns

9.34%

Highest Returns

Get Details

Growth Opportunities Plus Fund

Bharti AXA

AUM:1,050 Cr

1,050 Cr

NAV

76.26

-0.33%

Returns

12.22%

Returns

12.17%

Returns

14.33%

Highest Returns

Get Details

Equity Top 250 Fund

Edelwiess Life

AUM:501 Cr

501 Cr

NAV

57.12

-0.11%

Returns

9%

Returns

8.84%

Returns

10.84%

Highest Returns

Get Details

Future Apex Fund

Future Generali

AUM:140 Cr

140 Cr

NAV

57.33

-0.22%

Returns

10.67%

Returns

11.48%

Returns

12.97%

Highest Returns

Get Details

Pension Dynamic Equity Fund

Pramerica Life

AUM:5 Cr

5 Cr

NAV

70.15

-0.05%

Returns

7.03%

Returns

8.35%

Returns

10.02%

Highest Returns

Get Details

Accelerator Fund

Bandhan Life

AUM:203 Cr

203 Cr

NAV

48.18

-0.07%

Returns

10.51%

Returns

12.29%

Returns

12.91%

Highest Returns

Get Details

Balanced Fund

LIC India

AUM:2,664 Cr

2,664 Cr

NAV

18.41

-0.03%

Returns

7.02%

Highest Returns

Returns

6.28%

Returns

-

Get Details

see more plans

Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

Benefits of Using Shriram Life ULIP Calculator

1. Real-Time Estimates:

   Get quick and realistic projections based on custom inputs.

2. Customisable Planning:

   Adjust inputs as per your changing needs and financial goals.

3. Risk Awareness:

   See how varying market returns may affect your outcomes.

4. Smart Comparison:

   Compare different plans or scenarios before committing.

5. Easy Interface:

   Designed for all users—whether you're new to ULIPs or a seasoned investor.

Why Invest in Shriram Life ULIP Plans?

Shriram Life ULIP plans combine life insurance with wealth-building through market-linked funds. These plans offer flexibility in choosing fund options, switching between them, and customising premium payments. Investors benefit from tax advantages (as per prevailing laws) and the security of insurance coverage alongside market-based growth potential. Whether you're starting early or planning for retirement, Shriram Life ULIPs offer a tailored path toward achieving your long-term financial aspirations.

Conclusion

The Shriram Life ULIP Calculator is a powerful tool that brings clarity and control to your investment decisions. By projecting future returns and allowing custom comparisons, it helps you plan confidently and strategically. Start exploring your options today and take a step closer to securing your financial future.