Claim
Get The App
Sales: 1800-309-0988
Service: 1800-572-3918
Claims: 1800-309-4876
Contact Us

Sign In

Term Insurance
Term Insurance
Investment Plans
Investment Plans
Health Insurance
Health Insurance
Motor Insurance
Motor Insurance
Other Insurance
Other Insurance
Business Insurance
Business Insurance
Renewal
Renewal
My Account
Register a Complaint
Sales1800-309-0988
Service1800-572-3918
Claims1800-309-4876
Download Mobile App

googleplay ios
Sign In
- My Account
- Claims Assistance
- Calling Preference
- Logout

National Cyber Insurance

National Cyber Insurance is an insurance product offered by National Insurance Company Ltd. It is designed to protect individuals and organisations from the financial outcomes of cyber risks, such as cyberattacks, digital fraud, and other online threats.

₹5 Lakh cover starting at ₹2 /day⁺

Safeguard your digital life from

Identity theft

Theft of funds

online financial scams

UPI & ATM Frauds

Looking plans for

Individual
Company

We don't spam

Check your premium now

By clicking on "Check your premium now" you agree to our Privacy Policy and Terms Of Use

Get Updates on WhatsApp

Wallet-friendly plans
24/7 claim support
IRDAI-certified advisors

Are you buying the policy for?

Individual Company

Mobile number

We don't spam

Name

Thank you for showing your interest in cyber-insurance. Our relationship manager will call you to discuss the details and share the best quotes from various insurers. In case you have any query or comments, please contact us at corporateinsurance@policybazaar.com

Are you buying the policy for?

Individual Company

Mobile number

We don't spam

Name

Home
Cyber Insurance
National Cyber Insurance

Features of National Cyber Insurance

Let’s take you through the key features of National Cyber Insurance:

E-Theft Loss: The policy covers financial losses arising from electronic theft.
E-Communications Loss: It pays for losses due to misuse or breach of electronic communications.
E-Threat Loss: The policy pays for direct losses resulting from threats made to the insured within the policy term.
E-Business Interruption and Extra Expenses: National Cyber Insurance compensates for income lost and additional operational expenses due to service denial caused by fraudulent access or data transmission.
Policy Extensions: The policy also extends cover for privacy notification expenses, crisis management costs, and advancement of defence costs.

National Cyber Insurance Inclusions

The National Cyber Insurance policy ensures protection against several cyber risk scenarios. The key inclusions are listed below:

E-Theft: It covers losses due to e-theft or unauthorised fund transfers.
Cyber Threats: It covers damage from malicious cyber threats, such as ransomware or digital extortion.
Loss of Income: It compensates for business income loss and additional recovery costs when operations are disrupted due to cyberattacks.
Third-Party Claims: The policy pays for liability arising from third-party claims related to privacy breaches, data loss, or system compromise.

Disclaimer: This is not a complete list. Please read the policy wording carefully for full details on all inclusions.

National Cyber Insurance Exclusions

National Cyber Insurance offers comprehensive protection. However, it does not cover certain scenarios, including the following:

Cases Not Found Within Policy Term: The policy does not cover losses that are not discovered within the policy period. It also excludes events that occurred before the retroactive date or are not reported within the reporting period.
Intentional Acts: It excludes acts that are intentional or fraudulent and not arising out of external cyber threats.
Outside Policy Clauses: The policy takes no responsibility for losses falling outside the defined insuring clauses and extensions.
Pollution: It does not include pollution-related incidents, including any environmental contamination or cleanup costs.
Physical Injury or Property Damage: The policy does not pay for physical damage to tangible assets or any physical harm to persons.

Disclaimer: This is not a complete list. For full details on all exclusions, please refer to the policy wording.

National Cyber Insurance Claim Process

Here are the steps to file a claim with National Cyber Insurance:

Report the incident to National Insurance immediately upon discovery.
Submit necessary documentation and invoices.
For defence costs, the National Insurance offers payments within 30 days of receiving the invoice, even before the claim is settled.
Contact the issuing office or Policybazaar for further assistance.

National Cyber Insurance FAQs

1. Who should buy National Cyber Insurance?

Ans: Individuals and businesses that rely heavily on digital operations, store sensitive data, or conduct online transactions can benefit from this policy.
2.What is E-Theft in cyber insurance?

Ans: E-theft means financial loss arising due to unauthorised digital access leading to theft of funds or assets.
3. How soon does National Insurance reimburse defence costs?

Ans: The insurance provider settles defence costs within 30 days of receiving the relevant invoice, even before the case concludes.
4. When is the policy deemed cancelled?

Ans: If the premium cheque or DD is dishonoured, the policy stands cancelled from inception.
5. Can I claim if the incident occurred before the policy start date?

Ans: No, only incidents occurring after the retroactive date and discovered during the policy period are eligible for coverage.

Cyber Insurance Claim Process: What to Expect?
What is Cybersecurity Insurance and Why is it Important?

Why should Directors and Officers Prioritise Cyber Insurance?
The Cost of Cyber Attack: Why Cyber Insurance is Essential in India?
Why Are Small Businesses Suffering from Steep Cyber Insurance Premiums?
Why Cyber Security Is Important for Business?

10 Cybersecurity Best Practices to Avoid Cyberattacks
Cybersecurity Legislation in India: Evaluating Effectiveness in the Face of Evolving Threats
Identity Security in Manufacturing Cybersecurity
Vigilance, Defence, and Cyber Insurance for Phishing Attacks
9 Common Reasons Behind Cyber Attacks
Impact of Cyber-Attacks On Insurance Industry
Multi-Factor Authentication: A Saviour From Cyber Attacks

View More

What is Email Spoofing?
What is a Man-in-the-Middle (MITM) Attack?
What is Malware?
What is Phishing? Meaning, Types, & Examples
What is Spear Phishing?

The Ultimate Guide to Cybersecurity: Meaning, Types, Threats, & More
The Anatomy of Cloud Identity Security
Importance of Cyber Security in Augmented Reality and Virtual Reality (AR and VR)
Role of Cyber Security in Modern Time Smart Vehicles
Role of Cyber Security Insurance in Wearable Devices
Role of Cyber Insurance in Cyber Security and Enterprise Resource Planning (ERP)
Cyber Security & Internet of Medical Things (IoMT)
Cyber Security Compliance & Regulations in India

View More

Download Policy Wordings of ICICI-L

Why Buy From Policybazaar

Cyber Insurance Companies

New India Assurance

Disclaimer: Above mentioned insurers are arranged in alphabetical order. Policybazaar.com does not endorse, rate, or recommend any particular insurer or insurance product offered by an insurer.

Commercial Insurance Products

Group Health Insurance

Marine Insurance

Cargo Insurance

Workmen Compensation Insurance

Professional Indemnity

Fire Insurance

Shop Insurance

Comprehensive Liability Insurance

Construction All Risk

Erection All Risk

Cyber Insurance

Directors & Officers Insurance

Contractor's Plant & Machinery

Office Package Policy

Group Personal Accident Insurance

Group Life Term Insurance

Drone Insurance

Are you buying the policy for?

Individual
Company

Enter mobile number

We don't spam

View plans

By clicking on " Check Your Premium Now " you agree to our Privacy Policy and Terms Of Use

Continue

Get quick help

Cyber Insurance News

Latest News

Global Cyber Threats: India Emerges as a Key Target in 2024

Global Cyber Threats: India Emerges as a Key Target in 2024

According to a report by cyber intelligence firm CloudSEK, India ranked as one of the top nations globally affected by cyberattacks in 2024,with 95...Read more

Payment Gateway Company Reports Massive ₹16,180 Crore Cyber Theft

Payment Gateway Company Reports Massive ₹16,180 Crore Cyber Theft

In a startling revelation, the Thane Police have exposed a massive cyber heist, with cybercriminals pilfering an astonishing ₹16,180 crore. This...Read more

Cybercriminals Target Former Union Minister Dayanidhi Maran's Savings...

Cybercriminals Target Former Union Minister Dayanidhi Maran's Savings...

In a concerning development, cybercriminals managed to siphon off ₹99,999,from the personal savings account of Dayanidhi Maran, the former Union...Read more

Mumbai Police Nab Four Cyber Fraudsters in Extensive 22-Day Operation

Mumbai Police Nab Four Cyber Fraudsters in Extensive 22-Day Operation

In a 22-day operation spanning four states, including Uttar Pradesh, Rajasthan, Delhi and Madhya Pradesha Mumbai Police task force comprising seven...Read more

India Grapples with Mounting Cybersecurity Risks, According to Palo...

India Grapples with Mounting Cybersecurity Risks, According to Palo...

India is confronting a significant threat of cyberattacks aimed at its critical infrastructure, public sector, and essential services, as per a report...Read more

Pune-Based Engineering Supplies Firm Loses Over 22 Lakh in Cyber Scam

Pune-Based Engineering Supplies Firm Loses Over 22 Lakh in Cyber Scam

Pune City police uncovered a suspected 'man-in-the-middle' cyber attack that cost a Pune-based engineering supplies firm more than 24,000 Euros...Read more

AIIMS Delhi Hit by Cyber Attack for Second Time in a Year

AIIMS Delhi Hit by Cyber Attack for Second Time in a Year

All India Institute of Medical Sciences (AIIMS) in New Delhi faced a new cyberattack on Monday The premier medical institution promptly responded...Read more

Mumbai Woman Falls Victim to Cyber Fraudsters While Helping an...

Mumbai Woman Falls Victim to Cyber Fraudsters While Helping an...

A Mumbai woman's act of kindness towards an injured bird took an unexpected turn when she became a target of cyber fraudDhwani Mehta works at Famous Studios...Read more

Scammers Exploit 'Man-in-the-Middle' Technique, Pune Construction...

Scammers Exploit 'Man-in-the-Middle' Technique, Pune Construction...

Prominent Construction Technology Company falls victim to cyber attack, losing Rs 13.8 Lakh in Pune, India.The investigators described it as a...Read more

Reddit Hacked in a Targeted Phishing Attack

Reddit Hacked in a Targeted Phishing Attack

Finance minister Nirmala Sitharaman presented the Union Budget FY 2023 on February 1, 2023. Christopher Slowe, CTO of Reddit, revealed the company was able...Read more

FM Nirmala Sitharaman announces Set up of 3 Artificial Intelligence...

FM Nirmala Sitharaman announces Set up of 3 Artificial Intelligence...

Finance minister Nirmala Sitharaman presented the Union Budget FY 2023 on February 1, 2023. The Finance Minister announced the establishment of 3...Read more

Cyber Fraudster Target Customer under Disguise of Insurance Officer

Cyber Fraudster Target Customer under Disguise of Insurance Officer

Cyber fraudsters are targeting customers under the disguise of not a bank official but an insurance company official In one such event, a 67 year old...Read more

Sensitive Data of 6 Lakh Indians Stolen by Hackers and Sold at Rs...

Sensitive Data of 6 Lakh Indians Stolen by Hackers and Sold at Rs...

Out of 5 million people globally, 6 lakhs Indians have had their sensitive data stolen and sold on the bot market making India, the worst affected...Read more

AIIMS Cyber Breach: Attackers Demand Rs 200 Crore in Crypto

AIIMS Cyber Breach: Attackers Demand Rs 200 Crore in Crypto

All India Institute of Medical Sciences, New Delhi, India reported a cyberattack on November 23, 2022. Later, the statement released by AIIMS said that...Read more

Cyber Criminals Sending Phishing Links to Twitter Users

Cyber Criminals Sending Phishing Links to Twitter Users

Cyber criminals are targeting twitter Verified Twitter user by sending them phishing links. The cyber criminals send the phishing link to steal their...Read more

Cyber Insurance Articles

Popular Articles
Recent Articles

13 Ways to Protect Yourself from Cyber Crime

13 Ways to Protect Yourself from Cyber Crime

As per the Indian Computer Emergency Response Team, 12.67 lakh cyber-attacks were registered by November 2022....Read more

21 Mar 2023 by Policybazaar 24467 Views

What is SIM Cloning?

What is SIM Cloning?

SIM cloning scam is an online fraud process in which hackers duplicate a SIM card by replicating its unique...Read more

18 Apr 2025 by Policybazaar 5379 Views

Malware vs Phishing: What is the Difference?

Malware vs Phishing: What is the Difference?

Cybersecurity threats keep evolving, making it crucial for individuals and businesses to stay informed. Among the...Read more

03 Apr 2025 by Policybazaar 3071 Views

What is Digital Arrest?

What is Digital Arrest?

A digital arrest scam is a cybercrime where the scammer calls the victim and pretends to be from the police...Read more

18 Apr 2025 by Policybazaar 4795 Views

Biggest Cyber Breaches in India

Biggest Cyber Breaches in India

India's digital footprint has expanded at an unprecedented pace, and with it, cyberattacks have grown just as...Read more

12 Apr 2022 by Policybazaar 21737 Views

10 Cybersecurity Best Practices to Avoid Cyberattacks

10 Cybersecurity Best Practices to Avoid Cyberattacks

As cyberattacks become more frequent and sophisticated, individuals and businesses face heightened risks of data...Read more

15 Oct 2024 by Policybazaar 3634 Views

What is Credit Card Fraud? Meaning, Types, Detection, Prevention

What is Credit Card Fraud? Meaning, Types, Detection, Prevention

Credit card fraud refers to the unauthorised use of a credit or debit card, or its details, to obtain goods...Read more

24 Dec 2025 by Policybazaar 1106 Views

How to Detect Phishing Emails: A Step-by-Step Guide

How to Detect Phishing Emails: A Step-by-Step Guide

Phishing emails, slyly posing as real ones, steal sensitive data like passwords, financial details or personal...Read more

19 Feb 2025 by Policybazaar 2862 Views

E-commerce Security Checklist: 15 Steps to Secure Your Online Store

E-commerce Security Checklist: 15 Steps to Secure Your Online Store

The rapid growth of online shopping has increased cyber threats targeting e-commerce platforms. From data breaches...Read more

11 Apr 2025 by Policybazaar 2792 Views

Cyber Insurance for Banking Finance and Insurance Industry

Cyber Insurance for Banking Finance and Insurance Industry

Cyber insurance for the banking finance & insurance industry offers financial protection against potential...Read more

28 Feb 2023 by Policybazaar 5691 Views

Impact of Cyber-Attacks On Insurance Industry

Impact of Cyber-Attacks On Insurance Industry

The cyber risks have increased after the outbreak of Covid-19. One of the main reasons behind the increment in...Read more

31 Mar 2022 by Policybazaar 8060 Views

What is Cybersecurity Insurance and Why is it Important?

What is Cybersecurity Insurance and Why is it Important?

Cyber security is an important aspect of running a business. Since every company stores its data online, the data...Read more

28 Apr 2022 by Policybazaar 4064 Views

What is Email Spoofing?

What is Email Spoofing?

Email spoofing, a tactic where attackers send emails with forged sender addresses, poses a significant...Read more

20 Nov 2024 by Policybazaar 2561 Views

Cyber Insurance Claim Process: What to Expect?

Cyber Insurance Claim Process: What to Expect?

With the emergence of new technology, industries are prone to the risk of cyber-attacks.. Upon imposing the...Read more

11 Apr 2023 by Policybazaar 4881 Views

What is Data Exfiltration?

What is Data Exfiltration?

Data exfiltration in cybersecurity refers to the unauthorised...Read more

30 Dec 2025 by Policybazaar 341 Views

What is Credit Card Fraud? Meaning, Types, Detection, Prevention

What is Credit Card Fraud? Meaning, Types, Detection, Prevention

Credit card fraud refers to the unauthorised use of a credit or...Read more

24 Dec 2025 by Policybazaar 1106 Views

What is Cyber Extortion?

What is Cyber Extortion?

Cyber extortion is a form of cyber blackmail where hackers...Read more

01 Jul 2025 by Policybazaar 1307 Views

What are Brute Force Attacks?

What are Brute Force Attacks?

A brute force attack is a hacking method where attackers attempt...Read more

28 Apr 2025 by Policybazaar 1140 Views

What is a Data Breach?

What is a Data Breach?

A data breach is when sensitive, confidential, or protected...Read more

24 Apr 2025 by Policybazaar 2360 Views

What is Digital Arrest?

What is Digital Arrest?

A digital arrest scam is a cybercrime where the scammer calls...Read more

18 Apr 2025 by Policybazaar 4795 Views

What is SIM Cloning?

What is SIM Cloning?

SIM cloning scam is an online fraud process in which hackers...Read more

18 Apr 2025 by Policybazaar 5379 Views

E-commerce Security Checklist: 15 Steps to Secure Your Online Store

E-commerce Security Checklist: 15 Steps to Secure Your Online Store

The rapid growth of online shopping has increased cyber threats...Read more

11 Apr 2025 by Policybazaar 2792 Views

What is Ransomware vs Malware?

What is Ransomware vs Malware?

The rise in cyber threats has become a pressing concern for...Read more

10 Apr 2025 by Policybazaar 1330 Views

Malware vs Phishing: What is the Difference?

Malware vs Phishing: What is the Difference?

Cybersecurity threats keep evolving, making it crucial for...Read more

03 Apr 2025 by Policybazaar 3071 Views

What is Extended Detection and Response (XDR)?

What is Extended Detection and Response (XDR)?

XDR (Extended Detection and Response) is a cybersecurity...Read more

03 Apr 2025 by Policybazaar 1221 Views

What Is Zero Trust?

What Is Zero Trust?

Zero Trust security is a cybersecurity model. It relies on the...Read more

01 Apr 2025 by Policybazaar 1501 Views

What is Social Engineering?

What is Social Engineering?

Social engineering implies different kinds of cyber attacks that...Read more

25 Mar 2025 by Policybazaar 1543 Views

What are Advanced Persistent Threats?

What are Advanced Persistent Threats?

Advanced Persistent Threat is a hidden, long-lasting, and...Read more

10 Mar 2025 by Policybazaar 1583 Views

Disclaimers⁺

⁺Disclaimer: The starting premium is ₹2 per day for a ₹5 lakh Sum Insured under an individual plan. The actual premium may vary based on the chosen plan type and selected add-ons. Standard terms and conditions apply. Please refer to the sales brochure for detailed information on risk factors, terms, and conditions before making a purchase.
⁺⁺Disclaimer: The premium of Rs 112100/year is the starting price for sum insured of Rs 1 Crore that may vary depending on the business activity and services rendered, company turnover, and its geographical split, industries/customers to whom the product/service is being provided, website and domain network features, business continuity plan, and data protection measures. STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
By clicking on "View Plans" you agree to our Privacy Policy and Terms Of Use and also provide us a formal mandate to represent you to the insurer and communicate to you the grant of a cover.
The details of insurance coverage, inclusions and exclusions are subject to change as per solutions offered by insurance providers. The content has been curated based on the general practices in the industry. Policybazaar is not responsible for the factual correctness of these details.

Your call has been scheduled successfully.

Expert advice made easy

Date
Time

When do you want a call back?

Today
Tomorrow
28 Mar
29 Mar
30 Mar
31 Mar
01 Apr

What will be the suitable time?

11:00am - 12:00pm
12:00pm - 01:00pm
01:00pm - 02:00pm
02:00pm - 03:00pm
03:00pm - 04:00pm
04:00pm - 05:00pm
05:00pm - 06:00pm

Tell us the number you want us to call on

Mobile number

Your privacy matters. We wont spam you

Call scheduled successfully!

Our experts will reach out to you on Today between 2:00 PM - 3:00 PM

Claude

Insurance

General Insurance
Life Insurance
Term Insurance
Investment
Health Insurance
Other Insurance

Calculators

Investment Calculators
Fitness Calculators
Income Tax Calculator
Term Insurance Calculator
EMI Calculator
LIC Calculator
Life Insurance Calculator
Health Insurance Calculator
Travel Insurance Calculator
Car Insurance Calculator
Bike Insurance Calculator

Resources

Articles
Customer reviews
Insurance companies
Newsroom
Awards
PB Life

Company

About Us
Sitemap
Careers
Legal & Admin policies
ISNP
Contact us
Verify your advisor
Investor Relations

Payment Methods

Secured With

Follow us on

"Policybazaar for Business" is a brand under Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurugram, Haryana - 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker

Policybazaar Insurance Brokers Private Limited CIN: U74999HR2014PTC053454 Registered Office - Plot No.119, Sector - 44, Gurugram - 122001, Haryana Tel no. : 0124-4218302 Email ID: care@policybazaar.com

Policybazaar is registered as a Composite Broker | Registration No. 742, Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2027, License category- Composite Broker

Visitors are hereby informed that their information submitted on the website may be shared with insurers.Product information is authentic and solely based on the information received from the insurers.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

© Copyright 2008-2026 policybazaar.com. All Rights Reserved.

Safeguard your digital life from

identity theft & fraud

online financial scams

cyberbullying & harassment