National Cyber Insurance is an insurance product offered by National Insurance Company Ltd. It is designed to protect individuals and organisations from the financial outcomes of cyber risks, such as cyberattacks, digital fraud, and other online threats.
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Let’s take you through the key features of National Cyber Insurance:
The National Cyber Insurance policy ensures protection against several cyber risk scenarios. The key inclusions are listed below:
Disclaimer: This is not a complete list. Please read the policy wording carefully for full details on all inclusions.
National Cyber Insurance offers comprehensive protection. However, it does not cover certain scenarios, including the following:
Disclaimer: This is not a complete list. For full details on all exclusions, please refer to the policy wording.Â
Here are the steps to file a claim with National Cyber Insurance:
Ans: Individuals and businesses that rely heavily on digital operations, store sensitive data, or conduct online transactions can benefit from this policy.
Ans: E-theft means financial loss arising due to unauthorised digital access leading to theft of funds or assets.
Ans: The insurance provider settles defence costs within 30 days of receiving the relevant invoice, even before the case concludes.
Ans: If the premium cheque or DD is dishonoured, the policy stands cancelled from inception.
Ans: No, only incidents occurring after the retroactive date and discovered during the policy period are eligible for coverage.
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