Overview of IndusInd General (formerly known as Reliance General) House & Property Insurance

Every person dreams to have its home one day. And IndusInd General (formerly known as Reliance General Insurance) Home Insurance’s - House & Property Insurance Policy protects your dream from unknown calamities. It provides a building sum insured to cover your loss and helps you to strengthen financially.

IndusInd General (formerly known as Reliance General) House & Property Insurance

4.7 (91 reviews)
Get insurance for Home loan or Personal security in just 5 minutes.


IndusInd General (formerly known as Reliance General) House & Property Insurance

4.7 (91 reviews)
Get insurance for Home loan or Personal security in just 5 minutes.
What’s covered?
Violent disturbance
Fire
Natural disasters
Policybazaar advantages
365 days support system
Easy claim process
Instant online policy issuance

**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*The premium of ₹ 18/month is for a pucca building with sum insured of ₹ 5 lakh at selected locations, for property age less than 40 years and policy term of 1 year. Additional premium is payable for the optional covers including contents opted.

Protect your house from calamities

cover starting just @ ₹18/month*

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**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*The premium of ₹18/month is for a pucca building with sum insured of ₹ 5 lakh at selected locations, for property age less than 40 years and policy term of 1 year. Additional premium is payable for the optional covers including contents opted.

Overview of IndusInd General (formerly known as Reliance General) House & Property Insurance

Every person dreams to have its home one day. And IndusInd General (formerly known as Reliance General Insurance) Home Insurance’s - House & Property Insurance Policy protects your dream from unknown calamities. It provides a building sum insured to cover your loss and helps you to strengthen financially.

Key Features and Benefits –

  • This policy provides you to choose between 4 different options according to your requirements.
  • Personal computer and laptops are also covered at the insured premises.
  • Policy comes with inbuilt coverage of earthquake.
  • Coverage against terrorism is also provided on an additional payment.
  • Personal accident cover is also included.
  • There is an additional feature of child education grant.
  • Value added features covering loss of passport,loss of title deed, damage to domestic goods while being transported.

Policy Details –

Maximum and minimum Sum assured –

Sum assured can be arrived on the basis of (Cost of reconstruction/per sq. ft. * Area of construction in sq. ft.). As per standard procedure, reconstruction cost includes the value of plinth and foundation. It does not include the value of the land.

Policy termination -Policyholder is allowed to terminate the policy at any time by giving a 15 day written notice. In case no claim has been made under the policy, percentage of premium will be refunded.

Free look period -If you are not happy with the coverage, and terms and conditions of the policy, you have the option of cancelling the policy within 15 days of receipt of the policy documents, provided there has been no claim.

Coverage –

 *The above rates may change. Please check the policy wordings for more details.

Exclusions –

  • Any Damage or loss due to War and related perils.
  • Consequential loss
  • Any loss due to radioactivity or nuclear weapons.
  • Any loss due to depreciation or wear and tear.
  • Accident resulting from Suicide, attempted suicide (whether sane or insane) or intentionally self-inflicted injury, mental or nervous disorder will not be covered under this policy.
  • Injury or death due to any of the insured engaging in dangerous sports/hobbies.

Documents Required To Buy The Policy–

A proposer needs to fill up an ‘Application form/ proposal form’ along with the address proof and a photograph.

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ICICI Lombard Home Insurance
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IndusInd Home Insurance
National Insurance Home Insurance
New India Assurance Home Insurance
SBI Home Insurance
Tata AIG Home Insurance
United India Home Insurance
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Average Rating
(Based on 91 Reviews)
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Reliance General House Property Insurance Reviews & Ratings
4.7 / 5 (Based on 91 Reviews)
(Showing Newest 10 reviews)
Surendra
Delhi, February 05, 2025
★★★★★
Good Price
I had purchased Bajaj Allianz home insurance, and when there was damage to home equipment due to an electric spark, these damages were covered by the insurance. Got insurance at a good price.
Naresh
Muzaffarnagar, February 02, 2025
★★★★★
Best Deal
I never thought home insurance could be affordable. With Policybazaar, I could compare multiple insurance plans on a single platform. I am glad I got the best insurance plan at a very good deal.
Nalin
Begusarai, January 30, 2025
★★★★★
Easy Renewal
I renewed my home insurance through Policybazaar. Initially, I was unsatisfied with my previous insurer, but my experience with Policybazaar has been good. Very satisfied with their services.
Abhimanyu
Gridi, January 29, 2025
★★★★★
Good Experience
PolicyBazaar has made comparing policies easy, and its agent explained the features clearly. Really happy with my experience of getting a home insurance policy.
Prateek
Patna, January 27, 2025
★★★★★
Expenses Covered
With HDFC ERGO home insurance, I could cover my expenses when our building caught fire. Luckily, no one was hurt.
Akhil
Durgapur, January 14, 2025
★★★★★
Compare Plans
I was browsing for home insurance plans online when I came to know about the Policybazaar.com website. Comparing all the home insurance plans in one place was so easy and quick. With a little guidance and help from the home insurance advisor, I insured my property the same day.
Nitin
Varanasi, January 13, 2025
★★★★★
Budget- friendly
I was looking for budget-friendly home insurance plans. Someone recommended Policybazaar to me, and I am glad that I purchased the plan from their website.
Naved
Jhansi, January 12, 2025
★★★★★
Unbiased Advise
The process to purchase a home insurance policy through Policybazaar is very simple. The agents are extremely helpful. They explain all the plans in detail without forcing you to buy any specific plan.
Jayesh
Thane, January 11, 2025
★★★★★
Hassle-free
Thanks to my ICICI Lombard home insurance, I was able to get the claim for the damage when a water pipe burst and the water tank overflowed. The process was completely hassle-free.
Madhav
Satna, January 10, 2025
★★★★★
Protection against theft
Last night, some thieves entered my house and stole valuable items like jewellery, money etc from the locker. I was so tense as the loss was huge. I am glad that I purchased home insurance, which saved me from huge financial losses.
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  • Disclaimers+

    #Savings of 25% are based on the comparison between the highest and lowest premiums for a pucca building with the sum insured of ₹1 crore at Delhi for property age less than 5 years and the policy term of 11 years. #The premium of ₹18/month is for a pucca building with the sum insured of ₹10 Lakh structure at selected locations, for property age less than 40 years and policy term of 10 year. An additional premium is payable for the optional covers, including the contents opted.

Claude
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