Tata AIG Comprehensive General Liability Insurance

Tata AIG Commercial General Liability Insurance protects your business from financial losses arising from third-party claims of bodily injury or property damage. Whether it's an accident on your premises or an incident during business operations, this policy helps cover legal expenses, medical costs, and compensation liabilities.

₹1 Crore cover starting at ₹4,720/year⁺

Safeguard your business against

claims of bodily injury

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Wallet-friendly plans
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Benefits of Tata AIG Comprehensive General Liability Insurance

Tata AIG’s Commercial General Liability Insurance policy provides extensive protection, helping businesses manage financial and legal risks effectively. Here's how:

Covers legal defense expenses, including lawyer and consultant fees, for third-party claims.
Can be customized to match your business needs or specific contractual obligations.
A single policy provides coverage for multiple business locations or facilities, both nationwide and globally.

Tata AIG Commercial General Liability Policy Inclusions

The Tata AIG CGL policy combines multiple protections into one, covering:

Bodily Injury & Property Damage (Coverage A): Protects against claims if a third party suffers injury or property damage due to your business operations.
Personal & Advertising Injury (Coverage B): Covers liabilities arising from non-physical injuries like libel, slander, or infringement of copyrights.
Medical Expenses (Coverage C): Pays for medical costs if someone is injured at your business premises, regardless of fault.

Tata AIG Comprehensive General Liability Insurance Exclusions

The key exclusions under the Tata AIG Comprehensive General Liability Insurance are:

Injury Caused Intentionally: The policy does not cover harm or damage that is deliberately caused by the insured.
Workers Compensation and Related Laws: Employee injuries or illnesses that fall under workers compensation insurance or similar legal provisions are excluded.
War-Related Risks: Any loss or damage resulting from war, invasion, or military actions is not covered.

Note: For complete details on coverage, exclusions, and conditions, please refer to the policy document.

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Disclaimers⁺
⁺Disclaimer: Rs 4720/year is the starting premium for a 1 Cr sum insured for commercial general liability insurance for the industry operation - Air condition Installization work, with Territory as Worldwide, including USA & Canada.
By clicking on "View Plans" you agree to receive assistance and agree to our Privacy Policy and Terms Of Use and also provide us a formal mandate to represent you to the insurer and communicate to you the grant of a cover.
The details of insurance coverage, inclusions and exclusions are subject to change as per solutions offered by insurance providers. The content has been curated based on the general practices in the industry. Policybazaar is not responsible for the factual correctness of these details.

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