Future Generali Commercial General Liability Insurance

Future Generali India Insurance Company is a private joint venture between the Future Group and Generali Participations Netherlands N.V. This general insurance company was established in 2006, successfully offering insurance products & services to individuals and corporates.

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Future Generali Commercial General Liability Insurance: Inclusions

The Future Generali Commercial General Liability Insurance offers coverage against the following perils-

Coverage for the legal expenses in defending allegations or suits against the insured party/entity/employees
Coverage for all the legal costs for the damage or loss caused due to the activities of the specialist consultant, any sub-contractor, or any other entity acting on the behalf of the insured party
Any financial reward granted to the claimants including expenses out of claim settlements.

Disclaimer-Kindly refer to the policy wordings provided by the insurer to understand the coverage provided under Future Generali Commercial General Liability Insurance Policy in detail.

Future Generali Commercial General Liability Insurance: Exclusions

Some common exclusions under Future Generali commercial general liability insurance are as follows-

Any injury or damage caused to the insured outside India
Any physical injury or damage happens due to the influence of alcohol, drug influence, etc.
Any illness or injury caused due to war, civil war, invasion, or any other similar operations
No coverage for hormone or sex-change-related treatment
Any illness or injury caused to the insured due to the consumption of drugs & medicines.

Disclaimer-Kindly refer to the policy wordings provided by the insurer to understand the coverage provided under Future Generali Commercial General Liability Insurance Policy in detail.

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Who is Insured Under Future Generali Commercial General Liability Insurance?

The following individuals/entities can be insured under this policy-

The individual and their spouse can be covered under this policy but in respect of the conduct of the insured business where the policyholder is the sole owner.
In case the business is a joint venture or in partnership with anyone, then the partners & their spouses can be covered.
For the organization other than a partnership or joint venture, the executive officers and directors can be covered, but only in respect of their duties & responsibilities as the officers or directors.
The stockholders of the organization can be insured but only in respect of their liabilities as stockholders.

Future Generali Commercial General Liability Insurance: Claim Process

To raise a claim under the Future Generali Commercial General Liability insurance policy, follow the below steps-

Inform the insurer as early as the incident takes place
Duly fill up the claim form, sign it, and submit it along with the required documents
Connect with the insurer and explain the chronology of incidents causing loss/damage
If the insured party has received the legal notice/formal letter, share it with the insurer
Inform the insurer about the legal proceeding that has been initiated before the incident took place
Inform the insurer about the estimated loss amount
The insurer will initiate the claim settlement process once they are satisfied and check the coverage under the insurance plan.

Future Generali Commercial General Liability Insurance: Documents Required

The following mandatory documents are required to raise the claim under this policy-

PAN Card
Aadhar Card
Electricity Bill
Address proof of the insured location
Other documents as per the insurer's requirement

FAQs

Q1. What is covered in commercial general liability insurance?

Ans: A Commercial General Liability (CGL) policy offers coverage to your business from financial loss caused due unprofessional negligent acts. These acts include the risks arising due to defective products/services, advertising, and third party damage/injury.
Q2. Why choose Future Generali for Commercial General Liability (CGL) policy?
Ans: With Future Generali's Commercial General Liability insurance, you get the following benefits-
- 24x7 assistance
- Quick insurance policy issuance
- Quick claim settlement
Q3. Does the CGL policy cover the expenses incurred during the claim process?

Ans: Yes, the insurance policy covers the expenses incurred during the claim process; however, T&Cs are applied.
Q4. Does the commercial general liability policy cover the damage caused due to biological agents?

Ans: No, Future Generali's CGL policy does not cover any damage, loss, cost, or expenses arising out of the actual or alleged pathogenic, toxic, contaminative, or hazardous acts conducted by biological agents.

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Disclaimer: Above mentioned insurers are arranged in alphabetical order. Policybazaar.com does not endorse, rate, or recommend any particular insurer or insurance product offered by an insurer.

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Policybazaar for Business - Comprehensive Liability Insurance - Customer Reviews

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out of 5

Based on 27 reviews

1 users

15 users

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4.3 April 09, 2023

Shubh

Competitive Premiums

The premiums offered by PolicyBazaar for the Comprehensive General Liability Insurance are competitive, considering the extensive coverage and top-notch customer service they provide.Truly recomend it.

Ludhiana

4.3 March 28, 2023

Prakhar

Worth Buying

PolicyBazaar worked closely with me to tailor the coverage to meet the specific needs of my business.Worth buying.

Dehradun

3.8 March 16, 2023

Veer

Wide Coverage

One of the most significant aspects of this insurance is its coverage. It provides extensive protection against a wide range of liabilities, including bodily injury, property damage, etc. Thanks for the policy PB

Lucknow

3.8 March 04, 2023

Akash

Peace Of Mind

I have been a satisfied customer of PolicyBazaar for several years now. It offers a comprehensive and reliable safety that has given me peace of mind and allowed me to focus on growing my business without constant worry about unforeseen events.Thankyou PB.

Bareilly

3.8 February 20, 2023

Ram

Claim Process Is Hassle Free

PolicyBazaar's claims process is efficient and hassle-free. In the unfortunate event of a claim, they handled everything swiftly and professionally, ensuring a smooth resolution without unnecessary delays. This reliability and promptness have further strengthened my trust in their services.Thankyou.

Delhi

4 February 20, 2023

Rohan

Great Customer Support

PolicyBazaar can help you get your Insurance as I am in the construction Industry and needed some guidance on risk concerns. I contacted PolicyBazaar Team, whO explaned to me the process to get the Insurance. Thank you PolicyBazaar.

Jamshedpur

3.8 February 16, 2023

Aditi

Damages Covered

I recently purchased CGL insurnace from PolicyBazaar. They helped me to cover my damages. Thankyou.

Jamshedpur

4 February 12, 2023

Neha

Helpful Team

We were looking to buy Comprehensive General Liability Insurance Plan that protects Third party property from any accidental damage at my workplace. So we landed on the PolicyBazaar website. It was well managed and described all the benfits in detaill... We contacted their Customer support and dcided to buy from them. Thanks, PolicyBazaar Team

Coimbatore

3.8 February 08, 2023

Veer

All In One Platform

It is an All in one platform which provided me unique perks, Low premium prices and a fast claim settlement process. Thankyou PB. Excellent platform.

Vadodara

4.3 February 04, 2023

Amar

Good Package

Got a really good coverage. Thanks, PolicyBazaar

Lucknow

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Future Generali Commercial General Liability Insurance

Future Generali Commercial General Liability Insurance: Inclusions

Future Generali Commercial General Liability Insurance: Exclusions

Who is Insured Under Future Generali Commercial General Liability Insurance?

Future Generali Commercial General Liability Insurance: Claim Process

Future Generali Commercial General Liability Insurance: Documents Required

FAQs

Q1. What is covered in commercial general liability insurance?

Q2. Why choose Future Generali for Commercial General Liability (CGL) policy?

Q3. Does the CGL policy cover the expenses incurred during the claim process?

Q4. Does the commercial general liability policy cover the damage caused due to biological agents?

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