Future Generali Commercial General Liability Insurance

Future Generali India Insurance Company is a private joint venture between the Future Group and Generali Participations Netherlands N.V. This general insurance company was established in 2006, successfully offering insurance products & services to individuals and corporates.

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Liability from Product or Service
Property damage or Bodily Injury
Medical & Legal Costs Covered

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Property damage or Bodily Injury
Medical & Legal Costs Covered
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Future Generali Commercial General Liability Insurance: Inclusions

The Future Generali Commercial General Liability insurance offers coverage against the following perils-

  • Coverage for the legal expenses in defending allegations or suits against the insured party/entity/employees
  • Coverage for all the legal costs for the damage or loss caused due to the activities of the specialist consultant, any sub-contractor, or any other entity acting on the behalf of the insured party
  • Any financial reward granted to the claimants including expenses out of claim settlements.

Disclaimer-Kindly refer to the policy wordings provided by the insurer to understand the coverage provided under Future Generali Commercial General Liability Insurance Policy in detail.

Future Generali Commercial General Liability Insurance: Exclusions

Some common exclusions under Future Generali commercial general liability insurance are as follows-

  • Any injury or damage caused to the insured outside India
  • Any physical injury or damage happens due to the influence of alcohol, drug influence, etc.
  • Any illness or injury caused due to war, civil war, invasion, or any other similar operations
  • No coverage for hormone or sex-change-related treatment
  • Any illness or injury caused to the insured due to the consumption of drugs & medicines.

Disclaimer-Kindly refer to the policy wordings provided by the insurer to understand the coverage provided under Future Generali Commercial General Liability Insurance Policy in detail.

Who is Insured Under Future Generali Commercial General Liability Insurance?

The following individuals/entities can be insured under this policy-

  • The individual and their spouse can be covered under this policy but in respect of the conduct of the insured business where the policyholder is the sole owner.
  • In case the business is a joint venture or in partnership with anyone, then the partners & their spouses can be covered.
  • For the organization other than a partnership or joint venture, the executive officers and directors can be covered, but only in respect of their duties & responsibilities as the officers or directors.
  • The stockholders of the organization can be insured but only in respect of their liabilities as stockholders.

Future Generali Commercial General Liability Insurance: Claim Process

To raise a claim under the Future Generali Commercial General Liability insurance policy, follow the below steps-

  • Inform the insurer as early as the incident takes place
  • Duly fill up the claim form, sign it, and submit it along with the required documents
  • Connect with the insurer and explain the chronology of incidents causing loss/damage
  • If the insured party has received the legal notice/formal letter, share it with the insurer
  • Inform the insurer about the legal proceeding that has been initiated before the incident took place
  • Inform the insurer about the estimated loss amount
  • The insurer will initiate the claim settlement process once they are satisfied and check the coverage under the insurance plan.

Future Generali Commercial General Liability Insurance: Documents Required

The following mandatory documents are required to raise the claim under this policy-

  • PAN Card
  • Aadhar Card
  • Electricity Bill
  • Address proof of the insured location
  • Other documents as per the insurer's requirement

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Policybazaar for Business - Comprehensive Liability Insurance - Customer Reviews
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4.3 April 09, 2023
Shubh
Competitive Premiums
The premiums offered by PolicyBazaar for the Comprehensive General Liability Insurance are competitive, considering the extensive coverage and top-notch customer service they provide.Truly recomend it.
Ludhiana
4.3 March 28, 2023
Prakhar
Worth Buying
PolicyBazaar worked closely with me to tailor the coverage to meet the specific needs of my business.Worth buying.
Dehradun
3.8 March 16, 2023
Veer
Wide Coverage
One of the most significant aspects of this insurance is its coverage. It provides extensive protection against a wide range of liabilities, including bodily injury, property damage, etc. Thanks for the policy PB
Lucknow
3.8 March 04, 2023
Akash
Peace Of Mind
I have been a satisfied customer of PolicyBazaar for several years now. It offers a comprehensive and reliable safety that has given me peace of mind and allowed me to focus on growing my business without constant worry about unforeseen events.Thankyou PB.
Bareilly
3.8 February 20, 2023
Ram
Claim Process Is Hassle Free
PolicyBazaar's claims process is efficient and hassle-free. In the unfortunate event of a claim, they handled everything swiftly and professionally, ensuring a smooth resolution without unnecessary delays. This reliability and promptness have further strengthened my trust in their services.Thankyou.
Delhi
4 February 20, 2023
Rohan
Great Customer Support
PolicyBazaar can help you get your Insurance as I am in the construction Industry and needed some guidance on risk concerns. I contacted PolicyBazaar Team, whO explaned to me the process to get the Insurance. Thank you PolicyBazaar.
Jamshedpur
3.8 February 16, 2023
Aditi
Damages Covered
I recently purchased CGL insurnace from PolicyBazaar. They helped me to cover my damages. Thankyou.
Jamshedpur
4 February 12, 2023
Neha
Helpful Team
We were looking to buy Comprehensive General Liability Insurance Plan that protects Third party property from any accidental damage at my workplace. So we landed on the PolicyBazaar website. It was well managed and described all the benfits in detaill... We contacted their Customer support and dcided to buy from them. Thanks, PolicyBazaar Team
Coimbatore
3.8 February 08, 2023
Veer
All In One Platform
It is an All in one platform which provided me unique perks, Low premium prices and a fast claim settlement process. Thankyou PB. Excellent platform.
Vadodara
4.3 February 04, 2023
Amar
Good Package
Got a really good coverage. Thanks, PolicyBazaar
Lucknow