How to Link Aadhaar with LIC Policy Online

What are the Different Ways to Link Aadhaar With LIC Plans? 

Linking your LIC policies with Aadhaar card is the safest option to manage your life insurance plan. Let’s discuss the process through online and offline channels: 

How to Link Aadhaar with Your LIC Policy Online? 

Linking your Aadhaar with your LIC policy online is a simple process. Just follow these steps:

Step 1: Go to the LIC Website

Step 2: Find the 'Link Aadhaar and PAN to Policy' Option- On the homepage, look for the ‘Link Aadhaar and PAN to Policy’ and click on it.

Step 3: Proceed and Fill in Details—Once you click the link, a new page with instructions will appear. Read them carefully and click on 'Proceed.'

Step 4: Enter Personal Details- Now, enter your name (as it appears on your Aadhaar card), date of birth, and Aadhaar number. You will also need to choose your gender.

Step 5: Enter Your PAN and Contact Information—Next, provide your email address, PAN number, and mobile number linked with your Aadhaar. Remember to click the ‘Add Policy’ button to add your LIC policy.

Step 6: Complete Captcha and Get OTP- You will be asked to enter a Captcha (a code to prove you're not a robot). After that, click on 'Get OTP'. You’ll get an OTP on your registered mobile number. Enter the OTP to continue.

Step 7: Submit and Get Confirmation—Once you enter the OTP, click ‘Submit.’ A confirmation message will appear saying your Aadhaar is linked to your LIC policy. The process might take a few days, and then you will get an email or SMS once it’s done.

This online process is quick and easy and ensures everything is updated properly at your convenience. However, if you are wondering how to link Aadhar to LIC policy without going online, there is also an offline method.

How to Link Aadhaar with Your LIC Policy Offline Ways? 

If you prefer not to do it online, you can also link your Aadhaar to your LIC policy in person. Here’s how:

Step 1: Get the LIC-Aadhaar Linking Form- You can either download the form from the LIC website or visit your nearest LIC branch to get the form.

Step 2: Fill in the Details- On the form, write the LIC policy numbers you want to link. Also, provide your Aadhaar and PAN details.

Step 3: Attach Required Documents- Along with the form, you need to submit a self-attested copy of your Aadhaar card and PAN card. If you don’t have a PAN, submit Form 60 instead.

Step 4: Sign the Form- Don’t forget to sign at the top of the form under the ‘Signature of Policyholder’ section.

Step 5: Submit the Form- Once everything is filled out, submit the form at the LIC branch. The staff will process your request and link your Aadhaar with your policy.

Step 6: Wait for Confirmation- After submission, you’ll get a confirmation once your Aadhaar and LIC policies are linked.

Why it is Important to Link Your Aadhaar with LIC Policy? 

There are several reasons why linking your Aadhaar to your LIC policy is important:

Legal Requirement

The government has made linking Aadhaar with insurance policies mandatory to ensure transparency and prevent fraud.

Easy Policy Management

Linking Aadhaar makes it easier to manage your LIC policy and ensures all details are current.

Prevent Policy Issues

If your Aadhaar isn’t linked to your LIC policy, there’s a chance your policy could be invalidated. To avoid any issues, it’s crucial to complete this linking process.

Access to Benefits

Linking Aadhaar is necessary to enjoy certain benefits and premium advantages from your LIC policy.

What are the Benefits of Linking Aadhaar Card with LIC Policy?

Linking your Aadhaar card with your LIC policy brings many benefits, making your insurance experience more secure and convenient. Here are some key advantages:

Simplified KYC Process

Aadhaar serves as reliable identity proof, simplifying the Know Your Customer (KYC) process. This helps to reduce the paperwork and time required to verify one's identity.

Convenient Premium Payment

With Aadhaar linked to your policy, you can enjoy more seamless premium payments. It ensures that your payments are processed smoothly without any issues regarding identity verification.

Quicker Policy Benefits

Linking Aadhaar can speed up the process of settling claims. It helps in quick verification of your identity, ensuring that your claims are processed and settled faster. It allows you to receive any government benefits, subsidies, or bonuses directly into your bank account without any delays or intermediaries.

Enhanced Security

The Aadhaar linkage adds an extra layer of security to your LIC policy. It helps prevent fraud and ensures that only the rightful policyholder can access their account and benefits.

Things to Remember in the Process

Before you start the process of linking your Aadhaar to your LIC policy, keep these points in mind:

Have Your Aadhaar and PAN Ready

Ensure you have your Aadhaar and PAN cards on hand before starting the linking process.

Mobile Number Must Be Registered

Your mobile number must be registered with UIDAI (Aadhaar authority) to receive the OTP required for the online process.

Double-check your Details

Always double-check the information you enter, such as your Aadhaar and policy numbers, to avoid any mistakes.

Get Confirmation

After submitting your details, ensure you get a confirmation message or email that your Aadhaar has been linked to your LIC plan.

Check the Status

Although you can’t check the Aadhaar link status online, you can contact LIC customer care or visit a branch to confirm if your Aadhaar is linked to your policy.

How To Check Lic Policy Linked With Aadhaar Number

Once you’ve linked your Aadhaar with your LIC policy, you might want to check whether the process was successful. Unfortunately, LIC does not offer a direct online method to verify if your Aadhaar is linked to your policy. But don’t worry, there are still two easy ways to check the status:

Contact LIC Customer Care

You can call on LIC customer care number and ask about the status of the Aadhaar linking for your specific policy. Be sure to have your policy details ready, as you’ll need to provide them for verification.

Visit Your LIC Branch

Another option is to visit your nearest LIC branch. Request them to check if your Aadhaar is linked to your policy. They will assist you in confirming the linking status.

These methods will help you confirm whether your Aadhaar is successfully linked to your LIC policy.

Summing Up

Linking your Aadhaar with your LIC life insurance policy is an important step in keeping your policy current. The process is simple and easy to follow whether you choose the online or offline method. 

By linking your Aadhaar and PAN to your LIC policy, you ensure that your policy remains active and that you can enjoy its benefits without interruption. Just remember to keep your Aadhaar and PAN details ready, check everything before submitting, and wait for the confirmation once the process is complete.

LIC Resources

FAQ's