Birla Sun Life Creator

Balanced Fund
Moderate Risk
Last Updated: 10 Oct 2025
AUM: ₹485 Cr
Assets under management (AUM) is the total market value of the investments that a person or entity manages on behalf of clients. Assets under management definitions and formulas vary by company.
NAV: ₹103.9
0.22%
NAV, or Net Asset Value, is the value of an investment fund’s assets minus its liabilities. It is calculated by dividing the total value of the fund’s assets by the number of outstanding shares. It is used as an indicator of a fund’s performance and can be compared to its previous NAVs.
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  • Returns Since Inception
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  • RSI
10.9% Annual returns
Creator
Performance Graph
As on 10 Oct 2025 
| Data Source - Value research
Fund Definition: To achieve optimum balance between growth and stability to provide long-term capital appreciation with balanced level of risk by investing in fixed income securities and high quality equity security. This fund option is for those who are willing to take average to high level of risk to earn attractive returns over a long period of time.

Returns (as on 10 Oct 2025)

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About Birla Sun Life Creator

Birla Sun Life Creator is a Balanced Fund launched on 23-02-2004, designed to offer long-term capital growth by investing in a mix of high-quality assets. The fund currently manages an AUM of over ₹485 Cr, with a Net Asset Value (NAV) of ₹103.9 (as of 10 Oct 2025).

Over time, Birla Sun Life Creator has shown stable growth with 3.32% return in the last 1 year, 11.07 % CAGR over 3 years, 10.9 % CAGR over 5 years. For longer horizons, it has delivered 10.79 % CAGR over 7 years, 9.94 % CAGR over 10 years, Return Since Inception (RSI) of 11.39%, highlighting its consistent performance track record.

Highlights of Birla Sun Life Creator

  • It is benchmarked against the Crisil Composite Bond(20),Crisil Liquid(10),I-SEC Li-BEX(20),Nifty 50(50), which delivered 10.77% in the same period.
  • The fund maintains a strong allocation with Debt holding: 48.42%, ideal for long-term growth.
  • Major sector exposure includes Others holding: 23.19%, Financial holding: 15.23%, Technology holding: 5.65%, offering Conservative diversification.
  • Birla Sun Life Creator has delivered 3.32% returns in the past 1 year, with a 3-year CAGR of 11.07% and a 5-year CAGR of 10.9%.
  • It offers solid long-term growth with 10.79% returns over 7 years and 9.94% returns over 10 years.
  • Since its launch on 23-02-2004, Birla Sun Life Creator has achieved a Return Since Inception (RSI) of 11.39%.
  • Managed by Birla Sun Life, Birla Sun Life Creator is designed for investors seeking Conservative returns with moderate risk exposure.

More Funds from Birla Sun Life

Fund name AUM sort icon 1Y sort icon
Aditya Birla Sun Life Group Secure ₹7,730 Cr 5.24% Get Details
Birla Sun Life
Enhancer
₹5,420 Cr 4.64% Get Details
Aditya Birla Sun Life Group Fixed Interest ₹3,039 Cr 7.05% Get Details
Birla Sun Life
Super 20
₹2,098 Cr 1.58% Get Details
Aditya Birla Sun Life Linked Discontinued Policy Fund ₹1,498 Cr 5.98% Get Details
Aditya Birla Sun Life Group Stable ₹1,273 Cr 4.07% Get Details
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Asset Allocation
Debt holding
Equity holding
Cash holding

Top 10 Balanced Fund

Fund name
Returns
YTD% 3Y 5Y 10Y
Future Generali Future Midcap Fund 8.83% 23.34% 27.49% Get Details
IDBI Federal Midcap 21.62% 26.63% 14.16% Get Details
Aegon Life Group Equity Fund 8.98% 19.67% 22.12% Get Details
Bandhan Life Pension Enhanced Equity 8.4% 18.43% 20.6% 13.3% Get Details
Future Generali Future Apex Fund 7.14% 16.17% 20.29% 13.43% Get Details
Future Generali Future Opportunity Fund 7.13% 15.79% 19.76% 12.49% Get Details
Reliance Life Pure Equity Fund 2 5.28% 17.09% 19.5% 12.91% Get Details
Tata AIA Life Whole Life Aggressive Growth Fund 7.14% 19.75% 19.31% 15.18% Get Details
PNB MetLife Balanced Opportunities Fund 1.93% 17.65% 18.57% Get Details
PNB MetLife India Multiplier 5.17% 14.71% 18.06% 11.73% Get Details
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Sector Allocation
Others
23.19%
Financial
15.23%
Technology
5.65%
Energy
4.82%
Consumer Staples
4.38%
Services
4.34%
Healthcare
3.18%
Automobile
2.47%
Construction
2.02%
Communication
1.78%
Capital Goods
1.56%
Chemicals
1.32%
Insurance
1.11%
Metals & Mining
1.08%
Consumer Discretionary
0.64%
Materials
0.59%
Textiles
0.58%
View more

AUM (Assets under management)
Debt:
₹235 Cr
Equity:
₹234 Cr
Cash:
₹16 Cr
Fund Manager(s)
Ajit Kumar PPB

Oversees a broad portfolio of equity, debt and balanced funds, demonstrating expertise across diverse investment strategies

Peer Comparison

  • Overview
  • Returns
Fund name AUM sort icon 1Y sort icon
Max Life Group Superannuation Plan - Balance Fund ₹132,328 Cr - Get Details
SBI Life Equity Fund ₹77,577 Cr - Get Details
ICICI Prudential Life Maximiser Fund V ₹50,034 Cr 2.25% Get Details
SBI Life Midcap Fund ₹42,299 Cr - Get Details
HDFC Life Opportunities Fund ₹35,798 Cr - Get Details
SBI Life Bond Pension II ₹28,996 Cr 6.07% Get Details
SBI Life Balanced Fund ₹22,132 Cr 3.5% Get Details
SBI Life Bond Fund ₹18,821 Cr 6.92% Get Details
ICICI Prudential Life Multi Cap Growth Fund ₹18,446 Cr 0.84% Get Details
Kotak Mahindra OM Life Classic Opportunities Fund ₹13,281 Cr - Get Details
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Fund name
Returns
YTD% 3Y 5Y 10Y
Max Life Group Superannuation Plan - Balance Fund Get Details
SBI Life Equity Fund 2.38% 14.36% 16.32% 11.74% Get Details
ICICI Prudential Life Maximiser Fund V 8.35% 15.44% 18.3% 11.48% Get Details
SBI Life Midcap Fund 1.3% 21.93% 25.42% Get Details
HDFC Life Opportunities Fund 0.09% 18.14% 21.52% 14.43% Get Details
SBI Life Bond Pension II 5.3% 7.62% 5.36% 6.6% Get Details
SBI Life Balanced Fund 6.04% 10.83% 10.94% 9.85% Get Details
SBI Life Bond Fund 6.08% 7.86% 5.62% 6.93% Get Details
ICICI Prudential Life Multi Cap Growth Fund 5.42% 16.63% 18.5% 11.54% Get Details
Kotak Mahindra OM Life Classic Opportunities Fund 2.64% 16.27% 18.42% 13.23% Get Details
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Invest in a Ulip Plan Today and Watch Your Money Grow Invest in a Ulip Plan Today and Watch Your Money Grow

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Fund name
Returns
YTD% 3Y 5Y 10Y
PNB MetLife Mid Cap Fund 16.43% 34.5% Get Details
Future Generali Future Midcap Fund 8.83% 23.34% 27.49% Get Details
Tata AIA Life Top 200 Fund 4.59% 22.41% 27.3% 17.9% Get Details

Latest ULIP Funds

Fund name Current NAV Launch Date 5Yr Returns Benchmark 5Yr Returns
ICICI Prudential Life Pension India Consumption Fund 10.39 Cr 01-08-2025 20.5% 20.63 % Get Details

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IDBI Federal Midcap
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Frequently Asked Questions
Birla Sun Life Creator
Birla Sun Life Creator is a Balanced Fund launched on 23-02-2004. It aims to provide long-term capital growth by investing in a diversified portfolio.
As of 10 Oct 2025, the Net Asset Value (NAV) of Birla Sun Life Creator is ₹103.9.
Birla Sun Life Creator is suitable for investors looking for moderate risk and stable long-term returns without full exposure to equity market volatility.
Creator is not Shariah-compliant.
Birla Sun Life Creator has been in the market since 23-02-2004, providing a long and reliable performance history.

To achieve optimum balance between growth and stability to provide long-term capital appreciation with balanced level of risk by investing in fixed income securities and high quality equity security. This fund option is for those who are willing to take average to high level of risk to earn attractive returns over a long period of time.
Over the past year, Birla Sun Life Creator has delivered a return of approximately 3.32% CAGR, making it a competitive performer.
Birla Sun Life Creator is benchmarked against the Crisil Composite Bond(20),Crisil Liquid(10),I-SEC Li-BEX(20),Nifty 50(50), which delivered about 10.77% return in the same period. The fund has outperformed its benchmark in recent years.
The fund mainly invests in sectors like Others holding: 23.19%, Financial holding: 15.23%, Technology holding: 5.65%, which together form a major part of its portfolio allocation.
The fund primarily allocates 48.42% to Debt holding, making it Conservative in nature, depending on the fund's investment style.

View more FAQ's

*The Returns in ULIP plans are subject to market risk and are not guaranteed. The investment risk in the policy is borne by the policyholder. The actual returns can vary depending on the performance of the chosen fund, charges towards mortality, allocation, policy admin, cost of riders, etc. The 4% and 8% illustration is neither the minimum or maximum limit that you may get as a policyholder.

*The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

*The maturity amount of Rs 50 Lakhs. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 4% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product.

˜Top plans are based on annualized premium, for bookings made through https://www.policybazaar.com in FY 25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

^Returns as on 10th Jan'25. 18% returns for Tata AIA Life Top 200 for the last 10 years.The past performance is not necessarily indicative of future performance. Source: Morningstar

++Source -: Google Review Rating available on: http://bit.ly/3J20bXZ

All Data Source: Value Research

TERMS AND CONDITIONS APPLY.For more details on risk factors, terms, and conditions, please read the sales brochure and benefit illustration carefully before concluding a sale.

Policybazaar is a registered Insurance Broker | Registration No. 742, Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2024, License category- Direct Broker (Life & General) |CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 |Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.©️ Copyright 2008-2025 policybazaar.com. All Rights Reserved

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