Kotak Mahindra OM Life Dynamic Floating Rate Fund
Returns (as on 28 Jul 2025)
Return Calculator
About Kotak Mahindra OM Life Dynamic Floating Rate Fund
Kotak Mahindra OM Life Dynamic Floating Rate Fund is a Debt Fund launched on 31-01-2004, designed to offer long-term capital growth by investing in a mix of high-quality assets. The fund currently manages an AUM of over ₹20 Cr, with a Net Asset Value (NAV) of ₹38.46 (as of 31/07/2025).
Over time, Dynamic Floating Rate Fund has shown stable growth with 6.74% return in the last 1 year, 6.32 % CAGR over 3 years, 4.76 % CAGR over 5 years. For longer horizons, it has delivered 5.63 % CAGR over 7 years, 5.77 % CAGR over 10 years, Return Since Inception (RSI) of 6.43%, highlighting its consistent performance track record.
Highlights of Kotak Mahindra OM Life Dynamic Floating Rate Fund
- It is benchmarked against the Crisil Liquid, which delivered 5.49% in the same period.
- The fund maintains a strong allocation with Debt holding: 98.87%, ideal for long-term growth.
- Kotak Mahindra OM Life Dynamic Floating Rate Fund has delivered 6.74% returns in the past 1 year, with a 3-year CAGR of 6.32% and a 5-year CAGR of 4.76%.
- It offers solid long-term growth with 5.63% returns over 7 years and 5.77% returns over 10 years.
- Since its launch on 31-01-2004, Kotak Mahindra OM Life Dynamic Floating Rate Fund has achieved a Return Since Inception (RSI) of 6.43%.
- Short-term performance remains steady, with 1.67% in 3 months, 3.79% in 6 months, and Year-to-Date (YTD) return of 4.23%.
- Managed by Kotak Mahindra OM Life, Kotak Mahindra OM Life Dynamic Floating Rate Fund is designed for investors seeking Conservative returns with moderate risk exposure.
More Funds from Kotak Mahindra OM Life
| Fund name | AUM  |
1Y |
|
| Kotak Mahindra OM Life Dynamic Bond Fund |
₹1,375 Cr | 8.12% | Get Details |
| Kotak Mahindra OM Life Mid Cap Advantage Fund |
₹1,156 Cr | 9.85% | Get Details |
| Kotak Group Secure Capital Fund | ₹736 Cr | 8.3% | Get Details |
| Kotak Group Prudent Fund | ₹534 Cr | 6.2% | Get Details |
| Kotak Mahindra OM Life Money Market Fund |
₹458 Cr | 6.46% | Get Details |
| Kotak Mahindra OM Life Balanced Fund |
₹370 Cr | 1.44% | Get Details |
| Kotak Dynamic Floor | ₹289 Cr | 4.93% | Get Details |
Top 10 Debt Fund
| Fund name |
Returns
|
||||||||
| Aviva Pension PSU Fund | 2.91% | 32.52% | 34.39% | 14.02% | Get Details | ||||
| Aviva PSU | 2.94% | 31.87% | 33.95% | 13.73% | Get Details | ||||
| Reliance Pension Energy Fund 2 | 25.24% | 30.1% | 16.35% | Get Details | |||||
| Reliance Life Energy Fund 2 | 24.88% | 30.01% | 16.24% | Get Details | |||||
| Reliance Life Energy Fund 1 | 25.17% | 29.92% | 16.19% | Get Details | |||||
| Reliance Life Midcap Fund 2 | 22.29% | 28.57% | 15.84% | Get Details | |||||
| Aviva Infrastructure | 5.3% | 21.84% | 28.22% | 13.25% | Get Details | ||||
| Aviva Pension Infrastructure II | 5.12% | 21.63% | 28.05% | 12.88% | Get Details | ||||
| Reliance Life Midcap Fund 1 | 21.39% | 27.56% | 15.32% | Get Details | |||||
| Reliance Pension Midcap Fund 2 | 21.21% | 27.31% | 15.13% | Get Details | |||||
Kunal ShahOversees a broad portfolio of equity, debt and balanced funds, demonstrating expertise across diverse investment strategies
Peer Comparison
- Overview
- Returns
| Fund name | AUM |
1Y |
|
| SBI Life Equity Fund | ₹81,114 Cr | - | Get Details |
| ICICI Prudential Life Maximiser Fund V | ₹53,306 Cr | - | Get Details |
| SBI Life Midcap Fund | ₹42,010 Cr | - | Get Details |
| HDFC Life Opportunities Fund | ₹38,561 Cr | 0.29% | Get Details |
| SBI Life Bond Pension II | ₹29,263 Cr | 7.83% | Get Details |
| SBI Life Balanced Fund | ₹23,173 Cr | 3.45% | Get Details |
| ICICI Prudential Life Multi Cap Growth Fund | ₹19,592 Cr | 0.85% | Get Details |
| SBI Life Bond Fund | ₹19,549 Cr | 8.4% | Get Details |
| Axis Max Life Growth Super Fund | ₹13,662 Cr | - | Get Details |
| SBI Life Equity Pension II | ₹13,138 Cr | - | Get Details |
| Fund name |
Returns
|
||||||||
| SBI Life Equity Fund | 0.64% | 14.71% | 17.1% | 11.34% | Get Details | ||||
| ICICI Prudential Life Maximiser Fund V | 4.33% | 15.35% | 18.94% | 10.72% | Get Details | ||||
| SBI Life Midcap Fund | 23.44% | 26.8% | Get Details | ||||||
| HDFC Life Opportunities Fund | 19.92% | 23.81% | 14.24% | Get Details | |||||
| SBI Life Bond Pension II | 4.56% | 7.34% | 5.31% | 6.84% | Get Details | ||||
| SBI Life Balanced Fund | 4.29% | 10.76% | 11.15% | 9.77% | Get Details | ||||
| ICICI Prudential Life Multi Cap Growth Fund | 2.45% | 16.83% | 18.84% | 10.89% | Get Details | ||||
| SBI Life Bond Fund | 5.18% | 7.67% | 5.55% | 7.19% | Get Details | ||||
| Axis Max Life Growth Super Fund | 1.87% | 15.28% | 17.47% | 12.32% | Get Details | ||||
| SBI Life Equity Pension II | 3.95% | 12.96% | 17.51% | 11.31% | Get Details | ||||
Top ULIP Funds
| Fund name |
Returns
|
||||||||
| PNB MetLife Mid Cap Fund | 16.43% | 34.5% | Get Details | ||||||
| Axis Max Life High Growth Fund | 28.09% | 32.5% | 18.6% | Get Details | |||||
| HDFC Life Discovery Fund | 1.02% | 22.79% | 30.95% | Get Details | |||||
| Tata AIA Life Top 200 Fund | 3.54% | 24.22% | 30.5% | 18.2% | Get Details | ||||
| Canara HSBC Life Emerging Leaders Equity Fund | 25.05% | 30.15% | Get Details | ||||||
Latest ULIP Funds
| Fund name | Current NAV | Launch Date | 5Yr Returns | Benchmark 5Yr Returns | |
| Tata AIA Life Emerging Opportunities Fund | 19.28 Cr | 31-12-2022 | 31.05 % | Get Details | |
| Bajaj Allianz Group Debt Fund | 39.23 Cr | 31-10-2004 | 5.92% | - | Get Details |
| ICICI Prudential Pension Balancer | 89.34 Cr | 31-05-2002 | 8.75% | - | Get Details |
*The Returns in ULIP plans are subject to market risk and are not guaranteed. The investment risk in the policy is borne by the policyholder. The actual returns can vary depending on the performance of the chosen fund, charges towards mortality, allocation, policy admin, cost of riders, etc. The 4% and 8% illustration is neither the minimum or maximum limit that you may get as a policyholder.
*The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
*The maturity amount of Rs 50 Lakhs. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 4% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product.
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
^Returns as on 10th Jan'25. 18% returns for Tata AIA Life Top 200 for the last 10 years.The past performance is not necessarily indicative of future performance. Source: Morningstar
++Source -: Google Review Rating available on: http://bit.ly/3J20bXZ
All Data Source: Value Research
TERMS AND CONDITIONS APPLY.For more details on risk factors, terms, and conditions, please read the sales brochure and benefit illustration carefully before concluding a sale.
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