SBI Life Money Market Fund

Debt Fund
Low Risk
Last Updated: 11 Aug 2025
AUM: ₹428 Cr
Assets under management (AUM) is the total market value of the investments that a person or entity manages on behalf of clients. Assets under management definitions and formulas vary by company.
NAV: ₹35.37
0.03%
NAV, or Net Asset Value, is the value of an investment fund’s assets minus its liabilities. It is calculated by dividing the total value of the fund’s assets by the number of outstanding shares. It is used as an indicator of a fund’s performance and can be compared to its previous NAVs.
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  • Returns Since Inception
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  • RSI
5.45% Annual returns
Money Market Fund
Performance Graph
As on 11/08/2025 
| Data Source - Value research
Fund Definition: The objective of this fund is to deploy the funds in liquid and safe instruments so as to avoid market risk on a temporary basis.

Returns (as on 11 Aug 2025)

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About SBI Life Money Market Fund

SBI Life Money Market Fund is a Debt Fund launched on 01-01-2006, designed to offer long-term capital growth by investing in a mix of high-quality assets. The fund currently manages an AUM of over ₹428 Cr, with a Net Asset Value (NAV) of ₹35.37 (as of 11/08/2025).

Over time, SBI Life Money Market Fund has shown stable growth with 7.03% return in the last 1 year, 6.73 % CAGR over 3 years, 5.45 % CAGR over 5 years. For longer horizons, it has delivered 5.67 % CAGR over 7 years, 6.14 % CAGR over 10 years, Return Since Inception (RSI) of 6.65%, highlighting its consistent performance track record.

Highlights of SBI Life Money Market Fund

  • It is benchmarked against the 91-Day Treasury Bill Index, which delivered 0% in the same period.
  • The fund maintains a strong allocation with Debt holding: 100%, ideal for long-term growth.
  • SBI Life Money Market Fund has delivered 7.03% returns in the past 1 year, with a 3-year CAGR of 6.73% and a 5-year CAGR of 5.45%.
  • It offers solid long-term growth with 5.67% returns over 7 years and 6.14% returns over 10 years.
  • Since its launch on 01-01-2006, SBI Life Money Market Fund has achieved a Return Since Inception (RSI) of 6.65%.
  • Short-term performance remains steady, with 1.68% in 3 months, 3.43% in 6 months, and Year-to-Date (YTD) return of 4.22%.
  • Managed by SBI Life, SBI Life Money Market Fund is designed for investors seeking Conservative returns with moderate risk exposure.

More Funds from SBI Life

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SBI Life Bond Pension II ₹29,263 Cr 7.02% Get Details
SBI Life
Balanced Fund
₹23,173 Cr 3.6% Get Details
SBI Life
Bond Fund
₹19,549 Cr 7.67% Get Details
SBI Life Equity Pension II ₹13,138 Cr 1.18% Get Details
SBI Life Equity Elite II ₹12,567 Cr 0.94% Get Details
SBI Life
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₹9,243 Cr 1.48% Get Details
SBI Life Discontinued Policy Fund ₹8,871 Cr 7.94% Get Details
SBI Life Discontinue Pension Fund ₹6,523 Cr 7.9% Get Details
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Asset Allocation
Debt holding
Cash holding

Top 10 Debt Fund

Fund name
Returns
YTD% 3Y 5Y 10Y
Aviva Pension PSU Fund 2.54% 31.4% 33.67% 14.18% Get Details
Aviva PSU 2.58% 30.76% 33.17% 13.89% Get Details
Reliance Pension Energy Fund 2 24.03% 29.54% 16.23% Get Details
Reliance Life Energy Fund 2 23.64% 29.44% 16.11% Get Details
Reliance Life Energy Fund 1 23.95% 29.38% 16.07% Get Details
Aviva Infrastructure 4.25% 20.38% 27.27% 13.34% Get Details
Aviva Pension Infrastructure II 4.08% 20.19% 27.13% 12.99% Get Details
Reliance Life Midcap Fund 2 20.58% 26.82% 15.4% Get Details
Reliance Life Midcap Fund 1 19.81% 25.87% 14.91% Get Details
Reliance Pension Midcap Fund 2 19.63% 25.6% 14.71% Get Details
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AUM (Assets under management)
Debt:
₹42,800 Cr
Cash:
₹4 Cr
Fund Manager(s)
Raghavan MJ

Oversees a broad portfolio of equity, debt and balanced funds, demonstrating expertise across diverse investment strategies

Peer Comparison

  • Overview
  • Returns
Fund name AUM sort icon 1Y sort icon
ICICI Prudential Life Maximiser Fund V ₹53,306 Cr 0.47% Get Details
HDFC Life Opportunities Fund ₹38,561 Cr 0.09% Get Details
ICICI Prudential Life Multi Cap Growth Fund ₹19,592 Cr 0.93% Get Details
Kotak Mahindra OM Life Classic Opportunities Fund ₹13,991 Cr - Get Details
Axis Max Life Growth Super Fund ₹13,662 Cr - Get Details
Tata AIA Life Whole Life Mid Cap Equity ₹12,724 Cr 4.34% Get Details
Axis Max Life High Growth Fund ₹10,632 Cr - Get Details
HDFC Life Discovery Fund ₹10,508 Cr 4.13% Get Details
Tata AIA Life Multi Cap Fund ₹8,663 Cr 1.62% Get Details
HDFC Life Blue Chip Fund ₹8,550 Cr - Get Details
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Fund name
Returns
YTD% 3Y 5Y 10Y
ICICI Prudential Life Maximiser Fund V 3.84% 13.49% 18.6% 10.57% Get Details
HDFC Life Opportunities Fund 17.81% 22.3% 13.56% Get Details
ICICI Prudential Life Multi Cap Growth Fund 1.59% 14.94% 18.37% 10.61% Get Details
Kotak Mahindra OM Life Classic Opportunities Fund 14.58% 18.58% 12.25% Get Details
Axis Max Life Growth Super Fund 1.05% 13.4% 16.82% 12.01% Get Details
Tata AIA Life Whole Life Mid Cap Equity 22.38% 25.74% 16.28% Get Details
Axis Max Life High Growth Fund 25.9% 32.5% 18.6% Get Details
HDFC Life Discovery Fund 0.56% 21.28% 29.56% Get Details
Tata AIA Life Multi Cap Fund 19.27% 26.56% Get Details
HDFC Life Blue Chip Fund 2.35% 12.06% 16.68% 11.69% Get Details
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Invest in a Ulip Plan Today and Watch Your Money Grow Invest in a Ulip Plan Today and Watch Your Money Grow

Top ULIP Funds

Fund name
Returns
YTD% 3Y 5Y 10Y
PNB MetLife Mid Cap Fund 16.43% 34.5% Get Details
Tata AIA Life Top 200 Fund 2.46% 21.83% 30.5% 18.2% Get Details
HDFC Life Discovery Fund 0.56% 21.28% 29.56% Get Details
Canara HSBC Life Emerging Leaders Equity Fund 22.69% 28.74% Get Details

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Frequently Asked Questions
SBI Life Money Market Fund
SBI Life Money Market Fund is a Debt Fund launched on 01-01-2006. It aims to provide long-term capital growth by investing in a diversified portfolio.
As of 11 Aug 2025, the Net Asset Value (NAV) of SBI Life Money Market Fund is ₹35.37.
SBI Life Money Market Fund is suitable for investors looking for moderate risk and stable long-term returns without full exposure to equity market volatility.
Money Market Fund is not Shariah-compliant.
SBI Life Money Market Fund has been in the market since 01-01-2006, providing a long and reliable performance history.

The objective of this fund is to deploy the funds in liquid and safe instruments so as to avoid market risk on a temporary basis.
In the last 3 months, SBI Life Money Market Fund has delivered 1.68% returns, over 6 months it achieved 3.43%, and the Year-to-Date (YTD) return is 4.22%.
Over the past year, SBI Life Money Market Fund has delivered a return of approximately 7.03% CAGR, making it a competitive performer.
SBI Life Money Market Fund is benchmarked against the 91-Day Treasury Bill Index, which delivered about 0% return in the same period. The fund has outperformed its benchmark in recent years.
The fund primarily allocates 100% to Debt holding, making it Conservative in nature, depending on the fund's investment style.

View more FAQ's

*The Returns in ULIP plans are subject to market risk and are not guaranteed. The investment risk in the policy is borne by the policyholder. The actual returns can vary depending on the performance of the chosen fund, charges towards mortality, allocation, policy admin, cost of riders, etc. The 4% and 8% illustration is neither the minimum or maximum limit that you may get as a policyholder.

*The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

*The maturity amount of Rs 50 Lakhs. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 4% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product.

˜Top 5 plans based on annualized premium, for bookings made through https://www.policybazaar.com in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

^Returns as on 10th Jan'25. 18% returns for Tata AIA Life Top 200 for the last 10 years.The past performance is not necessarily indicative of future performance. Source: Morningstar

++Source -: Google Review Rating available on: http://bit.ly/3J20bXZ

All Data Source: Value Research

TERMS AND CONDITIONS APPLY.For more details on risk factors, terms, and conditions, please read the sales brochure and benefit illustration carefully before concluding a sale.

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