Tata AIA Life Whole Life Income Fund II

Debt Fund
Low Risk
Last Updated: 27 Feb 2026
AUM: ₹42 Cr
Assets under management (AUM) is the total market value of the investments that a person or entity manages on behalf of clients. Assets under management definitions and formulas vary by company.
NAV: ₹11.06
0.09%
NAV, or Net Asset Value, is the value of an investment fund’s assets minus its liabilities. It is calculated by dividing the total value of the fund’s assets by the number of outstanding shares. It is used as an indicator of a fund’s performance and can be compared to its previous NAVs.
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1.13% Annual returns
Whole Life Income Fund II
Performance Graph
As on 27 Feb 2026 
| Data Source - Value research
Fund Definition: The objective of the Fund is to generate capital appreciation in the long term by investing in a portfolio of stocks across market capitalization. The fund maintains exibility to invest in carefully selected companies that offer opportunities across large, mid or small capitalization space

Returns (as on 27 Feb 2026)

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About Tata AIA Life Whole Life Income Fund II

Tata AIA Life Whole Life Income Fund II is a Debt Fund launched on 08-07-2024, designed to offer long-term capital growth by investing in a mix of high-quality assets. The fund currently manages an AUM of over ₹42 Cr, with a Net Asset Value (NAV) of ₹11.06 (as of 27 Feb 2026).

Over time, Tata AIA Life Whole Life Income Fund II has shown stable growth with 6.75% return in the last 1 year, For longer horizons, it has delivered Return Since Inception (RSI) of 6.36%, highlighting its consistent performance track record.

Highlights of Tata AIA Life Whole Life Income Fund II

  • It is benchmarked against the Crisil Composite Bond, which delivered 0% in the same period.
  • The fund maintains a strong allocation with Debt holding: 87.96%, ideal for long-term growth.
  • Since its launch on 08-07-2024, Tata AIA Life Whole Life Income Fund II has achieved a Return Since Inception (RSI) of 6.36%.
  • Short-term performance remains steady, with 1.13% in 3 months, 3.14% in 6 months, and Year-to-Date (YTD) return of 0.68%.
  • Managed by Tata AIA Life, Tata AIA Life Whole Life Income Fund II is designed for investors seeking Conservative returns with moderate risk exposure.

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Asset Allocation
Debt holding
Cash holding

Top 10 Debt Fund

Fund name
Returns
YTD% 3Y 5Y 10Y
Aviva Pension PSU Fund 8.3% 34.12% 28.71% 19.11% Get Details
Aviva PSU 8.14% 33.29% 28.16% 18.74% Get Details
Reliance Pension Energy Fund 2 6.62% 26% 23.37% 19.17% Get Details
Reliance Life Energy Fund 2 6.8% 25.69% 23.31% 19.12% Get Details
Reliance Life Energy Fund 1 6.49% 25.91% 23.23% 18.99% Get Details
Reliance Life Midcap Fund 2 23.92% 19.33% 18.58% Get Details
Aviva Infrastructure 1.88% 23.3% 18.86% 16.7% Get Details
Reliance Life Midcap Fund 1 23.1% 18.41% 18.05% Get Details
Reliance Pension Midcap Fund 2 22.84% 18.28% 17.86% Get Details
Reliance Life Infrastructure Fund 1 0.04% 20.65% 17.79% 15.62% Get Details
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Peer Comparison

  • Overview
  • Returns
Fund name AUM sort icon 1Y sort icon
SBI Life Equity Fund ₹80,948 Cr 9.03% Get Details
SBI Life Midcap Fund ₹52,985 Cr 19.9% Get Details
ICICI Prudential Life Maximiser Fund V ₹48,190 Cr 15.34% Get Details
HDFC Life Opportunities Fund ₹34,836 Cr 17.83% Get Details
SBI Life Bond Pension II ₹29,073 Cr 5.77% Get Details
SBI Life Balanced Fund ₹21,359 Cr 8.87% Get Details
ICICI Prudential Life Multi Cap Growth Fund ₹17,613 Cr 14.46% Get Details
SBI Life Bond Fund ₹17,003 Cr 6.36% Get Details
Kotak Mahindra OM Life Classic Opportunities Fund ₹13,460 Cr 15.61% Get Details
HDFC Life Discovery Fund ₹12,652 Cr 21.22% Get Details
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Fund name
Returns
YTD% 3Y 5Y 10Y
SBI Life Equity Fund 13.64% 11.6% 13.24% Get Details
SBI Life Midcap Fund 23.94% 19.24% Get Details
ICICI Prudential Life Maximiser Fund V 14.96% 13.42% 13.05% Get Details
HDFC Life Opportunities Fund 20.38% 15.55% 16.15% Get Details
SBI Life Bond Pension II 0.64% 7.04% 5.6% 6.71% Get Details
SBI Life Balanced Fund 10.34% 8.83% 10.74% Get Details
ICICI Prudential Life Multi Cap Growth Fund 17.05% 13.37% 12.6% Get Details
SBI Life Bond Fund 0.52% 7.32% 5.83% 7.08% Get Details
Kotak Mahindra OM Life Classic Opportunities Fund 16.96% 13.61% 15.08% Get Details
HDFC Life Discovery Fund 0.18% 24.18% 20.11% Get Details
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PNB MetLife Mid Cap Fund 0.29% 27.51% 24.19% Get Details
Reliance Pension Energy Fund 2 6.62% 26% 23.37% 19.17% Get Details
Reliance Life Energy Fund 2 6.8% 25.69% 23.31% 19.12% Get Details
Reliance Life Energy Fund 1 6.49% 25.91% 23.23% 18.99% Get Details
Axis Max Life High Growth Fund 27.19% 21.03% 19.89% Get Details
Canara HSBC Life Emerging Leaders Equity Fund 25.69% 20.94% Get Details
HDFC Life Discovery Fund 0.18% 24.18% 20.11% Get Details
Reliance Life Midcap Fund 2 23.92% 19.33% 18.58% Get Details
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Frequently Asked Questions
Tata AIA Life Whole Life Income Fund II
Tata AIA Life Whole Life Income Fund II is a Debt Fund launched on 08-07-2024. It aims to provide long-term capital growth by investing in a diversified portfolio.
As of 27 Feb 2026, the Net Asset Value (NAV) of Tata AIA Life Whole Life Income Fund II is ₹11.06.
Tata AIA Life Whole Life Income Fund II is suitable for investors looking for moderate risk and stable long-term returns without full exposure to equity market volatility.
Whole Life Income Fund II is not Shariah-compliant.
Tata AIA Life Whole Life Income Fund II has been in the market since 08-07-2024, providing a long and reliable performance history.

The objective of the Fund is to generate capital appreciation in the long term by investing in a portfolio of stocks across market capitalization. The fund maintains exibility to invest in carefully selected companies that offer opportunities across large, mid or small capitalization space
In the last 3 months, Tata AIA Life Whole Life Income Fund II has delivered 1.13% returns, over 6 months it achieved 3.14%, and the Year-to-Date (YTD) return is 0.68%.
Over the past year, Tata AIA Life Whole Life Income Fund II has delivered a return of approximately 6.75% CAGR, making it a competitive performer.
Tata AIA Life Whole Life Income Fund II is benchmarked against the Crisil Composite Bond, which delivered about 6.79% return in the same period. The fund has underperformed its benchmark in recent years.
The fund primarily allocates 87.96% to Debt holding, making it Conservative in nature, depending on the fund's investment style.

View more FAQ's

*The Returns in ULIP plans are subject to market risk and are not guaranteed. The investment risk in the policy is borne by the policyholder. The actual returns can vary depending on the performance of the chosen fund, charges towards mortality, allocation, policy admin, cost of riders, etc. The 4% and 8% illustration is neither the minimum or maximum limit that you may get as a policyholder.

*The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

*The maturity amount of Rs 50 Lakhs. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 4% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product.

˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

^Returns as on 10th Jan'25. 18% returns for Tata AIA Life Top 200 for the last 10 years.The past performance is not necessarily indicative of future performance. Source: Morningstar

++Source -: Google Review Rating available on: http://bit.ly/3J20bXZ

All Data Source: Value Research

TERMS AND CONDITIONS APPLY.For more details on risk factors, terms, and conditions, please read the sales brochure and benefit illustration carefully before concluding a sale.

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