Documents Required to Purchase a New Bike in India

List of Essential Documents Required for Purchasing a New Bike

There is a list of a few specific and mandatory documents required to buy a new bike, regardless of whether you are paying in cash or opting for financing. Whether you are a first-time buyer or upgrading, knowing the documents required to purchase a new bike in India helps you stay prepared.

Once you finalise your model and visit the dealership, here's a breakdown of the papers we must get from dealer when buy bike and the documents you need to submit.

1. Identity Proof

   The first and foremost thing is to confirm your identity by submitting the ID proof. You will be asked to submit the documents like:

   • Driving License
   • Aadhaar Card
   • PAN Card
   • Passport

2. Address Proof

   If you are planning to buy a new two-wheeler, you will need to confirm your residential address by submitting following documents:

   • Utility bill
   • Passport
   • Rental or lease agreement

   All these will act as your residential address proof.

3. Nationality Proof

   To prove your nationality, your bike dealer may ask you to submit the proof. You can submit the documents like:

   • Voter ID
   • Aadhaar Card
   • Passport

   These documents together form the core documents required for bike purchase in India.

Documents Required to Buy a Bike on Cash

If you're wondering about the documents required to buy a bike on cash, the process is simpler. In most cases, you only need:

• Identity proof
• Address proof
• Passport-size photographs

A driving license is not mandatory at the time of purchase, which answers a common question is license required to buy a bike? No, it is required only to legally ride the bike on public roads.

What Documents Are Required to Buy a Bike on EMI or on Loan?

Many opt for financing when buying a bike. If you are one of them, you will need some extra documents required for buying bike on loan:

For a Salaried Employee &Self-Employed

To avail bike loan as a salaried employee or self-employed you must have the following documents:

1. Income Proof

   The bike loan is given based on the salary or income you make. Therefore, the bank will ask for your proof of income. Payslip or salary slip, recent Income Tax Return (ITR) for the last 3 years, and Form 16 are mandatory documents. However, some banks may ask for a Salary Certificate (including deductions) and the name &designation of the authorised signatory.

2. Bank Statements

   You are required to submit a bank statement for the last 1 year to clarify your income and deductions (if any).

3. ID and Address Proof

   To confirm your identity, it is mandatory to submit ID proof documents like DL, PAN Card, Aadhaar Card, etc.

   To prove your residential address, you must submit a rental agreement, utility bill, Passport, etc.

4. Passport Size Photographs

   To process your bike loan application, the bank will ask for a set of your passport-size photographs.

Process of Bike Registration

Once you have bought your riding companion, it has to be registered with your nearest RTO within 7 days from the date of purchase. Since your auto dealership will assist you in the entire registration process, you must be aware of the documents required to register your bike. Here are the two-wheeler registration documents you will need.

Documents Required for Bike Registration