What are the Documents Required for Bike Insurance Claim?

In case you meet with road accident and want to lodge a bike insurance claim, make sure you have all the information available. It involves witnesses (their address and contact number), pictures as proof of the accident and the damage incurred, and medical bills in case of hospitalization.

Read more
Get Two-Wheeler Insurance starting @ only ₹482/year*
  • Save up to 85%

    Lowest 2W Premiums
  • 20+ Insurers

    To Choose From
  • 68 Lakh+

    Bikes Insured

TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply

Stay home & renew bike insurance in 2 minutes
No Documents Required
Enter Bike Number
View Instant Quotes
Processing

Documents Required for Filing Two-wheeler Insurance Claim:

​In case you have to file a two wheeler insurance claim, you need to register your claim at the insurer’s helpline number as soon as there is an incident.

Details Required to Lodge a Bike Insurance Claim are Listed Below:

More or less most of the two wheeler insurance companies require the following details from their customers who are filing a claim for bike:

  • Policy number
  • Contact Details
  • Name of the policyholder
  • Two Wheeler’s make and model
  • Two Wheeler’s registration number
  • Time and date of the accident
  • Brief description of the incident/accident/theft
  • Location and extent of loss
  • Workshops’ name and contact details
  • Personal details of the person informed about the claim (if someone on behalf of the policyholder is registering the claim)
You may like to Read: How to File Two Wheeler Insurance Claim

Here is a comprehensive list of documents that you should keep handy while filing a bike insurance claim:

​If it is an Accidental Damage:

Make sure that you have the following documents/information handy:

  • Proof of Two-wheeler Insurance / Copy of Cover Note
  • Copy of Bike’s RC, and original tax receipts for verification
  • Police FIR report while reporting a third-party death, damage and bodily injuries
  • Copy of your original driving license
  • Payment receipts and repair bills once the job is completed
  • Damage repair estimate
  • Claims Discharge plus Satisfaction Voucher (to be signed across a revenue stamp)

If it is a Theft Related Claim:

Make sure that you have the following documents available:

  • Original Two-wheeler Insurance Policy Documents
  • Original RC
  • Tax payment receipt
  • Theft endorsement from the concerned Regional Transport Office
  • Service booklets/bike keys and the warranty card
  • Previous Two-Wheeler Insurance Details:
    - Two-wheeler insurance policy number
    - Insurance company details
    - Duration of the policy period
  • Police FIR/ JMFC report/ Final investigation report
  • An approved copy of the letter addressing the concerned RTO regarding the theft and declaring the bike as "NON-USE"
You may like to Read: Bike Theft Claim Settlement Process

On Admission of Liability:

  • Form 28, 29 and 30 signed by the policyholder
  • Letter of subrogation
  • Form 35 signed by the Financer on the admission of liability of insurance company
  • Consent towards decided claim settlement value from the insured and the Financer
  • NOC of the Financer if the claim is to be settled in the favor of the policyholder
  • Claim Discharge Voucher that is signed across a Revenue Stamp

Things to Consider While Filing Two-wheeler Insurance Claim

  • Remember to immediately inform the policy in any case
  • Assess the loss and damage that has incurred to your two-wheeler
  • In any case, make sure that you immediately inform your insurance company about the accident if you wish to enjoy timely settlement of your claims
  • Refrain from any argument with other drivers, and let the police and your insurer assess the damage
  • Simply follow the bike insurance policy terms and conditions to enjoy a hassle-free claim procedure
You may like to Read: Common Mistakes While Filing a Cliam for Bike

Bottom Line

Taking into consideration the above-mentioned points, taking bike insurance is not merely an option but it has become inevitable to tackle the risks involved while driving your vehicle on the Indian roads. Sometimes, two-wheeler insurance may cross your budget but it is definitely worth the expense and once realizes only when an emergency strikes. Wisely choose a bike insurance policy and pick one that offers your adequate coverage in a cost-effective manner. Undoubtedly, a two-wheeler insurance policy lets enjoy your peace of mind and let you enjoy your ride.

Written By: PolicyBazaar - Updated: 26 June 2021
Search
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
You May Also Want to Know About
Renew Your Two-Wheeler Break-in Insurance Policy at PolicyBazaar
Renew Your Two-Wheeler Break-in Insurance Policy at PolicyBazaar Owners of two-wheelers have been getting a good night’s sleep as far as their vehicle’s insurance is concerned, thanks to the two-wheeler online break-in policy. This service all...
Best Two Wheeler Insurance Plans in India
Best Two Wheeler Insurance Plans in India When it comes to choosing the best two wheeler insurance plans, we’re sure you have heard enough from different bike insurance providers about the benefits and coverage offered in the various types of bi...
Lost Your Two Wheeler Insurance Documents? Here Is What You Need To Do
Lost Your Two Wheeler Insurance Documents? Here Is What You Need To Do A bike insurance policy is one of the important documents required for claim settlement. You won’t be able to make a claim unless you have your bike insurance policy document...
Honda Activa 3G Insurance
Honda Activa 3G Insurance Honda Activa was solely responsible for reviving scooter market in the country after its launch. The scooter was firstly introduced in the year 2000 and Activa 3G is the latest offering from the company. The third generat...
Consequences of Not Buying A Two Wheeler Insurance Policy
Consequences of Not Buying A Two Wheeler Insurance Policy According to IRDA, 75% of two-wheelers plying on Indian road either have no insurance or their insurance has lapsed. While there are instances when one genuinely forgets to renew bike ins...