Fund Overview of Lic Mf Banking & Financial Services Fund Direct-growth
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₹275.4 CrAUM
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₹25.42NAV
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1.18%Expense Ratio
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EquityFund Category
Returns of Lic Mf Banking & Financial Services Fund Direct-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 0.24% | NA | 2.31% |
| 6 Months | 17.10% | NA | 15.50% |
| 1 Year | 9.95% | 9.95% | 10.43% |
| 2 Years | 25.39% | 11.98% | 18.38% |
| 3 Years | 49.50% | 14.34% | 17.78% |
| 5 Years | 128.86% | 18.01% | 22.24% |
| 7 Years | 134.08% | 12.92% | NA |
| 10 Years | 149.09% | 9.56% | 13.92% |
Asset Allocation
equities
98.76%other assets or cash equivalents
1.24%Lic Mf Banking & Financial Services Fund Direct-growth is one Equity mutual fund offered by LIC Mutual Fund. Launched on 27 Mar 2015, the fund aims Capital Appreciation over Long Term. Investment predominantly in a portfolio of equity & equity related securities of companies engaged in banking and financial services. It manages assets worth ₹275.4 crore as on Thu Jul 31, 2025. The expense ratio stands at 1.18%. Fund Manager Manager EducationAbout Lic Mf Banking & Financial Services Fund Direct-growth
The portfolio allocation consists of 98.76% in equities, 1.24% in other assets or cash equivalents. Managed by Jaiprakash Toshniwal, it has delivered a return of 9.95% in the last year, a total return since inception of 8.52%.
Key Metrics of Lic Mf Banking & Financial Services Fund Direct-growth
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Standard Deviation13.28%
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Sharpe Ratio0.41%
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Alpha0.93%
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Beta0.93%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
| ICICI Prudential Banking And Financial Services Direct Plan-growth |
₹9,930 | 1.33% | 3.80% | 17.25% | 16.92% | 19.25% |
| Aditya Birla Sun Life Banking & Financial Services Fund Direct-growth |
₹3,497 | 2.74% | 6.45% | 18.84% | 17.47% | 18.70% |
| Aditya Birla Sun Life Banking & Financial Services Fund Regular-growth |
₹3,497 | 2.65% | 6.22% | 17.75% | 16.38% | 17.56% |
| Aditya Birla Sun Life Nifty Bank Etf-growth |
₹2,658 | 2.59% | 5.98% | 17.69% | 12.48% | 16.06% |
| Taurus Banking & Financial Services Fund Direct-growth |
₹12 | 0.27% | 3.41% | 13.54% | 13.80% | 15.93% |
| Taurus Banking & Financial Services Fund Regular-growth |
₹12 | 0.20% | 3.20% | 12.63% | 12.93% | 15.03% |
More funds from LIC Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
|
Lic Mf Banking & Financial Services Fund Regular-growth
|
₹275 | 3.42% | 6.74% | 9.21% | 17.67% | 12.14% |
|
Lic Mf Banking & Financial Services Fund Regular-idcw
|
₹275 | 3.42% | 6.74% | 9.21% | 17.67% | 12.14% |
|
Lic Mf Banking & Financial Services Fund Direct-idcw
|
₹275 | 3.54% | 7.09% | 9.93% | 19.25% | 13.84% |
Mutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| ICICI Prudential Banking And Financial Services Direct Plan-growth |
₹9,930 | ₹157.43 | 16.92% | 19.25% | 15.83% |
| Aditya Birla Sun Life Banking & Financial Services Fund Regular-growth |
₹3,497 | ₹64.36 | 16.38% | 17.56% | 14.94% |
| Aditya Birla Sun Life Banking & Financial Services Fund Direct-growth |
₹3,497 | ₹72.41 | 17.47% | 18.70% | 16.08% |
| Aditya Birla Sun Life Nifty Bank Etf-growth |
₹2,658 | ₹60.50 | 12.48% | 16.06% | - |
| Taurus Banking & Financial Services Fund Direct-growth |
₹12 | ₹62.46 | 13.80% | 15.93% | 14.40% |
| Taurus Banking & Financial Services Fund Regular-growth |
₹12 | ₹55.73 | 12.93% | 15.03% | 13.39% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Hdfc Bank Ltd | Financial | 22.14% | ₹63.03 Cr |
| Hdfc Bank Ltd | Financial | 22.14% | ₹63.03 Cr |
| Hdfc Bank Ltd | Financial | 20.30% | ₹54.92 Cr |
| Hdfc Bank Ltd | Financial | 20.30% | ₹54.92 Cr |
| Hdfc Bank Ltd | Financial | 19.91% | ₹54.85 Cr |
| Icici Bank Ltd | Financial | 12.85% | ₹34.78 Cr |
| Icici Bank Ltd | Financial | 12.85% | ₹34.78 Cr |
| Icici Bank Ltd | Financial | 12.61% | ₹34.74 Cr |
| Icici Bank Ltd | Financial | 12.19% | ₹34.71 Cr |
| Icici Bank Ltd | Financial | 12.19% | ₹34.71 Cr |
| Axis Bank Ltd | Financial | 7.19% | ₹20.47 Cr |
| Axis Bank Ltd | Financial | 7.19% | ₹20.47 Cr |
| Kotak Mahindra Bank Ltd | Financial | 6.66% | ₹18.95 Cr |
| Kotak Mahindra Bank Ltd | Financial | 6.66% | ₹18.95 Cr |
| Axis Bank Ltd | Financial | 6.94% | ₹18.79 Cr |
| Axis Bank Ltd | Financial | 6.94% | ₹18.79 Cr |
| Kotak Mahindra Bank Ltd | Financial | 6.64% | ₹17.96 Cr |
| Kotak Mahindra Bank Ltd | Financial | 6.64% | ₹17.96 Cr |
| Axis Bank Ltd | Financial | 6.44% | ₹17.74 Cr |
| Kotak Mahindra Bank Ltd | Financial | 6.20% | ₹17.07 Cr |
| State Bank Of India | Financial | 4.74% | ₹13.48 Cr |
| State Bank Of India | Financial | 4.74% | ₹13.48 Cr |
| Repo | Unspecified | 4.60% | ₹12.66 Cr |
| State Bank Of India | Financial | 4.64% | ₹12.55 Cr |
| State Bank Of India | Financial | 4.64% | ₹12.55 Cr |
| Mas Financial Services Ltd | Financial | 4.51% | ₹12.41 Cr |
| Mas Financial Services Ltd | Financial | 4.32% | ₹12.31 Cr |
| Mas Financial Services Ltd | Financial | 4.32% | ₹12.31 Cr |
| Mas Financial Services Ltd | Financial | 4.49% | ₹12.16 Cr |
| Mas Financial Services Ltd | Financial | 4.49% | ₹12.16 Cr |
| State Bank Of India | Financial | 4.19% | ₹11.54 Cr |
| Sbi Cards & Payments Services Ltd | Financial | 3.66% | ₹10.43 Cr |
| Sbi Cards & Payments Services Ltd | Financial | 3.66% | ₹10.43 Cr |
| Sbi Cards & Payments Services Ltd | Financial | 3.85% | ₹10.41 Cr |
| Sbi Cards & Payments Services Ltd | Financial | 3.85% | ₹10.41 Cr |
| Sbi Cards & Payments Services Ltd | Financial | 3.48% | ₹9.58 Cr |
| Shriram Transport Finance Company Ltd | Financial | 3.29% | ₹9.36 Cr |
| Shriram Transport Finance Company Ltd | Financial | 3.29% | ₹9.36 Cr |
| Power Finance Corporation Ltd | Financial | 3.31% | ₹8.95 Cr |
| Power Finance Corporation Ltd | Financial | 3.31% | ₹8.95 Cr |
| Power Finance Corporation Ltd | Financial | 3.25% | ₹8.94 Cr |
| Power Finance Corporation Ltd | Financial | 3.09% | ₹8.79 Cr |
| Power Finance Corporation Ltd | Financial | 3.09% | ₹8.79 Cr |
| Creditaccess Grameen Ltd | Financial | 3.08% | ₹8.77 Cr |
| Creditaccess Grameen Ltd | Financial | 3.08% | ₹8.77 Cr |
| Shriram Transport Finance Company Ltd | Financial | 3.11% | ₹8.41 Cr |
| Shriram Transport Finance Company Ltd | Financial | 3.11% | ₹8.41 Cr |
| Creditaccess Grameen Ltd | Financial | 3.08% | ₹8.33 Cr |
| Creditaccess Grameen Ltd | Financial | 3.08% | ₹8.33 Cr |
| Iifl Finance Ltd | Financial | 2.87% | ₹8.18 Cr |
| Iifl Finance Ltd | Financial | 2.87% | ₹8.18 Cr |
| Creditaccess Grameen Ltd | Financial | 2.97% | ₹8.18 Cr |
| Iifl Finance Ltd | Financial | 2.66% | ₹7.32 Cr |
| Mahindra & Mahindra Financial Services Ltd | Financial | 2.64% | ₹7.26 Cr |
| Csb Bank Ltd | Financial | 2.64% | ₹7.26 Cr |
| Iifl Finance Ltd | Financial | 2.56% | ₹6.92 Cr |
| Iifl Finance Ltd | Financial | 2.56% | ₹6.92 Cr |
| Muthoot Finance Ltd | Financial | 2.44% | ₹6.73 Cr |
| Piramal Enterprises Ltd | Financial | 2.35% | ₹6.46 Cr |
| Sundaram-clayton Ltd | Consumer Discretionary | 2.26% | ₹6.43 Cr |
| Sundaram-clayton Ltd | Consumer Discretionary | 2.26% | ₹6.43 Cr |
| Csb Bank Ltd | Financial | 2.37% | ₹6.42 Cr |
| Csb Bank Ltd | Financial | 2.37% | ₹6.42 Cr |
| Dcb Bank Ltd | Financial | 2.33% | ₹6.42 Cr |
| Shriram Transport Finance Company Ltd | Financial | 2.27% | ₹6.25 Cr |
| Dcb Bank Ltd | Financial | 2.23% | ₹6.04 Cr |
| Dcb Bank Ltd | Financial | 2.23% | ₹6.04 Cr |
| The South Indian Bank Ltd | Financial | 2.13% | ₹5.88 Cr |
| Motilal Oswal Financial Services Ltd | Financial | 2.05% | ₹5.83 Cr |
| Motilal Oswal Financial Services Ltd | Financial | 2.05% | ₹5.83 Cr |
| Muthoot Finance Ltd | Financial | 2.15% | ₹5.81 Cr |
| Muthoot Finance Ltd | Financial | 2.15% | ₹5.81 Cr |
| Dewan Housing Finance Corp. Ltd. Eq | Financial | 2.14% | ₹5.80 Cr |
| Dewan Housing Finance Corp. Ltd. Eq | Financial | 2.14% | ₹5.80 Cr |
| The South Indian Bank Ltd | Financial | 2.01% | ₹5.73 Cr |
| The South Indian Bank Ltd | Financial | 2.01% | ₹5.73 Cr |
| The South Indian Bank Ltd | Financial | 2.12% | ₹5.73 Cr |
| The South Indian Bank Ltd | Financial | 2.12% | ₹5.73 Cr |
| Sundaram-clayton Ltd | Consumer Discretionary | 2.04% | ₹5.53 Cr |
| Sundaram-clayton Ltd | Consumer Discretionary | 2.04% | ₹5.53 Cr |
| Muthoot Finance Ltd | Financial | 1.93% | ₹5.50 Cr |
| Muthoot Finance Ltd | Financial | 1.93% | ₹5.50 Cr |
| Csb Bank Ltd | Financial | 1.92% | ₹5.47 Cr |
| Csb Bank Ltd | Financial | 1.92% | ₹5.47 Cr |
| Dewan Housing Finance Corp. Ltd. Eq | Financial | 1.83% | ₹5.22 Cr |
| Dewan Housing Finance Corp. Ltd. Eq | Financial | 1.83% | ₹5.22 Cr |
| Repo | Unspecified | 1.90% | ₹5.14 Cr |
| Repo | Unspecified | 1.90% | ₹5.14 Cr |
| Dhfl Vysya Housing Finance Limited Eq | Financial | 1.83% | ₹5.03 Cr |
| Sundaram-clayton Ltd | Consumer Discretionary | 1.81% | ₹5.00 Cr |
| Dcb Bank Ltd | Financial | 1.53% | ₹4.35 Cr |
| Dcb Bank Ltd | Financial | 1.53% | ₹4.35 Cr |
| Computer Age Management Services Ltd | Financial | 1.51% | ₹4.31 Cr |
| Computer Age Management Services Ltd | Financial | 1.51% | ₹4.31 Cr |
| Computer Age Management Services Ltd | Financial | 1.52% | ₹4.11 Cr |
| Computer Age Management Services Ltd | Financial | 1.52% | ₹4.11 Cr |
| Computer Age Management Services Ltd | Financial | 1.48% | ₹4.09 Cr |
| Motilal Oswal Financial Services Ltd | Financial | 1.46% | ₹3.94 Cr |
| Motilal Oswal Financial Services Ltd | Financial | 1.46% | ₹3.94 Cr |
| Dhfl Vysya Housing Finance Limited Eq | Financial | 1.40% | ₹3.79 Cr |
| Dhfl Vysya Housing Finance Limited Eq | Financial | 1.40% | ₹3.79 Cr |
| Dhfl Vysya Housing Finance Limited Eq | Financial | 1.33% | ₹3.79 Cr |
| Dhfl Vysya Housing Finance Limited Eq | Financial | 1.33% | ₹3.79 Cr |
| Nippon Life India Asset Management Ltd | Financial | 1.24% | ₹3.41 Cr |
| Ujjivan Small Finance Bank Ltd | Financial | 1.13% | ₹3.22 Cr |
| Ujjivan Small Finance Bank Ltd | Financial | 1.13% | ₹3.22 Cr |
| One 97 Communications Ltd | Industrials | 1.12% | ₹3.20 Cr |
| One 97 Communications Ltd | Industrials | 1.12% | ₹3.20 Cr |
| One 97 Communications Ltd | Industrials | 1.13% | ₹3.11 Cr |
| Repo | Unspecified | 1.04% | ₹2.96 Cr |
| Repo | Unspecified | 1.04% | ₹2.96 Cr |
| Ujjivan Small Finance Bank Ltd | Financial | 1.06% | ₹2.88 Cr |
| Ujjivan Small Finance Bank Ltd | Financial | 1.06% | ₹2.88 Cr |
| Multi Commodity Exchange Of India Ltd | Financial | 1.05% | ₹2.85 Cr |
| Multi Commodity Exchange Of India Ltd | Financial | 1.05% | ₹2.85 Cr |
| Nippon Life India Asset Management Ltd | Financial | 1.00% | ₹2.85 Cr |
| Nippon Life India Asset Management Ltd | Financial | 1.00% | ₹2.85 Cr |
| Nippon Life India Asset Management Ltd | Financial | 1.05% | ₹2.83 Cr |
| Nippon Life India Asset Management Ltd | Financial | 1.05% | ₹2.83 Cr |
| One 97 Communications Ltd | Industrials | 1.02% | ₹2.76 Cr |
| One 97 Communications Ltd | Industrials | 1.02% | ₹2.76 Cr |
| Sundaram Finance Ltd | Financial | 0.93% | ₹2.66 Cr |
| Sundaram Finance Ltd | Financial | 0.93% | ₹2.66 Cr |
| Aditya Birla Sun Life Amc Ltd | Financial | 0.97% | ₹2.66 Cr |
| Sundaram Finance Ltd | Financial | 0.94% | ₹2.56 Cr |
| Sundaram Finance Ltd | Financial | 0.94% | ₹2.56 Cr |
| Aditya Birla Sun Life Amc Ltd | Financial | 0.91% | ₹2.45 Cr |
| Aditya Birla Sun Life Amc Ltd | Financial | 0.91% | ₹2.45 Cr |
| Multi Commodity Exchange Of India Ltd | Financial | 0.81% | ₹2.31 Cr |
| Multi Commodity Exchange Of India Ltd | Financial | 0.81% | ₹2.31 Cr |
| Iifl Wealth Management Ltd | Financial | 0.77% | ₹2.18 Cr |
| Iifl Wealth Management Ltd | Financial | 0.77% | ₹2.18 Cr |
| Bajaj Housing Finance Ltd. | Financial | 0.75% | ₹2.12 Cr |
| Bajaj Housing Finance Ltd. | Financial | 0.75% | ₹2.12 Cr |
| Iifl Wealth Management Ltd | Financial | 0.76% | ₹2.07 Cr |
| Iifl Wealth Management Ltd | Financial | 0.76% | ₹2.07 Cr |
| Five-star Business Finance Ltd | Financial | 0.71% | ₹2.03 Cr |
| Five-star Business Finance Ltd | Financial | 0.71% | ₹2.03 Cr |
| Crisil Ltd | Industrials | 0.61% | ₹1.72 Cr |
| Crisil Ltd | Industrials | 0.61% | ₹1.72 Cr |
| Five-star Business Finance Ltd | Financial | 0.62% | ₹1.67 Cr |
| Five-star Business Finance Ltd | Financial | 0.62% | ₹1.67 Cr |
| Crisil Ltd | Industrials | 0.57% | ₹1.55 Cr |
| Crisil Ltd | Industrials | 0.57% | ₹1.55 Cr |
| Multi Commodity Exchange Of India Ltd | Financial | 0.56% | ₹1.54 Cr |
| Motilal Oswal Financial Services Ltd | Financial | 0.55% | ₹1.51 Cr |
| Bse Ltd | Financial | 0.51% | ₹1.46 Cr |
| Bse Ltd | Financial | 0.51% | ₹1.46 Cr |
| Bse Ltd | Financial | 0.52% | ₹1.43 Cr |
| Sundaram Finance Ltd | Financial | 0.50% | ₹1.37 Cr |
| Five-star Business Finance Ltd | Financial | 0.45% | ₹1.24 Cr |
| Bse Ltd | Financial | 0.44% | ₹1.20 Cr |
| Bse Ltd | Financial | 0.44% | ₹1.20 Cr |
| Cholamandalam Investment & Finance Company Ltd | Financial | 0.38% | ₹1.04 Cr |
| Prudent Corporate Advisory Services Ltd | Financial | 0.30% | ₹0.82 Cr |
| Pb Fintech Ltd | Financial | 0.27% | ₹0.77 Cr |
| Pb Fintech Ltd | Financial | 0.27% | ₹0.77 Cr |
| Equitas Small Finance Bank Ltd | Financial | 0.27% | ₹0.75 Cr |
| Pb Fintech Ltd | Financial | 0.27% | ₹0.73 Cr |
| Pb Fintech Ltd | Financial | 0.27% | ₹0.73 Cr |
| Prudent Corporate Advisory Services Ltd | Financial | 0.27% | ₹0.73 Cr |
| Prudent Corporate Advisory Services Ltd | Financial | 0.27% | ₹0.73 Cr |
| Prudent Corporate Advisory Services Ltd | Financial | 0.25% | ₹0.72 Cr |
| Prudent Corporate Advisory Services Ltd | Financial | 0.25% | ₹0.72 Cr |
| Angel One Ltd | Financial | 0.25% | ₹0.69 Cr |
| Angel One Ltd | Financial | 0.23% | ₹0.66 Cr |
| Angel One Ltd | Financial | 0.23% | ₹0.66 Cr |
| Angel One Ltd | Financial | 0.21% | ₹0.57 Cr |
| Angel One Ltd | Financial | 0.21% | ₹0.57 Cr |
| Net Receivables | Unspecified | 0.20% | ₹0.56 Cr |
| Net Receivables | Unspecified | 0.20% | ₹0.56 Cr |
| Net Receivables | Unspecified | 0.17% | ₹0.46 Cr |
| General Insurance Corporation Of India Ltd | Financial | 0.06% | ₹0.18 Cr |
| General Insurance Corporation Of India Ltd | Financial | 0.06% | ₹0.18 Cr |
| Net Payables | Unspecified | -0.28% | ₹-0.76 Cr |
| Net Payables | Unspecified | -0.28% | ₹-0.76 Cr |
Top Equity Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| ICICI Prudential Banking And Financial Services Direct Plan-growth |
₹157.43 | 16.92% | 19.25% | - |
| Aditya Birla Sun Life Banking & Financial Services Fund Direct-growth |
₹72.41 | 17.47% | 18.70% | - |
| Aditya Birla Sun Life Banking & Financial Services Fund Regular-growth |
₹64.36 | 16.38% | 17.56% | - |
| Aditya Birla Sun Life Nifty Bank Etf-growth |
₹60.50 | 12.48% | 16.06% | - |
| Taurus Banking & Financial Services Fund Direct-growth |
₹62.46 | 13.80% | 15.93% | - |
| Taurus Banking & Financial Services Fund Regular-growth |
₹55.73 | 12.93% | 15.03% | - |
Lic Mf Banking & Financial Services Fund Direct-growth
What is the current AUM of Lic Mf Banking & Financial Services Fund Direct-growth?
As of Thu Jul 31, 2025, Lic Mf Banking & Financial Services Fund Direct-growth manages assets worth ₹275.4 crore
How has Lic Mf Banking & Financial Services Fund Direct-growth performed recently?
- 3 Months: 0.24%
- 6 Months: 17.10%
What is the long-term performance of Lic Mf Banking & Financial Services Fund Direct-growth?
- 3 Years CAGR: 14.34%
- 5 Years CAGR: 18.01%
- Since Inception: 8.52%
What is the portfolio composition of Lic Mf Banking & Financial Services Fund Direct-growth?
Equity: 98.76%, Others: 1.24%.
Who manages Lic Mf Banking & Financial Services Fund Direct-growth?
Lic Mf Banking & Financial Services Fund Direct-growth is managed by Jaiprakash Toshniwal from LIC Mutual Fund.
What is the market-cap allocation of Lic Mf Banking & Financial Services Fund Direct-growth?
Large Cap: 61.93%, Mid Cap: 14.17%, Small Cap: 23.90%.
Which are the top companies Lic Mf Banking & Financial Services Fund Direct-growth has invested in?
- HDFC Bank Ltd – 22.14% of the fund's portfolio
- HDFC Bank Ltd – 22.14% of the fund's portfolio
- HDFC Bank Ltd – 20.30% of the fund's portfolio
- HDFC Bank Ltd – 20.30% of the fund's portfolio
- HDFC Bank Ltd – 19.91% of the fund's portfolio
Which are the major sectors Lic Mf Banking & Financial Services Fund Direct-growth focuses on?
- Financial – 471.34% of the fund's portfolio
- Unspecified – 10.47% of the fund's portfolio
- Consumer Discretionary – 10.42% of the fund's portfolio
- Industrials – 7.77% of the fund's portfolio
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Past performance may not be indicative of future results.
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.


