Fund Overview of SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-idcw
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₹1,596.8 CrAUM
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₹20.10NAV
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1.09%Expense Ratio
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HybridFund Category
Returns of SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-idcw
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.76% | NA | 2.67% |
| 6 Months | 13.00% | NA | 10.68% |
| 1 Year | -0.52% | -0.52% | 2.84% |
| 2 Year | NA | 11.74% | 17.05% |
| 3 Years | 48.02% | 13.97% | 16.22% |
Asset Allocation
equities
78.18%debt instruments
10.19%other assets or cash equivalents
1.05%SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-idcw is one Hybrid mutual fund offered by SBI Mutual Fund. Launched on 10 Feb 2021, the fund aims Long term capital appreciation. Investment predominantly in equity and equity related instruments & balance in debt and money market instruments. It manages assets worth ₹1,596.8 crore as on Thu Jul 31, 2025. The expense ratio stands at 1.09%. Fund Manager Manager Education Fund Manager Manager Education Fund Manager Manager EducationAbout SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-idcw
The portfolio allocation consists of 78.18% in equities, 10.19% in debt instruments, 1.05% in other assets or cash equivalents. Managed by Ardhendu Bhattacharya, it has delivered a return of -0.52% in the last year, a total return since inception of 16.29%.
Key Metrics of SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-idcw
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Standard Deviation9.66%
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Sharpe Ratio0.68%
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Alpha0.96%
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Beta0.83%
Fund Details
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Fund NamesSBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-idcw
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Inception Date10 Feb 2021
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Lock In1825
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SIP Minimum Investment amount₹ 500
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SWP Minimum Investment amount₹ 500
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STP Minimum Investment amount₹ 500
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RiskPrincipal at very high risk
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Category Average Annual Returns2.84
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Bandhan Aggressive Hybrid Fund Direct-growth  |
₹1,083 | 1.07% | 1.35% | 2.53% | 17.01% | 19.10% |
| HDFC Children's Fund Regular Plan |
₹10,307 | 0.15% | -2.40% | -2.68% | 14.98% | 17.98% |
| Bandhan Aggressive Hybrid Fund Regular-growth |
₹1,083 | 0.96% | 1.00% | 1.17% | 15.49% | 17.57% |
| HDFC Hybrid Equity Fund Regular-growth |
₹24,511 | 0.73% | -2.26% | 0.11% | 13.24% | 17.44% |
| Axis Aggressive Hybrid Fund Direct-growth |
₹1,570 | 0.95% | -1.41% | -1.63% | 12.03% | 14.63% |
Tata Retirement Savings Fund Moderate Plan Regular-growth  |
₹2,150 | -0.15% | -3.97% | -3.47% | 14.07% | 14.53% |
| Axis Children's Fund Direct-compulsory Lock In Growth |
₹912 | 1.18% | -1.25% | -1.05% | 11.24% | 14.15% |
| Axis Children's Fund Direct-compulsory Lock In Idcw |
₹912 | 1.18% | -1.25% | -1.05% | 11.24% | 14.15% |
| Axis Children's Fund Regula-compulsory Lock In Growth |
₹912 | 1.11% | -1.49% | -2.00% | 9.98% | 12.85% |
| Axis Children's Fund Regular-compulsory Lock In Idcw |
₹912 | 1.11% | -1.49% | -2.00% | 9.98% | 12.85% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from SBI Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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SBI Equity Hybrid Fund-growth
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₹77,794 | 1.38% | -1.95% | 8.43% | 4.56% | 13.87% |
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SBI Equity Hybrid Fund Direct Plan-growth
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₹77,794 | 1.43% | -1.79% | 8.79% | 5.25% | 14.64% |
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SBI Equity Hybrid Fund-idcw
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₹77,794 | 1.38% | -1.95% | 8.43% | 4.56% | 13.87% |
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SBI Equity Hybrid Fund Direct Plan-idcw
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₹77,794 | 1.43% | -1.79% | 8.79% | 5.25% | 14.64% |
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SBI Magnum Children's Benefit Fund - Investment Plan Direct - Growth
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₹4,035 | 2.23% | 4.69% | 14.34% | 4.37% | 24.42% |
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SBI Magnum Children's Benefit Fund - Investment Plan Regular - Growth
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₹4,035 | 2.15% | 4.43% | 13.76% | 3.28% | 22.98% |
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SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct - Growth
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₹1,597 | 1.68% | 0.02% | 9.53% | -1.36% | 14.47% |
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SBI Retirement Benefit Fund - Aggressive Hybrid Plan Regular - Growth
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₹1,597 | 1.60% | -0.24% | 8.97% | -2.36% | 13.26% |
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SBI Retirement Benefit Fund - Aggressive Hybrid Plan Regular-idcw
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₹1,597 | 1.60% | -0.24% | 8.97% | -2.36% | 13.26% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Tax Information
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| HDFC Hybrid Equity Fund Regular-growth |
₹24,511 | ₹117.97 | 13.24% | 17.44% | 12.11% |
| HDFC Children's Fund Regular Plan |
₹10,307 | ₹290.67 | 14.98% | 17.98% | 13.43% |
| Tata Retirement Savings Fund Moderate Plan Regular-growth |
₹2,150 | ₹63.64 | 14.07% | 14.53% | 12.08% |
| Axis Aggressive Hybrid Fund Direct-growth |
₹1,570 | ₹22.46 | 12.03% | 14.63% | - |
| Bandhan Aggressive Hybrid Fund Regular-growth |
₹1,083 | ₹26.18 | 15.49% | 17.57% | - |
| Bandhan Aggressive Hybrid Fund Direct-growth |
₹1,083 | ₹29.66 | 17.01% | 19.10% | - |
| Axis Children's Fund Direct-compulsory Lock In Growth |
₹912 | ₹29.58 | 11.24% | 14.15% | - |
| Axis Children's Fund Regula-compulsory Lock In Growth |
₹912 | ₹25.98 | 9.98% | 12.85% | - |
| Axis Children's Fund Regular-compulsory Lock In Idcw |
₹912 | ₹26.00 | 9.98% | 12.85% | - |
| Axis Children's Fund Direct-compulsory Lock In Idcw |
₹912 | ₹29.56 | 11.24% | 14.15% | - |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Hdfc Bank Ltd | Financial | 7.36% | ₹117.49 Cr |
| Central Government Loan 20388 Goi 07dc31 Flt Fv Rs 100 | Entities | 6.67% | ₹106.44 Cr |
| Icici Bank Ltd | Financial | 5.15% | ₹82.22 Cr |
| Reliance Industries Ltd | Energy & Utilities | 4.53% | ₹72.29 Cr |
| Infosys Ltd | Technology | 3.28% | ₹52.36 Cr |
| State Development Loan 30596 Tn 14jl31 6.98 Fv Rs 100 | Unspecified | 3.19% | ₹50.94 Cr |
| Larsen & Toubro Ltd | Industrials | 3.09% | ₹49.31 Cr |
| Maruti Suzuki India Ltd | Consumer Discretionary | 3.08% | ₹49.17 Cr |
| Ultratech Cement Ltd | Materials | 2.56% | ₹40.91 Cr |
| State Bank Of India | Financial | 2.39% | ₹38.11 Cr |
| Sbi Etf Gold | Unspecified | 2.28% | ₹36.42 Cr |
| National Highways Infra Trust | Industrials | 2.17% | ₹34.71 Cr |
| Abbott India Ltd | Healthcare | 2.14% | ₹34.11 Cr |
| Cube Highways Trust | Industrials | 2.13% | ₹34.06 Cr |
| Kotak Mahindra Bank Ltd | Financial | 2.07% | ₹33.04 Cr |
| Embassy Office Parks Reit | Real Estate | 2.04% | ₹32.64 Cr |
| Nexus Select Trust | Industrials | 1.99% | ₹31.84 Cr |
| Tata Consultancy Services Ltd | Technology | 1.98% | ₹31.58 Cr |
| Axis Bank Ltd | Financial | 1.95% | ₹31.12 Cr |
| Timken India Ltd | Industrials | 1.75% | ₹27.88 Cr |
| Jubilant Foodworks Ltd | Consumer Discretionary | 1.70% | ₹27.20 Cr |
| Hindalco Industries Ltd | Materials | 1.66% | ₹26.43 Cr |
| Divi's Laboratories Ltd | Healthcare | 1.60% | ₹25.59 Cr |
| Schaeffler India Ltd | Industrials | 1.58% | ₹25.31 Cr |
| Hdfc Life Insurance Co Ltd | Financial | 1.42% | ₹22.67 Cr |
| L&t Technology Services Ltd | Technology | 1.40% | ₹22.40 Cr |
| Zf Commercial Vehicle Control Systems India Ltd | Consumer Discretionary | 1.35% | ₹21.57 Cr |
| Power Grid Corporation Of India Ltd | Energy & Utilities | 1.29% | ₹20.66 Cr |
| Endurance Technologies Ltd | Consumer Discretionary | 1.28% | ₹20.41 Cr |
| Kajaria Ceramics Ltd | Industrials | 1.24% | ₹19.77 Cr |
| Tvs Motor Company Ltd | Consumer Discretionary | 1.23% | ₹19.61 Cr |
| Honeywell Automation India Ltd | Technology | 1.12% | ₹17.83 Cr |
| Balrampur Chini Mills Ltd | Consumer Staples | 1.10% | ₹17.61 Cr |
| Cholamandalam Investment & Finance Company Ltd | Financial | 1.08% | ₹17.29 Cr |
| Page Industries Ltd | Consumer Discretionary | 1.04% | ₹16.59 Cr |
| Navin Fluorine International Ltd | Materials | 1.01% | ₹16.15 Cr |
| Grindwell Norton Ltd | Materials | 1.01% | ₹16.13 Cr |
| Dlf Ltd | Real Estate | 1.01% | ₹16.08 Cr |
| Dr. Lal Pathlabs Ltd | Healthcare | 0.99% | ₹15.75 Cr |
| Aia Engineering Ltd | Industrials | 0.93% | ₹14.90 Cr |
| Esab India Ltd | Industrials | 0.90% | ₹14.44 Cr |
| Torrent Power Ltd | Energy & Utilities | 0.90% | ₹14.41 Cr |
| Ltimindtree Ltd | Technology | 0.90% | ₹14.30 Cr |
| Sona Blw Precision Forgings Ltd | Consumer Discretionary | 0.84% | ₹13.47 Cr |
| Fsn E-commerce Ventures Ltd | Consumer Discretionary | 0.84% | ₹13.42 Cr |
| Brigade Hotel Ventures Ltd. | Consumer Discretionary | 0.83% | ₹13.23 Cr |
| Repo | Unspecified | 0.83% | ₹13.20 Cr |
| Hawkins Cookers Ltd | Consumer Discretionary | 0.81% | ₹12.91 Cr |
| Thermax Ltd | Industrials | 0.77% | ₹12.22 Cr |
| Chalet Hotels Ltd | Consumer Discretionary | 0.72% | ₹11.56 Cr |
| Hdb Financial Services Limited Eq | Financial | 0.71% | ₹11.38 Cr |
| Abb India Ltd | Industrials | 0.69% | ₹10.98 Cr |
| Pitti Engineering Ltd | Industrials | 0.68% | ₹10.84 Cr |
| Carborundum Universal Ltd | Materials | 0.64% | ₹10.24 Cr |
| Hdfc Asset Management Company Ltd | Financial | 0.64% | ₹10.17 Cr |
| Nuvoco Vistas Corp Ltd | Materials | 0.53% | ₹8.44 Cr |
| Teamlease Services Ltd | Industrials | 0.41% | ₹6.60 Cr |
| Housing And Urban Development Corporation Limited Sr Iv 2018 8.58 Loa 14fb29 Fvrs10lac | Financial | 0.33% | ₹5.31 Cr |
| Net Receivables | Unspecified | 0.19% | ₹3.02 Cr |
Top Hybrid Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Bandhan Aggressive Hybrid Fund Direct-growth |
₹29.66 | 17.01% | 19.10% | - |
| HDFC Children's Fund Regular Plan |
₹290.67 | 14.98% | 17.98% | - |
| Bandhan Aggressive Hybrid Fund Regular-growth |
₹26.18 | 15.49% | 17.57% | - |
| HDFC Hybrid Equity Fund Regular-growth |
₹117.97 | 13.24% | 17.44% | 120.72 |
| Axis Aggressive Hybrid Fund Direct-growth |
₹22.46 | 12.03% | 14.63% | - |
| Tata Retirement Savings Fund Moderate Plan Regular-growth |
₹63.64 | 14.07% | 14.53% | - |
| Axis Children's Fund Direct-compulsory Lock In Growth |
₹29.58 | 11.24% | 14.15% | - |
| Axis Children's Fund Direct-compulsory Lock In Idcw |
₹29.56 | 11.24% | 14.15% | - |
| Axis Children's Fund Regula-compulsory Lock In Growth |
₹25.98 | 9.98% | 12.85% | - |
| Axis Children's Fund Regular-compulsory Lock In Idcw |
₹26.00 | 9.98% | 12.85% | - |
growth is based on 5Y returns of the funds
SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-idcw
What is the current AUM of SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-idcw?
As of Thu Jul 31, 2025, SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-idcw manages assets worth ₹1,596.8 crore
How has SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-idcw performed recently?
- 3 Months: 1.76%
- 6 Months: 13.00%
What is the long-term performance of SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-idcw?
- 3 Years CAGR: 13.97%
- Since Inception: 16.29%
What is the portfolio composition of SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-idcw?
Equity: 78.18%, Debt: 10.19%, Commodities: 2.25%, Others: 1.05%.
Who manages SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-idcw?
SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-idcw is managed by Ardhendu Bhattacharya from SBI Mutual Fund.
What is the market-cap allocation of SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-idcw?
Large Cap: 8.54%, Mid Cap: 27.44%, Small Cap: 6.05%.
Which are the top companies SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-idcw has invested in?
- HDFC Bank Ltd – 7.36% of the fund's portfolio
- CENTRAL GOVERNMENT LOAN 20388 GOI 07DC31 FLT FV RS 100 – 6.67% of the fund's portfolio
- ICICI Bank Ltd – 5.15% of the fund's portfolio
- Reliance Industries Ltd – 4.53% of the fund's portfolio
- Infosys Ltd – 3.28% of the fund's portfolio
Which are the major sectors SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-idcw focuses on?
- Financial – 23.10% of the fund's portfolio
- Industrials – 18.33% of the fund's portfolio
- Consumer Discretionary – 13.72% of the fund's portfolio
- Technology – 8.68% of the fund's portfolio
- Materials – 7.41% of the fund's portfolio
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
