UTI Banking And Financial Services Fund Direct Plan-idcw

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : -0.29%
NAV: ₹89.41 as on Wed Nov 26, 2025
Fund NAV

Fund Overview of UTI Banking And Financial Services Fund Direct Plan-idcw

  • ₹1,304.9 Cr
    AUM
  • ₹89.41
    NAV
  • 1.15%
    Expense Ratio
  • Equity
    Fund Category
As on Wed Nov 26, 2025

Returns of UTI Banking And Financial Services Fund Direct Plan-idcw

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months -0.29% NA 2.31%
6 Months 13.32% NA 15.50%
1 Year 10.98% 10.98% 10.43%
2 Years 41.44% 18.93% 18.38%
3 Years 66.70% 18.57% 17.78%
5 Years 168.05% 21.80% 22.24%
7 Years 136.91% 13.11% NA
10 Years 230.42% 12.70% 13.92%
View More
As on Wed Nov 26, 2025

Asset Allocation

equities

99.05%

debt instruments

0.01%

other assets or cash equivalents

0.95%
Large Cap: 76.38%
Mid Cap: 10.97%
Small Cap: 12.65%
Other: 0.00%
Top Holdings
Icici Bank Ltd
21.03%
Icici Bank Ltd
19.40%
Icici Bank Ltd
18.50%
Icici Bank Ltd
18.50%
Hdfc Bank Ltd
15.94%
 
Top Sectors
Financial
394.08%
Unspecified
3.30%
N/A
2.62%
Detailed Portfolio Analysis
As on Wed Nov 26, 2025
Invest Now

About Fund

About UTI Banking And Financial Services Fund Direct Plan-idcw

UTI Banking And Financial Services Fund Direct Plan-idcw is one Equity mutual fund offered by UTI Mutual Fund. the fund aims Long term capital appreciation. Investment predominantly in equity and equity related securities of companies engaged in banking and financial services activities. It manages assets worth ₹1,304.9 crore as on Thu Jul 31, 2025. The expense ratio stands at 1.15%.
The portfolio allocation consists of 99.05% in equities, 0.01% in debt instruments, 0.95% in other assets or cash equivalents. Managed by Preethi R S, it has delivered a return of 10.98% in the last year, a total return since inception of 12.29%.

Read more
  • Amit Kumar Premchandani

    Fund Manager

  • Mr. Premchandani is a Chartered Accountant, MBA and CFA degree holder.

    Manager Education

  • Preethi R S

    Fund Manager

  • Ms. R S is B.E and MBA (Finance).

    Manager Education

Key Metrics of UTI Banking And Financial Services Fund Direct Plan-idcw

  • Standard Deviation
    12.74%
  • Sharpe Ratio
    0.72%
  • Alpha
    5.01%
  • Beta
    0.87%

Fund Details

Fund Names UTI Banking And Financial Services Fund Direct Plan-idcw
Lock In No Lock-in
SIP Minimum Investment amount ₹ 500
SWP Minimum Investment amount ₹ 500
STP Minimum Investment amount ₹ 100
 
Risk Principal at very high risk
Category Average Annual Returns 10.43
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
ICICI Prudential Banking And Financial Services Direct Plan-growth trend ₹9,930 2.21% 6.65% 15.45% 16.62% 18.85%
Aditya Birla Sun Life Banking & Financial Services Fund Direct-growth trend ₹3,497 2.47% 9.41% 16.20% 17.13% 17.96%
Aditya Birla Sun Life Banking & Financial Services Fund Regular-growth trend ₹3,497 2.38% 9.16% 15.13% 16.03% 16.82%
Aditya Birla Sun Life Nifty Bank Etf-growth trend ₹2,658 3.16% 9.28% 14.77% 12.20% 15.67%
Taurus Banking & Financial Services Fund Direct-growth trend ₹12 0.53% 6.33% 10.23% 13.13% 15.45%
Taurus Banking & Financial Services Fund Regular-growth trend ₹12 0.45% 6.11% 9.31% 12.26% 14.56%
View More
increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from UTI Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
UTI Nifty Bank Etf increase ₹3,674 3.15% 9.28% 7.72% 14.83% 12.27%
UTI Banking And Financial Services Fund Regular Plan-growth increase ₹1,305 1.61% 8.27% 6.46% 14.73% 15.77%
UTI Banking And Financial Services Fund Direct Plan-growth increase ₹1,305 1.71% 8.55% 7.01% 15.92% 16.98%
UTI Banking And Financial Services Fund Regular Plan-idcw increase ₹1,305 1.61% 8.27% 6.46% 14.73% 15.77%
UTI Nifty Private Bank Index Fund Regular-growth increase ₹218 1.17% 8.66% 3.79% 12.09% -
UTI Nifty Private Bank Index Fund Direct-growth increase ₹218 1.21% 8.76% 4.03% 12.70% -
View More
increase growth is based on 1-month returns of the funds

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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
ICICI Prudential Banking And Financial Services Direct Plan-growth trend ₹9,930 ₹158.33 16.62% 18.85% 15.92%
Aditya Birla Sun Life Banking & Financial Services Fund Regular-growth trend ₹3,497 ₹64.59 16.03% 16.82% 14.88%
Aditya Birla Sun Life Banking & Financial Services Fund Direct-growth trend ₹3,497 ₹72.68 17.13% 17.96% 16.03%
Aditya Birla Sun Life Nifty Bank Etf-growth trend ₹2,658 ₹60.82 12.20% 15.67% -
Taurus Banking & Financial Services Fund Direct-growth trend ₹12 ₹62.51 13.13% 15.45% 14.44%
Taurus Banking & Financial Services Fund Regular-growth trend ₹12 ₹55.76 12.26% 14.56% 13.42%
View More
Top funds are based on Fund AUM

Detailed Portfolio

Stocks Sector % of Holding Value
Icici Bank LtdFinancial21.03%₹274.41 Cr
Icici Bank LtdFinancial19.40%₹249.70 Cr
Icici Bank LtdFinancial18.50%₹249.20 Cr
Icici Bank LtdFinancial18.50%₹249.20 Cr
Hdfc Bank LtdFinancial15.94%₹214.74 Cr
Hdfc Bank LtdFinancial15.94%₹214.74 Cr
Hdfc Bank LtdFinancial15.56%₹203.02 Cr
Hdfc Bank LtdFinancial15.59%₹200.66 Cr
Kotak Mahindra Bank LtdFinancial8.58%₹115.62 Cr
Kotak Mahindra Bank LtdFinancial8.58%₹115.62 Cr
Axis Bank LtdFinancial8.47%₹114.03 Cr
Axis Bank LtdFinancial8.47%₹114.03 Cr
Kotak Mahindra Bank LtdFinancial8.51%₹109.60 Cr
Axis Bank LtdFinancial7.91%₹101.84 Cr
Kotak Mahindra Bank LtdFinancial7.58%₹98.93 Cr
Axis Bank LtdFinancial7.37%₹96.16 Cr
Bajaj Finance LtdFinancial6.35%₹85.51 Cr
Bajaj Finance LtdFinancial6.35%₹85.51 Cr
Bajaj Finance LtdFinancial6.54%₹84.16 Cr
State Bank Of IndiaFinancial5.91%₹79.65 Cr
State Bank Of IndiaFinancial5.91%₹79.65 Cr
Bajaj Finance LtdFinancial5.69%₹74.25 Cr
State Bank Of IndiaFinancial5.76%₹74.16 Cr
State Bank Of IndiaFinancial5.19%₹67.71 Cr
Karur Vysya Bank LtdFinancial4.18%₹54.59 Cr
Shriram Transport Finance Company LtdFinancial3.38%₹44.16 Cr
Karur Vysya Bank LtdFinancial3.25%₹43.77 Cr
Karur Vysya Bank LtdFinancial3.25%₹43.77 Cr
India Shelter Finance Corporation Ltd.Financial3.30%₹43.09 Cr
Karur Vysya Bank LtdFinancial3.28%₹42.18 Cr
Max Financial Services LtdFinancial3.16%₹41.29 Cr
Shriram Transport Finance Company LtdFinancial3.06%₹41.19 Cr
Shriram Transport Finance Company LtdFinancial3.06%₹41.19 Cr
Shriram Transport Finance Company LtdFinancial3.11%₹40.05 Cr
Max Financial Services LtdFinancial2.94%₹37.82 Cr
Hdfc Life Insurance Co LtdFinancial2.89%₹37.78 Cr
Indian BankFinancial2.92%₹37.54 Cr
Max Financial Services LtdFinancial2.76%₹37.12 Cr
Max Financial Services LtdFinancial2.76%₹37.12 Cr
Indian BankFinancial2.81%₹36.73 Cr
Hdfc Life Insurance Co LtdFinancial2.64%₹34.04 Cr
Ujjivan Small Finance Bank LtdFinancial2.52%₹33.87 Cr
Ujjivan Small Finance Bank LtdFinancial2.52%₹33.87 Cr
Hdfc Life Insurance Co LtdFinancial2.45%₹32.93 Cr
Hdfc Life Insurance Co LtdFinancial2.45%₹32.93 Cr
Rec LtdFinancial2.52%₹32.90 Cr
Rec LtdFinancial2.32%₹31.21 Cr
Rec LtdFinancial2.32%₹31.21 Cr
Rec LtdFinancial2.41%₹31.04 Cr
Ujjivan Small Finance Bank LtdFinancial2.35%₹30.29 Cr
Ujjivan Small Finance Bank LtdFinancial2.22%₹28.93 Cr
India Shelter Finance Corporation Ltd.Financial2.21%₹28.44 Cr
Indian BankFinancial2.07%₹27.91 Cr
Indian BankFinancial2.07%₹27.91 Cr
Multi Commodity Exchange Of India LtdFinancial2.06%₹27.73 Cr
Multi Commodity Exchange Of India LtdFinancial2.06%₹27.73 Cr
Aavas Financiers LtdFinancial1.84%₹24.75 Cr
Aavas Financiers LtdFinancial1.84%₹24.75 Cr
Aavas Financiers LtdFinancial1.90%₹24.51 Cr
India Shelter Finance Corporation Ltd.Financial1.80%₹24.31 Cr
India Shelter Finance Corporation Ltd.Financial1.80%₹24.31 Cr
Multi Commodity Exchange Of India LtdFinancial1.82%₹23.39 Cr
Multi Commodity Exchange Of India LtdFinancial1.77%₹23.08 Cr
Aavas Financiers LtdFinancial1.56%₹20.40 Cr
Icici Lombard General Insurance Company LtdFinancial1.48%₹19.94 Cr
Icici Lombard General Insurance Company LtdFinancial1.48%₹19.94 Cr
Icici Lombard General Insurance Company LtdFinancial1.47%₹18.90 Cr
Bajaj Finserv LtdFinancial1.30%₹17.54 Cr
Bajaj Finserv LtdFinancial1.30%₹17.54 Cr
Bajaj Finserv LtdFinancial1.31%₹16.85 Cr
Bajaj Finserv LtdFinancial1.25%₹16.36 Cr
Arman Financial Services LtdFinancial1.24%₹16.22 Cr
Sbi Life Insurance Company LtdFinancial1.16%₹15.65 Cr
Sbi Life Insurance Company LtdFinancial1.16%₹15.65 Cr
Sbi Life Insurance Company LtdFinancial1.13%₹14.73 Cr
Arman Financial Services LtdFinancial1.07%₹14.41 Cr
Arman Financial Services LtdFinancial1.07%₹14.41 Cr
Sbi Life Insurance Company LtdFinancial1.11%₹14.32 Cr
Arman Financial Services LtdFinancial1.07%₹13.74 Cr
Cholamandalam Investment & Finance Company LtdFinancial0.98%₹13.15 Cr
Cholamandalam Investment & Finance Company LtdFinancial0.98%₹13.15 Cr
Net Current AssetsUnspecified0.95%₹12.76 Cr
Net Current AssetsUnspecified0.95%₹12.76 Cr
Cholamandalam Investment & Finance Company LtdFinancial0.97%₹12.49 Cr
Seshaasai Technologies Ltd.0.96%₹12.34 Cr
Bse LtdFinancial0.93%₹12.14 Cr
Net Current AssetsUnspecified0.87%₹11.42 Cr
Seshaasai Technologies Ltd.0.83%₹11.21 Cr
Seshaasai Technologies Ltd.0.83%₹11.21 Cr
Cholamandalam Investment & Finance Company LtdFinancial0.86%₹11.19 Cr
Hdfc Asset Management Company LtdFinancial0.80%₹10.47 Cr
Hdfc Asset Management Company LtdFinancial0.80%₹10.25 Cr
Hdfc Asset Management Company LtdFinancial0.74%₹9.97 Cr
Hdfc Asset Management Company LtdFinancial0.74%₹9.97 Cr
Indusind Bank LtdFinancial0.73%₹9.46 Cr
Indusind Bank LtdFinancial0.70%₹9.42 Cr
Indusind Bank LtdFinancial0.70%₹9.42 Cr
Indusind Bank LtdFinancial0.68%₹8.71 Cr
Creditaccess Grameen LtdFinancial0.52%₹7.03 Cr
Creditaccess Grameen LtdFinancial0.52%₹7.03 Cr
Creditaccess Grameen LtdFinancial0.52%₹6.69 Cr
National Securities Depository Limited EqFinancial0.50%₹6.56 Cr
Kfin Technologies LtdFinancial0.48%₹6.40 Cr
Kfin Technologies LtdFinancial0.48%₹6.40 Cr
Net Current AssetsUnspecified0.49%₹6.36 Cr
Kfin Technologies LtdFinancial0.48%₹6.31 Cr
Creditaccess Grameen LtdFinancial0.47%₹6.17 Cr
Kfin Technologies LtdFinancial0.48%₹6.13 Cr
Au Small Finance Bank LtdFinancial0.43%₹5.73 Cr
Au Small Finance Bank LtdFinancial0.43%₹5.73 Cr
National Securities Depository Limited EqFinancial0.39%₹5.07 Cr
National Securities Depository Limited EqFinancial0.36%₹4.87 Cr
National Securities Depository Limited EqFinancial0.36%₹4.87 Cr
Tata Capital Limited EqFinancial0.35%₹4.71 Cr
Tata Capital Limited EqFinancial0.35%₹4.71 Cr
The Federal Bank LtdFinancial0.34%₹4.57 Cr
The Federal Bank LtdFinancial0.34%₹4.57 Cr
Hdb Financial Services Limited EqFinancial0.28%₹3.61 Cr
Hdb Financial Services Limited EqFinancial0.28%₹3.57 Cr
Hdb Financial Services Limited EqFinancial0.26%₹3.48 Cr
Hdb Financial Services Limited EqFinancial0.26%₹3.48 Cr
Prudent Corporate Advisory Services LtdFinancial0.21%₹2.70 Cr
Prudent Corporate Advisory Services LtdFinancial0.18%₹2.38 Cr
Prudent Corporate Advisory Services LtdFinancial0.18%₹2.36 Cr
Prudent Corporate Advisory Services LtdFinancial0.18%₹2.36 Cr
Others CbloUnspecified0.01%₹0.16 Cr
Others CbloUnspecified0.01%₹0.16 Cr
Others CbloUnspecified0.01%₹0.08 Cr
Others CbloUnspecified0.01%₹0.08 Cr
Icici Lombard General Insurance Company LtdFinancial0.00%₹0.00 Cr
View More

Top Equity Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
ICICI Prudential Banking And Financial Services Direct Plan-growth increase ₹158.33 16.62% 18.85% -
Aditya Birla Sun Life Banking & Financial Services Fund Direct-growth increase ₹72.68 17.13% 17.96% -
Aditya Birla Sun Life Banking & Financial Services Fund Regular-growth increase ₹64.59 16.03% 16.82% -
Aditya Birla Sun Life Nifty Bank Etf-growth increase ₹60.82 12.20% 15.67% -
Taurus Banking & Financial Services Fund Direct-growth increase ₹62.51 13.13% 15.45% -
Taurus Banking & Financial Services Fund Regular-growth increase ₹55.76 12.26% 14.56% -
View More
increase growth is based on 5Y returns of the funds

Frequently Asked Questions

UTI Banking And Financial Services Fund Direct Plan-idcw

What is the current AUM of UTI Banking And Financial Services Fund Direct Plan-idcw?

As of Thu Jul 31, 2025, UTI Banking And Financial Services Fund Direct Plan-idcw manages assets worth ₹1,304.9 crore

How has UTI Banking And Financial Services Fund Direct Plan-idcw performed recently?

  • 3 Months: -0.29%
  • 6 Months: 13.32%

What is the long-term performance of UTI Banking And Financial Services Fund Direct Plan-idcw?

  • 3 Years CAGR: 18.57%
  • 5 Years CAGR: 21.80%
  • Since Inception: 12.29%

What is the portfolio composition of UTI Banking And Financial Services Fund Direct Plan-idcw?

Equity: 99.05%, Debt: 0.01%, Others: 0.95%.

Who manages UTI Banking And Financial Services Fund Direct Plan-idcw?

UTI Banking And Financial Services Fund Direct Plan-idcw is managed by Preethi R S from UTI Mutual Fund.

What is the market-cap allocation of UTI Banking And Financial Services Fund Direct Plan-idcw?

Large Cap: 76.38%, Mid Cap: 10.97%, Small Cap: 12.65%.

Which are the top companies UTI Banking And Financial Services Fund Direct Plan-idcw has invested in?

  • ICICI Bank Ltd – 21.03% of the fund's portfolio
  • ICICI Bank Ltd – 19.40% of the fund's portfolio
  • ICICI Bank Ltd – 18.50% of the fund's portfolio
  • ICICI Bank Ltd – 18.50% of the fund's portfolio
  • HDFC Bank Ltd – 15.94% of the fund's portfolio

Which are the major sectors UTI Banking And Financial Services Fund Direct Plan-idcw focuses on?

  • Financial – 394.08% of the fund's portfolio
  • Unspecified – 3.30% of the fund's portfolio
  • – 2.62% of the fund's portfolio
View more FAQ's

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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.

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