How to Check Post Office Account Balance?

Customers can check their Post Office account balance through both online and offline channels provided by India Post Payments Bank (IPPB). Options include using the IPPB mobile app, through the missed call service, visiting an ATM, or the nearest post office.

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Methods to Check Post Office Account Balance

Get an instant balance update via SMS through IPPB Missed Call Banking. Simply dial 7799022509 or 8424046556 from the mobile number linked to your account. Below are more ways to check your post office account balance:

Check Post Office Account Balance Via Missed Call Banking

  • Balance Enquiry: Dial 7799022509 or 9910223398
  • Mini Statement: Dial 7799022708 or 99102285326

Note: You must first register your number by giving a missed call to 8424054994 or 9650121379

Check Post Office Account Balance Via SMS Banking

  • Send an SMS with the text BAL to 7738062873 or 9910228664 from your registered mobile number.

(If you are a first-time user, register first by sending REGISTER to the same number).

Check Your Post Office Balance Through WhatsApp Banking

  • Save the official IPPB WhatsApp number +91 8800756000 to your contacts.
  • Send "Hi" on WhatsApp and follow the simple on-screen options to view your balance.

Check Your Post Office Phone Banking (Call 155299)

Call the helpline 155299 from your linked phone number and follow the automated voice prompts (IVR) to hear your current account balance.

Check Post Office Account Balance via IPPB App

To check your balance using the India Post Payment Bank (IPPB) Mobile Banking App, follow these simple steps if you have an IPPB account or a linked Post Office Savings Account:

  • Download the “IPPB Mobile Banking” app from the Google Play Store.
  • Register using your account number, date of birth, and registered mobile number.
  • Set a secure MPIN to complete the login setup.
  • Log in to the app to view your account balance, mini statement, and recent transactions.

Note: Your mobile number must be registered with IPPB to use this method.

Check Post Office Account Balance via Internet Banking

To view your balance online, you can use the Post Office Internet Banking service if your account has internet banking activated. Follow these steps to proceed.

  • Visit the official Post Office Internet Banking website.

  • Log in using your User ID and Password.

  • Enter the OTP sent to your registered mobile number, if prompted.

  • Once logged in, your account balance and transaction history will be displayed on the dashboard.

Note: If you haven’t activated internet banking yet, you’ll need to visit your post office branch to register and get login credentials.

Check Post Office Account Balance via Phone Banking

You can also check your post office savings account balance without using phone banking. Just:

  • Dial 155299 from your registered mobile number.

  • Choose your preferred language from the IVRS menu.

  • Listen to the prompts carefully and select the balance inquiry option to hear your account balance.

Note: This service only works when calling from the mobile number linked to your post office account.

Check Post Office Account Balance via Missed Call or SMS Banking

IPPB also offers a missed call and SMS banking service to make balance checking easier without the internet.

  1. Missed Call Method:

    • Give a missed call to 8424054994 to register your linked mobile number.

    • For Balance Enquiry, dial 7799022509.

    • For Mini Statement, dial 7799022708.

    • Calls disconnect automatically.

    • You will receive an SMS with the requested details.

  2. SMS Banking Method:

    • Send the keyword ‘REGISTER’ to 7738062873 using your linked mobile number.

    • For Balance Enquiry, send ‘BAL’ to 7738062873.

    • For Mini Statement, send ‘MINI’ to 7738062873.

    • You will receive an SMS with the requested details.

Note: This service only works if your mobile number is linked to your IPPB or post office savings account.

Check Post Office Account Balance via WhatsApp

One of the newest ways to check your post office savings account balance is through WhatsApp banking.

  • Add 8800756000 to your phone contacts as ‘IPPB WhatsApp Banking’.

  • Open WhatsApp, send a simple “Hi” to this number, and you’ll receive an automated reply.

  • Follow the prompts in the chat menu to select “Balance Inquiry” and view your account balance instantly.

Note: WhatsApp banking works only with the mobile number linked to your post office account.

Check Post Office Account Balance By Visiting the Branch

For those who prefer offline services, visiting the nearest post office branch is always an option.

  • Carry your passbook along with a valid and Officially Valid Document.

  • Request a balance inquiry at the customer service counter.

  • The staff will check your account and share the updated balance.

  • You can also get your passbook updated with recent transactions.

Key Takeaways

Investors can check Post Office account balance through the mobile app, internet banking, missed call, SMS, ATM, or by visiting the nearest branch. These options make the Post Office savings account balance check process simple and quick, especially if your mobile number is linked to your account. While online services like the IPPB app offer convenience, passbook updates, and in-person visits remain useful for those who prefer offline access.

FAQs

  • How do I check my post office balance?

    You can check your post office balance through various methods, such as the IPPB mobile app, internet banking, missed call service, SMS banking, ATM, or by visiting your nearest post office branch. 
  • Is there a charge for checking my post office balance through SMS?

    India Post does not apply any fees for SMS balance checks, but your mobile network provider may deduct standard SMS charges as per your plan.
  • Can I check my post office savings account balance online?

    Yes, you can check your post office savings account balance online using the IPPB mobile app or the India Post internet banking portal. Ensure your account is activated for online services and your mobile number is registered.
  • How can I check my post bank balance online?

    Check your India Post Payments Bank (IPPB) balance online anytime using the IPPB Mobile Banking App, or get an instant update offline by giving a missed call from your registered phone.
  • How can I check my post office account balance in 2026?

    Check your Post Office Savings Account balance anytime online through the official Department of Posts Net Banking Portal.
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¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.

**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).

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