Axis Bank Easy Access Savings Account

What Is the Axis Bank Easy Access Savings Account?

The Axis Bank Easy Access Savings Account is designed for everyday banking needs. It provides convenient access to funds through digital banking channels and allows easy deposits, withdrawals, fund transfers, and other regular banking transactions.

Customers can access their savings accounts easily through Axis digital platforms. Like other savings account options, it also earns interest on the available balance as per the current rate declared by Axis Bank.

Features and Benefits of the Axis Bank Easy Access Savings Account

The best savings account always offers easy access, and Axis Bank Easy Access Savings Account is one such account that provides various features and benefits to meet your regular banking needs from the comfort of your home.

• EDGE REWARD Benefits: Avail up to ₹2,000 in EDGE REWARD points on eligible transactions and redeem 500+ reward options.
• EasyDiner Deals: It provides EasyDiner benefits and offers you discounts at participating restaurants, as per applicable programme terms.
• GRAB DEALS Offers: Using this account allows you to grab travel deals, cashback offers, shopping discounts and other merchant benefits.
• Secure+ Debit Card: Its Secure+ Debit Card provides the daily ATM withdrawal limit of ₹50,000 and a daily shopping limit of ₹2 lakh.
• Mobile Banking App: Offers more than 250 banking services including investments, deposits, payments and insurance products.
• Multiple payment methods: There are different types of payment modes available such as UPI, IMPS, NEFT and RTGS in order to facilitate easy transactions.
• Convenient Regular Banking: Options like mobile banking, internet banking and branch banking facilities allow you to access your funds quite conveniently.
• WhatsApp Banking: Use the WhatsApp Banking feature of this account to perform daily banking tasks like Axis Bank balance check, checking fixed deposits, blocking debit cards or paying utility bills.

Eligibility Criteria and Documents Required

The following customers are eligible to open the account:

• Resident individuals
• Hindu Undivided Families (HUFs)

The applicants should also fulfil the Know Your Customer (KYC) requirements and submit necessary documents as mentioned below.

• One recent passport-sized photograph
• Valid ID proof
• Valid address proof
• If the same document serves as both ID and address proof, then only one copy is required.

How to Open an Axis Bank Easy Access Savings Account?

Individuals can open the Axis Bank Easy Access Savings Account through online and offline procedures:

Online Process

Follow the given process to open the savings account for everyday banking operations

• Go to the official Axis Bank website and select Easy Access Savings Account
• Start filling the online application form with personal details, address information, contact information by following on-screen instructions
• Upload necessary documents like PAN and Aadhaar to complete verification
• Complete the Video KYC process on the portal to verify your identity
• Cross check all details and submit the form to activate your account

Offline Process

• Visit the nearest Axis Bank branch and ask for the Easy Access Savings Account opening form.
• Fill your personal and contact details in form accurately
• Submit the passport-size photographs and self-attested KYC documents
• Make initial deposit in your bank account and wait for verification
• Upon verification, you get your account details, debit card and other essential access.

Fees and Charges of the Axis Bank Easy Access Savings Account

The Axis Bank Easy Access Savings Account is subject to certain fees and charges for specific banking services.