Prestige Digital Savings Account

What Is the Axis Bank Prestige Digital Savings Account?

Prestige Digital Savings Account is a savings account in India offered by Axis Bank for customers who are seeking a feature-rich savings bank account for online banking. You can open the account online via a paperless process that involves Aadhaar verification and Video KYC (where applicable). Users can avail online banking, mobile banking, UPI and debit card facilities for their day-to-day banking activities once activated. It also helps customers who want to compare different options for the best savings account they can find with their banking needs.

Features and Benefits of the Axis Bank Prestige Digital Savings Account

Customers analysing the various options of Axis Bank Savings Account can take up the Prestige Digital Savings Account depending on their banking needs. Axis Bank Prestige Digital Savings Account is a hybrid account that offers a blend of the digital and traditional banking experience. The main characteristics and advantages are:

• Use a paperless application to open the account online.
• Upon successful opening of the bank account, eligible customers are issued a Prestige Debit Card depending on the bank's eligibility criteria.
• Have access to Internet Banking, Mobile Banking and WhatsApp Banking anytime.
• Use digital channels in NEFT, RTGS, IMPS & UPI for transferring money.
• Regular ATM users with debit cards may get a higher ATM limit of withdrawal and shopping limit as determined by the bank.
• Enjoy over 250+ banking services such as fixed deposit, recurring deposit, loans, insurance products and investments.
• Perform an Axis Bank Balance Check through the Mobile App, Internet Banking, WhatsApp Banking and ATMs.
• Get account updates and transaction alerts on registered means.

Eligibility Criteria and Documents Required

Applicants should ensure they fulfil Axis Bank's eligibility criteria to open an Axis Bank Prestige Digital Savings Account and meet the necessary Axis Bank's KYC procedures. The requirements include:

• The candidate should be an Indian citizen.
• PAN and Aadhaar are required.
• Aadhaar must be linked with a registered phone number.
• Digital verification requires a camera-functioning smartphone or laptop.
• Proof of identity and address.

How to Open the Axis Bank Prestige Digital Savings Account

Customers can open the Axis Bank Prestige Digital Savings Account through the online process.

• Go to the official Axis Bank website and/or mobile application.
• Choose a “Prestige Digital Savings Account”.
• Fill in the necessary personal and contact information.
• Do a Video KYC and ID verification process.
• Check the application and then submit it.
• Upon successful verification, the Savings Account is activated, and digital services in banking are offered.

Fees and Charges for the Axis Bank Prestige Digital Savings Account

The table below highlights the fees, charges and balance requirements applicable to the Axis Bank Prestige Digital Savings Account.

Customers are advised to check the latest Schedule of Charges provided by Axis Bank as there may be changes in the applicable fees and balance as per requirement from time to time.