Canara Bank KYC Form

What is Canara Bank KYC Form?

The Canara Bank KYC Form collects and updates the customer's KYC details as part of periodic compliance. Customers may need to provide personal identification, address and other applicable details along with the required KYC documents. KYC applies to customers opening or maintaining a Canara Bank savings account.

How to Get Canara Bank KYC Form

The Canara Bank KYC Form is available to customers in the following ways:

• Download Online: Visit the official Canara Bank Download Center, select the Re-KYC Form (NF-1096) and choose the preferred language. The form is available in English, Hindi and regional languages.
• Visit a Branch: Customers can visit their nearest Canara Bank home branch and request a periodic KYC update or Re-KYC slip from the helpdesk or branch counter.
• Digital Re-KYC: Eligible customers can complete Re-KYC without a physical form through the Canara ai1 Mobile Banking App or Net Banking using DigiLocker for document validation.
• Get CKYC ID/Card: Customers can obtain their CKYC number or CKYC Card by giving a missed call to the Central Registry toll-free number 7799022129. The CKYC Card can also be downloaded from the CKYC website. The CKYC ID may also be available in the bank passbook or account statement.

Key Sections of the Canara Bank KYC Form

The information which is required to complete the KYC can be different in accordance with the nature of the savings account. The information below is usually required to complete the KYC:

• Customer and account details: Fill in the necessary customer and account details.
• Personal details: You should double check the details such as name, date of birth and other applicable information.
• PAN/Form 60: If applicable, submit PAN or Form 60 to complete the KYC process.
• Address details: Fill in the existing address and other necessary address details.
• KYC document details: Enter the information of the valid KYC document being submitted.
• Declaration and signature: Enter the information of the valid KYC document which you have submitted for verification.

Canara Bank CKYC

Canara Bank maintains KYC records as per Central KYC Records Registry (CKYCRR) norms. CKYCRR is a centralised repository of customer KYC records in the financial sector, with uniform KYC norms and interoperability of records across the sector. CERSAI is authorised to receive, store, safeguard and retrieve these records in digital form.

When an account-based relationship is established, the reporting entity captures the customer's KYC documents and uploads them to CKYCRR as per CERSAI standards. CKYCRR processes the records and issues a KYC Identifier. For accounts opened before 1 January 2017 where a CKYC ID is not available, the KYC records are uploaded to CERSAI during Re-KYC in an incremental manner.

Documents Required for Canara Bank KYC

The documents needed are based on the type and category of the KYC update of the customer. Individual customers are required to provide valid identification and address documents, along with PAN or Form 60 where necessary. The documents usually contain:

• Valid OVDs: Passport, driving licence, Aadhaar-related proof, Voter ID and other documents accepted under applicable KYC requirements.
• Address proof: Depending on the KYC update, the Canara Bank customer may need to submit the document containing the current address proof.
• Joint account holders: Every account holder is required to provide their valid KYC documents.
• NRI customers: All Canara Bank NRI customers can submit their passport, visa and overseas address proof to complete their KYC process.
• Foreign nationals: Passport and other applicable identification and address documents may be required.
• Changed KYC documents: Canara Bank customers are needed to submit all the updated documentation in case of changes in passport number, abroad residence or visa.
• PAN/Form 60: PAN or Form 60 may be required according to the customer's circumstances.

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How to Submit the Canara Bank KYC Form

Canara Bank offers branch-based and digital solutions to complete the KYC process. The available method is based on the eligibility of the customer and the nature of the KYC update. The Canara Bank customers should use the applicable method and submit the necessary documents.

• Through the Canara ai1 Mobile App: Customers can open the Canara ai1 Mobile App, select Re-KYC from the main menu, review the displayed details, validate their PAN and select “No KYC changes” if their information remains unchanged. The Re-KYC request can then be submitted through the app.
• Through Branch: Canara Bank customers can obtain the Re-KYC/KYC update form from a Canara Bank branch or download it from the Canara Bank Download Center. Fill the bank account number, customer ID and active mobile number and submit required KYC credentials.
• Documents and Photograph: Customer should attach a recent passport sized photograph and a self attested copies of their valid identity and address proof such as Aadhaar, PAN, Voter ID or Passport.
• Submit at Branch: Fill the form and sign it. Submit the filled form to the branch official along with original documents for verification.

Common Mistakes While Filling the Canara Bank KYC Form

Canara Bank customers are recommended to check the KYC form and documentation before submission. The mistakes included are as follows:

• Incorrect details: Verify the name, date of birth, customer ID and account details provided before submitting the KYC form.
• Outdated documents: Verify the documents which you've submitted to update your KYC.
• Wrong form: Collect the correct KYC form depending on the type of KYC update.
• Missing PAN/Form 60: Include the PAN or Form 60 information if the details are required.
• Incomplete fields: Make sure to fill up all the necessary fields in the KYC form.
• Missing signature: Check that there are no missing signatures in the declaration or statement.
• Incorrect documents: Check that the documents submitted match the information provided in the form.

Processing and Confirmation of Canara Bank KYC Update

The duration of the Canara Bank KYC updation may change depending on the mode of submission, verification process of information and documents. The bank may take some time to verify the customer details if the KYC form is submitted to the bank physically.

For digital or video-based KYC, the information is updated after the applicable verification process is completed. If the Canara Bank customer wants to check their KYC status or to clarify the submitted documents, they can contact Canara Bank directly or visit any branch.