HDFC Bank KYC Form

What is HDFC Bank KYC Form?

The HDFC Bank KYC Form is used to collect and update customer information such as customer’s name, residence, occupation, annual income and other profile information. According to HDFC Bank, customers need to submit their identity, address and photograph to meet applicable KYC criteria. KYC is essential to open and operate a savings account. Customers with an existing HDFC Bank account can use the Re-KYC process when their KYC details need to be updated.

How to get HDFC Bank KYC Form?

HDFC Bank customers can download the KYC form via HDFC Bank’s official website or they can collect it from a branch.

• Online download: Go to HDFC Bank’s official portal and proceed to Forms Center to download the KYC form.
• Visit a Branch: Visit your nearest HDFC branch or any HDFC Bank to get a KYC form.
• Update KYC Digitally: The HDFC Bank Insta Services, NetBanking or Mobile Banking can be used by eligible clients to perform Re-KYC online.

Key Sections of the HDFC Bank KYC Form

The customers provide some basic information to complete the HDFC Bank KYC including:

• Customer Details: Fill in your customer ID, account holder name, gender, date of birth and other basic information.
• Personal Profile: Enter the information about your occupation, employment and residence status, if any.
• Annual Income: Select or enter the applicable gross annual income range.
• Source of Funds: Submit the details of your source of funds such as salary, company revenue, agricultural or income from investment, etc.
• Address and KYC Details: Fill up your current and permanent address as required under the applicable KYC norms.
• KYC Documents: Attach all the documents along with the KYC form which can be used to verify your identity. The current list of individual Re-KYC documents for HDFC Bank comprises Aadhaar/e-Aadhaar, passport, permanent driving licence, voter card, NREGA employment card and National Population Register letter. PAN may also be needed if it is not updated in the bank’s records.
• Signature and Photograph: Attach a recent passport size photograph and sign the form in the designated section.

How to Submit the HDFC Bank KYC Form

HDFC Bank provides different methods for completing KYC. These methods depend on the customer's account status and KYC status. Some of the main options include:

• HDFC Bank Insta Service: Eligible individual customers can complete their Re-KYC through the HDFC Bank official portal.
• Through Xpressway: The KYC update service can be accessed via HDFC Bank’s Xpressway. Login and click Services, then click on Re-KYC to proceed further.
• Through WhatsApp Banking: HDFC Bank also offers WhatsApp ReKYC facility. Customers can avail the digital Re-KYC through the bank's designated WhatsApp Banking facility to get a link for digital Re-KYC.
• Through NetBanking: Log in to HDFC NetBanking portal, select the option to confirm KYC details and upload the duly filled form where required.
• Through Mobile Banking: Customers can complete Re-KYC by clicking on the Re-KYC option in the HDFC Bank Mobile Banking app.
• By Email: Where there is no change in KYC information, eligible individual customers can submit the required information through the email facility specified by HDFC Bank.
• By visiting a Branch: In case of change in details, HDFC Bank demands Re-KYC form along with self-attested copies of the relevant Officially Valid Documents with originals for verification. Customers can also submit a self declaration if there is no change in the KYC information.

Eligible customers can update KYC for their HDFC Bank savings account through digital channels such as NetBanking, Mobile Banking and HDFC Bank Insta Services.

Common Mistakes While Filling the HDFC Bank KYC Form

Customers should avoid these mistakes while completing the HDFC Bank KYC process which includes:

• Entering Incorrect Details: Check your name, customer ID, contact number, date of birth, account number, and other details carefully.
• Missing Information: Verify that all the sections are filled in on the form.
• Submitting Expired Documents: Submit valid and updated KYC documents that align with your provided details in the KYC form.
• Not Self-Attesting Documents: Sign the required copies of your KYC documents before submitting them.
• Missing Required Information: Check all the information again to make sure that the form has all the required information.
• Submitting Incorrect Aadhaar Copy: If an Aadhaar card is required for KYC verification, submit a masked Aadhaar which means you need to hide the first 8 digits.

Processing Time and Confirmation

It can take some time for HDFC Bank to verify the information and papers if you submit the KYC form and documents through a branch. Online Re-KYC through the available digital channels may be completed after successful verification of the submitted details. Customers can verify their KYC status through the accessible digital banking facilities of HDFC Bank or call the bank if the status is not updated.