Indian Bank KYC Form

What is Indian Bank KYC Form?

The Indian Bank KYC Form gathers and contains customer identification information necessary to open a savings account. Customers must follow the process of changing their KYC when their address or personal information is changed, or in cases where Re-KYC is required periodically. In case of no changes, Re-KYC may be carried out via SMS, email, IndOASIS app, bank site, ADYA, branch QR codes, or Net Banking. If there are changes in KYC details, customers need to visit their home branch to complete Re-KYC.

How to Get Indian Bank KYC Form

The relevant KYC or Re-KYC process is available to customers via the channels provided by Indian Bank. In the case of periodic Re-KYC, the bank offers digital options in case there is no change in the current KYC data.

• Online Re-KYC: Customers who require no change in their KYC information may use the bank website, IndOASIS app, Net Banking, SMS, email, or other available digital channels to complete Re-KYC.
• Visit the home branch: Customers who have changed KYC information should visit the home branch and undergo Re-KYC.
• Other branch-based options: Re-KYC facility or QR code offered through relevant Indian Bank branch channels are also available to customers, subject to the bank's process.

Key Sections of the Indian Bank KYC Form

Information needed can differ based on the type of account and the KYC status of a customer, including their Indian Bank savings account. The following information should be provided by the customers:

• Customer information: Name, date of birth, gender and other personal details.
• Account information: Account number, customer ID and other account information (where applicable).
• PAN/Form details: PAN or any other applicable identification.
• Address information: Permanent and communication address, where necessary.
• Occupation and income: Occupation, annual income and other information where necessary.
• KYC document details: Information about the identity and address documents provided
• Declaration and signature: Sign the applicable form and declare.

Documents Required for Indian Bank KYC

Additional information or documents can also be demanded depending on the profile of the customer and KYC requirements.

• Valid OVDs: Passport, driving licence, Voter ID, Aadhaar proof, NREGA job card or NPR letter.
• Address proof: Proof of the existing address, where necessary.
• PAN and other details: Give the necessary identification and financial details asked by the bank.
• Additional documents: Banks might need additional documentation based on the category of customer and requirements of KYC.

Indian Bank Re-KYC

Indian Bank requires customers to update their KYC at regular intervals. When normal KYC updation is required, the bank usually notifies the customers via an authenticated source. During Re-KYC, customers might be required to present evidence of a new address, identity or other changed information.

When the current KYC information does not change, eligible customers can undergo Re-KYC in a number of digital channels without visiting a branch. If their KYC details have changed, customers must visit their home branch.

How to Submit the Indian Bank KYC Form

The process to submit KYC is determined by changes to the existing KYC information of the customer. Indian Bank offers a number of digital options in cases where no changes are made to the information previously provided.

• SMS: From the registered mobile number, customers can send REKYC NOCHANGE CIF number to 9677633000.
• Email: Customers can send the same format, REKYC NOCHANGE CIF number, from their registered email ID to rekyc@indianbank.co.in. The format must be typed in the subject line and nothing should be typed in the email body.
• IndOASIS: Customers can use the IndOASIS mobile banking app for periodic Re-KYC where there is no change in KYC information.
• Website or Net Banking: Re-KYC can be done by eligible customers via the bank website or Net Banking.
• ADYA or branch QR code: Customers also have the option of using ADYA or branch QR code when making an eligible Re-KYC request.
• Home branch: In case of any change in the KYC details already provided to the bank, the customers are expected to visit their home branch for Re-KYC.

When comparing the best savings accounts, customers should check eligibility, balance requirements, charges, features and KYC requirements before selecting an account. Make sure that the information matches the documents provided.

Common Mistakes While Filling the Indian Bank KYC Form

Customers are expected to check their information and supporting documents and then submit the KYC request. Common mistakes include:

• Entering incorrect details: Verify the name, date of birth, account number and other details.
• Incorrect address: Check that the address in the supporting document is the correct one.
• Providing outdated documents: Use up to date documents.
• Leaving fields incomplete: Finish all relevant fields before submitting.
• Missing PAN or other details: Provide the required identification information.
• Missing signature: Sign wherever necessary on the required form.
• Submitting mismatched documents: Make sure that the information matches the documents provided.

Processing and Confirmation of Indian Bank KYC Update

The KYC updation time may take different durations based on the method applied and the need for additional verification or documentation. In the case of digital Re-KYC when there is no modification of the information, customers may utilise the offered online channels. In case the information of the KYC has been changed, the customer would need to visit the home branch to update that information. The bank's listed toll-free number is 1800 4250 0000.