UCO Bank KYC Form

What is the UCO Bank KYC Form?

The UCO Bank KYC form is used to update and collect customer details in compliance with KYC. Customers need to provide their account number, name, identity and address proof, PAN or Form 60, contact details, and other required information for Re-KYC. The related form enables the customers to update their KYC details periodically or report any changes in their information. Non-completion of Re-KYC may lead to blocking of debit transactions.

How to get UCO Bank KYC form?

The UCO Bank KYC Form can be obtained, while opening a savings account:

• Download Online: Go to the official UCO Bank website to choose the specific form you need (such as the Re-KYC Form for Individuals or self-declarations for changes/no change in address).
• Digital Re-KYC Option: If your details have no changes, you can complete Re-KYC digitally by logging into the UCO Bank KYC Updation Page using your Customer ID or Account Number and mobile OTP.
• SMS Method: If there is no change in your previously submitted KYC documents, send an SMS in the format REKYC SAME <DD/MM/YYYY> from your registered mobile number to 09222200799.
• Offline Submission: Download and print the PDF or complete the form at the branch, attach your self-attested identity, address proofs and post/email it to your branch or visit your bank.

Key Sections of the UCO Bank KYC Form

In the UCO Bank KYC Form, there are some important sections to fill and update the customer’s information.

• Account Details: Enter the account number and name.
• KYC Documents: Upload all KYC documents such as identification evidence, communication address proof and permanent address proof.
• Personal Details: Enter father's name, PAN or Form 60 details, city of birth, nationality and marital status.
• Contact Details: Provide the mobile number and email ID if contact details are being updated.
• Photograph and Signature: Complete the photograph and signature requirements specified in the form.

UCO Bank Video KYC

UCO Bank offers Video KYC (V-CIP) facility for qualified customers opening a savings account and other approved account types. The process allows customers to complete full KYC remotely through a real-time video interaction with an authorised bank official.

Video KYC requirements are:

• Aadhaar linked with the mobile number
• PAN
• Active mobile number used during account opening
• Smartphone with front camera
• Stable internet connection and good lighting
• Original Aadhaar and PAN during the video call
• White blank paper and pen for signature during the video session

UCO Bank CKYC

UCO Bank is registered with the Central KYC Records Registry (CKYCRR) where the KYC records of customers are stored in digital form. CKYC Identifier (14 digit) is assigned depending on the KYC details provided to the Central KYC Registry. The identifier can be used for KYC purposes across financial institutions authorised by RBI, SEBI, IRDAI and PFRDA, eliminating the need to submit the same KYC documents over and again.

For customers with a savings account, the CKYC Identifier can be checked through the UCO Bank passbook or account statement, UCO Bank mobile app, internet banking, or by giving a missed call to 7799022129.

How to Submit the UCO Bank KYC Form

UCO Bank offers many ways to submit Re-KYC information based on the change of KYC information or no change of KYC information.

• Through SMS: Send REKYC (Space) SAME (Space) DOB (DD/MM/YYYY) from registered mobile number to 09222200799 if not changing previously given KYC information. For example REKYC SAME 20/08/2026. After successful processing, a return SMS is delivered.
• Through Email/Post/Courier: All customers can send the necessary declaration & KYC documents to the branch address through email or courier/post.
• By Visiting a Branch: Customers can fill the relevant KYC form and submit the papers to the nearest or home branch.
• Via Video KYC: UCO Bank offers Video KYC for qualified customers opening supported accounts. It includes your Aadhaar and PAN verification and communication with an authorised bank official.

UCO Bank offers various options of updating KYC information. Changes in address need an address declaration and proof; other changes need the Re-KYC form and a valid Officially Valid Document (OVD). Customers looking for the best savings account should also consider keeping their KYC details updated as required.

Common Mistakes While Filling the UCO Bank KYC Form

Following are some frequent mistakes to avoid while completing the UCO Bank KYC Form.

• Wrong Details: Check the account number, name, PAN/Form 60 and other details before submission.
• Invalid Documents: Providing KYC documents which are relevant and valid as asked by UCO Bank.
• Wrong Form: Choose the appropriate form based on whether there is no change, just address change or any change in KYC information.
• Missing Information: Complete all needed fields and include the necessary declarations.
• Not Reviewing the Form: Review all of your information and accompanying documents before submitting the form.

Processing Time and Confirmation

UCO Bank’s official Re-KYC page does not mention a regular working hour processing period for Re-KYC. For SMS-based Re-KYC with no changes, a return SMS is sent after successful processing. For other cases, customers can submit the documents through email, post, courier or branch, and the bank processes the information after verification.

For Video KYC, UCO Bank states that after successful verification, customers receive an SMS regarding the account verification status.