Union Bank KYC Form

What is Union Bank KYC Form?

The Union Bank KYC Form collects and updates customer KYC details using the submitted information such as name, address, customer ID, account number, date of birth and PAN/Form 60, as applicable. Union Bank customers need to provide valid KYC documents and complete the applicable verification process, as KYC is mandatory to open and maintain a Union Bank savings account.

How to Get Union Bank KYC Form

The Union Bank KYC Form is available to customers in the following ways:

• Download Online: Go to the official portal of Union Bank and click on the KYC Data Application Format to download the KYC form.
• Visit a Branch: Customers can visit any Union Bank branch and collect the relevant KYC or Re-KYC form which they can submit with the necessary documents in the same branch.
• Online/Video Re-KYC: The eligible customers may complete their Re-KYC online or they can use the bank's Re-KYC through Video KYC service.

Key Sections of the Union Bank KYC Form

The information that is needed can be different in accordance with the nature of KYC update and the form that is being filed. The information required to complete the KYC is given below:

• Customer and account details: Fill in the necessary customer ID and account details.
• Personal details: Provide details such as name, date of birth and other applicable information.
• PAN/Form 60: Provide PAN or the applicable form details.
• Address details: Fill in the existing address and other necessary address details.
• Contact details: Enter the mobile number, telephone details and email ID, where required.
• Declaration and signature: Confirm the information provided and sign the relevant declaration.

Union Bank Re-KYC Through Video KYC

The Union Bank of India offers Video KYC as one of its digital Re-KYC methods. Eligible customers can use the bank's online services to complete the required verification process. As per RBI requirements, customer identification data, including photographs, must be updated and verified periodically based on the customer's risk category, once in 10 years for low-risk customers, eight years for medium-risk customers and two years for high-risk customers.

Customers using the applicable Re-KYC process may need:

• Aadhaar details, where applicable
• PAN details, where applicable
• Registered mobile number
• Valid email ID, where required
• Internet-enabled device
• Camera and microphone for the video verification process

Documents Required for Union Bank KYC

The documents needed are based on the type and category of the KYC update of the customer. The documents usually contain:

• Valid OVDs: Passport, driving licence, Aadhaar-related proof, voter ID and other documents accepted under applicable KYC requirements.
• Address proof: You can submit utility bill, property or municipal tax receipt, pension or family pension payment order, or employer accommodation letter.
• Joint account holders: Every account holder is required to submit their KYC documents.
• Foreign nationals: Foreign customers may be required to submit their passport and other acceptable address proof documents to complete the Union Bank KYC.
• NRI customers: Union Bank NRI customers can submit their passport, NRI ID card and address proof to complete the KYC process.
• Address update: Customers may need to submit an updated Officially Valid Document where the existing document does not contain the current address.
• PAN/Form 60: Customers may need to submit the PAN card or the Form 60 based on their KYC status and requirements.

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How to Submit the Union Bank KYC Form

The Union Bank of India offers online and offline services to complete the KYC and Re-KYC of the customers for their savings account. The available methods are based on customer eligibility and on the nature of KYC update.

• Online Re-KYC: If there is no change in the customer's KYC information, customers may confirm their details through the Union Bank Re-KYC portal.
• Video Re-KYC: Union Bank eligible customers may complete Re-KYC through Video KYC using the bank's available digital service.
• Branch: Customers may fill the relevant KYC form, sign it and provide valid KYC documents at a Union Bank branch.
• Other digital channels: Customers with no change in KYC information may be able to complete Re-KYC through internet banking, mobile banking or other permitted Union Bank channels.

Common Mistakes While Filling the Union Bank KYC Form

Before submitting the KYC Form and documents, it is important that customers review the information. The common mistakes include:

• Incorrect details: Confirm the name, date of birth, customer ID and account information.
• Outdated documents: Provide valid and updated KYC documents.
• Wrong form: Choose the form depending on the type of KYC update.
• Missing PAN/Form 60: Include the applicable PAN or form information.
• Incomplete fields: Complete all necessary fields in the form.
• Missing signature: Sign the necessary declaration or statement.
• Incorrect documents: Check that the documents submitted match the information provided in the form.

Processing and Confirmation of Union Bank KYC Update

The KYC updation duration can be different based on the method of submission, information and document verification. If you submit the documents physically, the bank may take some times to verify the submitted information and supporting documents. For online or Video Re-KYC, the information is updated after the applicable verification process is completed. If you want to check the status of your KYC updation or clarify the documents, you can directly contact Union Bank of India or visit a branch.