HDFC Term Life Insurance For NRI Premium Calculator

HDFC Term Insurance for NRI premium calculator is a freely accessible online tool that helps calculate the premium that you are required to pay for the desired plan benefits and insurance coverage.

Get ₹1 Cr. Life Cover at just ₹449/month+
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Covers
COVID-19
Tax Benefit
Upto Rs. 46800
Life Cover Till Age
99 Years
8 Lakh+
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+Tax benefit is subject to changes in tax laws.

++All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

Get ₹1 Cr. Life Cover at just ₹449/month+
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This term insurance premium calculator considers different factor such as current income, age, marital status, debts, number of dependents, and medical conditions to help you select an insurance policy that best fit your requirements and life objectives. Read on to know more about HDFC Term Insurance for NRI Premium Calculator:

Why Should You Use HDFC Term Insurance For NRI Premium Calculator?

Before buying a term plan, insurance buyers would like to understand the term plan premium rate to plan their finances accordingly. The term plan premium price is impacted by a number of parameters and it varies from person to person and insurer to insurer. The algorithm used while calculating the premium using a term insurance calculator is very difficult to use manually. Most insurers offer term plan premium calculators for their clients. After entering basic details, buyers can easily find out the prices of the specific plan they want to purchase. Once rates are displayed on the screen, buyers can contact the company if the premium prices suit their budget.

How To Use an HDFC Term Insurance For NRI Premium Calculator?

Step 1: Visit the official website of HDFC Life Insurance

Step 2: On the home page, select ‘Useful tools and calculator’

Step 3: You can find the list of different calculators such as the Save tax calculator, human life value calculator, retirement planner, etc.

Step 4: For term insurance plans, use the calculator available with individual policies

Step 5: Click on Term Plans on the home page

Step 6: Then, click on ‘Calculate Premium’

Step 7: Enter various details such as gender, name, mobile number, date of birth, tobacco usage, email-ID, location, NRI status, etc.

Step 8: After submitting all these basic details, the insurance company will calculate the term plan premium cost and provides you the customized results.

Benefits of Using an HDFC Term Insurance For NRI Premium Calculator

The following are the benefits of using HDFC Term Insurance for the NRI Premium Calculator:

  1. Choose the right cover amount

    HDFC Term Insurance For NRI Premium calculator provides you an estimate of the amount of life cover that helps cover your family’s financial requirements and liabilities and the premium amount payable under the term insurance plan. The selection of cover depends upon different parameters such as existing liabilities, annual income, number of dependents, marital status, and other factors.

  2. Cost-Saving

    Using an HDFC Term Insurance For NRI premium calculator, you can avail of the highest possible amount of life cover that suits your budget.

  3. Informed Decision

    By giving you the right estimate of the life cover that you will require under your term insurance plan, an HDFC Term Insurance for NRI Premium calculator helps you make an informed decision.

  4. Compare different NRI Term Plans

    The term insurance premium calculator provides you the option of comparing different policies and choosing the right.

  5. Helps in Financial Planning

    The term plan calculator also helps you know the premium amount to be paid immediately. Once you get to know the premium that you have to pay on a regular basis as premiums, you can then accordingly plan your budget. Having a good financial plan for your HDFC term plan will help you avoid cases such as missed premium payments.

  6. Coverage Details

    The HDFC Term insurance for NRI premium calculator can help you determine whether the policy provides sufficient financial coverage to your family members in case of an unforeseen event. In case the coverage is not adequate, then you have the option to adjust the premium amount payments and increase the coverage.

Factors Affecting the HDFC Term Insurance for NRI premium Rates

The following parameters play an important role in determining HDFC Term insurance premium rates:

  • Age: The older you are, the higher your term insurance premium rate. With a young person, there is a lesser chance of falling ill because of lifestyle diseases that occur with age or premature death.

  • Gender: The average life expectancy of a woman is higher than that of men. This means that women can avail of lower premiums in comparison to men of the same age.

  • Smoking Habits: Smokers are most likely to develop certain ailments such as heart diseases and lung cancer than non-smokers. This is why the term insurance premium rates for smokers are more in comparison to non-smokers.

  • Lifestyle Habits: Your way of living impacts the term insurance premium rate. For example, if you consume alcohol on a regular basis, Individuals having a poor lifestyle habit are generally charged a higher premium price than individuals of the same age and gender who have good lifestyle habits.

  • Policy Term: The longer the policy tenure, the more the sum assured amount and increased premium amount for the term plan.

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HDFC Term Life Insurance For NRI Premium Calculator Reviews & Ratings

4.4 / 5 (Based on 36 Reviews)
(Showing Newest 10 reviews)
Om
, September 02, 2021
Remarkable educative experience
It was my first time buying a term insurance plan. Policy bazaar provided me with a remarkable educational experience as I learned about the quotes generating factors, type of claims, rider facilities and so on. Ultimately I purchased HDFC Life Saral Jeevan Bima for my family.
Arun
Atarsumba, February 16, 2021
Quick and subtle
My life has become hassle free when I bought the term insurance plan from the policybazaar. The customer care team of policybazaar is really good. Thank you so much team.
Amrish
Aul, February 16, 2021
Rider benefits
I availed the rider benefits when I bought the HDFC life term insurance plans. I got it very easily and it has enhanced my term insurance plan. I am happy.
Lekhak
Auraiya, February 16, 2021
Safety shield
My term insurance plan is like a safety shield for me and my family. I bought the hdfc life insurance plan from policybazaar. It has more advantages and my life has become so settle and best. Thanks.
Prabhjot
Anjar, September 06, 2016
Worthy Insurance
My friend suggested me a insurance policy which is very nice and has some new features. I buy hdfc term insurance policy in very convenient price. The terms and conditions of the policy is nice and flexible. Policy coverage is high and claims are simple to sanctioned. Service is fantastic with good behaviour.
Bhupesh
Haridwar, July 20, 2016
Quality Investment Plan
HDFC standard life insurance is the insurer provides me the term insurance plan in very low investments. Policy cover maximum expenditure and the claims are high which can be sanctioned easily. Updates regarding policy is mailed to me regularly.
Gaurav
Fatehgarh, July 20, 2016
HDFC Term Policy
The hdfc life insurance is one of the best insurance plan, it has maximum coverage and it facilitate the service which is on time. Claiming procedure is very easy due to fast service facilitate by the executives and staff of the company.
Hitesh
Kiratpur, July 20, 2016
Best Term Policy
HDFC term plan is the best insurance policy among all other because it provides much more benefits in low premiums. The online service is very nice and online renewals and updates are easily visit. The executives respond very well and claiming is so simple because of this.
Abhishek
Latur, July 20, 2016
Good Policy Coverage
The insurance i have is hdfc term insurance, it have high policy coverage ~89% and the claims are even better. Service facilitate is awesome and the renewals can be done by online portal service which is very simple to use and anybody can access it.
Sandeep
Dava, July 20, 2016
Term plan
My hdfc life term plan is fantastic with some good benefits like low premiums and high coverage. The service facilitate by the staff members of the company is fast and on time. Claiming get easy due to fast service.
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