Tata AIA Term Plans

Tata AIA term insurance plans are the ideal solutions for those individuals who wish to secure the financial future of their family. The company offers a comprehensive range of term insurance plans to its customers that are designed to fit the diverse needs of every individual and secure their loved ones in the event of an eventuality. Some important features of the Tata AIA term plan are protection from illnesses, income options in case of unfortunate death, long term cover, death, survival and tax benefits.

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Tata AIA Term Plans

Tata AIA term insurance plans are the ideal solutions for those individuals who wish to secure the financial future of their family. The company offers a comprehensive range of term insurance plans to its customers that are designed to fit the diverse needs of every individual and secure their loved ones in the event of an eventuality. Some important features of the Tata AIA term plan are protection from illnesses, income options in case of unfortunate death, long term cover, death, survival and tax benefits.

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Policybazaar is a Platinum Premium Partner for Tata Life
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Policybazaar is Certified Platinum Partner for Tata Life Insurance

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The Best Price

Buy policy at the best price available!

Hassle-Free Service

Seamless Policy Issuance

Dedicated Claims Assistance Program

Why Should You Buy Tata AIA Term Plans?

With a CSR of 99.01% in FY 2022-23, Tata AIA life insurance provides claim settlement within 4 hours with its ‘Express Claims’ option. The company offers term plans with special benefits like the option of enhancing the base cover with accidental death and critical illness benefits or extending the policy term to cover for the whole life (99/100 years). 

Following are a few reasons to buy Tata AIA Term plans:

Life cover up to age 85 or option for Whole Life coverage (till age 100 years)
In-Built Terminal Illness Benefit (Free) upto 50% of Sum Assured
High claim settlement ratio of 99.06%
Hospicare benefit - Upto 5 Lakhs hospital cash benefit cover available.
Covers death due to any pandemic such as COVID-19
ExpressClaim: 4 hour claim settlement & EasyClaim: Doorstep claim service
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Tata AIA Term Insurance Plans

Tata AIA term insurance offers various types of term plans that provide comprehensive coverage against death, disability, and critical illness at affordable premiums for a long policy term.
Here is a list of term insurance plans offered by Tata AIA Term Plans in India:

What Are The Critical Illnesses Covered Under Tata AIA Term Plans?

Tata AIA term insurance offers coverage against a variety of life-threatening illnesses like strokes, heart failure, kidney issues, specific stages of cancer, and many more. To get coverage against these illnesses, you need to add the critical illness rider to your base term plan, and you will receive the lump sum benefit amount on the diagnosis of any of the listed illnesses. You can use the payout received to pay for the treatment costs and hospital bills. Following is a list of critical illnesses covered under Tata AIA term plans:

Cancer of Specified SeverityCardiomyopathy (of specified severity)Heart transplant
Major surgery of AortaMyocardial Infarction(First Heart Attack of specified severity)Open Chest CABG (Coronary Artery Bypass Graft)
Open Heart Replacement or Repair of Heart ValvesPrimary (Idiopathic) Pulmonary HypertensionStroke resulting into permanent symptoms
Alzheimer's DiseaseApallic SyndromeAplastic Anaemia
Bacterial MeningitisBenign Brain TumorBlindness
Chronic Recurrent PancreatitisComa of Specified SeverityCreutzfeldt-Jacob disease
DeafnessEncephalitisEnd Stage Liver Failure
End Stage Lung FailureFulminant Viral HepatitisKidney Failure requiring Regular Dialysis
Loss of Independent ExistenceLoss of limbsLoss of Speech
Major Head TraumaMajor Organ (less heart)/ Bone Marrow TransplantMedullary Cystic Kidney Disease
Motor Neuron Disease with Permanent SymptomsMultiple Sclerosis with Persisting SymptomsMuscular Dystrophy
Parkinson's DiseasePermanent Paralysis of LimbsPoliomyelitis
Progressive SclerodermaSevere Rheumatoid ArthritisSLE with Renal Involvement
Third Degree Burns
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What Are The Tata AIA Term Insurance Riders?

The Tata AIA term plan riders are additional benefits that can be added to the base plan to enhance the policy’s coverage. These riders can protect you against a wide range of eventualities like terminal illness riders, accidental death, accidental total permanent disability, and waiver of premiums. You can add any of these riders to your base plan at nominal premiums paid with the base premiums.

Early payout on Terminal illness (free)Extra Payout on Accidental Death (paid)
Extra Payout on Accidental Disability (paid)Cover against 40 critical illnesses (paid)
Hospicare Benefit (paid)
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How Much Cover I Need?

HLV, or the human life value, is the estimation of the suitable life cover that is enough to cover your family’s financial needs in your absence. As per the general thumb’s rule, the life cover should be at least 10-15 times your annual income.

For example: Rajesh wants to buy term plan that will cover his family’s expenses in his absence. If he is currently 28 years old and earns 7 LPA, his ideal life cover amount should be 1.75 crores. Use the below calculator to quickly calculate the suitable sum assured. 

Human Life Value Calculator is an online tool that can help you find the right life cover based on your age and annual income. It is important to buy term plan with a suitable life cover as this is the amount payable to your family in case of an eventuality. Thus the amount should be large enough to cover your family’s expenses and financial obligations in your absence.

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Choose the Right Sum Assured Option

The right life cover can help your family take care of their financial needs and obligations in the event of your untimely demise and pay off any remaining loans and debts. Here is a list of sum assured options available that might be the right choice for you and your family.

Tata Life1 Crore
Term Insurance
Tata Life2 Crore
Term Insurance
Tata Life5 Crore
Term Insurance
Tata Life75 Lac
Term Insurance
Tata Life70 Lac
Term Insurance
Tata Life50 Lac
Term Insurance

Term Insurance Premium Calculator

Our term life insurance calculator in india can help you calculate the following:

Know more about Tata AIA Term Plans

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

Types of term plans

Policybazaar offers the following types of term insurance plans to fit the different needs of Individuals from all walks of life.

Choose Term Insurance Plan as per you need

Plans starting from @ ₹473/Month*
Term Insurance
1 Crore Term Insurance
Term Insurance
2 Crore Term Insurance
Term Insurance
4 Crore Term Insurance
Term Insurance
5 Crore Term Insurance
Term Insurance
6 Crore Term Insurance
Term Insurance
7 Crore Term Insurance
Term Insurance
7.5 Crore Term Insurance
Term Insurance
8 Crore Term Insurance
Term Insurance
9 Crore Term Insurance
Term Insurance
15 Crore Term Insurance
Term Insurance
20 Crore Term Insurance
Term Insurance
25 Crore Term Insurance
Term Insurance
30 Crore Term Insurance
Term Insurance
15 Lakh Term Insurance
Term Insurance
60 Lakh Term Insurance
Term insurance articles

Check out the recent and popular articles on term insurance listed below to see what's new in term insurance

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Tata AIA Term Plans Reviews & Ratings

4.6 / 5 (Based on 62 Reviews)
(Showing Newest 10 reviews)
Suresh
Karnataka, July 22, 2024
Very Patient Support Team
The customer support team was very patient and guided me through the process.
Ma
West Bengal, July 22, 2024
All Queries Answered
The customer support team was very responsive and answered all my queries promptly.
Babu
Gujarat, July 22, 2024
Wide Range of Policies
PolicyBazaar has a wide range of policies to choose from.
Som
Telangana, July 22, 2024
Customized for My Needs
PNB MetLifes Mera Term Plan allowed me to customize my policy with benefits like increasing cover and accidental death benefit. As a freelancer, this flexibility was exactly what I needed to ensure my familys security.
Ajay
Uttar Pradesh, July 22, 2024
Trusted and Respected
Policybazaar really helped me understand what is term insurance and helped me buy an affordable plan from ICICI.
Pooran
Tamil Nadu, July 22, 2024
Secure Future for My Parents
Being the sole breadwinner, I was worried about my aging parents. SBI Lifes eShield Next plan provided the ideal coverage with additional benefits like terminal illness cover. Now I am confident their future is secure.
Rakesh
Punjab, July 22, 2024
Secure and Simple
Secure and simple coverage for my family with ICICI Prudential via Policybazaar. Its comforting to know they are protected.
Rahul
Delhi, July 22, 2024
Fast and Convenient
Fast and convenient service from Policybazaar helped me choose Bajaj Allianz.
Jamil
Uttar Pradesh, July 22, 2024
Easy and Reliable
Easy and reliable service from Policybazaar helped me select a term insurance plan from LIC.
Aslam
Gujarat, July 22, 2024
Clear and Comprehensive
Clear and comprehensive information on Policybazaar led me to choose HDFC Life for my term insurance needs.
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