HDFC Life Insurance

Benefits of HDFC Life Insurance Plans

The HDFC life insurance benefits are as follows:

• Financial Protection: HDFC life offers several insurance plans that help secure the financial future of your loved ones. It does so by providing a death benefit to the family of the policyholder in the event of their unfortunate death during the policy tenure. Your family can use this amount to pay their rent, child’s fees, and other financial obligations.

• Build a Corpus: You can create wealth in the long term by investing in HDFC Life insurance plans online. This corpus buildup can help you beat inflation, fulfill lifelong goals, help pay for a child’s higher education, or pay for a child’s wedding.

• High Claim Settlement Ratio: HDFC Life insurance company had a Claim Settlement Ratio of 99.39% in the financial year 2022-23. This means the company settled most of the claims it received in the financial year and is a reliable insurer in the insurance sector.

• Variety of Products: HDFC life offers a vast variety of life insurance products like term insurance plans, savings plans, ULIP plans, retirement plans, child plans, and more. You can go through the HDFC life insurance plans list to see the available plans and purchase the most suitable plan for your needs.

• Lower Premium Rate: HDFC life insurance offers the most affordable premium rates for life insurance plans. You can save more on your life insurance premiums by purchasing the plans online. This is because several life insurance companies in India offer lower premium rates online since there is no agent commission cost in online life insurance policy.

• Convenient Policy Purchase: You can conveniently compare and buy your life insurance policy online from the comfort of your home with just a few clicks. This not only saves time but also energy as the entire process is paperless.

• Dedicated Customer Service: HDFC life offers dedicated customer support for customers to access their life insurance policy online. You can check your HDFC life insurance policy details by logging into the company account using your policy number and date of birth.

Types of HDFC Life Insurance Plans

HDFC Life offers a wide range of life insurance policies ranging from Term Plans to Unit Linked plans with great features and benefits. All these plans come at competitive premium rates and meet all types of requirements of the customers. The HDFC Life Insurance plans list includes

• Term Plans

• Saving Plans

• ULIP Plans

• Retirement Plans

• Child Plans

Let us take a look at the HDFC life insurance plans list in detail to understand the plans better.

HDFC Term Insurance Plans

The HDFC term insurance policy provides comprehensive coverage by offering a large sum assured at pocket-friendly premium rates. You can customize and enhance the base term plans by including additional riders in the base plan. It provides a death benefit in the event of the policyholder’s untimely death during the policy term.

Eligibility Criteria For HDFC Term Insurance Policy

* The policy term for the return of premium and income replacement option is 5 to 40 years.

1. HDFC Life Click 2 Protect Super

   • Offer 3 plan options for you to choose from as per your requirements

   • On survival receive all the premiums back at the end of the policy term

   • Get Waiver of Premium on critical illness and disability with WOP CI and WOP Disability

   • Choose increasing death benefit that can increase up to 200% of the basic sum assured with the life option

   • Cover your spouse within the same plan with additional cover for spouse

2. HDFC Life Click 2 Protect Life

   • Choose to receive life cover for your whole life

   • Get additional sum assured on accidental death with the plan’s ADB option

   • Choose from 3 plan options: life protect, income plus, and life and CI rebalance

   • With term return of premium option receive all the premiums back at the end of the life insurance policy

   • Special premium rates offered for women and non-smoking customers

3. QuickProtect by HDFC Life

   • Choose from 3 sum assured of 75 Lacs, 1 Crore, or 1.25 Crore

   • Get protection against 19 illnesses with the Critical illness rider

   • Receive life cover with 2 times coverage on accidental death

   • Both Return of premiums and Non-ROP options are available

   • The plan offers a combination of 4 benefits: Click 2 Protect Life - Life Protect, Critical illness rider, Accidental Death Benefit, and Income Benefit on accidental disability rider

4. HDFC Life Click 2 Protect Elite

   • Death benefit payable on the death of the policyholder during the policy term

   • Choose from 4 riders to enhance the base plan

   • The plan provides a smart exit benefit to exit the plan early and receive all the premiums paid

   • You can alter the premium payment frequency during the premium payment term

   • Receive tax benefits as per the prevailing tax laws

5. HDFC Life Sanchay Legacy

   • Choose to receive maturity benefits with the plan’s return of premium option

   • Get coverage against 19 critical illnesses with this term plan

   • You can select for the plan to cover you for your whole life

   • The plan allows you to decrease the premiums after 5 years

   • You can choose the payout options as the lump sum or regular installments

6. HDFC Life Smart Protect Plan

   • You can choose from 4 plan options: level cover, level cover with capital guarantee, decreasing cover, decreasing cover with capital guarantee

   • You get the Accidental death benefit and accidental total and permanent disability benefits included in the plan

   • You can switch between funds as per your suitability with unlimited free switching

   • You can make partial withdrawals anytime after the 5-year lock-in period

   • The plan offers tax benefits as per the prevailing tax laws under ITA, 1961

7. HDFC Life Saral Jeevan Bima

   • Pay the premiums in a single, limited, or regular premium payment term

   • Get additional coverage with HDFC life protect plus rider and HDFC Life Income Benefit on Accidental Disability Rider

   • Secure family financially in your absence

   • The minimum sum assured of Rs. 5 Lacs within the plan

   • You can pay the premiums on a monthly, annual, or semi-annual basis

8. HDFC Life Smart Term Pro

   • Choose from 3 death benefit payout options: lump sum, lump sum with family income, and family income payout

   • Get all the premiums paid back at the end of the policy term as maturity benefit

   • Pay the premiums monthly, annually, or semi-annually

   • Pay the premiums for a limited payment term of 5, 8, 10, 12 years

   • Get a minimum and maximum policy term of 15 and 40 years respectively

9. HDFC Life Smart Term Edge

   • Choose from 3 plan options: protection with ROP, protection with a higher return of premium, and enhanced protection with a return of premiums

   • Pay premiums on monthly, half-yearly, or annual basis

   • Add HDFC Life Accidental Death, Disability and Dismemberment Rider and HDFC Life Critical Illness Rider for enhanced coverage

   • Get 3 variants in each plan: Classic, step-up, and Comprehensive

   • Receive all the premiums paid at the end of the policy term with ROP option

10. HDFC Life Term with Return of Premium

    • Receive all the paid premiums back at the end of the policy term

    • Provide your family with financial coverage in case of an unfortunate death

    • The premiums can be paid on annual basis only

    • The maximum policy term is 30 years and the maximum maturity age is 65 years

    • The minimum and maximum sum assured under the plan is 5 and 25 Lacs respectively

Savings Plans

HDFC life insurance offers traditional saving plans that provide guaranteed returns at regular intervals to help you fulfill your financial goals. You can also enhance the life cover from these plans by including riders in the base plan and start saving on yearly taxes as per the prevailing tax laws.

Eligibility Criteria of HDFC Life Savings Plans

1. HDFC Life Click 2 Achieve

   • Get juvenile critical illness cover for your kids

   • Opt for optional riders for enhanced protection

   • You get the feature of accruing benefits and taking it as lump sum when needed

   • Feature to offset premiums against survival benefit payout

   • Receive tax saving benefits as per prevailing tax laws

2. HDFC Life Sanchay Plus

   • Get guaranteed income till 99 years with the Life long income option

   • Choose to receive guaranteed benefits as a lump sum or regular income

   • Receive income for a fixed term of 25 to 30 years

   • Enhance base plan with critical illness plus rider and Income Benefit on Accidental Disability Rider

   • Get tax benefits under sections 80C and 10(10D) of the IT Act

3. HDFC Life Sanchay Fixed Maturity Plan

   • Choose between single or joint life cover

   • Select a policy term up to 40 years

   • Flexibility of premium payment with single, regular, or limited term

   • Get enhanced maturity benefit on higher premium rates

   • Include riders in the base plan for enhanced protection

4. HDFC Life Sanchay Par Advantage

   • Get life cover up to 100 years of age

   • Choose from immediate or deferred annuity options

   • Receive cash bonuses at the end of each policy year 1st year onwards

   • Select sum assured on maturity as per requirements with a minimum sum assured Rs. 3 Lacs

   • Get survival benefits and terminal bonuses as declared by the company

5. HDFC Life Guaranteed Income Insurance Plan

   • Get a guaranteed income of 11% to 13% yearly

   • Receive a guaranteed lump sum amount on maturity

   • Guaranteed regular income with tax benefits u/s 80C and 10(10D) of the IT Act

   • Receive full guaranteed death benefit even during the income payout period

   • Get full life coverage till 99 years of age

6. HDFC Life Saral Jeevan

   • Choose to receive maturity as a lump sum or regular income

   • The available income payout modes are annual and monthly

   • Get life cover for the full policy term

   • Choose from a policy term of 5 to 20 years

   • Pay premiums for a limited term of 5 to 11 years to receive the guaranteed sum assured on maturity

7. HDFC Life ClassicAssure Plus

   • Pay the premiums for a limited term of 7 to 10 years

   • Get policy coverage throughout the policy term

   • Receive guaranteed revisionary bonuses throughout the premium payment term

   • Include income benefit on accidental disability and critical illness plus rider to the base insurance policy

   • You can avail of policy loan during financial emergencies

8. HDFC Life Super Income Plan

   • Receive regular income for a period of 8 to 15 years under limited pay options

   • Receive regular income after the end of 2nd policy year under a single pay option

   • Choose your preferred premium payment and policy term as per your suitability

   • Receive revisionary bonuses and terminal bonuses as declared by the company

   • Get policy coverage throughout the insurance policy tenure

9. HDFC Life Sampoorn Samridhi Plus

   • Get guaranteed additions for 3-5% every year for the first 5 years

   • Receive declared bonuses which increase the value of the insurance policy

   • Choose from the two [plan options: endowment or endowment with whole life

   • Additional benefit will be paid on death due to accident

   • Get life cover for whole life i.e., till 100 years of age

10. HDFC Life Uday

    • Choose from multiple policy and premium payment term options

    • You will receive bonuses declared at the end of each policy year

    • The family will receive a financial benefit in case of death due to an accident

    • Receive guaranteed additions of 3% during the first 5 policy years

    • Your death benefit will continue for a year when Guaranteed Surrender Value is acquired even if you miss a premium payment

11. HDFC Life Pragati

    • Get guaranteed returns on maturity or death

    • The policy value increases with the bonuses declared by the company

    • If premium payment is missed, the policy will pay full death benefit for 2 years after the first unpaid premium date

    • Choose a premium payment and policy term as per your needs

    • The plan is available at affordable premium rates

12. HDFC Life Smart Income Plan

    • Choose from 2 death benefit options: Enhanced Maturity and Enhanced Income

    • Select the most suitable premium and policy term combination

    • Receive bonuses as declared by the company

    • Get guaranteed income benefit payable at the end of policy term

    • Get tax benefits as per the prevailing tax laws

13. HDFC Life Assured Gain Plus

    • Get policy cover for the entire policy term by paying premiums for a limited 5-year premium payment term

    • Get guaranteed sum assured on the maturity of the insurance policy

    • Receive terminal bonus and revisionary bonuses as declared by the company

    • Include any of the 3 riders to increase the coverage of the base plan

    • Pay the premiums on annual, semi-annual, or monthly basis

14. HDFC Life Star Saver

    • Receive maturity benefits along with loyalty benefits

    • Pay the premiums for a limited premium payment term of 5 years

    • Pay your premiums on an annual, bi-annual, or monthly basis

    • Get guaranteed additions accrued at the end of each policy year

    • Get tax benefits u/s 80C and 10(10D) of the IT Act

15. HDFC Life Guaranteed Wealth Plus

    • Get guaranteed benefits on survival with income variant

    • Choose to receive guaranteed benefits as regular income or lump sum

    • Pay for a limited term and get insurance coverage for your whole life

    • Pay the premiums on annual, semi-annual, or monthly basis

    • Get tax benefits as per the IT Act of 1961

16. HDFC Life New Creating Life Insurance Plans

    • Choose death benefit to be paid as a lump sum or regular income

    • Waiver of premium option will waive off all the remaining premiums in the event of your unfortunate death

    • Receive tax benefits on premiums paid and the benefits received as per the prevailing tax laws

    • Get comprehensive coverage with 4 add-on riders

    • Get discounts on high premium payments

17. HDFC Life Sampoorna Jeevan

    • Receive simple revisionary bonuses and cash bonuses as declared by the company

    • Get a terminal bonus on the maturity of the policy

    • Get life cover for the whole life by paying premiums for a limited term

    • Choose from 4 guaranteed benefits options

    • Get death, survival, and maturity benefits under the plan as applicable

18. HDFC Life Secured Income Insurance RP

    • Get death benefits with family income payout option

    • Receive terminal bonus and vested bonuses as declared by the company

    • Include any of the 4 riders to increase the plan coverage

    • Get loans for financial emergencies

    • Receive tax benefits as per the prevailing tax laws

19. HDFC Life Income Advantage Plan

    • Get simple revisionary bonuses and terminal bonuses as applicable

    • Include any of the 4 riders to enhance coverage

    • Pay premiums for a limited term and receive coverage for the whole insurance policy

    • Choose premium and policy term as per your needs

    • Get tax benefits as per the prevailing tax laws

20. HDFC Life My Assured Income Plan

    • Choose from 3 income benefit payouts

    • Receive terminal bonuses at the end of the policy term

    • Enhance coverage by including riders to the base plan

    • Pay for a limited period and receive policy coverage for the whole policy term

    • Get tax benefits as per the prevailing tax laws

21. HDFC Life Saral Bachat

    • Choose if you want maturity benefit as lump sum or regular income

    • Receive sum assured on maturity at the end of the policy term

    • The premiums can be paid on a monthly, half-yearly, or annual basis

    • Get tax benefits under sections 80C and 10(10D) of the IT Act

    • Choose from 3 policy term variants

22. HDFC Life Secured Income Insurance Plus

    • Get death benefit with the family income payout option

    • Choose the premium payment term as your preference

    • Select the death benefit payout options

    • Get vested and terminal bonuses as declared by the company

    • Receive tax benefits as applicable under IT Act of 1961

23. HDFC Life New Fulfilling Life

    • Receive periodic survival benefits as per your selections

    • Get revisionary bonuses and terminal benefits as declared by the company

    • Receive enhanced cover with add-on riders

    • Flexibility to apply for a loan in financial emergencies

    • Get discounts on high premiums

ULIP Plans

HDFC Life ULIP plans are designed to create wealth and provide protection for the long term. These plans invest a part of the premium amount in the market and the remaining part is used in providing insurance against the eventuality. You can choose the funds you want to invest in and get returns based on your risk appetite.

Eligibility Criteria of HDFC Life ULIP Plans

1. HDFC Life Sampoorna Nivesh

   • The plan offers loyalty additions to enhance your fund value

   • Pay the premiums for a limited, regular, or single premium payment term

   • Choose from 3 benefit options to suit your needs

   • Select from 10 fund options as per your risk appetite

   • Option to include accidental death benefit to enhance coverage

2. HDFC Life ProGrowth Plus

   • Choose from 2 plan options as per your requirements

   • Enhance base coverage by adding income benefit on accidental disability rider and critical illness plus rider

   • Choose from over 10 fund options to fit your risk appetite

   • Switch and redirect premiums easily as per your needs

   • Change premium payment frequency anytime you want

3. HDFC Life Click 2 Wealth

   • The plan offers a 1% annualized premium as special additions to the fund value for the first 5 years

   • Select the most suitable option from 3 plan options

   • Unlimited switching between 11 fund options

   • Pay premiums in single, limited, or regular premium payment term

   • Get a return fo mortality charges on the maturity of the life insurance policy

4. HDFC Life Click2Invest ULIP

   • Pay premiums in a single pay, 5, 7, 10, years or regular pay

   • Choose from 11 fund options as per your risk appetite

   • Receive tax benefits as per the prevailing tax laws

   • Include critical illness plus rider and income benefit on accidental disability rider to enhance coverage

   • The first 4 premium redirections in each policy year are free of cost

5. HDFC SL ProGrowth Super II

   • Provides financial protection to your family against any eventuality

   • Choose from 8 different plan options as per your needs

   • Customise the combination of funds from 10 fund options

   • Switch between funds anytime as per your preference

   • The minimum and maximum term are 10 and 30 respectively

6. HDFC SL Crest

   • Pay premiums for a limited term of 5 years

   • Select from over 10 fund options

   • The premium can only be paid on an annual basis

   • The minimum premium payable under the plan is Rs. 50, 000

   • Include critical illness plus benefit rider and income benefit in accidental disability rider for enhanced coverage

7. HDFC SL ProGrowth Flexi

   • Enhance base plan with the income benefit on accidental disability rider and critical illness plus rider

   • Choose from over 10 fund options

   • Select from 2 benefit options: life option or extra life option

   • Switch and redirect premiums anytime you want

   • Change premium payment term as per your needs

8. HDFC Life Smart Woman Plan

   • Choose from 3 benefit options as per your requirements

   • Receive enhanced allocation rate 11th year onwards

   • The plan pays additional periodic cash under premier and elite options

   • Waiver of charges on withdrawal or switch for female customers for 1 year after childbirth

   • Choose from 4 fund options to suit your risk appetite

9. HDFC Life Classic One

   • Receive loyalty additions as extra units at the 10th policy year

   • Choose from 11 fund options as per your needs

   • Avail of tax benefits as per the prevailing tax laws

   • Get life cover for single or joint life

   • Unlimited free switches allowed throughout the policy term

10. HDFC Life Capital Shield

    • Pay the premiums either in a single or limited period of 5 years

    • Assured maturity benefit protects your investments from market risks

    • The policy term is fixed at 10 years

    • Select your premium to be invested in either capital growth fund or capital secure fund

    • Get loyalty additions to boost your fund value

11. HDFC Life Wealth Builder

    • The plan can be purchased with a single pay only

    • Choose from 8 market funds available in the plan

    • Get a return of mortality charges on the maturity of 10-year policy term

    • You get the option to add top-up on your premium amount

    • Recevie liquidity with the plan’s partial withdrawal for financial emergencies

12. HDFC Life Wealth Elite

    • Receive comprehensive death benefit

    • Choose from over 8 fund options and invest as per your risk preference

    • Make partial withdrawals in financial emergencies

    • Switch between funds and direct funds as per your needs

    • Receive tax benefits as per the applicable tax laws

13. HDFC Life Wealth Maxima

    • Choose from 3 death benefit variants as per your preference

    • You can switch between variants on either marriage or childbirth

    • Get loyalty additions at the end of every 5th policy year 10th policy years onwards

    • Select from 6 suitable fund options

    • Top up on your premiums for extra savings

Retirement Plans

HDFC life insurance offers two types of retirement plans: Annuity Plans and Pension Plans. With an annuity plan you can secure a regular income for yourself even after the end of your monthly salary and with pension plans, you can create a corpus for a stress-free retirement.

Eligibility Criteria of HDFC Retirement Plans

1. HDFC Life Systematic Retirement Plan

   • Choose the deferment period to defer annuities as per your needs

   • Option to return total premiums paid on the death of the policyholder

   • Choose to receive the annuities on a monthly, quarterly, semi-annual, or annual basis

   • Pay premiums for a limited term and receive annuities for whole life

   • Get tax benefits as per the prevailing tax laws

2. HDFC Life Smart Pension Plus

   • Choose from 4 annuity options

   • Defer annuity payouts by choosing deferment period or get annuities right away with the immediate annuity

   • Receive regular annuities on a monthly, quarterly, semi-annual, or annual basis

   • Buy the plan for a single or joint life plan

   • Receive guaranteed income for whole life by paying premiums for a limited tenure

3. HDFC Life Pension Guaranteed Plan

   • Choose any of the 3 annuity options immediate life annuity, immediate life annuity with return of purchase price, and deferred life annuity with return of purchase price

   • The plan can only be purchased in a single pay option

   • Select if you want to receive the annuities on a monthly, quarterly, semi-annually, or annually

   • You can increase your annuity payout with the top-up option

   • You can purchase the plan on a single life or joint life basis

4. HDFC Life New Immediate Annuity Plan

   • The plan offers single and joint life annuity options

   • Receive return of purchase price on death or critical illness

   • Choose from over 7 single life and 4 joint-life annuity options

   • Receive annuities on a monthly, quarterly, bi-annual, or annual basis

   • Receive guaranteed income for whole life by purchasing the plan once

5. HDFC Life Saral Pension

   • You can purchase the plan for single life or joint life

   • Choose to receive the return of purchase price on death

   • Receive guaranteed income for life

   • Receive surrender value on the diagnosis of critical illness

   • Select the annuity payout frequency from monthly, quarterly, annually, or bi-annually

6. HDFC Life Systematic Pension Plan

   • Pay your premiums in a single, regular, or limited premium payment term

   • Choose from an insurance policy term of 5 to 40 years

   • Enhance protection by adding riders to the base plan

   • Reecive participating profits and bonuses declared by the company

   • Receive tax benefits as per the prevailing tax laws

7. HDFC Life Guaranteed Pension Plan

   • Receive guaranteed additions of 3% of the vesting sum assured accrued at the end of each policy year

   • A lump sum vesting addition payable at vesting

   • Choose to pay the premiums for 5 to 12 years

   • Receive guaranteed death benefit equal to total premiums paid accumulated at 6% per annum

   • Get tax benefits as per the prevailing tax laws of the IT Act

8. HDFC Life Click 2 Retire

   • The plan can only be bought online

   • You can purchase the plan for limited or single pay options

   • The plan charges no entry, exit, or administrative charges

   • Protect your retirement with assured vesting age

   • Select the suitable vesting period from 45 to 75 years

9. HDFC Life Assured Pension Plan

   • The plan secures your post-retirement life with assured vesting benefit

   • Get loyalty additions every alternate year 11th year onwards

   • Pay the premiums for a limited or single pay period

   • The family will be paid death benefit on the death of the life assured during the policy term

   • Choose a policy term from 10 to 35 years as per your suitability

10. HDFC Life Personal Pension Plus

    • Flexibility to choose your policy term from 10 to 40 years

    • Pay the premiums for the entire policy term on an annual, half-yearly, quarterly, or monthly basis

    • Receive participating profits and revisionary bonuses as declared by the company

    • Receive terminal bonuses declared by the company at the end of the policy term

    • Get assured benefit paid on the death or at vesting

11. HDFC Life Smart Pension Plan

    • Receive loyalty additions 10th policy year onwards

    • Choose a vesting age from 45 to 80 years

    • Choose from 3 fund options to receive benefits as per your risk appetite

    • Pay the premiums on a yearly, half-yearly, or monthly basis

Child Plans

HDFC Life insurance offers child insurance plans for those who want to secure their child’s future. These plans offer a financial benefit in case of your unfortunate death. The payout from these plans can be used to pay for the child’s higher education and marriage.

Eligibility Criteria of HDFC Life Child Plans

1. HDFC SL YoungStar Super Premium

   • Choose the most suitable benefit payment preference

   • Select or combine the 4 fund options as per your risk appetite

   • Annual payments to your family in the event of your unfortunate demise

   • Switch and redirect premiums as per your needs

   • Choose from 2 Benefit Payment Preference options: Save Benefit or Save-n-Gain Benefit

2. HDFC Life YoungStar Udaan

   • Choose from 3 benefit options to fit your needs

   • Guaranteed additions accrued for the first 5 policy years will be payable at maturity of the policy

   • Get cover for the whole policy term by paying premiums for a limited tenure

   • Under Classic Waiver Option all the future premiums will be waived off

   • Get tax benefits as per the prevailing tax laws

Claim Settlement Ratio Of HDFC Life Insurance

The following table represents the HDFC Life claim settlement ratio trend for the past 7 years

How to Buy HDFC Life Insurance Online in India?

Here is how you can buy HDFC life insurance online in India:

• Step 1: Visit the life insurance page

• Step 2:Select the type of life insurance you want to buy

• Step 3:Fill in the required details like name, gender, date of birth, and mobile number

• Step 4:Choose the right occupation type, educational qualification, smoking habits, and annual income

• Step 5: Select the suitable policy and proceed to pay

Documents Required To Buy HDFC Life Insurance

• Government-approved identity proofs:Aadhar card, PAN card, passport, voter ID, driving license, etc.

• Address proof: PAN card, Adhaar card, driving license, voter ID, passport, etc

• Proof of income: Salary income, ITR/Form 16, bank statement, audited company accounts of last 3 years, CA certificate, rent receipts, mandi receipts, indian/foreign bank statements

• KYC documents: Insurance policy contracts with companies, insurance contracts with partnership firms, insurance contracts with trusts and foundations, insurance contracts with HUFs

What is the HDFC Life Insurance Claim Settlement Process?

Here is how HDFC life insurance settles the claims

• Claim Initiation:The nominee needs to initiate the claim with HDFC life insurance company as soon as the policyholder passes away. They need to attach all the required documents and submit the duly filled claim form to the insurer.

• Claim Verification: The insurer will verify the claim and the details mentioned within the claim form.

• Claim Settlement:On successful verification, hte insurer will disburse the claim amount in the nominee’s bank account.

Documents Required To Claim HDFC Life Insurance

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