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HDFC Life Insurance
HDFC Standard Life Insurance Company is a private company providing long term insurance services to the customers. This company was founded in the year 2000 by Hasmukhbhai Parekh and it head-quartered in Mumbai, India. HDFC Life Insurance company provides employment to more than 13,771 employees and has a presence in over 980 cities spread across India. It also has a wide network of more than 400 branches that cater to all the insurance related needs of the customers. It key products includes pension, savings, health, investment, and a wide range of plans catering to the needs to children and women. These products sum up to a total of 37 retail products with an additional 8 group products. It also offers extra optional rider benefits to the customers and it totals to 9. HDFC Life Insurance company also holds a representative office outside India in Dubai. It has also become the first life insurance company to offer pension plans to the new customers under new IRDA regime by launching two pension plans namely HDFC Life Pension Super Plus and HDFC Life Single Premium Pension Super.
HDFC Life Insurance Plans - Eligibility Criteria's
| Life Insurance Plans | Entry Age(Min-Max) | Maturity Age | Sum Assured(Min-Max) | Tenure of Policy(Min-Max) | Premium Mode |
| HDFC Standard Life Insurance Term Plan | 18 - 65 years | 75 years | Rs25 Lakh- No upper limits | 10 - 40 years | Yearly, Half-yearly, Quarterly and monthly |
| HDFC Endowment Plan | 18 -60 years | 75 years | Rs2,45,145- No upper limits | 15 - 30 years | Yearly, Half-yearly and Monthly. |
| HDFC Retirement Plan- | 18 - 65 years | 75 years | Rs2lakh – No upper limit | 10 - 40 years | Yearly, Half-yearly, Quarterly and monthly |
| HDFC Life Child Plan | 30 - 60 years | 75 years | As per age, term premium, etc. | 15 - 25 years | Yearly, half-yearly and monthly. |
| HDFC Saving Investment Plan | 30- 45 years | 70 years | Rs1 lakh - No upper limit | 15 - 25 years | Yearly, Half-yearly, Quarterly and monthly |
Your premium is decided on age at which you buy the policy and remains same, throughout your life
Premiums can increase between 4-8% each year after your Birthday
Your policy application could be rejected or premiums increase by 50-100%, if you develop a lifestyle disease
Types of HDFC Life Insurance Plans
Life is a gift that each one of us cherishes. Undoubtedly life is beautiful but then at the same time, it is uncertain too. No matter whether one is a working professional, businessman, homemaker, and so forth nobody knows what will happen tomorrow?
HDFC life duly understands this and does not believe in leaving anything to chance. Now let us get into the nitty-gritty of the types of plans provided, which helps the individuals to secure the life at the earliest.
HDFC Life has a range of life insurance plans ranging from Term Plans to Unit Linked plans with great features and benefits. All these plans come at competitive rates of premiums and meet all types of requirements of the customers. The range of HDFC Life Insurance plans offered by the company includes:
- Term plans
- Retirement plans
- Health plans
- Investment plans
- Child plans
- Woman plans
Let us take an in-depth understanding of the various types of plans.
1. Term Plans
The HDFC term insurance plans provide a large sum assured for a cost-effective and pocket-friendly premium so that maximum people can avail the benefit from it. The HDFC term insurance plans are designed in a manner that offers comprehensive coverage and life protection, which can be customized and enhanced by option additional rider options. It also assures securing the family members financially when you are not around. The table below consist of the different HDFC term plans that fulfil the requirements.
| Life Insurance Plan | Age of Entry (Min-Max) | Age of Maturity (Min-Max) | Assured Sum (Min-Max) | Policy Tenure (Min-Max) | Mode of Premium Payment |
| HDFC Life Click 2 Protect Plus | 18-65 years | No lower limit- 85 years | Rs 25,00,000- No maximum limit | 10-40 years | Monthly, Quarterly, Half-yearly and Yearly |
| HDFC Life Click 2 Protect 3D Plus | For life option, 3D life option, income option, extra life option, extra life income option, the return of premium option and income replacement option- 18- 65 Years For 3D life long protection option and life long protection option- 25-65 years | For life option, 3D life option, income option, extra life option, extra life income option, the return of premium option and income replacement option- 23-85 years For 3D life long protection option and life long protection option- Whole life | Rs 10,000 | For life option- Single pay: 1 month Limited pay, regular pay: 5 years- 85 years- entry age For3D life option, income option, extra life option, extra life income option- 5- 85 years- entry age For the return of premium option and income replacement option- 5-40 years For 3D life long protection option and life long protection option- Whole of life | For life option, 3D life option, income option, extra life option, extra life income option, the return of premium option and income replacement option- Single, Monthly, Quarterly, Half-yearly and Yearly For 3D life long protection option and life long protection option- Monthly, Quarterly, Half-yearly and Yearly |
| Click 2 Protect Health | For life option, 3D life option, income option, extra life option, extra life income option, return of premium option and income replacement option- 18- 65 Years For 3D life long protection option and life long protection option- 25-65 years | For life option, 3D life option, income option, extra life option, extra life income option, the return of premium option and income replacement option- 23-85 years For 3D life long protection option and life long protection option- Whole life | Rs 10,000 | For life option- Single pay: 1 month Limited pay, regular pay: 5 years- 85 years- entry age For3D life option, income option, extra life option, extra life income option- 5- 85 years- entry age For the return of premium option and income replacement option- 5-40 years For 3D life long protection option and life long protection option- Whole of life | For life option, 3D life option, income option, extra life option, extra life income option, the return of premium option and income replacement option- Single, Monthly, Quarterly, Half-yearly and Yearly For 3D life long protection option and life long protection option- Monthly, Quarterly, Half-yearly and Yearly |
HDFC Life Click 2 Protect Plus
The HDFC Life Click 2 Protect Plus is one complete protection plan, which provides comprehensive security at pocket-friendly cost through, which can protect the family from any uncertainty that may occur at any point in time. It offers a range of additional coverage alternatives wherein one can also customize the plans as per the needs. It provides an attractive rate of premium for all those who do not consume tobacco and offers benefits such as death benefit, maturity benefit and life stage protection.
HDFC Life Click 2 Protect 3D Plus
The HDFC Life Click 2 Protect 3D Plus plan will shield your family from making any financial compromises. The plan provides a safety net to the family at an affordable cost. One can simply customize the plan with a choice of a total of nine plan alternatives. Likewise, the plan also offers to choose the policy and premium payment term. The plan also offers special premium rates for the females and through a top-up option; one can also increase the cover each year. As per the existing tax laws, one can also avail the tax benefits.
Click 2 Protect Health
With Click 2 Protect Health plan, the overall well being of the family is safeguarded, which means ideally nothing is left for a chance. This plan makes sure that the policyholder and the family’s health is always taken care of even in case of any adversities. To lead a life of pride both HDFC Ergo Health Insurance Limited and HDFC Life have come together to provide the advantages of both life and health insurance within this affordable an comprehensive plan. Within this one has the option of a total of nine plan options that can be easily customized.
2. Retirement Plans
HDFC Life offers different types of retirement plans also called pension plans which take care of the income post retirement by regular flow of annuity payments for as long as the annuitant is alive. HDFC Life offers following retirement plans:
| Life Insurance Plan | Age of Entry (Min-Max) | Age of Maturity Age (Min-Max) | Age of Maturity Age | Policy Tenure (Min-Max) | Mode of Premium Payment |
| HDFC Life Personal Pension Plus | 18 - 65 years | 55 - 75 years | N.A. | 10 - 40 years | Monthly, quarterly, semi-annually and annually |
| HDFC Life Click 2 Retire | 18 - 65 years | 45 - 75 years | N.A. | 10 - 35 years | Monthly, quarterly, semi-annually, annually and single pay |
| HDFC Life Pension Guaranteed Plan | 30 - 85 years | N.A. | N.A. | N.A. | Monthly, quarterly, semi-annually and annually |
| HDFC Life New Immediate Annuity Plan | 30- 85 years | N.A. | N.A. | N.A. | Monthly, quarterly, semi-annually and annually |
| HDFC Life Pension Super Plus | 35 - 65 years | 55 - 75 years | N.A. | 10 - 20 years | Monthly, quarterly, semi-annually and annually |
HDFC Life Personal Pension Plans
This is a plan taken on a single life basis with easy EMI options and flexible premium frequency options. The investments can be selected anywhere from 10 to 40 years tenure and also offers an assured benefit of about 101% of the paid premiums at the time of death or also vesting.
HDFC Click to Retire ULIP
This is an online Unit Linked Insurance Plan (ULIP) offering assured vesting benefits with a wide option of premium payment like regular, limited or single pay. HDFC Life ULIP plans can be started as early as 18 years and also provides tax benefits under Section 80C and Section10(10A) of the Income Tax Act 1961.
HDFC Life Pension Super Plans
This is a unit linked pension-plan that offers benefits to the customers post their retirement. It involves extra premium distribution rate of 102.5% from the 11th year onwards and also includes vesting benefits on maturity. It helps the customers to choose the term of the policy on their own wish with flexible retirement date and also guaranteed income on the annuity purchased through them.
HDFC Life Single Premium Pension Plans
It is a unit-linked single premium policy plan that helps the customer in getting income post retirement. It involves the benefits of vesting on maturity with an extra advantage of flexibility to choose single premium with an option to opt for top-up premiums. It also guarantees regular income on the purchased annuity and offers freedom to plan the retirement date suitable to the customer.
HDFC Life Guaranteed Pension Plans
This in a one of a kind plan that helps the customers to save and develop their retirement fund that can be used post retirement. It provides assured benefit of 3% of the assured sum each year with premium payment tenure of 5, 7, and 10 years. The term of the policy ranges from 10 to 20 years and is taken on a single life basis.
HDFC Life New Immediate Annuity Plan
This plan is a non-linked traditional annuity plan that provides financial independence by offering assured income even after retirement for as long as the customer as well as their spouse lives. It offers a host of annuity options with the flexibility to choose from the different annuity options like monthly/quarterly/half-yearly/or annually.
3. Health Plans
The rising cost of medicine has mandated the coverage of a health plan to take care of any medical expense which might arise if an individual suffers from any medical contingency. The company issued various types of health insurance plans which are mentioned below:
| Life Insurance Plan | Age of Entry (Min-Max) | Age of Maturity Age (Min- Max) | Assured Sum (Min-Max) | Policy Tenure (Min-Max) | Mode of Premium Payment |
| HDFC Life Cancer Care Plan | 18 - 65 years | No lower limit- 75 years | Rs. 10 Lakh- Rs 40 Lakhs | 10 - 20 years | Monthly, quarterly, semi-annually and annually |
HDFC Life Cancer Care Plan
This plan is a comprehensive Cancer insurance policy that helps the customer as well as their family to remain financially and mentally stable in case of Cancer diagnosis and at an Early Stage and also Major Cancer. It generally involves three options like Silver, Gold and Platinum and an added advantage of premium waiver of cancer diagnosis at an early stage. Under platinum option, a monthly income is provided in case of major cancer. The plan issuance process is simple without undergoing any medical check-ups.
HDFC Life Health Assure Plan
it is a comprehensive plan which reimburses all the medical expenditures incurred in case of hospitalization. These plans are generally of two types namely Individual and Family Floater Plan with two major options to choose from like Gold and Silver Option. Even after the claim is made, it guarantees the customers of premium for 3 more years and the cover gets doubled after 3 claim free years. The reimbursement process is trouble-free and also offers cashless claim service.
4. Savings & Investment Plans
These plans provide the facility of saving and wealth creation while at the same time providing life insurance benefit in case of unfortunate death. The plan also earns tax reliefs and as such is great for creating good savings corpus. The range of saving HDFC Life Insurance plans offered by the company include:
| Life Insurance Plan | Age of Entry (Min-Max) | Age of Maturity Age (Min-Max) | Assured Sum (Min-Max) | Policy Tenure (Min-Max) | Mode of Premium Payment |
| HDFC Life Click2Invest ULIP | 30 days - 65 years | 18 - 75 years | No lower limit- 125 percent of the premium | 5 - 20 years | Monthly, quarterly, semi-annually, annually and single pay |
| HDFC Life Sanchay | 30 days - 45 years | 18 - 70 years | Rs. 1,18,392- no upper limit | 15 - 25 years | Monthly, quarterly, semi-annually and annually |
| HDFC Life Super Income Plan | 30 days - 59 years | 18 - 75 years | Rs. 1,28,337- no upper limit | 16 - 27 years | Monthly, quarterly, semi-annually and annually |
| HDFC SL Crest | 14 - 55 years | No lower limit - 65 years | Annual Premium * 7- Annual premium * 20 | No lower limit- 10 years | yearly |
| HDFC Life Classic Assure Plus | 30 days - 60 years | 65 - 75 years | Rs. 48,032- no upper limit | 10 - 20 years | Monthly, quarterly, semi-annually and annually |
| HDFC Life Super Savings Plan | 30 days - 60 years | 18 - 75 years | Rs. 2,45,155- no upper limit. | 15 - 30 years | Monthly, quarterly, semi-annually and annually |
| HDFC Life ProGrowth Plus | 14 - 65 years | 70 - 75 years | Higher of: annualized premium * 7 or annualized premium * policy term* 0.25 - annualized premium * 40 | 10 -30 years | Monthly, semi-annually and annually |
| HDFC SL ProGrowth Super II | 14 - 65 years | 65 - 75 years | Higher of: annualized premium * 7 or annualized premium * policy term * 0.25 - annualized premium * 40 | 10 -30 years | N.A. |
| HDFC SL ProGrowth Flexi | 14 - 65 years | 70 - 75 years | Higher of annualized premium * 7 or annualized premium * policy term* 0.25 - annualized premium * 40 | 10 - 30 years | N.A. |
| Hdfc Life Sampoorn Samridhi Plus | 30 days- 60 years | 18 - 75 years | Rupees 65,463-- no limit | 15 -40 years | Monthly, quarterly, semi-annually and annually |
| HDFC Life Sampoorn Nivesh | 30 days- 60 years | 18 - 70 years | Higher of annualized premium 7 or annualized premium * policy term* 0.25- Annualized premium * 10 | 10 -25 years | Monthly, quarterly, semi-annually and annually |
| HDFC Life Uday | 18 years- 55 years | 30 - 70 years | Rs. 28,465- no upper limit | 12 -15 years | Monthly, quarterly, semi-annually and annually |
HDFC Life Click2Invest Plans
This is a type of online unit-linked plan that provides insurance coverage on life. It has 8 fund options with a structure that is non-chargeable.
HDFC Life Sanchay
It is a non-participating traditional plan with a premium payment term of 5, 8 and 10 years. The policy term ranges between 15 to 25 years and offers added advantage of 8% or 9% of sum assured on maturity.
HDFC Life Super Income Plan
This is a participating regular income plan with an assured income for 8 to 15 years ranging from 8% to 12.5% of the sum assured on maturity.
HDFC SL Crest
This is a unit-linked insurance investment plan without any limit on maximum premium and offers the benefit of free of cost distribution of assets. Easy EMI options are also available in these plans that it can be taken up by filling a small medical form consisting of questions.
HDFC Life ClassicAssure Plus
This plan is both an investment and insurance plan that helps the development of the money to meet future requirements. The premium payment term ranges from 7 to 10 years and easy EMI facility is also available. Assured bonus and insurance coverage is also provided throughout the total term of the policy.
HDFC Life Super Savings Plan
This is a type of long-term investment plans that meets the requirements of the customers’ near and dear ones when they are absent. This plan is taken on a single life basis and easy EMI option is also available.
HDFC Life ProGrowth Plus
This plan is both savings as well as insurance plan that channelizes the savings of the customers efficiently and thus provides life cover. A host of funds namely Income Fund, Balanced Fund, Blue Chip Fund, Opportunities Fund are available with easy EMI options.
HDFC SL ProGrowth Super II
This is a both savings and insurance unit linked plan that helps the customers to enjoy long-term savings. The premium payment is done annually and is a trouble-free process with an option to choose the assured sum multiple.
HDFC SL ProGrowth Flexi
This is a savings-cum-insurance unit-linked plan that helps the customer in providing financial stability to their loved ones. It involves two benefit options namely Life Option and Extra Life Option with the freedom to choose sum assured multiple from the range of 10 to 40 of the annual premium.
HDFC Life Sampoorna Samriddhi Plus
It is a limited period endowment plan with a policy term less than 5 years. The plan offers profit by taking into account the bonuses from the 1st year. It also offers tax benefits.
HDFC Life Sampoorna Nivesh Plan
This is a special insurance as well as investment plan that aim at optimizing the investments of the customers. The investment term ranges from 10 to 25 years with 3 benefit options to choose from. Extra benefit of 8 different fund options is also provided to the customers.
HDFC Life Invest Wise Plan
It is a single premium unit-linked plan that helps the customers to form savings and safeguard financial stability. It is offered at a fixed policy term of 15 years with an assured sum fixed at 110% of the single premium. The amount of the maximum single premium is limitless.
HDFC Life Uday Plan
This plan involves assured bonuses and additions with an additional; benefit of offering lump sum to the relatives of the plan-holder in case of their death. It involves minimum monthly premium as low as Rs. 500 and annual premium of Rs. 5000.The plan issuance process is also very easy and simple.
5. Child Plans
These HDFC Life Insurance Child plans are built with the sole aim of securing the child’s future against the unfortunate death of the parent. The company offers two types of child plans which are:
| Life Insurance Plan | Age of Entry (Min-Max) | Age of Maturity Age (Min-Max) | Assured Sum (Min-Max) | Policy Tenure (Min-Max) | Mode of Premium Payment |
| HDFC SL YoungStar Super Premium | 18 - 65 years | No lower limit- 75 years | 7 times Annual Premium to 40 times Annual premium | 10 - 20 years | N.A. |
| HDFC Life YoungStar Udaan | 30 days- 60 years | 18 - 75 years | 100 percent of the assured sum + 25 percent of the assured sum | 15 - 25 years | Monthly, quarterly, semi-annually and annually |
HDFC SL YoungStar Super Premium
This plan helps the customers to develop funds in order to meet different needs of the children like education, marriage, house or car that might arise in the future. It offers 4 types of funds with limitless maximum premium amount. It also offers flexibility of tenure and sum assured.
HDFC Life YoungStar Udaan
This is a traditional participating insurance plan for parents with maturity benefits like academics, aspirations, career etc. The bonuses are accrued and payable at maturity and also offer tax benefits.
6. Woman’s Insurance Plans
These plans cater to a wide variety of financial needs and requirement of woman arising at different stages of their lives. The type of plan under this are as follows:
| Life Insurance Plan | Age of Entry (Min-Max) | Age of Maturity Age (Min-Max) | Assured Sum (Min-Max) | Policy Tenure (Min-Max) | Mode of Premium Payment |
| HDFC Life Smart Woman Plan | 18 - 45 years | 28 - 60 years | 7 times the Annual Premium to 40 times the Annual premium | 10 - 15 years | N.A. |
HDFC Life Smart Woman Plan
This is a type of life insurance policy for women that help in the growth of their savings. It offers 4 different fund options and 3 benefit options. It also provides flexibility to choose the assured sum and the policy term ranges from 10 to 15 years.
7. Group Plans
HDFC Life also has a variety of group insurance plans which cover all the members of a group under a single policy at lower rates of premiums. The range of group plans offered by the company includes:
- Group Pension Plan
- Group Unit Linked Pension plans
- Group Variable Employee Benefit Plan
- Life New Group Unit Linked Plans
- Group Term Insurance Plan
- Group Credit Protect Insurance Plan
- Group Credit Protect Plus Insurance Plan
- Pradhan Mantri Jeevan Jyoti Bima Yojana Plan
Let us take an in-depth understanding of the various types of plans.
FAQs
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Q: How to surrender (cancel) HDFC Life Insurance policy online?
Ans: To submit the deactivation/ cancellation/ surrender request, fill and submit the mandate form of deactivation that is available at the branch of HDFC Life at least fifteen days before the due date. You can also place an Auto Debit Deactivation request by emailing at Service[at]HDFCLife.com from the registered email id that is updated in HDFC Life’s records. -
Q: How to check the status of HDFC Life Insurance policy online?
Ans: You can check the status of your HDFC Life Insurance Policy online through any of the following methods:- Steps when you are registered with HDFC Life:
- Login to the website of HDFC Life Insurance and select the section with the name ‘Customer Service'.
- Under this section, click ‘My Account’.
- You will be redirected to the page wherein you can either use your Client ID, mobile number, or email id with a password for logging in into the portal.
- You can easily check the status of your policy as soon as you log in to the portal.
- Steps when you are a new user or you are not the registered user of HDFC Life:
- Go to the official website of HDFC Life Insurance and click the Customer Service section.
- Click on the ‘My Account' tab provided under this section.
- Under ‘First Time User’, there is ‘Register’ tab, click this tab.
- You will be redirected to a new page, wherein you have to provide your date of birth and policy number. After filling these details click the ‘Submit' button.
- You will get One Time Password (OTP) either on your registered mobile number or email id. Provide this OTP and click the ‘Submit' button.
- In the next step, you are required to create an answer to one of the secret questions from the available options. This step is included for security purposes. Click the ‘Submit' button.
- In the next step, create a ‘Password'.
- As soon as you are done with password creation, you can use your credentials to check your policy’s status.
- Other Methods to Check Your Policy’s Status:
- You can also check the status of your HDFC Life policy by sending an email to service[at]HDFCLife.com. The NRIs have to send an email to nriservice[at]HDFCLife.com.
- You can also call on the following number 18602679999 from 10 in the morning to 7 in the evening from Monday to Saturday.
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Q: How to withdraw HDFC Life Insurance policy?
Ans: Follow the below steps to make a partial withdrawal from your HDFC Life Insurance policy:- You need to provide the reason for partial withdrawal and submit the form for the same at the nearest branch of HDFC Life Insurance with the following documents:
- Original documents of the policy
- Copy of YPD or CI submitted for the request of withdrawal (it is recommended to carry all the original documents for the verification).
- Insured's canceled cheque.
- In case of unavailability of the canceled cheque or if the canceled cheque does not have the pre-printed account number and name of the policyholder, then the passbook copy, bank statement with pre-printed account number and name are required.
- ID proof like Aadhar card, PAN card, Voter ID, Driving License, etc.
- Pay-out form.
- Details of the NRE bank statement reflecting the premiums paid from the NRE account.
- Current contact details of the policyholder.
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Q: How to pay HDFC Life Insurance premium online?
Ans: There are many options by which you can pay the premium of your HDFC Life Insurance policy online. The first option is to go to the website of the company and logon. Alternatively, you can download the mobile app of the company and pay the premium from it. :- To pay the premium directly:
- Choose the ‘Premium Payment' option to make payment.
- A pop-up appears on the screen illustrating the process of premium payment, click ‘Proceed’.
- You will then be needed to provide the details like policy number, premium installment, date of birth, etc. While providing the details, make sure you have entered the correct details.
- Give the ‘Captcha code', select the ‘I Agree' option and click ‘Submit'.
- The next step shows the number of policies for which the premium has to be paid and the total amount of premiums. Click ‘Check & Pay' for making the payments.
- You will be given three options to make the payment – 1) through internet banking, e-wallet, debit card, credit card, or American Express card, 2) Axis Pay UPI, or 3) UPI of Standard Charted Bank.
- Select the option through which you want to make the payment.
- To pay through the customer portal: This process needs you to get yourself registered on the website. If you have registered yourself already, then login through your credentials for making the payments. However, if you are not registered, then click ‘Register Now’ or go to the ‘Sign Up’ link. There you will have to provide your basic information such as premium, policy number, date of birth, etc. After getting yourself registered, logon for making the payments.
- Login to your account by providing your registration details.
- After logging in, click ‘Online Payments’ which will take you to the portal of premium payment.
- Choose the policies for which you want to make the payments and then click ‘Check & Pay’.
- The portal then asks you to confirm all your details like your mobile number, premium amount, email id, etc again. After confirming these details, click ‘Check & Pay’.
- Select the payment gateway for completing the transaction.
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Q: How to get the premium receipt of HDFC Life Insurance?
Ans: You can contact HDFC Life Insurance Company at any of its touchpoints or can download a receipt of premium from My Account's ‘E-Service' section. You can even place a request for premium receipt via the IVR of HDFC Life by following the instruction and selecting option 2 >> Request>> and then Press 1.How to know the fund value of HDFC Life Insurance?
Get the details of the fund value, due date, the premium amount of your HDFC Life Insurance policy by giving a missed call:
- Dial 08000006609 from the registered mobile number.
- Let the call be disconnected by itself.
- You will get an SMS on your registered mobile number with all the needed details.
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Q: How to stop auto-debit from HDFC Life?
Ans: To deactivate the mandate auto-debit from your account and stop the payment of the premiums, follow the below steps:- Drop an email having a subject line as ‘Need to Deactivate auto-debit – Policy Number <Policy No>' to Service[at]HDFCLife.com.
- Go to the nearest branch of HDFC Life and fill the deactivation form of the ECS mandate.
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Q: How to link aadhaar with HDFC life insurance?
Ans: As per the recent guidelines of IRDAI and Indian Government, linking your Aadhaar Card number with the insurance policy is compulsory. Below are the steps to link your HDFC Life Insurance policy with Aadhaar Card:- Step 1: Login to your HDFC account by following this link – https://myaccount.Hdfclife.com/
- Step 2:Select the ‘Update Aadhaar' option in the ‘My Policy' section.
- Step 3: Provide your policy number and number of your Aadhaar Card and click ‘Submit’.
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Q: How to change the address in HDFC Life Insurance policy online?
Ans: Follow the below steps to change the address in your HDFC Life Insurance policy online:- Step 1: Visit hdfclife.com and select the ‘My Account' section.
- Step 2:Login by using your client id and password.
- Step 3: You will be redirected to the main page of your account. Under the ‘My Profile' section, select ‘Change in Communication Address'.
- Step 4:Update the communication address and click ‘Submit’. Your service request number is generated and is shown under the ‘Success Message' box, click ‘OK'.
- Step 5:Verify your provided current address by uploading address proof. Select the address proof and provide the details. A message for successful document update pops-up, click ‘OK’.
- Step 6: Now click the ‘Interaction History’ tab to check the status of your generated request.
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Q: What is the HDFC Life Insurance renewal process?
Ans: Below are the steps to renew your HDFC Life Insurance policy:- Step 1: Login by using your client id and password.
- Step 2: Choose the policy that is due for renewal. Click ‘Pay Renewal Premium Now’.
- Step 3:Select the option for payment – Debit/ Credit Card or NEFT.
- Step 4: Authenticate and confirm the payment details and then get the payment receipt printed.
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Q: What is HDFC Life’s claim settlement process?
Ans: The first and the foremost thing to settle a claim is to inform the company about the claim by filling the form of the claim that is easily available on the website of HDFC Life. Alternatively, you can as well intimate the HDFC Life company regarding the claim by emailing on the below email address:service[at]HDFCLife.com
- A representative of the company guides you on the required documents for processing the claim. Do not forget to check the document list that should be submitted on the website of the company as per the type of claim.
- For faster claim settlement, send all the required documents to the HDFC Life Insurance Company as early as possible.
- The company generally maintains to process all the claims within 24 hours for most of the policies that are more than three years from the inception date.
