HDFC Standard Life InsuranceClaim Settlement Ratio - 95.02%*
HDFC Life Insurance
HDFC Standard Life Insurance Company is a private company providing long term insurance services to the customers. This company was founded in the year 2000 by Hasmukhbhai Parekh and it head-quartered in Mumbai, India. This company provides employment to more than 13,771 employees and has a presence in over 980 cities spread across India. It also has a wide network of more than 400 branches that cater to all the insurance related needs of the customers. It key products includes pension, savings, health, investment, and a wide range of plans catering to the needs to children and women. These products sum up to a total of 37 retail products with an additional 8 group products. It also offers extra optional rider benefits to the customers and it totals to 9. The company also holds a representative office outside India in Dubai. It has also become the first life insurance company to offer pension plans to the new customers under new IRDA regime by launching two pension plans namely HDFC Life Pension Super Plus and HDFC Life Single Premium Pension Super.
HDFC Life Insurance Plans - Eligibility Criteria's
Life Insurance Plans
Tenure of Policy(Min-Max)
HDFC Standard Life Insurance Term Plan
18 - 65 years
Rs25 Lakh- No upper limits
10 - 40 years
Yearly, Half-yearly, Quarterly and monthly
HDFC Endowment Plan
18 -60 years
Rs2,45,145- No upper limits
15 - 30 years
Yearly, Half-yearly and Monthly.
HDFC Retirement Plan-
18 - 65 years
Rs2lakh – No upper limit
10 - 40 years
Yearly, Half-yearly, Quarterly and monthly
HDFC Life Child Plan
30 - 60 years
As per age, term premium, etc.
15 - 25 years
Yearly, half-yearly and monthly.
HDFC Saving Investment Plan
30- 45 years
Rs1 lakh - No upper limit
15 - 25 years
Yearly, Half-yearly, Quarterly and monthly
HDFC Life Insurance - Types of Plans
HDFC Standard Life has a range of life insurance plans ranging from Term plans to Unit Linked Plans with great features and benefits. All these plans come at competitive rates of premiums and meet all types of requirements of the customers. The range of plans offered by the company includes:
- Protection plans
- Retirement plans
- Health plans
- Savings and investment plans
- Young star plans
- Woman’s plans
Let us take a look at the various types of plans.
Protection Plans from HDFC Life Insurance
Also called Term Plans; these plans provide life insurance coverage of a large amount at very reasonable prices so that customers can secure their families against the possibility of their untimely death. The company offers one type of term plan which is also available online. The plan is:
HDFC Life Click to Protect Plus
This plan is a financially affordable term insurance plan that provides coverage for up to 75 years and also offers an additional accidental cover benefit. The tax benefit is also offered under Section 80C* and it prolongs the cover on life in case of a birth of a child as well as marriage.
HDFC Life Insurance Retirement Plans
HDFC Standard Life offers different types of retirement plans also called pension plans which take care of the income post retirement by regular flow of annuity payments for as long as the annuitant is alive. The variety of retirement plans offered by HDFC Standard Life are as follows:
HDFC Life Personal Pension Plans
This is a plan taken on a single life basis with easy EMI options and flexible premium frequency options. The investments can be selected anywhere from 10 to 40 years tenure and also offers an assured benefit of about 101% of the paid premiums at the time of death or also vesting.
HDFC Click to Retire ULIP
This is an online Unit Linked Plan (ULIP) offering assured vesting benefits with a wide option of premium payment like regular, limited or single pay. This plan can be started as early as 18 years and also provides tax benefits under Section 80C and Section10(10A) of the Income Tax Act 1961.
HDFC Life Pension Super Plans
This is a unit linked pension-plan that offers benefits to the customers post their retirement. It involves extra premium distribution rate of 102.5% from the 11th year onwards and also includes vesting benefits on maturity. It helps the customers to choose the term of the policy on their own wish with flexible retirement date and also guaranteed income on the annuity purchased through them.
HDFC Life Single Premium Pension Plans
It is a unit-linked single premium policy plan that helps the customer in getting income post retirement. It involves the benefits of vesting on maturity with an extra advantage of flexibility to choose single premium with an option to opt for top-up premiums. It also guarantees regular income on the purchased annuity and offers freedom to plan the retirement date suitable to the customer.
HDFC Life Guaranteed Pension Plans
This in a one of a kind plan that helps the customers to save and develop their retirement fund that can be used post retirement. It provides assured benefit of 3% of the assured sum each year with premium payment tenure of 5, 7, and 10 years. The term of the policy ranges from 10 to 20 years and is taken on a single life basis.
HDFC Life New Immediate Annuity Plan
This plan is a non-linked traditional annuity plan that provides financial independence by offering assured income even after retirement for as long as the customer as well as their spouse lives. It offers a host of annuity options with the flexibility to choose from the different annuity options like monthly/quarterly/half-yearly/or annually.
HDFC Life Insruance Health Plans
The rising cost of medicine has mandated the coverage of a health plan to take care of any medical expense which might arise if an individual suffers from any medical contingency. The company issued various types of health insurance plans which are mentioned below:
HDFC Life Cancer Care Plan
This plan is a best-in-class and comprehensive Cancer insurance policy that helps the customer as well as their family to remain financially and mentally stable in case of Cancer diagnosis and at an Early Stage and also Major Cancer. It generally involves three options like Silver, Gold and Platinum and an added advantage of premium waiver of cancer diagnosis at an early stage. Under platinum option, a monthly income is provided in case of major cancer. The plan issuance process is simple without undergoing any medical check-ups.
HDFC Life Health Assure Plan
it is a comprehensive plan which reimburses all the medical expenditures incurred in case of hospitalization. These plans are generally of two types namely Individual and Family Floater Plan with two major options to choose from like Gold and Silver Option. Even after the claim is made, it guarantees the customers of premium for 3 more years and the cover gets doubled after 3 claim free years. The reimbursement process is trouble-free and also offers cashless claim service.
Savings & Investment Plans by HDFC Life
These plans provide the facility of saving and wealth creation while at the same time providing life insurance benefit in case of unfortunate death. The plan also earns tax reliefs and as such is great for creating good savings corpus. The range of saving plans offered by the company include:
HDFC Life Click2Invest Plans
This is a type of online unit-linked plan that provides insurance coverage on life. It has 8 fund options with a structure that is non-chargeable.
HDFC Life Sanchay
It is a non-participating traditional plan with a premium payment term of 5, 8 and 10 years. The policy term ranges between 15 to 25 years and offers added advantage of 8% or 9% of sum assured on maturity.
HDFC Life Super Income Plan
This is a participating regular income plan with an assured income for 8 to 15 years ranging from 8% to 12.5% of the sum assured on maturity.
HDFC SL Crest
This is a unit-linked insurance investment plan without any limit on maximum premium and offers the benefit of free of cost distribution of assets. Easy EMI options are also available in these plans that it can be taken up by filling a small medical form consisting of questions.
HDFC Life ClassicAssure Plus
This plan is both an investment and insurance plan that helps the development of the money to meet future requirements. The premium payment term ranges from 7 to 10 years and easy EMI facility is also available. Assured bonus and insurance coverage is also provided throughout the total term of the policy.
HDFC Life Super Savings Plan
This is a type of long-term investment plans that meets the requirements of the customers’ near and dear ones when they are absent. This plan is taken on a single life basis and easy EMI option is also available.
HDFC Life ProGrowth Plus
This plan is both savings as well as insurance plan that channelizes the savings of the customers efficiently and thus provides life cover. A host of funds namely Income Fund, Balanced Fund, Blue Chip Fund, Opportunities Fund are available with easy EMI options.
HDFC SL ProGrowth Super II
This is a both savings and insurance unit linked plan that helps the customers to enjoy long-term savings. The premium payment is done annually and is a trouble-free process with an option to choose the assured sum multiple.
HDFC SL ProGrowth Flexi
This is a savings-cum-insurance unit-linked plan that helps the customer in providing financial stability to their loved ones. It involves two benefit options namely Life Option and Extra Life Option with the freedom to choose sum assured multiple from the range of 10 to 40 of the annual premium.
HDFC Life Sampoorna Samriddhi Plus
It is a limited period endowment plan with a policy term less than 5 years. The plan offers profit by taking into account the bonuses from the 1st year. It also offers tax benefits.
HDFC Life Sampoorna Nivesh Plan
This is a special insurance as well as investment plan that aim at optimizing the investments of the customers. The investment term ranges from 10 to 25 years with 3 benefit options to choose from. Extra benefit of 8 different fund options is also provided to the customers.
HDFC Life Invest Wise Plan
It is a single premium unit-linked plan that helps the customers to form savings and safeguard financial stability. It is offered at a fixed policy term of 15 years with an assured sum fixed at 110% of the single premium. The amount of the maximum single premium is limitless.
HDFC Life Uday Plan
This plan involves assured bonuses and additions with an additional; benefit of offering lump sum to the relatives of the plan-holder in case of their death. It involves minimum monthly premium as low as Rs. 500 and annual premium of Rs. 5000.The plan issuance process is also very easy and simple.
HDFC Life Child Insurance Plans
These plans are built with the sole aim of securing the child’s future against the unfortunate death of the parent. The company offers two types of child plans which are:
HDFC SL YoungStar Super Premium
This plan helps the customers to develop funds in order to meet different needs of the children like education, marriage, house or car that might arise in the future. It offers 4 types of funds with limitless maximum premium amount. It also offers flexibility of tenure and sum assured.
HDFC Life YoungStar Udaan
This is a traditional participating insurance plan for parents with maturity benefits like academics, aspirations, career etc. The bonuses are accrued and payable at maturity and also offer tax benefits.
HDFC Life Woman’s Insurance Plans
These plans cater to a wide variety of financial needs and requirement of woman arising at different stages of their lives. The type of plan under this are as follows:
HDFC Life Smart Woman Plan
This is a type of life insurance policy for women that help in the growth of their savings. It offers 4 different fund options and 3 benefit options. It also provides flexibility to choose the assured sum and the policy term ranges from 10 to 15 years.
HDFC Life Group Insurance Plans
HDFC Life also has a variety of group insurance plans which cover all the members of a group under a single policy at lower rates of premiums. The range of group plans offered by the company includes:
- HDFC Life Group Pension Plan
- HDFC Life Group Unit Linked Pension plans
- HDFC Life Group Variable Employee Benefit Plan
- HDFC Life New Group Unit Linked Plans
- HDFC Life Group Term Insurance Plan
- HDFC Life Group Credit Protect Insurance Plan
- HDFC Life Group Credit Protect Plus Insurance Plan
- HDFC Life Pradhan Mantri Jeevan Jyoti Bima Yojana Plan
HDFC Standard Life Insurance - FAQs
1. How to pay the premium? What are the modes of payment available?
You can pay your HDFC Life Insurance premium through ANY these following methods:
- ECS SYSTEM
- Bill Pay – EBPP (Electronic Bill Presentment and Payment)
- Drop box
- YES /AXIS Bank debit card
- Bill pay-EBPP(Electronic bill presentment and payment)
- Cash/Cheque Payments
For paying premium online, please visit e-portal.
Step 1: Enter your policy details – policy number and policyholders date of birth
Step 2: Pay from your debit/ credit card or select your online bank account to make the payment
Step 3: Authenticate and confirm your payment details and receive online premium payment receipt
2. How can I check policy status?
You can check policy status online, if you are a registered user. Simply log into the e-portal with your Client ID and password to check the policy status.
3. What is the policy renewal process?
Renew your policy online. Here are the steps;
Step 1: Login with your customer ID and password on
Step 2: Select the policy due for renewal payment. Click Pay Renewal Premium Now
Step 3: Choose payment option- Credit/Debit Card or NEFT
Step 4: Authenticate and confirm your payment details and print the payment receipt
4. What is the company’s process to settle claim?
For HDFC Life Insurance policyholders, Cashless facility is permitted in case of hospitalization or surgery. For others the process is as follows;
Step 1: Duly fill the claims form
Step 2: Attach the relevant documents- medical bills, reports, accident report- with your claims form
Step 3: Submit the documents at the Claims Office at any of your nearest HDFC branch in your city
Alternatively, you can post it at their registered headquarter:
HDFC Standard Life Insurance Company Ltd.Lodha Excelus, 13th Floor Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai – 400011, Maharashtra, India.
5. What is the policy cancellation process?
Policyholders must attach all the relevant policy documents along with a duly filled surrender form at any of the branch locations in their city. Within 72 hours, the refund will be made into your bank account, post deducting cancellation charges, stamp duty (if any), and medical tests.
HDFC Life Insurance - Latest News
HDFC Bank Q3 net profit surged 20% on higher net interest income
HDFC one of the biggest private sector banking and financial services companies in India has surged up by 20.1% in profits by the end of the quarter of December 2017. This has been accompanied with a slight rise in their asset quality and has experienced a strong loan growth.
The net profit of the Bank has risen to Rs. 4,642.60 crore for the third quarter from Rs. 3,865.33 crore.
As per the estimates of 17 analysts of Bloomberg, HDFC Bank was likely to post their net profit at Rs. 4,706.90 crore.
The core income of the bank, i.e. the Net Interest Income generated by giving loans has risen by 24.1% which sums up to Rs. 10,314.34 crore, in comparison to Rs. 8,309.09 crore in the previous year. Other incomes earned was at Rs. 3, 869.17 crores from Rs. 3,142.67 crore a year ago.
Contingencies and provisions have risen to Rs. 715.78 crore from Rs. 115.38 crore, up by 88.81%, a year ago. On a quarter-on-quarter basis, this decreased by 8.45% from Rs. 1,476.19 crore.
The gross non-performing assets of the bank have increased by 57.4% to Rs. 8,234.88 crore, at the end of the quarter in December.
HDFC board has given its consent to the insurance unit for the IPO plan
Standard Life raised its stake in its life insurance joint venture with HDFC to 35 %. The same was achieved buy the company by buying 9 per cent additional shares from HDFC. The company paid Rs. 1,705 Crore to HDFC for the transaction. After the deal, the HDFC Standard Life Insurance Company was valued at Rs. 18,500 Crore.
The Board of HFC Ltd. has sanctioned the plan to sell out the shares of HDFC Standard Life Insurance Company to public.
This verdict has made HDFC Standard Life Insurance Company the first Indian insurance company to initiate the procedure for IPO (Initial Public Offering).
The company stated in a regulatory filing that the board meeting held on 18th April approved up to a 10 per cent stake sale in HDFC Life.
According to the Mistry, HDFC had been planning to raise funds through its JV in life insurance for quite some time. The company was just waiting for a board approval which has now been granted.
HDFC Sells 10 Percent Stake in Life Insurance Division; Becomes First Insurer to Float an IPO
One of India’s largest public sector mortgage lenders, HDFC efficiently operates in financial services across India. HDFC intends to become the first insurance company to float an IPO, thereby taking its life insurance division public. To be precise, the company is looking forward to selling 10 percent stake in HDFC Standard Life Insurance via the projected IPO, whereas the timeline is yet to be given.
With this stake sale, the company is aiming at monetizing the investments while keeping control on its existing majority of stake in the joint venture. At present, HDFC holds about 61.65 percent stake and 35 percent is held by 35 percent stake. The remaining stake in the insurance firm is held by the other shareholders. The execution of 10 percent stake sale could fetch about Rs. 1894.5 crore as per the transaction occurred lately.
By the end of FY’16, the insurance company registered a net profit of Rs. 818 crore while the total income stood at Rs. 17, 954 crore.
HDFC Sells 9% Stake in the JV to Standard Life
HDFC recently sold 9 percent of its stake in HDFC Standard Life to its British partner, Standard Life for over Rs1, 700 crore. This has led to an increase in the foreign investor’s existing share from 26 percent to 35 percent. This stake sale to Standard Life was proposed in August 2015 to happen for the said amount, as the government of India has permitted up to 49 percent FDI in the insurance sector of the country.
Following the receipt of awaited approval, HDFC has successfully completed the stake sale to Standard Life.
The company, in a regulatory filing, once said that it had plans to sell about 17.95 crore shares worth Rs. 1, 705 crore in HDFC Standard Life to its British partner, which comes out to be 9 percent of its existing stake in the JV. As a result of the stake sale, HDFC has got its stake in the JV reduced to 61.65 percent.
Fraudulent claims lead HDFC Life to discontinue policy sales in select localities
Some recent cases of claiming through fraud have been reported in in small towns such as Kubernagar in Gujarat and Ganjam in Odisha. As a result of the same, HDFC Life Insurance Company has restricted its agents from vending policies in more than 60 surrounding areas. This action has been taken with an intention to prevent fraudulent claims.
The company has also barred a number of local hospitals from selling the policies to the people living there. The company has also found out that some serious and intentional administrative lapses in a few medical centres had caused heavy losses to the entire industry. As a consequence those medical centres have been put on the 'watch list'.
Amitabh Chaudhry, CEO at HDFC Life said that the company is now sharing records on employees, distributors, medical centres, and locations and also blacklisted the ones participating in frauds. He also said that the company will either reduce its exposure in these markets or absolutely stop selling insurance.
HDFC Life All Set to Launch #MemoriesForLife Platform
HDFC Life in collaboration with Leo Burnett has created a platform that will allow its customers to create memories for life, allowing them to leave behind not just the money for their loved ones. This digital platform will allow the policyholder to leave digital messages for the family with a particular date and specified.
The platform called #MemoriesForLife has reachability from online and offline platforms media and will soon be launched via an integrated campaign. The idea that works behind this campaign is taken from the understanding of a customer that a lot is left untold while running towards the goal of securing their loved ones’ future.
The #MemoriesForLife platform allows one to record his/her message and define a date and time when that message is supposed to be delivered to their loved ones. HDFC Life commits the successful message delivery. The company has made a strategic move, thereby shifting the transaction space of life insurance to the space of emotions.
HDFC Life Insurance Net Q3 Profit up by 45%
January 20 ,2016 : HDFC Life Insurance Net Q3 Profit up by 45% HDFC Life Insurance recently reported a net profit of Rs. 174 crore, which is about 45% rise in its net profit for the third quarter of the FY 2015-2016. Based on the statistics from the last fiscal, the company reported a net profit of Rs. 120 crore.
HDFC Standard Life Insurance is a joint venture of India’s HDFC (abb. for Housing Development Finance Corporation) and Standard Life from Britain, where 70.65% of the total share is held by HDFC, 26% by Standard Life, and others hold the rest in the equity. Earlier in the second quarter of the FY2015-2015 (particularly in August 2015), HDFC was involved in a deal with Standard Life, aiming at selling its additional 9% share.
The deal will end up leading HDFC’s share to 61.65% and Standard Life’s share to 35%, whereas others’ share will remain intact. A call is yet to be taken by CCEA (abb. for Cabinet Committee on Economic Affairs) on the transfer of 9% share (Rs. 1705 crore) from HDFC to Standard Life in the joint venture.
Net 45% rise of profit this quarter for HDFC Life Insurance
January 29, 2016: The third quarter for HDFC Life Insurance turned out to be a good one. The insurance company along with Standard Life, a British company in their joint venture has reported a 45% rise in the profit that ranges at Rs 174 crore. The same quarter at the last fiscal year saw a profit of Rs 120 crore.
In fact the business premium recorded this year at Rs 1264 crore is down by 8% with respect to the previous year (Rs 1368 crore). And the renewal premium was up by 3% to Rs 2316 crore from the last year review. HDFC Life Insurance commands 70.65% and Standard Life holds only 26% of the equity in this joint collaborative venture. The rest is owned by other holders. The recent agreement in August 2015 states that HDFC will share 9% additional stake to Standard Life. The whole transaction is subjected for the approval of the regulatory authorities.
HDFC Standard Life Opens Reinsurance Subsidiary at Dubai IFC
HDFC Standard Life Insurance recently gave an extension to its insurance business, as the company has incorporated a Dubai IFC-based reinsurance company. A subsidiary of HDFC Ltd, HDFC Life has successfully set up HDFC International Life and Reinsurance Company Ltd (or HILRCL) at Dubai International Finance Centre with USD 12.33 Million as the initial capital.
HILRCL is expected to commence it financial business operations at Dubai quite shortly, aiming at getting the approval of the Authority of Dubai Financial Services after completing the regulatory formalities. The Dubai-based company will operate in the capacity of providing reinsurance to the leading insurance companies and probably rush into managing their contacts across the insurance industry.
HILRCL eventually looks forward to receiving the required approval from the DFSA. Once the approval is received, the company will expand its territory.
HDFC Standard Life Insurance Company mandates Kotak Mahindra and JP Morgan to plan IPO
As revealed by the sources, the biggest mortgage lender of India, HDFC Standard Life, has shortlisted a law firm and some investment bankers to plan its life insurance JV’s IPO (initial public offering). HDFC Standard Life Insurance Company is planning to sell 10 per cent from its stake in the entity which is 61.63% at present. The mortgage lender is probable to raise about Rs. 3,000 Crore from this sale of shares.
As revealed by some sources who don’t wish to be named, while Morgan Stanley, JP Morgan Chase and Company, and Kotak Mahindra Bank are amongst the banks that have been shortlisted to manage the initial public offering, Cyril Amarchand Mangaldas, the renowned law firm, has been chosen to be the lawyer for this primary issue.
HDFC Standard Life didn’t react to an e-mail sent in the morning on 4th May, 2016 looking for a comment on this matter. JP Morgan and Morgan Stanley refused to comment.
HDFC Standard Life, Max Financial Services and Max Life Insurance join hands
The Max Financial services and Max Life Insurance will venture into HDFC Standard Life Insurance which is the biggest merger in the insurance industry so far in India. The company board of director of HDFC Standard Life Insurance and Max Financial Services and Max Life Insurance Company allowed the exclusive and confidential agreement of the three so as to examine their potentiality of providing insurance services by merging into HDFC Life.
Max Financial Services believes that this move would give a combined standard of services with a common agreement on all the ground agreed by the parties in regards to the deal made by the companies. This deal would the on the basis of respected diligence and standard documentation and authorized board, shareholders, insurance regulatory, and the respected National Legislative courts along with the approvals of the third party an per the approvals made. Presently, a FDI of 49% into the insurance sector allowed in India.
HDFC Life Gets into Micro-Insurance Segment
One of the leading insurance companies of the country, HDFC Life Insurance has entered into micro-insurance segment and has launched two products- Jeevan Suraksha and Credit Suraksha that provides security at a nominal cost.
Mr. Sujoy Manna, VP of HDFC life has stated that micro-insurance space has significant potential and HDFC Life is committed to partner with the government’s vision to strengthen the country’s economy. By getting into the partnership with the microfinance institution, the under insured section across the country will be boosted by the private insurer. He further added that the company can get into a lot of profit if it promotes the cooperatives that structure a large part of the unorganized sector.
Manna has also added that the Micro-credit is growing in India and the corresponding demand for the products is going to rise, which will help to manage the financial risks whatsoever.
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HDFC Standard Life Insurance Reviews
HDFC Insurance Plan
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'Maximum Claiming Amount'
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Traditional Insurance Plan
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Nice Insurance Plan
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HDFC child insurance plan is great policy and the investment is also low , so i buy one for my son. Service is fantastic which delivered by the executives and staff members. Policy coverage is high and claims are easy to sanctioned.
The ulip insurance plan of mine is fantastic which has low premium and come's in less investment too. The hdfc life insurance is the best terms and conditions which facilitates me many benefits. The policy coverage is high approx. 90% and easy online renewal is possible with online portal.
HDFC life insurance provide's me the traditional insurance policy. The policy coverage is good and claiming procedure is simple only because of quick service provided by the executives and staff members.
Good retirement insurance policy in just very less investment. The policy coverage is good ~89% and the claims are high which can be easily sanctioned because of fast service provided by the company members.
Quality Investment Plan
HDFC standard life insurance is the insurer provides me the term insurance plan in very low investments. Policy cover maximum expenditure and the claims are high which can be sanctioned easily. Updates regarding policy is mailed to me regularly.
HDFC Term Policy
The hdfc life insurance is one of the best insurance plan, it has maximum coverage and it facilitate the service which is on time. Claiming procedure is very easy due to fast service facilitate by the executives and staff of the company.
Best Term Policy
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Good Policy Coverage
The insurance i have is hdfc term insurance, it have high policy coverage ~89% and the claims are even better. Service facilitate is awesome and the renewals can be done by online portal service which is very simple to use and anybody can access it.
My hdfc life term plan is fantastic with some good benefits like low premiums and high coverage. The service facilitate by the staff members of the company is fast and on time. Claiming get easy due to fast service.
The hdfc pension plan has good policy coverage around 91% and claims are high which can be easily sanctioned due to fast service facilitate by the executives of the company. Updates are mailed to my email address or it can be visit on the website.
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Child Insurance Policy
My child have a secure future because i buy him a hdfc child plan. It really very good insurance policy which facilitate the best service in low premiums. The policy coverage is high ~89% and the claims are easy to sanctioned.
The hdfc child plan i have bought in low investments. The policy is very nice benefits with huge returns. Service is fantastic and online portal gives the easy gateway to pay premiums and get updates regarding insurance policy. Good claims and policy coverage is also high.
overall best service good conversation with the financial adviser...
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Really a good for chossing and compare with policybazaar.com
My ulip policy plan is really nice, i.e., HDFC standarad life insurance. It has good benefits and services. Policy coverage is 89% and claims are around 39 L. Service is very good and fast that's why the work is done in very shot time period. I like it.
I have ulip plan from hdfc standard life insurance. The plan works for me. Policy coverage is also good with claiming amount of Rs.41 L. Service provided by you is awesome and fabulous with fast interface. Good future investment.
My ulip policy plan is from hdfc standard life insurance and the policy is the best because the policy has many benefits like the accident insurance is inbuilt in this policy. Policy coverage is high 89% and the premiums are low. Claims are 1.25 times of the investment. The service is fast and very quick. Great job guys.